UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 _________________ FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 4, 2004 (October 1, 2004) Friedman's Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 0-22356 58-20583 (State or Other Jurisdiction (Commission File (IRS Employer of Incorporation) Number) Identification No.) 171 Crossroads Parkway Savannah, Georgia 31422 (Address of Principal Executive Offices) (912) 233-9333 (Registrant's telephone number, including area code) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: |_| Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |_| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |_| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Item 8.01. Other Events. On October 1, 2004, Friedman's, Inc. ("Friedman's") issued a press release announcing that it has received vendor agreements under its secured trade credit program representing more than $15 million in obligations owed by Friedman's to participating vendors. As a result, an additional $9.5 million previously reserved under Friedman's credit facility has become available. The text of the press release is included as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference into this Item. Item 9.01. Financial Statements and Exhibits. (c) Exhibits. The following exhibits are filed as part of this report: Exhibit Number Description ------ ----------- Exhibit 99.1 Press release dated October 1, 2004 SIGNATURES Pursuant to the requirements of the Securities and Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Friedman's Inc. (Registrant) Date: October 4, 2004 By: /s/ C. Steven Moore -------------------------- C. Steven Moore Chief Administrative Officer and General Counsel EXHIBIT INDEX Exhibit Number Description ------- ----------- Exhibit 99.1 Press release dated October 1, 2004