The October issue of Best’s Review features articles on the U.S. private passenger auto and commercial auto segments:

• “Finding the Fast Lane: Pricing Helps Auto Insurers Navigate Roadblocks to Profitability in Difficult Market” focuses on some of the U.S. private passenger auto insurers that have had a direct combined ratio of under 100.
• “Distracted Driving on the Rise in Commercial Vehicles, Propelling Claims Frequency and Severity” features Nationwide executive Kristina Talkowski, who talks about the company’s 2024 driving behaviors study, which shows the damaging effects of distracted driving.
• “Leading AI Platforms Focus on Auto Insurers, Customer Satisfaction” presents responses from three artificial intelligence large language models about how auto insurers can improve customer satisfaction.

Also included:

• “Life Insurance Death Benefits Paid to Beneficiaries Stabilized in 2023” examines AM Best data to identify death benefit trends and reveals what the industry is saying about them.
• “Modelers’ Loss Estimates Vary, Impacted by Long-Term Effects” looks at how more sophisticated risk assessment models have become available in recent years and how modelers are often quick to issue loss estimates following a catastrophic event.
• “The Future of M&A: The Impact of Global Market Trends” presents the three overarching trends among insurers that are likely to drive M&A activity in the coming decade.

Best’s Review is AM Best’s monthly insurance magazine, covering emerging issues and trends and evaluating their impact on the marketplace. Access to the complete content of Best’s Review is available here.

AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.

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