SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549

                        ---------------------------------

                                    FORM 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(d) of the
                         SECURITIES EXCHANGE ACT OF 1934

                         ---------------------------------


                                 Date of Report

                                February 5, 2003
                     (Date of earliest event reported)


                           BankAtlantic Bancorp, Inc.
              (Exact name of registrant as specified in its Charter)


                 Florida                              34-027228
--------------------------------------       -----------------------------
    (State of other jurisdiction or            (Commission File Number)
     incorporation or organization)



        1750 East Sunrise Blvd.
        Ft. Lauderdale, Florida                        33304
--------------------------------------       -----------------------------
(Address of principal executive offices)              (Zip Code)

                                   65-0507804
                     --------------------------------------
                        (IRS Employer Identification No.)




                                 (954) 760-5000
              (Registrant's telephone number, including area code)

                                 Not Applicable
          (Former name or former address, if changed since last report)










Item 9.  Regulation FD Disclosure

     On February 5, 2003,  BankAtlantic  Bancorp,  Inc. (the "Company") issued a
press release  announcing its fourth quarter and year 2002 earnings as well as a
restatement  of its second  and third  quarter  2002  earnings.  The  Company is
furnishing  the press release as Exhibit 99.1 to this report  pursuant to Item 9
of Form 8-K. The  information in this report  (including  Exhibit 99.1) is being
furnished  pursuant  to Item 9 and shall not be  deemed  to be  "filed"  for the
purposes  of  Section 18 of the  Securities  Exchange  Act of 1934 or  otherwise
subject to the  liabilities  of that section.  This report will not be deemed an
admission as to the materiality of any  information  herein  (including  Exhibit
99.1).









                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended,  the  registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.

                                                      BANKATLANTIC BANCORP, INC.

                                                      By: /s/ JAMES A. WHITE
                                                      -------------------------
                                                         James A. White
                                                     Executive Vice President
                                                     - Chief Financial Officer


Dated: February 7, 2003




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EXHIBIT INDEX


Exhibit         Description
-------         -----------

99.1            Press Release dated February 5, 2003.