UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): APRIL 26, 2005
R&G FINANCIAL CORPORATION
(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
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PUERTO RICO 001-31381 66-0532217
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(STATE OR OTHER JURISDICTION OF (COMMISSION FILE NO.) (I.R.S. EMPLOYER IDENTIFICATION NO.)
INCORPORATION)
280 JESUS T. PINERO AVE. 00918
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HATO REY, SAN JUAN, PUERTO RICO (ZIP CODE)
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(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES)
REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE: (787) 758-2424
(FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)
NOT APPLICABLE.
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under
any of the following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement pursuant to Rule 14d-2(b) under the Exchange Act
(17 CFR 240-14d-2(b))
[ ] Pre-commencement pursuant to Rule 13e-4(c) under the Exchange Act
(17 CFR 240-13e-4(c))
ITEM 8.01 OTHER EVENTS
On April 26, 2005, R&G Financial Corporation (the "Company") issued a
press release announcing that it had been informed by a letter from the
Securities and Exchange Commission (the "Commission"), dated April 26, 2005,
that the Commission was conducting an informal inquiry regarding (i) the April
25, 2005 announcement that the Company would restate its financial statements,
and (ii) the underlying issues addressed in that press release. The Company
intends to cooperate with and assist the Commission in this informal
investigation.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS
(c) EXHIBITS.
The following exhibits are being filed herewith:
99.1 Press Release dated April 26, 2005
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
R&G FINANCIAL CORPORATION
Date: April 26, 2005
By: /s/Joseph R. Sandoval
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Joseph R. Sandoval
Executive Vice President and Chief
Financial Officer