UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or Date of Earliest Event Reported): October 27, 2003 MIDSOUTH BANCORP, INC. (Exact name of registrant as specified in its charter) Louisiana 1-11826 72-1020809 (State or jurisdiction of (Commission File (IRS Employer incorporation or organization) Number) Identification No.) 102 Versailles Boulevard, Lafayette, Louisiana 70502 (Address of principal executive offices) (Zipcode) (337) 237-8343 (Registrant's telephone number, including area code) ITEM 5. OTHER EVENTS AND REGULATION FD DISCLOSURE On October 27, 2003, MidSouth Bancorp, Inc. (the "Company") issued a press release regarding the Company's earnings for the quarter ended September 30, 2003. The Company's earnings press release, including financial highlights, is attached as Exhibit 99.1. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto authorized. Dated: October 27, 2003 MIDSOUTH BANCORP, INC. By: /s/ C. R. Cloutier ------------------ President & CEO EXHIBIT INDEX Exhibit No. Description ----------- ----------- 99.1 Press Release dated October 27, 2003 announcing earnings for the third quarter of 2003.