First Charter Corporation
 

As filed with the Securities and Exchange Commission on December 18, 2003

SECURITIES AND EXCHANGE COMMISSION

Washington, D. C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):
December 18, 2003

FIRST CHARTER CORPORATION
(Exact name of registrant as specified in its charter)

         
North Carolina   0-15829   56-1355866
(State or other   (Commission   (IRS Employer
jurisdiction of   File Number)   Identification No.)
incorporation)        

10200 David Taylor Drive, Charlotte, North Carolina 28262-2373
(Address, including zip code, of principal executive offices)

(704) 688-4300
(Registrant’s telephone number, including area code)

 


 

Item 5      Other Events

By press release dated December 18, 2003, First Charter Corporation (the “Company”) announced prepayment of selected borrowings, increased loan growth, and revised earnings estimates. Reference is made to the Company’s news release dated December 18, 2003, which is included as exhibit 99.1 to this Current Report on Form 8-K.

Item 7      Financial Statements and Exhibits

(c)  The following exhibits are filed herewith:

     
Exhibit No.   Description

 
     
99.1   News release disseminated on December 18, 2003 by First Charter Corporation.

 


 

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

         
        FIRST CHARTER CORPORATION
         
    By:   /s/ Robert O. Bratton
       
        Robert O. Bratton
        Executive Vice President and Chief Financial Officer
         
Dated: December 18, 2003        

 


 

EXHIBIT INDEX

     
Exhibit No.   Description

 
     
99.1   News Release disseminated on December 18, 2003 by First Charter Corporation.