UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(d) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

        Date of Report (Date of earliest event reported): April 23, 2008
                                 --------------

                       PROVIDENT FINANCIAL SERVICES, INC.
                       ----------------------------------
             (Exact Name of Registrant as Specified in its Charter)

    Delaware                          001-31566                42-1547151
 ---------------                 ------------------            -----------
(State or Other Jurisdiction)    (Commission File No.)        (I.R.S. Employer
      of Incorporation)                                      Identification No.)


830 Bergen Avenue, Jersey City, New Jersey                     07306-4599
------------------------------------------                     ----------
(Address of Principal Executive Offices)                       (Zip Code)

Registrant's telephone number, including area code:  (201) 333-1000
                                                     --------------

                                 Not Applicable
                                 --------------
          (Former Name or Former Address, if Changed Since Last Report)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[  ] Written communications  pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[  ] Soliciting  material  pursuant to Rule 14a-12 under the Exchange Act (17
     CFR 240.14a-12)

[  ] Pre-commencement  communications  pursuant  to Rule  14d-2(b)  under the
     Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement  communications  pursuant  to Rule  13e-4(c)  under the
     Exchange Act (17 CFR 240.13e-4(c))




Item 7.01  Regulation FD Disclosure.
           -------------------------

     The Company  issued a news  release  reporting on the results of its Annual
Meeting of  Stockholders  held on April 23,  2008. A copy of the news release is
attached as Exhibit  99.1 to this report and is being  furnished  to the SEC and
shall not be deemed "filed" for any purpose.

Item 9.01  Financial Statements and Exhibits
           ---------------------------------

          (a) Financial Statements of Businesses Acquired. Not applicable.

          (b) Pro Forma Financial Information. Not applicable.

          (c) Shell Company Transactions. Not applicable.

          (d) Exhibits.

           Exhibit No.               Description
           -----------               -----------

             99.1                    New release dated April 24, 2008 reporting
                                     on the results of the Company's Annual
                                     Meeting of Stockholders.




                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.

                                              PROVIDENT FINANCIAL SERVICES, INC.


Date:  April 24, 2008                 By:      /s/ Paul M. Pantozzi
                                               --------------------
                                               Paul M. Pantozzi
                                               Chairman and
                                               Chief Executive Officer





                                  EXHIBIT INDEX


Exhibit           Description
-------           -----------

99.1              New release dated April 24, 2008 reporting on the results of
                  the Company's Annual Meeting of Stockholders.