UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    Form 13F

                               Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: December 31, 2012

Check here if Amendment [ ]: Amendment Number:

This Amendment (Check only one): [ ] is a restatement
               [ ] adds new holdings entries

Institutional Investment Manager Filing this Report:

Name:    First Commonwealth Financial Corporation
Address: 22 North Sixth Street
         Indiana, PA, 15701

Form 13F File Number: 28-05151

The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and it is understood that all required items, statements, schedules,
lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:  Teresa M. Ciambotti
Title: Senior Vice President and Controller
Phone: (724) 463-4725

Signature, Place, and Date of Signing:


/s/ Teresa M. Ciambotti
Teresa M. Ciambotti,             Indiana, PA,  February 14, 2013

Report Type (check only one):

[x]  13F HOLDINGS REPORT (Check here if all holdings of this reporting manager
     are reported in this report)

[ ]  13F NOTICE (Check here if no holdings reported are in this report, and all
     holdings are reported by other reporting manager(s))

[ ]  13F COMBINATION REPORT (Check here if a portion of the holdings for this
     reporting manager are reported in this report and a portion are reported by
     other reporting manager(s).)




                              Form 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers: 2

Form 13F Information Table Entry Total: 158

Form 13F Information Table Value Total: $72,286 (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.

Number: 1

Form 13F File Number: 28-11893

Name: First Commonwealth Bank




                           FORM 13F INFORMATION TABLE



          COLUMN 1                COL 2        COL 3     COL 4        COLUMN 5         COL 6    COL 7         COLUMN 8
----------------------------- ------------- ----------- -------- ------------------ ---------- -------- ---------------------
                                  TITLE                  MARKET
                                   OF                     VALUE   SHS OR   SH/ PUT/ INVESTMENT  OTHER     VOTING AUTHORITY
ISSUER                            CLASS        CUSIP    (X$1000)  PRN AMT  PRN CALL DISCRETION MANAGERS SOLE    SHARED  NONE
----------------------------- ------------- ----------- -------- --------- --- ---- ---------- -------- ------- ------ ------
                                                                                      
ABBOTT LABS                   COMMON         002824100       959    14,639 SH       DEFINED       1      13,629         1,010
ABBOTT LABS                   COMMON         002824100        66     1,012 SH       OTHER         1       1,012
AIR PRODS & CHEMS INC         COMMON         009158106       226     2,687 SH       DEFINED       1       2,687
AIR PRODS & CHEMS INC         COMMON         009158106        35       422 SH       OTHER         1         422
ALLERGAN INC                  COMMON         018490102       467     5,089 SH       DEFINED       1       5,089
ALLERGAN INC                  COMMON         018490102         7        75 SH       OTHER         1          75
AMERICAN EXPRESS CO           COMMON         025816109       702    12,216 SH       DEFINED       1      12,216
AMERICAN EXPRESS CO           COMMON         025816109        29       502 SH       OTHER         1         502
APACHE CORP                   COMMON         037411105       735     9,358 SH       DEFINED       1       8,808           550
APACHE CORP                   COMMON         037411105        61       772 SH       OTHER         1         408    364
APPLE INC                     COMMON         037833100     2,114     3,972 SH       DEFINED       1       3,659           313
APPLE INC                     COMMON         037833100       131       247 SH       OTHER         1         247
AT&T INC                      COMMON         00206R102     1,868    55,413 SH       DEFINED       1      53,158         2,255
AT&T INC                      COMMON         00206R102        70     2,086 SH       OTHER         1       1,786    300
BANK NEW YORK MELLON CORP     COMMON         064058100       214     8,334 SH       DEFINED       1       5,566         2,768
BANK NEW YORK MELLON CORP     COMMON         064058100        28     1,072 SH       OTHER         1       1,072
BECTON DICKINSON & CO         COMMON         075887109       223     2,857 SH       DEFINED       1       2,857
BECTON DICKINSON & CO         COMMON         075887109        62       799 SH       OTHER         1         799
BOEING CO                     COMMON         097023105       742     9,840 SH       DEFINED       1       9,840
BOEING CO                     COMMON         097023105        56       745 SH       OTHER         1         745
BROADCOM CORP                 CL A           111320107       419    12,615 SH       DEFINED       1      12,615
BROADCOM CORP                 CL A           111320107         7       200 SH       OTHER         1         200
BROWN FORMAN CORP             CL B           115637209       609     9,623 SH       DEFINED       1       9,623
BROWN FORMAN CORP             CL B           115637209        15       241 SH       OTHER         1         241
CATERPILLAR INC DEL           COMMON         149123101       880     9,815 SH       DEFINED       1       9,815
CATERPILLAR INC DEL           COMMON         149123101        81       904 SH       OTHER         1         904
CHEVRON CORP NEW              COMMON         166764100     1,487    13,749 SH       DEFINED       1      12,579         1,170
CHEVRON CORP NEW              COMMON         166764100       122     1,128 SH       OTHER         1       1,128
CHUBB CORP                    COMMON         171232101       767    10,187 SH       DEFINED       1      10,187
CHUBB CORP                    COMMON         171232101        27       355 SH       OTHER         1         355
CISCO SYS INC                 COMMON         17275R102       790    40,224 SH       DEFINED       1      35,954         4,270
CISCO SYS INC                 COMMON         17275R102        90     4,579 SH       OTHER         1       4,579
CNB FINL CORP PA              COMMON         126128107       192    11,700 SH       DEFINED       1      11,700
COACH INC                     COMMON         189754104       459     8,268 SH       DEFINED       1       6,498         1,770
COACH INC                     COMMON         189754104        11       200 SH       OTHER         1         200
COCA COLA CO                  COMMON         191216100       981    27,055 SH       DEFINED       1      27,055
COCA COLA CO                  COMMON         191216100        25       694 SH       OTHER         1         694
CONOCOPHILLIPS                COMMON         20825C104       560     9,665 SH       DEFINED       1       9,665
CONOCOPHILLIPS                COMMON         20825C104        46       787 SH       OTHER         1         787
CSX CORP                      COMMON         126408103       392    19,880 SH       DEFINED       1      19,880
CSX CORP                      COMMON         126408103        11       556 SH       OTHER         1         556
CUMMINS INC                   COMMON         231021106       738     6,813 SH       DEFINED       1       6,813
CUMMINS INC                   COMMON         231021106        32       298 SH       OTHER         1         298
CVS CAREMARK CORPORATION      COMMON         126650100     1,048    21,685 SH       DEFINED       1      21,685
CVS CAREMARK CORPORATION      COMMON         126650100        60     1,247 SH       OTHER         1       1,247
DISNEY WALT CO                COMMON DISNEY  254687106       939    18,859 SH       DEFINED       1      17,039         1,820
DISNEY WALT CO                COMMON DISNEY  254687106        51     1,018 SH       OTHER         1       1,018
DOMINION RES INC VA NEW       COMMON         25746U109       373     7,207 SH       DEFINED       1       7,207
DOMINION RES INC VA NEW       COMMON         25746U109        70     1,351 SH       OTHER         1       1,351
DU PONT E I DE NEMOURS & CO   COMMON         263534109       816    18,150 SH       DEFINED       1      18,150
DU PONT E I DE NEMOURS & CO   COMMON         263534109        51     1,124 SH       OTHER         1         824    300
E M C CORP MASS               COMMON         268648102       618    24,435 SH       DEFINED       1      21,595         2,840
E M C CORP MASS               COMMON         268648102         5       196 SH       OTHER         1         196
EXXON MOBIL CORP              COMMON         30231G102     5,384    62,207 SH       DEFINED       1      62,143     64
EXXON MOBIL CORP              COMMON         30231G102       624     7,214 SH       OTHER         1       5,367  1,847
FEDEX CORP                    COMMON         31428X106       554     6,040 SH       DEFINED       1       6,040
FEDEX CORP                    COMMON         31428X106        17       186 SH       OTHER         1         186
FIRST COMWLTH FINL CORP PA    COMMON         319829107     3,617   530,291 SH       DEFINED       1     530,291
FIRST COMWLTH FINL CORP PA    COMMON         319829107        19     2,800 SH       OTHER         1       2,000           800
FREEPORT-MCMORAN COPPER & GO  COMMON         35671D857       731    21,360 SH       DEFINED       1      19,330         2,030
FREEPORT-MCMORAN COPPER & GO  COMMON         35671D857         6       176 SH       OTHER         1         176
GENERAL ELECTRIC CO           COMMON         369604103     1,253    59,716 SH       DEFINED       1      54,796    500  4,420
GENERAL ELECTRIC CO           COMMON         369604103       335    15,962 SH       OTHER         1      15,462    500
GENERAL MLS INC               COMMON         370334104       328     8,111 SH       DEFINED       1       8,111
GENERAL MLS INC               COMMON         370334104        54     1,328 SH       OTHER         1       1,328
GENUINE PARTS CO              COMMON         372460105       993    15,618 SH       DEFINED       1      15,618
GENUINE PARTS CO              COMMON         372460105        34       527 SH       OTHER         1         527
GILEAD SCIENCES INC           COMMON         375558103     1,046    14,239 SH       DEFINED       1      14,239
GILEAD SCIENCES INC           COMMON         375558103        38       516 SH       OTHER         1         516
GOLDMAN SACHS GROUP INC       COMMON         38141G104       181     1,420 SH       DEFINED       1         900           520
GOLDMAN SACHS GROUP INC       COMMON         38141G104        26       200 SH       OTHER         1         200
GOOGLE INC                    CL A           38259P508     1,196     1,691 SH       DEFINED       1       1,511           180
GOOGLE INC                    CL A           38259P508        23        32 SH       OTHER         1          32
HALLIBURTON CO                COMMON         406216101       610    17,579 SH       DEFINED       1      16,079         1,500
HALLIBURTON CO                COMMON         406216101         5       144 SH       OTHER         1         144
HEINZ H J CO                  COMMON         423074103       551     9,553 SH       DEFINED       1       9,553
HEINZ H J CO                  COMMON         423074103        42       725 SH       OTHER         1         725
HELMERICH & PAYNE INC         COMMON         423452101       914    16,317 SH       DEFINED       1      16,317
HELMERICH & PAYNE INC         COMMON         423452101        39       692 SH       OTHER         1         692
HOLLYFRONTIER CORP            COMMON         436106108       380     8,166 SH       DEFINED       1       8,166
HONEYWELL INTL INC            COMMON         438516106       556     8,762 SH       DEFINED       1       7,492         1,270
HUMANA INC                    COMMON         444859102       840    12,246 SH       DEFINED       1      12,246
HUMANA INC                    COMMON         444859102        49       715 SH       OTHER         1         715
INTEL CORP                    COMMON         458140100       597    28,961 SH       DEFINED       1      25,541         3,420
INTEL CORP                    COMMON         458140100        67     3,258 SH       OTHER         1       3,258
INTERNATIONAL BUSINESS MACHS  COMMON         459200101     1,659     8,663 SH       DEFINED       1       8,663
INTERNATIONAL BUSINESS MACHS  COMMON         459200101       137       717 SH       OTHER         1         617    100
JOHNSON & JOHNSON             COMMON         478160104       165     2,349 SH       DEFINED       1       2,349
JOHNSON & JOHNSON             COMMON         478160104        49       700 SH       OTHER         1         700
JPMORGAN CHASE & CO           COMMON         46625H100     1,084    24,650 SH       DEFINED       1      22,840         1,810
JPMORGAN CHASE & CO           COMMON         46625H100        38       858 SH       OTHER         1         858
LAZARD LTD                    SHS A          G54050102       272     9,132 SH       DEFINED       1       9,132
MCDONALDS CORP                COMMON         580135101     1,017    11,531 SH       DEFINED       1      11,531
MCDONALDS CORP                COMMON         580135101        80       904 SH       OTHER         1         904
METLIFE INC                   COMMON         59156R108       601    18,234 SH       DEFINED       1      18,234
METLIFE INC                   COMMON         59156R108        15       448 SH       OTHER         1         448
MICROSOFT CORP                COMMON         594918104     1,071    40,102 SH       DEFINED       1      35,722         4,380
MICROSOFT CORP                COMMON         594918104        55     2,057 SH       OTHER         1       2,057
MYLAN INC                     COMMON         628530107       847    30,847 SH       DEFINED       1      30,727           120
MYLAN INC                     COMMON         628530107        31     1,116 SH       OTHER         1       1,116
ORACLE CORP                   COMMON         68389X105       941    28,231 SH       DEFINED       1      25,981         2,250
ORACLE CORP                   COMMON         68389X105        60     1,793 SH       OTHER         1       1,793
PARKER HANNIFIN CORP          COMMON         701094104       193     2,269 SH       DEFINED       1       2,207            62
PARKER HANNIFIN CORP          COMMON         701094104        29       338 SH       OTHER         1         338
PEPSICO INC                   COMMON         713448108       168     2,451 SH       DEFINED       1       2,451
PEPSICO INC                   COMMON         713448108       164     2,392 SH       OTHER         1       2,392
PETSMART INC                  COMMON         716768106     1,076    15,747 SH       DEFINED       1      14,137         1,610
PETSMART INC                  COMMON         716768106        72     1,052 SH       OTHER         1       1,052
PFIZER INC                    COMMON         717081103        99     3,949 SH       DEFINED       1       3,949
PFIZER INC                    COMMON         717081103       188     7,496 SH       OTHER         1       7,496
PHILIP MORRIS INTL INC        COMMON         718172109     1,217    14,556 SH       DEFINED       1      13,896           660
PHILIP MORRIS INTL INC        COMMON         718172109       124     1,478 SH       OTHER         1       1,478
PNC FINL SVCS GROUP INC       COMMON         693475105       871    14,940 SH       DEFINED       1      14,940
PNC FINL SVCS GROUP INC       COMMON         693475105        46       782 SH       OTHER         1         782
PPG INDS INC                  COMMON         693506107        65       482 SH       DEFINED       1         482
PPG INDS INC                  COMMON         693506107       293     2,164 SH       OTHER         1         454  1,710
PPL CORP                      COMMON         69351T106       617    21,552 SH       DEFINED       1      21,552
PPL CORP                      COMMON         69351T106        92     3,225 SH       OTHER         1       3,225
PRECISION CASTPARTS CORP      COMMON         740189105       854     4,506 SH       DEFINED       1       4,506
PRECISION CASTPARTS CORP      COMMON         740189105        38       203 SH       OTHER         1         203
PRICE T ROWE GROUP INC        COMMON         74144T108       853    13,099 SH       DEFINED       1      13,099
PRICE T ROWE GROUP INC        COMMON         74144T108       101     1,550 SH       OTHER         1       1,550
PROCTER & GAMBLE CO           COMMON         742718109       431     6,354 SH       DEFINED       1       6,354
PROCTER & GAMBLE CO           COMMON         742718109       156     2,292 SH       OTHER         1       2,292
QUALCOMM INC                  COMMON         747525103       797    12,879 SH       DEFINED       1      12,879
QUALCOMM INC                  COMMON         747525103        37       605 SH       OTHER         1         605
ROCKWELL AUTOMATION INC       COMMON         773903109       351     4,178 SH       DEFINED       1       4,178
ROCKWELL AUTOMATION INC       COMMON         773903109        54       644 SH       OTHER         1         644
ROCKWELL COLLINS INC          COMMON         774341101       208     3,569 SH       DEFINED       1       3,569
ROCKWELL COLLINS INC          COMMON         774341101        75     1,295 SH       OTHER         1       1,295
S & T BANCORP INC             COMMON         783859101     1,604    88,781 SH       DEFINED       1      88,781
S & T BANCORP INC             COMMON         783859101        18     1,000 SH       OTHER         1       1,000
S&T BANCORP INC               COMMON         783859101        42     2,328 SH       DEFINED               2,328
SANDISK CORP                  COMMON         80004C101       429     9,861 SH       DEFINED       1       8,027         1,834
STATE STR CORP                COMMON         857477103       701    14,922 SH       DEFINED       1      14,922
STATE STR CORP                COMMON         857477103        20       436 SH       OTHER         1         436
TARGET CORP                   COMMON         87612E106       912    15,405 SH       DEFINED       1      15,405
TARGET CORP                   COMMON         87612E106        98     1,650 SH       OTHER         1       1,650
TEXAS INSTRS INC              COMMON         882508104       215     6,950 SH       DEFINED       1       4,790         2,160
TEXAS INSTRS INC              COMMON         882508104        52     1,681 SH       OTHER         1       1,681
THERMO FISHER SCIENTIFIC INC  COMMON         883556102       837    13,120 SH       DEFINED       1      13,120
THERMO FISHER SCIENTIFIC INC  COMMON         883556102        32       496 SH       OTHER         1         496
TIME WARNER CABLE INC         COMMON         88732J207     1,131    11,640 SH       DEFINED       1      11,640
TIME WARNER CABLE INC         COMMON         88732J207        57       582 SH       OTHER         1         582
US BANCORP DEL                COMMON NEW     902973304       521    16,308 SH       DEFINED       1      16,308
US BANCORP DEL                COMMON NEW     902973304        17       536 SH       OTHER         1         536
VERIZON COMMUNICATIONS INC    COMMON         92343V104     1,448    33,465 SH       DEFINED       1      33,389     76
VERIZON COMMUNICATIONS INC    COMMON         92343V104       559    12,924 SH       OTHER         1       9,208  3,716
VISA INC                      COMMON CL A    92826C839       973     6,421 SH       DEFINED       1       6,421
VISA INC                      COMMON CL A    92826C839        19       127 SH       OTHER         1         127
WAL-MART STORES INC           COMMON         931142103     1,039    15,226 SH       DEFINED       1      12,946         2,280
WAL-MART STORES INC           COMMON         931142103        23       340 SH       OTHER         1         340
WINDSTREAM CORP               COMMON         97381W104        39     4,684 SH       DEFINED       1       4,684
WINDSTREAM CORP               COMMON         97381W104        46     5,527 SH       OTHER         1       1,000         4,527
XCEL ENERGY INC               COMMON         98389B100       654    24,476 SH       DEFINED       1      24,476
XCEL ENERGY INC               COMMON         98389B100        58     2,175 SH       OTHER         1       2,175
ZIMMER HLDGS INC              COMMON         98956P102       642     9,628 SH       DEFINED       1       8,528         1,100
ZIMMER HLDGS INC              COMMON         98956P102        33       502 SH       OTHER         1         402    100
GRAND TOTALS                                              72,286 1,903,267