Cardo AI, a leading technology platform for asset-based finance and private credit, has appointed Daniel Esteve as Chief Revenue Officer (CRO) and Robert Horowitz as Chief Financial Officer (CFO). These strategic appointments are part of the company's commitment to accelerating growth and strengthening its US presence.

Dan brings 20 years of sales and leadership experience in finance and FinTech to Cardo AI. Dan began his career in commodity futures sales and trading at the CME Group and was most recently a Managing Director at S&P Global, a leading financial data and analytics firm, where he worked for over a decade covering top banks, asset managers, and hedge funds. Dan holds an MBA from Cornell University.

With over 15 years of senior leadership experience, Robert blends strategic financial acumen with operational excellence across global, technology-driven enterprises. He has led end-to-end financial strategy, optimized capital deployment, and driven transformative initiatives in M&A, growth acceleration, and scalable business expansion.

Altin Kadareja, CEO at Cardo AI, says: "As Cardo AI continues to innovate and grow, the leadership of Dan and Robert will be pivotal in advancing the company’s development. Dan’s expertise in revenue growth and business development will drive our commercial success across global markets, while Robert’s financial acumen will ensure long-term sustainability throughout our expansion.”

Daniel Esteve, CRO at Cardo AI, says: “This is an exciting moment for Cardo AI as the ABF and private credit markets are facing extraordinary growth. I believe success in this space depends on people and their ability to navigate complex transactions. Providing these professionals with the right technology stack that truly meets their needs is critical. And that is where Cardo AI excels.”

Robert Horowitz, CFO at Cardo AI, says: “Cardo AI’s culture of innovation, combined with its disciplined execution, provides a strong foundation for scalable and resilient financial operations. Contributing to the development of a global financial framework that enhances transparency, efficiency, and control across markets is a unique opportunity to help position the company for sustained growth.”

About Cardo AI - Cardo AI is the end-to-end platform for asset-based finance and private-credit markets. Its platform manages more than $90 billion in assets under technology, connects to 160+ external systems, and processes 5 trillion data points to power portfolio management, cash-flow modelling, and investor reporting. For further information: info@cardoai.com - www.cardoai.com.

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