Financial News

Best’s Market Segment Report: AM Best Maintains Negative Outlook on Germany’s Non-Life Insurance Segment

AM Best is maintaining its outlook for Germany’s non-life insurance segment at negative.

In its new Best’s Market Segment Report, “Market Segment Outlook: Germany Non-Life Insurance”, AM Best says subdued growth prospects, on an inflation-adjusted basis, continue to be a headwind for insurers in Germany. In addition, persistent claims inflation and a competitive operating environment weigh on insurers’ underwriting profitability, while natural catastrophe losses bring volatility to results.

Nonetheless, the report notes that the segment has built a good buffer in risk-adjusted capitalisation to absorb potential earnings volatility. The segment also has a balanced market composition with profitable sub-segments.

To access a complimentary copy of this market segment report, please visit

AM Best is a global credit rating agency, news publisher and data analytics provider specialising in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit

Copyright © 2023 by A.M. Best Rating Services, Inc. and/or its affiliates. ALL RIGHTS RESERVED.


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