UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington,
D.C. 20549
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of
The
Securities Exchange Act of 1934
Date of
Report (Date of earliest event report) July
12, 2005
Severn Bancorp,
Inc.
(Exact name of registrant as specified in its charter)
Maryland 0-49731 52-1726127
(State or other jurisdiction (Commission File (IRS
Employer
of incorporation)
Number) Identification Number)
1919A West Street,
Annapolis, Maryland
21401
(Address of principal executive
offices) (Zip Code)
410-268-4554
(Registrant’s telephone number, including area code)
(Former name or former address, if change since last report)
Check the appropriate box below if the Form8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
[ ]
Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
[ ]
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[ ]
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
(17 CFR
240.14d-2(b))
[ ]
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act
(17 CFR
240.13e-4(c))
ITEM
2.02 RESULTS
OF OPERATIONS AND FINANCIAL CONDITION.
On July
12, 2005, Severn Bancorp, Inc. issued a press release announcing financial
results for the second quarter ending June 30, 2005. A copy of this press
release is being furnished as Exhibit 99.1 to this report.
ITEM
9.01 FINANCIAL
STATEMENTS AND EXHIBITS.
(c) Exhibits
99.1 Press
release dated July 12, 2005
Signatures
Pursuant
to the requirements of the Securities Exchange Act of 1934, the Registrant has
duly caused this report to be signed on its behalf by the undersigned hereunto
duly authorized.
Severn Bancorp, Inc.
Dated: July
12, 2005 By:
/Alan
J. Hyatt/
Alan J. Hyatt, President