A new report is revealing the best and worst states where Americans could retire.

Bankrate, headquartered in New York City, evaluated all 50 states on data points to help determine where people might spend their golden years.

Some of the factors include living costs, health care costs, crime and overall well-being.

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"The reality is that most Americans feel behind on saving for retirement, which means affordability is critical," Alex Gailey, Bankrate analyst, told FOX Business in an emailed statement.

"A move to a more affordable location could be an effective way for soon-to-be retirees to stretch their retirement savings in this economy."

"If you’re behind on savings and retirement is just a few years away, now’s the time to play catch-up," Gailey added.

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Below, see the top five best states to retire, followed by the worst, according to Bankrate.

Gailey said Delaware took the No. 1 spot over Iowa in this year’s ranking of the best and worst states to retire.

"While Delaware is a pricier state to live in, the state’s high-quality health care, light tax burden, affordable homeowners insurance and good weather propelled it to the top spot this year," she said.

"Delaware also scored well in diversity, wellness and culture, and has a high share of residents who are age 62 and older compared to its population."

This state was the best in terms of affordability — but Bankrate did note that it is the worst state for quality and cost of health care.

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Bankrate moved Georgia up from 15th place since last year, saying the state has become much more affordable.

The report found the Palmetto State scored well in the weather category and fell in the middle of overall well-being and quality and cost of health care; also, crime also dropped. 

Missouri ranked well in affordability, cost of living and property taxes.

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Yet the midwestern state is struggling with its quality of health care, overall well-being, crime and natural disasters, said Bankrate.

The worst states to retire in, according to Bankrate, are North Dakota, California, Washington, New York and Alaska.

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Alaska held last place for the second consecutive year.

The report said it's been "dragged down by back-of-the-pack scores in affordability, quality and cost of health care, weather and crime," according to Bankrate.

If you are thinking about relocating somewhere in the U.S. as you retire, Bankrate advised people to consider the following: