MERRILL LYNCH LIFE INSURANCE COMPANY
             MERRILL LYNCH LIFE VARIABLE ANNUITY SEPARATE ACCOUNT C

                        SUPPLEMENT DATED JULY 11, 2007
                                     TO THE
                          PROSPECTUS DATED MAY 1, 2007
                                      FOR
                        MERRILL LYNCH CONSULTS ANNUITY(SM)

This supplement updates the Prospectus for the Merrill Lynch Consults
Annuity(SM) (the "Consults Annuity") issued by Merrill Lynch Life Insurance
Company.  Please retain this supplement with your Consults Annuity Prospectus
for your reference.

On p. 17 of the Prospectus under "The Funds," the footnote indicating that the
Roszel/Marsico Large Cap Growth Portfolio is closed to allocations of premiums
and incoming transfers of contract value for certain Contracts is inaccurate.
The Roszel/Marsico Large Cap Growth Portfolio IS AVAILABLE for allocations of
premiums and incoming transfers of contract value for all Contracts.

The Roszel/Kayne Anderson Rudnick Small-Mid Cap Value Portfolio, however,
remains closed to allocations of premiums and incoming transfers of contract
value for certain Contracts.

                                     * * *

If you have any questions, please contact your Financial Advisor, or call the
Service Center at (800) 535-5549, or write the Service Center at P.O. Box 44222,
Jacksonville, Florida 32231-4222.




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