UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    Form 13F

                               Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: March 31, 2013

Check here if Amendment [_]: Amendment Number: ______________________

This Amendment (Check only one): [_] is a restatement
                                 [_] adds new holdings entries

Institutional Investment Manager Filing this Report:

Name:    First Commonwealth Financial Corporation
Address: 601 Philadelphia Street
         Indiana, PA, 15701

Form 13F File Number: 28-05151

The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and it is understood that all required items, statements, schedules,
lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:  Teresa M. Ciambotti
Title: Senior Vice President and Controller
Phone: (724) 463-4725

Signature, Place, and Date of Signing:


/s/ Teresa M. Ciambotti
-------------------------        ------------- -------------
Teresa M. Ciambotti,             Indiana, PA,  May 15, 2013

Report Type (check only one):

[x]  13F HOLDINGS REPORT (Check here if all holdings of this reporting manager
     are reported in this report)

[ ]  13F NOTICE (Check here if no holdings reported are in this report, and all
     holdings are reported by other reporting manager(s))

[ ]  13F COMBINATION REPORT (Check here if a portion of the holdings for this
     reporting manager are reported in this report and a portion are reported by
     other reporting manager(s).)





                              Form 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers: 2

Form 13F Information Table Entry Total: 161

Form 13F Information Table Value Total: $76,051 (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.

Number: 1

Form 13F File Number: 28-11893

Name: First Commonwealth Bank





                           FORM 13F INFORMATION TABLE



          COLUMN 1                COL 2        COL 3     COL 4        COLUMN 5         COL 6    COL 7         COLUMN 8
----------------------------- ------------- ----------- -------- ------------------ ---------- -------- ---------------------
                                  TITLE                  MARKET
                                   OF                     VALUE   SHS OR   SH/ PUT/ INVESTMENT  OTHER     VOTING AUTHORITY
ISSUER                            CLASS        CUSIP    (X$1000)  PRN AMT  PRN CALL DISCRETION MANAGERS SOLE    SHARED  NONE
----------------------------- ------------- ----------- -------- --------- --- ---- ---------- -------- ------- ------ ------
                                                                                      
AIR PRODS & CHEMS INC         COMMON         009158106       180     2,062 SH       DEFINED       1       2,062
AIR PRODS & CHEMS INC         COMMON         009158106        28       322 SH       OTHER         1         322
ALLERGAN INC                  COMMON         018490102       672     6,019 SH       DEFINED       1       6,019
ALLERGAN INC                  COMMON         018490102        22       200 SH       OTHER         1         200
AMERICAN EXPRESS CO           COMMON         025816109       860    12,754 SH       DEFINED       1      12,754
AMERICAN EXPRESS CO           COMMON         025816109        41       602 SH       OTHER         1         602
AMERICAN INTL GROUP INC       COMMON NEW     026874784       346     8,924 SH       DEFINED       1       7,404         1,520
AMERICAN INTL GROUP INC       COMMON NEW     026874784         8       215 SH       OTHER         1         215
APACHE CORP                   COMMON         037411105       747     9,677 SH       DEFINED       1       9,127           550
APACHE CORP                   COMMON         037411105        60       772 SH       OTHER         1         408    364
APPLE INC                     COMMON         037833100     1,738     3,927 SH       DEFINED       1       3,614           313
APPLE INC                     COMMON         037833100       116       262 SH       OTHER         1         262
AT&T INC                      COMMON         00206R102     2,042    55,667 SH       DEFINED       1      53,412         2,255
AT&T INC                      COMMON         00206R102        84     2,286 SH       OTHER         1       1,986    300
BANK NEW YORK MELLON CORP     COMMON         064058100       211     7,554 SH       DEFINED       1       4,786         2,768
BANK NEW YORK MELLON CORP     COMMON         064058100        30     1,072 SH       OTHER         1       1,072
BECTON DICKINSON & CO         COMMON         075887109       270     2,828 SH       DEFINED       1       2,828
BECTON DICKINSON & CO         COMMON         075887109        76       799 SH       OTHER         1         799
BOEING CO                     COMMON         097023105       876    10,207 SH       DEFINED       1      10,207
BOEING CO                     COMMON         097023105        64       745 SH       OTHER         1         745
BROADCOM CORP                 CL A           111320107       471    13,568 SH       DEFINED       1      13,568
BROADCOM CORP                 CL A           111320107        19       550 SH       OTHER         1         550
BROWN FORMAN CORP             CL B           115637209       732    10,249 SH       DEFINED       1      10,249
BROWN FORMAN CORP             CL B           115637209        24       341 SH       OTHER         1         341
CATERPILLAR INC DEL           COMMON         149123101       855     9,833 SH       DEFINED       1       9,833
CATERPILLAR INC DEL           COMMON         149123101        68       779 SH       OTHER         1         779
CERNER CORP                   COMMON         156782104       355     3,743 SH       DEFINED       1       3,743
CERNER CORP                   COMMON         156782104         7        75 SH       OTHER         1          75
CHEVRON CORP NEW              COMMON         166764100     1,683    14,162 SH       DEFINED       1      12,992         1,170
CHEVRON CORP NEW              COMMON         166764100       143     1,203 SH       OTHER         1       1,203
CHUBB CORP                    COMMON         171232101       498     5,685 SH       DEFINED       1       5,685
CHUBB CORP                    COMMON         171232101        38       430 SH       OTHER         1         430
CISCO SYS INC                 COMMON         17275R102       872    41,738 SH       DEFINED       1      37,468         4,270
CISCO SYS INC                 COMMON         17275R102        96     4,579 SH       OTHER         1       4,579
CNB FINL CORP PA              COMMON         126128107       199    11,700 SH       DEFINED       1      11,700
COACH INC                     COMMON         189754104       591    11,832 SH       DEFINED       1      10,062         1,770
COACH INC                     COMMON         189754104        27       550 SH       OTHER         1         550
COCA COLA CO                  COMMON         191216100     1,090    26,951 SH       DEFINED       1      26,951
COCA COLA CO                  COMMON         191216100        32       794 SH       OTHER         1         794
CONOCOPHILLIPS                COMMON         20825C104       617    10,267 SH       DEFINED       1      10,267
CONOCOPHILLIPS                COMMON         20825C104        47       787 SH       OTHER         1         787
CUMMINS INC                   COMMON         231021106       811     7,001 SH       DEFINED       1       7,001
CUMMINS INC                   COMMON         231021106        35       298 SH       OTHER         1         298
CVS CAREMARK CORPORATION      COMMON         126650100     1,191    21,660 SH       DEFINED       1      21,660
CVS CAREMARK CORPORATION      COMMON         126650100        73     1,322 SH       OTHER         1       1,322
DISNEY WALT CO                COMMON DISNEY  254687106     1,125    19,802 SH       DEFINED       1      17,982         1,820
DISNEY WALT CO                COMMON DISNEY  254687106        61     1,068 SH       OTHER         1       1,068
DOMINION RES INC VA NEW       COMMON         25746U109       419     7,207 SH       DEFINED       1       7,207
DOMINION RES INC VA NEW       COMMON         25746U109        73     1,263 SH       OTHER         1       1,263
DU PONT E I DE NEMOURS & CO   COMMON         263534109       990    20,145 SH       DEFINED       1      20,145
DU PONT E I DE NEMOURS & CO   COMMON         263534109        63     1,274 SH       OTHER         1         974    300
E M C CORP MASS               COMMON         268648102       652    27,302 SH       DEFINED       1      24,462         2,840
E M C CORP MASS               COMMON         268648102         5       196 SH       OTHER         1         196
EXXON MOBIL CORP              COMMON         30231G102     5,564    61,745 SH       DEFINED       1      61,681     64
EXXON MOBIL CORP              COMMON         30231G102       632     7,017 SH       OTHER         1       5,170  1,847
FEDEX CORP                    COMMON         31428X106       625     6,368 SH       DEFINED       1       6,368
FEDEX CORP                    COMMON         31428X106        18       186 SH       OTHER         1         186
FIRST COMWLTH FINL CORP PA    COMMON         319829107     2,953   395,841 SH       DEFINED       1     395,841
FIRST COMWLTH FINL CORP PA    COMMON         319829107        21     2,800 SH       OTHER         1       2,000           800
FORD MTR CO DEL               COMMON PAR
                                $0.01        345370860       328    24,955 SH       DEFINED       1      24,955
FORD MTR CO DEL               COMMON PAR
                                $0.01        345370860        21     1,600 SH       OTHER         1       1,600
FREEPORT-MCMORAN COPPER & GO  COMMON         35671D857       746    22,551 SH       DEFINED       1      20,521         2,030
FREEPORT-MCMORAN COPPER & GO  COMMON         35671D857        12       351 SH       OTHER         1         351
GENERAL ELECTRIC CO           COMMON         369604103     1,292    55,902 SH       DEFINED       1      50,982    500  4,420
GENERAL ELECTRIC CO           COMMON         369604103       242    10,487 SH       OTHER         1       9,987    500
GENERAL MLS INC               COMMON         370334104       368     7,473 SH       DEFINED       1       7,473
GENERAL MLS INC               COMMON         370334104        68     1,378 SH       OTHER         1       1,378
GILEAD SCIENCES INC           COMMON         375558103     1,338    27,331 SH       DEFINED       1      27,331
GILEAD SCIENCES INC           COMMON         375558103        51     1,032 SH       OTHER         1       1,032
GOLDMAN SACHS GROUP INC       COMMON         38141G104       209     1,420 SH       DEFINED       1         900           520
GOLDMAN SACHS GROUP INC       COMMON         38141G104        29       200 SH       OTHER         1         200
GOOGLE INC                    CL A           38259P508     1,240     1,561 SH       DEFINED       1       1,381           180
GOOGLE INC                    CL A           38259P508        25        32 SH       OTHER         1          32
HALLIBURTON CO                COMMON         406216101       740    18,316 SH       DEFINED       1      16,816         1,500
HALLIBURTON CO                COMMON         406216101        12       294 SH       OTHER         1         294
HEINZ H J CO                  COMMON         423074103       313     4,327 SH       DEFINED       1       4,327
HEINZ H J CO                  COMMON         423074103        52       725 SH       OTHER         1         725
HELMERICH & PAYNE INC         COMMON         423452101     1,008    16,599 SH       DEFINED       1      16,599
HELMERICH & PAYNE INC         COMMON         423452101        42       692 SH       OTHER         1         692
HOLLYFRONTIER CORP            COMMON         436106108       516    10,033 SH       DEFINED       1       9,976            57
HOLLYFRONTIER CORP            COMMON         436106108         5       100 SH       OTHER         1         100
HONEYWELL INTL INC            COMMON         438516106       708     9,400 SH       DEFINED       1       8,130         1,270
HONEYWELL INTL INC            COMMON         438516106        21       275 SH       OTHER         1         275
HUMANA INC                    COMMON         444859102       844    12,215 SH       DEFINED       1      12,215
HUMANA INC                    COMMON         444859102        56       815 SH       OTHER         1         815
INTEL CORP                    COMMON         458140100       649    29,731 SH       DEFINED       1      26,311         3,420
INTEL CORP                    COMMON         458140100        72     3,308 SH       OTHER         1       3,308
INTERNATIONAL BUSINESS MACHS  COMMON         459200101     1,747     8,188 SH       DEFINED       1       8,188
INTERNATIONAL BUSINESS MACHS  COMMON         459200101       161       757 SH       OTHER         1         657    100
JOHNSON & JOHNSON             COMMON         478160104       192     2,349 SH       DEFINED       1       2,349
JOHNSON & JOHNSON             COMMON         478160104        57       700 SH       OTHER         1         700
JPMORGAN CHASE & CO           COMMON         46625H100     1,167    24,593 SH       DEFINED       1      22,783         1,810
JPMORGAN CHASE & CO           COMMON         46625H100        41       858 SH       OTHER         1         858
LAZARD LTD                    SHS A          G54050102       466    13,653 SH       DEFINED       1      13,653
LAZARD LTD                    SHS A          G54050102         7       200 SH       OTHER         1         200
MCDONALDS CORP                COMMON         580135101     1,137    11,404 SH       DEFINED       1      11,404
MCDONALDS CORP                COMMON         580135101        90       904 SH       OTHER         1         904
METLIFE INC                   COMMON         59156R108       746    19,628 SH       DEFINED       1      19,628
METLIFE INC                   COMMON         59156R108        17       448 SH       OTHER         1         448
MICROSOFT CORP                COMMON         594918104     1,188    41,542 SH       DEFINED       1      37,162         4,380
MICROSOFT CORP                COMMON         594918104        59     2,057 SH       OTHER         1       2,057
MYLAN INC                     COMMON         628530107       909    31,396 SH       DEFINED       1      31,276           120
MYLAN INC                     COMMON         628530107        38     1,316 SH       OTHER         1       1,316
ORACLE CORP                   COMMON         68389X105       870    26,905 SH       DEFINED       1      24,655         2,250
ORACLE CORP                   COMMON         68389X105        58     1,793 SH       OTHER         1       1,793
PEPSICO INC                   COMMON         713448108       191     2,413 SH       DEFINED       1       2,413
PEPSICO INC                   COMMON         713448108       189     2,392 SH       OTHER         1       2,392
PETSMART INC                  COMMON         716768106     1,038    16,711 SH       DEFINED       1      15,101         1,610
PETSMART INC                  COMMON         716768106        65     1,052 SH       OTHER         1       1,052
PFIZER INC                    COMMON         717081103       114     3,949 SH       DEFINED       1       3,949
PFIZER INC                    COMMON         717081103       221     7,646 SH       OTHER         1       7,646
PHILIP MORRIS INTL INC        COMMON         718172109     1,394    15,034 SH       DEFINED       1      14,374           660
PHILIP MORRIS INTL INC        COMMON         718172109       137     1,478 SH       OTHER         1       1,478
PNC FINL SVCS GROUP INC       COMMON         693475105     1,054    15,857 SH       DEFINED       1      15,857
PNC FINL SVCS GROUP INC       COMMON         693475105        52       782 SH       OTHER         1         782
PPG INDS INC                  COMMON         693506107        65       482 SH       DEFINED       1         482
PPG INDS INC                  COMMON         693506107       285     2,129 SH       OTHER         1         419  1,710
PPL CORP                      COMMON         69351T106       703    22,448 SH       DEFINED       1      22,448
PPL CORP                      COMMON         69351T106       101     3,225 SH       OTHER         1       3,225
PRECISION CASTPARTS CORP      COMMON         740189105       825     4,353 SH       DEFINED       1       4,353
PRECISION CASTPARTS CORP      COMMON         740189105        38       203 SH       OTHER         1         203
PRICE T ROWE GROUP INC        COMMON         74144T108       999    13,345 SH       DEFINED       1      13,345
PRICE T ROWE GROUP INC        COMMON         74144T108       116     1,550 SH       OTHER         1       1,550
PROCTER & GAMBLE CO           COMMON         742718109       465     6,032 SH       DEFINED       1       6,032
PROCTER & GAMBLE CO           COMMON         742718109       165     2,142 SH       OTHER         1       2,142
QUALCOMM INC                  COMMON         747525103       912    13,618 SH       DEFINED       1      13,618
QUALCOMM INC                  COMMON         747525103        47       705 SH       OTHER         1         705
ROCKWELL AUTOMATION INC       COMMON         773903109       361     4,178 SH       DEFINED       1       4,178
ROCKWELL AUTOMATION INC       COMMON         773903109        51       586 SH       OTHER         1         586
ROCKWELL COLLINS INC          COMMON         774341101       225     3,569 SH       DEFINED       1       3,569
ROCKWELL COLLINS INC          COMMON         774341101        77     1,213 SH       OTHER         1       1,213
S & T BANCORP INC             COMMON         783859101     1,646    88,794 SH       DEFINED       1      88,794
S & T BANCORP INC             COMMON         783859101        19     1,000 SH       OTHER         1       1,000
SANDISK CORP                  COMMON         80004C101       566    10,290 SH       DEFINED       1       8,471         1,819
SANDISK CORP                  COMMON         80004C101        10       175 SH       OTHER         1         175
SMUCKER J M CO                COMMON NEW     832696405       359     3,622 SH       DEFINED       1       3,622
SMUCKER J M CO                COMMON NEW     832696405         5        54 SH       OTHER         1          50      4
STATE STR CORP                COMMON         857477103       882    14,924 SH       DEFINED       1      14,924
STATE STR CORP                COMMON         857477103        26       436 SH       OTHER         1         436
TARGET CORP                   COMMON         87612E106     1,104    16,126 SH       DEFINED       1      16,126
TARGET CORP                   COMMON         87612E106       113     1,650 SH       OTHER         1       1,650
TEXAS INSTRS INC              COMMON         882508104       241     6,788 SH       DEFINED       1       4,628         2,160
TEXAS INSTRS INC              COMMON         882508104        60     1,681 SH       OTHER         1       1,681
THERMO FISHER SCIENTIFIC INC  COMMON         883556102       994    12,996 SH       DEFINED       1      12,996
THERMO FISHER SCIENTIFIC INC  COMMON         883556102        44       571 SH       OTHER         1         571
TIME WARNER CABLE INC         COMMON         88732J207     1,144    11,905 SH       DEFINED       1      11,905
TIME WARNER CABLE INC         COMMON         88732J207        56       582 SH       OTHER         1         582
US BANCORP DEL                COMMON NEW     902973304       601    17,705 SH       DEFINED       1      17,705
US BANCORP DEL                COMMON NEW     902973304        18       536 SH       OTHER         1         536
VERIZON COMMUNICATIONS INC    COMMON         92343V104     1,640    33,360 SH       DEFINED       1      33,284     76
VERIZON COMMUNICATIONS INC    COMMON         92343V104       466     9,474 SH       OTHER         1       5,758  3,716
VISA INC                      COMMON CL A    92826C839       995     5,857 SH       DEFINED       1       5,857
VISA INC                      COMMON CL A    92826C839        22       127 SH       OTHER         1         127
WAL-MART STORES INC           COMMON         931142103     1,191    15,920 SH       DEFINED       1      13,640         2,280
WAL-MART STORES INC           COMMON         931142103        33       440 SH       OTHER         1         440
WINDSTREAM CORP               COMMON         97381W104        37     4,684 SH       DEFINED       1       4,684
WINDSTREAM CORP               COMMON         97381W104        44     5,527 SH       OTHER         1       1,000         4,527
XCEL ENERGY INC               COMMON         98389B100       731    24,609 SH       DEFINED       1      24,609
XCEL ENERGY INC               COMMON         98389B100        69     2,325 SH       OTHER         1       2,325
ZIMMER HLDGS INC              COMMON         98956P102       804    10,690 SH       DEFINED       1       9,590         1,100
ZIMMER HLDGS INC              COMMON         98956P102        38       502 SH       OTHER         1         402    100
GRAND TOTALS                                              76,051 1,781,441