UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: December 31, 2004
Check here if Amendment [ ]: Amendment Number:
This Amendment (Check only one): [] is a restatement
[ ] adds new holdings entries
Institutional Investment Manager Filing this Report:
Name: First Commonwealth Financial Corporation
Address: 22 North Sixth Street
Indiana, PA, 15701
Form 13F File Number:28-05151
The institutional investment manager filing this report and the person
by whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein is true,
correct and complete, and it is understood that all required items,
statements, schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: John J. Dolan
Title: Executive Vice President and Chief Financial Officer
Phone: (724) 349-7220
Signature,Place, and Date of Signing:
/s/ John. J. Dolan
John J. Dolan, Indiana, PA, February 11, 2005
Report Type(check only one) :
[x] 13F HOLDINGS REPORT (Check here if all holdings of this reporting
manager are reported in this report
[ ] 13F NOTICE (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s))
[ ] 13F COMBINATION REPORT (Check here if a portion of the holdings
for this reporting manager are reported in this report and a
portion are reported by other reporting manager(s).)
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total: 225
Form 13F Information Table Value Total: $157,118 (thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is
filed, other than the manager filing this report.
Number: 1
Form 13F File Number:28-05153
Name: First Commonwealth Trust Company
FORM 13F INFORMATION TABLE
COLUMN 1 COL 2 COL 3 COL 4 COLUMN 5 COL 6 COL 7 COLUMN 8
TITLE MARKET
OF VALUE SHS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
3M CO Common 88579Y101 452 5,510 SH DEFINED 1 5,510 0 0
3M CO Common 88579Y101 785 9,560 SH OTHER 1 9,560 0 0
ABBOTT LABS Common 2824100 774 16,581 SH DEFINED 1 16,581 0 0
ABBOTT LABS Common 2824100 20 425 SH OTHER 1 425 0 0
ALCOA INC Common 13817101 800 25,465 SH DEFINED 1 25,465 0 0
ALCOA INC Common 13817101 93 2,970 SH OTHER 1 2,970 0 0
ALLSTATE CORP Common 20002101 909 17,583 SH DEFINED 1 17,583 0 0
ALLSTATE CORP Common 20002101 379 7,327 SH OTHER 1 7,327 0 0
ALLTEL CORP Common 20039103 1,018 17,333 SH DEFINED 1 17,333 0 0
ALLTEL CORP Common 20039103 512 8,716 SH OTHER 1 1,700 7,016 0
ALTRIA GROUP INC Common 02209S103 776 12,700 SH DEFINED 1 12,700 0 0
ALTRIA GROUP INC Common 02209S103 1,768 28,940 SH OTHER 1 28,940 0 0
AMERICAN INTL GROUP INC Common 26874107 1,109 16,895 SH DEFINED 1 16,895 0 0
AMERICAN INTL GROUP INC Common 26874107 94 1,431 SH OTHER 1 1,431 0 0
AMGEN INC Common 31162100 1,281 19,971 SH DEFINED 1 19,971 0 0
AMGEN INC Common 31162100 79 1,225 SH OTHER 1 1,225 0 0
ANHEUSER BUSCH COS INC Common 35229103 1,273 25,094 SH DEFINED 1 25,094 0 0
ANHEUSER BUSCH COS INC Common 35229103 43 850 SH OTHER 1 850 0 0
APACHE CORP Common 37411105 865 17,096 SH DEFINED 1 17,096 0 0
APACHE CORP Common 37411105 64 1,274 SH OTHER 1 750 524 0
BANK OF AMERICA CORPORATION Common 60505104 1,214 25,825 SH DEFINED 1 25,825 0 0
BANK OF AMERICA CORPORATION Common 60505104 201 4,276 SH OTHER 1 4,276 0 0
BELLSOUTH CORP Common 79860102 236 8,487 SH DEFINED 1 8,087 400 0
BELLSOUTH CORP Common 79860102 110 3,940 SH OTHER 1 3,940 0 0
BERKSHIRE SECURITIES Common 84991868 702 3,600 SH DEFINED 1 3,600 0 0
BERKSHIRE SECURITIES Common 84991868 351 1,800 SH OTHER 1 1,800 0 0
BICO INC Common 88766100 0 101,100 SH DEFINED 1 101,100 0 0
BJ SVCS CO Common 55482103 540 11,600 SH DEFINED 1 11,600 0 0
BJ SVCS CO Common 55482103 5 100 SH OTHER 1 100 0 0
BOEING CO Common 97023105 188 3,637 SH DEFINED 1 3,637 0 0
BOEING CO Common 97023105 90 1,744 SH OTHER 1 1,744 0 0
BP PLC Common 55622104 721 12,346 SH DEFINED 1 12,346 0 0
BP PLC Common 55622104 367 6,281 SH OTHER 1 5,279 1,002 0
CAREMARK RX INC Common 141705103 843 21,380 SH DEFINED 1 21,380 0 0
CAREMARK RX INC Common 141705103 30 750 SH OTHER 1 750 0 0
CATERPILLAR INC DEL Common 149123101 201 2,057 SH DEFINED 1 2,057 0 0
CATERPILLAR INC DEL Common 149123101 17 175 SH OTHER 1 175 0 0
CENDANT CORP Common 151313103 620 26,505 SH DEFINED 1 26,505 0 0
CENDANT CORP Common 151313103 41 1,740 SH OTHER 1 1,740 0 0
CHESTER VALLEY BANCORP Common 166335109 547 24,906 SH DEFINED 24,906 0 0
CHEVRONTEXACO CORP Common 166764100 487 9,272 SH DEFINED 1 9,272 0 0
CHEVRONTEXACO CORP Common 166764100 182 3,470 SH OTHER 1 2,670 0 800
CISCO SYS INC Common 17275R102 1,108 57,328 SH DEFINED 1 57,328 0 0
CISCO SYS INC Common 17275R102 118 6,125 SH OTHER 1 6,125 0 0
CITIGROUP INC Common 172967101 1,583 32,850 SH DEFINED 1 32,850 0 0
CITIGROUP INC Common 172967101 221 4,592 SH OTHER 1 4,227 365 0
CNB FINL CORP PA Common 126128107 396 25,908 SH DEFINED 1 25,908 0 0
COMCAST CORP NEW Common 20030N101 205 6,164 SH DEFINED 1 6,164 0 0
COMCAST CORP NEW Common 20030N101 83 2,483 SH OTHER 1 2,365 0 118
CONOCOPHILLIPS Common 20825C104 293 3,372 SH DEFINED 1 3,372 0 0
CONOCOPHILLIPS Common 20825C104 43 500 SH OTHER 1 500 0 0
CONSTELLATION ENERGY GROUP Common 210371100 238 5,441 SH OTHER 1 5,441 0 0
COOPER COS INC Common 216648402 815 11,550 SH DEFINED 1 11,550 0 0
COOPER COS INC Common 216648402 19 275 SH OTHER 1 275 0 0
COVENTRY HEALTH CARE INC Common 222862104 281 5,300 SH DEFINED 1 5,300 0 0
COVENTRY HEALTH CARE INC Common 222862104 12 225 SH OTHER 1 225 0 0
CTC COMMUNICATIONS GROUP INC Common 126419100 0 10,000 SH DEFINED 1 10,000 0 0
DELL INC Common 24702R101 1,014 24,066 SH DEFINED 1 24,066 0 0
DELL INC Common 24702R101 32 750 SH OTHER 1 750 0 0
DIASENSE INC COM Common 252834106 0 17,500 SH DEFINED 1 17,500 0 0
DOMINION RES INC VA NEW Common 25746U109 828 12,218 SH DEFINED 1 12,218 0 0
DOMINION RES INC VA NEW Common 25746U109 120 1,765 SH OTHER 1 1,765 0 0
DOW CHEM CO Common 260543103 156 3,143 SH DEFINED 1 3,143 0 0
DOW CHEM CO Common 260543103 69 1,396 SH OTHER 1 1,396 0 0
DU PONT E I DE NEMOURS & CO Common 263534109 537 10,954 SH DEFINED 1 10,954 0 0
DU PONT E I DE NEMOURS & CO Common 263534109 103 2,100 SH OTHER 1 300 1,800 0
EMBRYO DEV CORP Common 290818103 3 15,000 SH DEFINED 1 15,000 0 0
EMERSON ELEC CO Common 291011104 21 300 SH DEFINED 1 300 0 0
EMERSON ELEC CO Common 291011104 682 9,730 SH OTHER 1 9,730 0 0
ESB FINANCIAL CORP Common 26884F102 254 17,550 SH DEFINED 17,550 0 0
EXELON CORP Common 30161N101 168 3,816 SH DEFINED 1 3,816 0 0
EXELON CORP Common 30161N101 82 1,866 SH OTHER 1 1,866 0 0
EXXON MOBIL CORP Common 30231G102 3,885 75,793 SH DEFINED 1 75,793 0 0
EXXON MOBIL CORP Common 30231G102 2,043 39,846 SH OTHER 1 18,920 20,626 300
FEDEX CORP Common 31428X106 870 8,835 SH DEFINED 1 8,835 0 0
FEDEX CORP Common 31428X106 34 350 SH OTHER 1 350 0 0
FIDELITY BANCORP INC/PENN Common 315831107 587 23,282 SH DEFINED 23,282 0 0
FIRST COMWLTH FINL CORP PA Common 319829107 21,100 1,371,005 SH DEFINED 1 1,366,489 4,516 0
FIRST COMWLTH FINL CORP PA Common 319829107 2,600 168,950 SH OTHER 1 118,740 50,210 0
FLEXTRONICS INTL LTD Common Y2573F102 640 46,295 SH DEFINED 1 46,295 0 0
FLEXTRONICS INTL LTD Common Y2573F102 19 1,350 SH OTHER 1 1,350 0 0
FORTUNE BRANDS INC Common 349631101 983 12,732 SH DEFINED 1 12,732 0 0
FORTUNE BRANDS INC Common 349631101 23 300 SH OTHER 1 300 0 0
FPL GROUP INC Common 302571104 753 10,070 SH DEFINED 1 10,070 0 0
FPL GROUP INC Common 302571104 73 975 SH OTHER 1 975 0 0
GANNETT INC Common 364730101 644 7,880 SH DEFINED 1 7,880 0 0
GANNETT INC Common 364730101 29 350 SH OTHER 1 350 0 0
GATEWAY BANK OF PENNSYLVANIA Common 869099101 50 5,000 SH SOLE 5,000 0 0
GENERAL ELEC CO Common 369604103 3,637 99,640 SH DEFINED 1 99,640 0 0
GENERAL ELEC CO Common 369604103 4,633 126,935 SH OTHER 1 123,905 3,030 0
GENERAL MLS INC Common 370334104 151 3,030 SH DEFINED 1 3,030 0 0
GENERAL MLS INC Common 370334104 161 3,240 SH OTHER 1 3,240 0 0
HARLEY DAVIDSON INC Common 412822108 126 2,075 SH DEFINED 1 2,075 0 0
HARLEY DAVIDSON INC Common 412822108 76 1,250 SH OTHER 1 950 300 0
HARRAHS ENTMT INC Common 413619107 548 8,200 SH DEFINED 1 8,200 0 0
HARRAHS ENTMT INC Common 413619107 23 350 SH OTHER 1 350 0 0
HARTFORD FINL SVCS GROUP INC Common 416515104 821 11,850 SH DEFINED 1 11,850 0 0
HARTFORD FINL SVCS GROUP INC Common 416515104 65 932 SH OTHER 1 932 0 0
HEINZ H J CO Common 423074103 75 1,930 SH DEFINED 1 1,930 0 0
HEINZ H J CO Common 423074103 262 6,723 SH OTHER 1 6,723 0 0
INGERSOLL-RAND COMPANY LTD Common G4776G101 14 170 SH DEFINED 1 170 0 0
INGERSOLL-RAND COMPANY LTD Common G4776G101 482 6,000 SH OTHER 1 6,000 0 0
INTEL CORP Common 458140100 1,061 45,347 SH DEFINED 1 45,347 0 0
INTEL CORP Common 458140100 108 4,600 SH OTHER 1 4,600 0 0
INTERNATIONAL BUSINESS MACHS Common 459200101 2,135 21,654 SH DEFINED 1 21,654 0 0
INTERNATIONAL BUSINESS MACHS Common 459200101 1,562 15,843 SH OTHER 1 15,743 100 0
IRON & GLASS BANCORP INC Common 462735101 83 1,850 SH DEFINED 1,850 0 0
JACOBS ENGR GROUP INC DEL Common 469814107 635 13,280 SH DEFINED 1 13,280 0 0
JACOBS ENGR GROUP INC DEL Common 469814107 22 450 SH OTHER 1 450 0 0
JOHNSON & JOHNSON Common 478160104 1,631 25,710 SH DEFINED 1 25,710 0 0
JOHNSON & JOHNSON Common 478160104 605 9,540 SH OTHER 1 9,140 400 0
JPMORGAN & CHASE & CO Common 46625H100 201 5,165 SH DEFINED 1 5,165 0 0
JUNIATA VALLEY NATL BK Common 482016102 1,015 24,119 SH DEFINED 1 24,119 0 0
LAUREL CAPITAL GROUP INC Common 518629100 258 12,000 SH DEFINED 12,000 0 0
LEESPORT FINANCIAL CORPORATION Common 524477106 1,924 76,650 SH DEFINED 76,650 0 0
LEHMAN BROS HLDGS INC Common 524908100 285 3,256 SH DEFINED 1 3,256 0 0
LEHMAN BROS HLDGS INC Common 524908100 24 275 SH OTHER 1 275 0 0
LENNAR CORP Common 526057104 345 6,085 SH DEFINED 1 6,085 0 0
LENNAR CORP Common 526057104 11 200 SH OTHER 1 200 0 0
LOWES COS INC Common 548661107 1,428 24,804 SH DEFINED 1 24,804 0 0
LOWES COS INC Common 548661107 193 3,350 SH OTHER 1 3,050 300 0
LUCENT TECHNOLOGIES INC Common 549463107 37 9,746 SH DEFINED 1 9,670 76 0
LUCENT TECHNOLOGIES INC Common 549463107 9 2,345 SH OTHER 1 2,065 280 0
MAGNITUDE INFORMATION SYS IN Common 559534102 15 112,400 SH DEFINED 1 112,400 0 0
MBNA CORP Common 55262L100 784 27,819 SH DEFINED 1 27,819 0 0
MBNA CORP Common 55262L100 79 2,792 SH OTHER 1 2,792 0 0
MCCORMICK & CO INC Common 579780206 654 16,935 SH DEFINED 1 16,935 0 0
MCCORMICK & CO INC Common 579780206 14 375 SH OTHER 1 375 0 0
MEDCO HEALTH SOLUTIONS INC Common 58405U102 57 1,368 SH DEFINED 1 1,368 0 0
MEDCO HEALTH SOLUTIONS INC Common 58405U102 149 3,573 SH OTHER 1 3,524 0 49
MEDTRONIC INC Common 585055106 665 13,391 SH DEFINED 1 13,391 0 0
MEDTRONIC INC Common 585055106 9 175 SH OTHER 1 175 0 0
MELLON FINANCIAL CORP Common 58551A108 778 25,000 SH DEFINED 25,000 0 0
MELLON FINL CORP Common 58551A108 155 4,974 SH DEFINED 1 4,974 0 0
MELLON FINL CORP Common 58551A108 160 5,153 SH OTHER 1 2,508 2,645 0
MERCK & CO INC Common 589331107 191 5,950 SH DEFINED 1 5,950 0 0
MERCK & CO INC Common 589331107 964 29,988 SH OTHER 1 29,188 800 0
MERRILL LYNCH & CO INC Common 590188108 1,270 21,250 SH DEFINED 1 21,250 0 0
MERRILL LYNCH & CO INC Common 590188108 167 2,800 SH OTHER 1 2,800 0 0
MICROSOFT CORP Common 594918104 1,274 47,668 SH DEFINED 1 47,668 0 0
MICROSOFT CORP Common 594918104 124 4,635 SH OTHER 1 4,635 0 0
MORGAN STANLEY Common 617446448 19 340 SH DEFINED 1 340 0 0
MORGAN STANLEY Common 617446448 273 4,914 SH OTHER 1 4,914 0 0
NATIONAL CITY CORP Common 635405103 228 6,076 SH DEFINED 1 6,076 0 0
NEW MEXICO BANQUEST Common 647991926 1,000 7,207 SH DEFINED 1 7,207 0 0
NEW MEXICO BANQUEST Common 647991926 100 717 SH OTHER 1 717 0 0
NOBLE CORPORATION Common G65422100 601 12,075 SH DEFINED 1 12,075 0 0
NOBLE CORPORATION Common G65422100 15 300 SH OTHER 1 300 0 0
NORTH PITTSBURGH SYS INC Common 661562108 198 8,000 SH DEFINED 1 8,000 0 0
NORTH PITTSBURGH SYS INC Common 661562108 1,649 66,670 SH OTHER 1 51,000 15,670 0
OMEGA FINANCIAL CORP Common 682092101 5,786 168,780 SH DEFINED 168,780 0 0
OMEGA FINL CORP Common 682092101 218 6,354 SH DEFINED 1 6,354 0 0
ORACLE CORP Common 68389X105 722 52,621 SH DEFINED 1 52,621 0 0
ORACLE CORP Common 68389X105 45 3,266 SH OTHER 1 3,266 0 0
PARKVALE FINANCIAL CORP Common 701492100 6,465 224,544 SH DEFINED 224,544 0 0
PENNSYLVANIA RL ESTATE INVT Common 709102107 317 7,414 SH DEFINED 1 7,414 0 0
PEPSICO INC Common 713448108 1,541 29,524 SH DEFINED 1 29,524 0 0
PEPSICO INC Common 713448108 1,070 20,500 SH OTHER 1 20,100 400 0
PFIZER INC Common 717081103 2,041 75,894 SH DEFINED 1 75,894 0 0
PFIZER INC Common 717081103 581 21,603 SH OTHER 1 21,603 0 0
PITNEY BOWES INC Common 724479100 522 11,271 SH DEFINED 1 11,271 0 0
PITNEY BOWES INC Common 724479100 9 200 SH OTHER 1 200 0 0
PNC FINL SVCS GROUP INC Common 693475105 567 9,879 SH DEFINED 1 9,329 0 550
PNC FINL SVCS GROUP INC Common 693475105 172 3,000 SH OTHER 1 3,000 0 0
PPG INDS INC Common 693506107 265 3,887 SH DEFINED 1 3,887 0 0
PPG INDS INC Common 693506107 1,748 25,652 SH OTHER 1 19,802 5,850 0
PPL CORP Common 69351T106 345 6,476 SH DEFINED 1 6,476 0 0
PPL CORP Common 69351T106 256 4,800 SH OTHER 1 4,800 0 0
PRAXAIR INC Common 74005P104 675 15,294 SH DEFINED 1 15,294 0 0
PRAXAIR INC Common 74005P104 10 230 SH OTHER 1 230 0 0
PRICE T ROWE GROUP INC Common 74144T108 996 16,010 SH DEFINED 1 16,010 0 0
PRICE T ROWE GROUP INC Common 74144T108 53 850 SH OTHER 1 850 0 0
PROCTER & GAMBLE CO Common 742718109 1,556 28,244 SH DEFINED 1 28,244 0 0
PROCTER & GAMBLE CO Common 742718109 2,233 40,550 SH OTHER 1 40,150 400 0
PUBLIC SVC ENTERPRISE GROUP Common 744573106 87 1,689 SH DEFINED 1 1,689 0 0
PUBLIC SVC ENTERPRISE GROUP Common 744573106 359 6,930 SH OTHER 1 6,680 0 250
QUALCOMM INC Common 747525103 941 22,185 SH DEFINED 1 22,185 0 0
QUALCOMM INC Common 747525103 36 850 SH OTHER 1 850 0 0
ROCKWELL AUTOMATION INC Common 773903109 233 4,708 SH DEFINED 1 4,708 0 0
ROCKWELL AUTOMATION INC Common 773903109 232 4,688 SH OTHER 1 4,688 0 0
ROCKWELL COLLINS INC Common 774341101 177 4,494 SH DEFINED 1 4,494 0 0
ROCKWELL COLLINS INC Common 774341101 106 2,688 SH OTHER 1 2,688 0 0
ROYAL BANCSHARES OF PENN-A Common 780081105 903 33,407 SH DEFINED 33,407 0 0
ROYAL DUTCH PETE CO Common 6780257804 297 5,175 SH DEFINED 1 5,175 0 0
ROYAL DUTCH PETE CO Common 6780257804 61 1,068 SH OTHER 1 1,068 0 0
S & T BANCORP INC Common 783859101 2,237 59,346 SH DEFINED 1 59,346 0 0
S & T BANCORP INC Common 783859101 491 13,036 SH OTHER 1 13,036 0 0
SBC COMMUNICATIONS INC Common 78387G103 432 16,779 SH DEFINED 1 16,779 0 0
SBC COMMUNICATIONS INC Common 78387G103 344 13,366 SH OTHER 1 13,366 0 0
SIMON PPTY GROUP INC NEW Common 828806109 175 2,700 SH DEFINED 1 2,700 0 0
SIMON PPTY GROUP INC NEW Common 828806109 26 400 SH OTHER 1 400 0 0
SUSQUEHANNA BANCSHARES INC Common 869099101 2,130 85,390 SH DEFINED 85,390 0 0
SUSQUEHANNA BANCSHARES INC P Common 869099101 1,303 52,242 SH DEFINED 1 52,242 0 0
SYMANTEC CORP Common 871503108 755 29,320 SH DEFINED 1 29,320 0 0
SYMANTEC CORP Common 871503108 57 2,200 SH OTHER 1 2,200 0 0
SYSCO CORP Common 871829107 345 9,050 SH DEFINED 1 9,050 0 0
SYSCO CORP Common 871829107 25 650 SH OTHER 1 650 0 0
TARGET CORP Common 87612E106 1,535 29,555 SH DEFINED 1 29,555 0 0
TARGET CORP Common 87612E106 206 3,975 SH OTHER 1 3,975 0 0
TEXAS INSTRS INC Common 882508104 683 27,735 SH DEFINED 1 27,735 0 0
TEXAS INSTRS INC Common 882508104 66 2,700 SH OTHER 1 2,700 0 0
TYCO INTL LTD NEW Common 902124106 1,077 30,121 SH DEFINED 1 30,121 0 0
TYCO INTL LTD NEW Common 902124106 18 500 SH OTHER 1 500 0 0
UNITED TECHNOLOGIES CORP Common 913017109 815 7,890 SH DEFINED 1 7,890 0 0
UNITED TECHNOLOGIES CORP Common 913017109 23 220 SH OTHER 1 220 0 0
VERITAS SOFTWARE CO Common 923436109 393 13,750 SH DEFINED 1 13,750 0 0
VERITAS SOFTWARE CO Common 923436109 6 200 SH OTHER 1 200 0 0
VERIZON COMMUNICATIONS Common 92343V104 2,326 57,422 SH DEFINED 1 57,422 0 0
VERIZON COMMUNICATIONS Common 92343V104 1,237 30,528 SH OTHER 1 25,684 4,544 300
VIACOM INC Common 925524308 855 23,507 SH DEFINED 1 23,507 0 0
VIACOM INC Common 925524308 29 802 SH OTHER 1 802 0 0
VODAFONE GROUP PLC NEW Common 92857W100 38 1,370 SH DEFINED 1 1,370 0 0
VODAFONE GROUP PLC NEW Common 92857W100 211 7,708 SH OTHER 1 7,708 0 0
VORNADO RLTY TR Common 929042109 1,129 14,835 SH DEFINED 1 14,835 0 0
VORNADO RLTY TR Common 929042109 95 1,250 SH OTHER 1 1,250 0 0
WACHOVIA CORP Common 929903102 882 16,762 SH DEFINED 1 16,762 0 0
WAL MART STORES INC Common 931142103 1,473 27,894 SH DEFINED 1 27,894 0 0
WAL MART STORES INC Common 931142103 127 2,400 SH OTHER 1 2,400 0 0
WASHINGTON MUT INC Common 939322103 676 15,980 SH DEFINED 1 15,980 0 0
WASHINGTON MUT INC Common 939322103 42 990 SH OTHER 1 990 0 0
WELLS FARGO & CO NEW Common 949746101 1,245 20,026 SH DEFINED 1 20,026 0 0
WELLS FARGO & CO NEW Common 949746101 116 1,866 SH OTHER 1 1,866 0 0
WILLOW GROVE BANCORP Common 97111W101 571 30,200 SH DEFINED 30,200 0 0
WYETH Common 983024100 314 7,373 SH DEFINED 1 7,373 0 0
WYETH Common 983024100 143 3,350 SH OTHER 1 3,350 0 0
GRAND TOTALS 157,118