UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            WASHINGTON, D.C. 20549

                                   Form 13F

                              Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: June 30, 2007

Check here if Amendment [ ]: Amendment Number: ______
This Amendment (Check only one):       [ ] is a restatement
                                       [ ] adds new holdings entries

Institutional Investment Manager Filing this Report:

Name:    First Commonwealth Financial Corporation
Address: 22 North Sixth Street
         Indiana, PA, 15701

Form 13F File Number:28-05151

The institutional investment manager filing this report and the person
by whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein is true,
correct and complete, and it is understood that all required items,
statements, schedules, lists, and tables, are considered integral parts of
this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:    Edward J. Lipkus, III
Title:   Executive Vice President and Chief Financial
         Officer
Phone:   (724) 463-4724

Signature,Place, and Date of Signing:

    /s/ Edward J. Lipkus, III          Indiana, PA,        August 2, 2007
-------------------------------
      Edward J. Lipkus, III,

Report Type(check only one) :

[X] 13F HOLDINGS REPORT (Check here if all holdings of this reporting manager
    are reported in this report

[ ] 13F NOTICE (Check here if no holdings reported are in this report, and all
    holdings are reported by other reporting manager(s))

[ ] 13F COMBINATION REPORT (Check here if a portion of the holdings for this
    reporting manager are reported in this report and a portion are reported by
    other reporting manager(s).)



                             Form 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:                 1

Form 13F Information Table Entry Total:          203

Form 13F Information Table Value Total:     $151,520
                                         (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is
filed, other than the manager filing this report.

Number: 1

Form 13F File Number:28-11893

Name:



                          FORM 13F INFORMATION TABLE



COLUMN 1                        COL 2     COL 3    COL 4          COLUMN 5           COL 6     COL 7        COLUMN 8
--------                       -------- --------- -------- ----------------------- ---------- -------- -------------------
                                                   MARKET                                               VOTING AUTHORITY
                               TITLE OF            VALUE   SHS OR                  INVESTMENT  OTHER   -------------------
ISSUER                          CLASS     CUSIP   (X$1000) PRN AMT SH/PRN PUT/CALL DISCRETION MANAGERS  SOLE  SHARED NONE
------                         -------- --------- -------- ------- ------ -------- ---------- -------- ------ ------ -----
                                                                                    
3M CO                           COMMON  88579Y101    267    3,080    SH             DEFINED      1      2,670          410
3M CO                           COMMON  88579Y101    815    9,385    SH             OTHER        1      9,385
ABBOTT LABS                     COMMON  002824100    950   17,735    SH             DEFINED      1     16,170        1,565
ABBOTT LABS                     COMMON  002824100     35      650    SH             OTHER        1        650
ADOBE SYS INC                   COMMON  00724F101    554   13,787    SH             DEFINED      1     13,787
ADOBE SYS INC                   COMMON  00724F101     12      300    SH             OTHER        1        300
AIR PRODS & CHEMS INC           COMMON  009158106    756    9,401    SH             DEFINED      1      9,401
AIR PRODS & CHEMS INC           COMMON  009158106     20      250    SH             OTHER        1        250
ALCOA INC                       COMMON  013817101    146    3,600    SH             DEFINED      1      1,950        1,650
ALCOA INC                       COMMON  013817101     77    1,900    SH             OTHER        1      1,900
ALLSTATE CORP                   COMMON  020002101    967   15,729    SH             DEFINED      1     14,959          770
ALLSTATE CORP                   COMMON  020002101    430    6,996    SH             OTHER        1      6,996
ALLTEL CORP                     COMMON  020039103    750   11,103    SH             DEFINED      1     11,103
ALLTEL CORP                     COMMON  020039103    408    6,041    SH             OTHER        1        475 5,566
ALTRIA GROUP INC                COMMON  02209S103    992   14,142    SH             DEFINED      1     14,085           57
ALTRIA GROUP INC                COMMON  02209S103  2,303   32,840    SH             OTHER        1     32,840
AMERICAN INTL GROUP INC         COMMON  026874107    894   12,761    SH             DEFINED      1     12,131          630
AMERICAN INTL GROUP INC         COMMON  026874107    120    1,718    SH             OTHER        1      1,718
AMGEN INC                       COMMON  031162100    900   16,272    SH             DEFINED      1     15,922          350
AMGEN INC                       COMMON  031162100    107    1,936    SH             OTHER        1      1,936
ANHEUSER BUSCH COS INC          COMMON  035229103    125    2,400    SH             DEFINED      1      2,400
ANHEUSER BUSCH COS INC          COMMON  035229103    287    5,500    SH             OTHER        1      5,500
APACHE CORP                     COMMON  037411105    827   10,134    SH             DEFINED      1     10,134
APACHE CORP                     COMMON  037411105     86    1,049    SH             OTHER        1        525   524
APPLE INC                       COMMON  037833100    784    6,427    SH             DEFINED      1      6,427
AT&T INC                        COMMON  00206R102  1,693   40,785    SH             DEFINED      1     38,795        1,990
AT&T INC                        COMMON  00206R102    506   12,187    SH             OTHER        1     10,774 1,408      5
AUTOMATIC DATA PROCESSING IN    COMMON  053015103    719   14,830    SH             DEFINED      1     14,830
AUTOMATIC DATA PROCESSING IN    COMMON  053015103    111    2,300    SH             OTHER        1      2,300
BANK OF AMERICA CORPORATION     COMMON  060505104  1,238   25,323    SH             DEFINED      1     22,097        3,226
BANK OF AMERICA CORPORATION     COMMON  060505104    311    6,359    SH             OTHER        1      6,359
BARR PHARMACEUTICALS INC        COMMON  068306109    591   11,760    SH             DEFINED      1     11,260          500
BARR PHARMACEUTICALS INC        COMMON  068306109     17      342    SH             OTHER        1        342
BECTON DICKINSON & CO           COMMON  075887109    816   10,955    SH             DEFINED      1     10,870           85
BECTON DICKINSON & CO           COMMON  075887109     75    1,000    SH             OTHER        1      1,000
BERKSHIRE SECURITIES            COMMON  084991868  1,339    6,140    SH             DEFINED      1      6,140
BERKSHIRE SECURITIES            COMMON  084991868    392    1,800    SH             OTHER        1      1,800
BOEING CO                       COMMON  097023105     59      608    SH             DEFINED      1        483          125
BOEING CO                       COMMON  097023105    431    4,486    SH             OTHER        1      4,486
BP PLC                          COMMON  055622104    605    8,387    SH             DEFINED      1      8,326           61
BP PLC                          COMMON  055622104    459    6,356    SH             OTHER        1      5,354 1,002
CAPITAL ONE FINL CORP           COMMON  14040H105    437    5,569    SH             DEFINED      1      5,569
CATERPILLAR INC DEL             COMMON  149123101     77      989    SH             DEFINED      1        989
CATERPILLAR INC DEL             COMMON  149123101    233    2,975    SH             OTHER        1      2,975
CHEVRON CORP NEW                COMMON  166764100  1,259   14,950    SH             DEFINED      1     13,025        1,925
CHEVRON CORP NEW                COMMON  166764100    525    6,227    SH             OTHER        1      5,552          675
CISCO SYS INC                   COMMON  17275R102  1,296   46,537    SH             DEFINED      1     42,297        4,240
CISCO SYS INC                   COMMON  17275R102    290   10,400    SH             OTHER        1     10,400
CITIGROUP INC                   COMMON  172967101  1,179   22,992    SH             DEFINED      1     21,966        1,026
CITIGROUP INC                   COMMON  172967101    255    4,968    SH             OTHER        1      4,603   365
CNB FINL CORP PA                COMMON  126128107    331   23,400    SH             DEFINED      1     23,400
CONOCOPHILLIPS                  COMMON  20825C104    234    2,979    SH             DEFINED      1      1,304        1,675
CONOCOPHILLIPS                  COMMON  20825C104    208    2,650    SH             OTHER        1      2,650
CONSTELLATION ENERGY GROUP I    COMMON  210371100      3       30    SH             DEFINED      1                      30
CONSTELLATION ENERGY GROUP I    COMMON  210371100    218    2,500    SH             OTHER        1      2,500
CVS CAREMARK CORPORATION        COMMON  126650100    617   16,935    SH             DEFINED      1     16,935
CVS CAREMARK CORPORATION        COMMON  126650100     18      501    SH             OTHER        1        501
DANAHER CORP DEL                COMMON  235851102    622    8,241    SH             DEFINED      1      8,241
DISNEY WALT CO                  COMMON  254687106    902   26,434    SH             DEFINED      1     25,124        1,310
DISNEY WALT CO                  COMMON  254687106     44    1,300    SH             OTHER        1      1,300
DOMINION RES INC VA NEW         COMMON  25746U109    936   10,839    SH             DEFINED      1     10,329          510
DOMINION RES INC VA NEW         COMMON  25746U109    141    1,637    SH             OTHER        1      1,637
DOW CHEM CO                     COMMON  260543103    494   11,165    SH             DEFINED      1     11,165
DOW CHEM CO                     COMMON  260543103     11      250    SH             OTHER        1        250
DU PONT E I DE NEMOURS & CO     COMMON  263534109    358    7,034    SH             DEFINED      1      6,704          330
DU PONT E I DE NEMOURS & CO     COMMON  263534109     97    1,900    SH             OTHER        1        300 1,600
EASTMAN CHEM CO                 COMMON  277432100    245    3,806    SH             DEFINED      1      3,806
EASTMAN CHEM CO                 COMMON  277432100     27      426    SH             OTHER        1        426
EBAY INC                        COMMON  278642103    663   20,600    SH             DEFINED      1     20,600
EBAY INC                        COMMON  278642103     15      475    SH             OTHER        1        475
ELECTRONIC ARTS INC             COMMON  285512109    422    8,916    SH             DEFINED      1      8,916
ELECTRONIC ARTS INC             COMMON  285512109      5      100    SH             OTHER        1        100
EMBRYO DEV CORP                 COMMON  290818103      0   15,000    SH             DEFINED      1     15,000
EMERSON ELEC CO                 COMMON  291011104     65    1,390    SH             DEFINED      1        600          790
EMERSON ELEC CO                 COMMON  291011104    829   17,710    SH             OTHER        1     17,710
ESB FINANCIAL CORP              COMMON  26884F102    138   12,510    SH             DEFINED            12,510     0      0
EXELON CORP                     COMMON  30161N101    164    2,256    SH             DEFINED      1      2,236           20
EXELON CORP                     COMMON  30161N101    103    1,416    SH             OTHER        1      1,416
EXXON MOBIL CORP                COMMON  30231G102  4,283   51,060    SH             DEFINED      1     51,055            5






COLUMN 1                        COL 2     COL 3    COL 4           COLUMN 5            COL 6     COL 7          COLUMN 8
--------                       -------- --------- -------- ------------------------- ---------- -------- ----------------------
                                                   MARKET                                                   VOTING AUTHORITY
                               TITLE OF            VALUE    SHS OR                   INVESTMENT  OTHER   ----------------------
ISSUER                          CLASS     CUSIP   (X$1000)  PRN AMT  SH/PRN PUT/CALL DISCRETION MANAGERS   SOLE    SHARED NONE
------                         -------- --------- -------- --------- ------ -------- ---------- -------- --------- ------ -----
                                                                                         
EXXON MOBIL CORP                COMMON  30231G102   2,809     33,489   SH             OTHER        1        13,572 19,917
FEDEX CORP                      COMMON  31428X106   1,124     10,130   SH             DEFINED      1         9,910          220
FEDEX CORP                      COMMON  31428X106      31        275   SH             OTHER        1           275
FIRST COMWLTH FINL CORP PA      COMMON  319829107  13,204  1,209,122   SH             DEFINED      1     1,196,036  3,466 9,620
FIRST COMWLTH FINL CORP PA      COMMON  319829107     873     79,921   SH             OTHER        1        44,214 35,707
FIRSTMERIT CORP                 COMMON  337915102     209     10,000   SH             DEFINED               10,000      0     0
FNB                             COMMON  302520101   5,082    303,600   SH             DEFINED              303,600      0     0
FORTUNE BRANDS INC              COMMON  349631101   1,000     12,140   SH             DEFINED      1        10,890        1,250
FORTUNE BRANDS INC              COMMON  349631101      31        375   SH             OTHER        1           375
FPL GROUP INC                   COMMON  302571104     154      2,715   SH             DEFINED      1         2,450          265
FPL GROUP INC                   COMMON  302571104     133      2,350   SH             OTHER        1         2,350
FRANKLIN RES INC                COMMON  354613101     534      4,029   SH             DEFINED      1         4,029
GATEWAY BANK OF PENNSYLVANIA    COMMON  869099101      50      5,000   SH             DEFINED                5,000      0     0
GENERAL ELECTRIC CO             COMMON  369604103   2,286     59,723   SH             DEFINED      1        56,858        2,865
GENERAL ELECTRIC CO             COMMON  369604103   5,112    133,550   SH             OTHER        1       129,820  3,730
GLAXOSMITHKLINE PLC             COMMON  37733W105     700     13,361   SH             DEFINED      1        13,361
GLAXOSMITHKLINE PLC             COMMON  37733W105      10        200   SH             OTHER        1           200
HARLEYSVILLE NATIONAL CORP      COMMON  412850109     441     27,349   SH             DEFINED               10,167      0     0
HARTFORD FINL SVCS GROUP INC    COMMON  416515104   1,109     11,262   SH             DEFINED      1        10,762          500
HARTFORD FINL SVCS GROUP INC    COMMON  416515104     112      1,135   SH             OTHER        1         1,135
HELMERICH & PAYNE INC           COMMON  423452101     616     17,389   SH             DEFINED      1        17,389
INGERSOLL-RAND COMPANY LTD      COMMON  G4776G101     864     15,759   SH             DEFINED      1        15,344          415
INGERSOLL-RAND COMPANY LTD      COMMON  G4776G101     672     12,250   SH             OTHER        1        12,250
INTEL CORP                      COMMON  458140100     371     15,635   SH             DEFINED      1        11,135        4,500
INTEL CORP                      COMMON  458140100      90      3,800   SH             OTHER        1         3,800
INTERNATIONAL BUSINESS MACHS    COMMON  459200101   1,376     13,073   SH             DEFINED      1        12,908          165
INTERNATIONAL BUSINESS MACHS    COMMON  459200101   1,605     15,250   SH             OTHER        1        15,150    100
JACOBS ENGR GROUP INC DEL       COMMON  469814107     967     16,818   SH             DEFINED      1        16,818
JACOBS ENGR GROUP INC DEL       COMMON  469814107      27        475   SH             OTHER        1           475
JOHNSON & JOHNSON               COMMON  478160104   1,265     20,535   SH             DEFINED      1        19,520        1,015
JOHNSON & JOHNSON               COMMON  478160104     588      9,540   SH             OTHER        1         9,540
JP MORGAN CHASE & CO            COMMON  46625H100     374      7,727   SH             DEFINED      1         5,977        1,750
JP MORGAN CHASE & CO            COMMON  46625H100     163      3,370   SH             OTHER        1         3,370
JUNIATA VALLEY NATL BK          COMMON  482016102   1,073     48,238   SH             DEFINED      1        48,238
KRAFT FOODS INC                 COMMON  50075N104      33        930   SH             DEFINED      1           930
KRAFT FOODS INC                 COMMON  50075N104     802     22,754   SH             OTHER        1        22,754
L-3 COMMUNICATIONS HLDGS INC    COMMON  502424104     713      7,325   SH             DEFINED      1         7,298           27
L-3 COMMUNICATIONS HLDGS INC    COMMON  502424104      17        175   SH             OTHER        1           175
LEESPORT FINANCIAL CORPORATION  COMMON  524477106   1,893     95,005   SH             DEFINED               90,482      0     0
LEHMAN BROS HLDGS INC           COMMON  524908100     735      9,702   SH             DEFINED      1         9,702
LEHMAN BROS HLDGS INC           COMMON  524908100      45        600   SH             OTHER        1           600
LOWES COS INC                   COMMON  548661107     993     32,356   SH             DEFINED      1        31,056        1,300
LOWES COS INC                   COMMON  548661107     210      6,850   SH             OTHER        1         6,250    600
MAGNITUDE INFORMATION SYS IN    COMMON  559534102       5    112,400   SH             DEFINED      1       112,400
MARATHON OIL CORP               COMMON  565849106     236      3,930   SH             DEFINED      1         1,650        2,280
MCCORMICK & CO INC              COMMON  579780206     797     20,878   SH             DEFINED      1        20,023          855
MCCORMICK & CO INC              COMMON  579780206      11        300   SH             OTHER        1           300
MCDONALDS CORP                  COMMON  580135101     540     10,648   SH             DEFINED      1        10,243          405
MCDONALDS CORP                  COMMON  580135101      25        500   SH             OTHER        1           500
MELLON FINANCIAL CORP COM       COMMON  58551A108     465     10,559   SH             DEFINED      1        10,074          485
MELLON FINANCIAL CORP COM       COMMON  58551A108     168      3,825   SH             OTHER        1         1,600  2,225
MERCK & CO INC                  COMMON  589331107     114      2,299   SH             DEFINED      1         2,299
MERCK & CO INC                  COMMON  589331107   1,319     26,478   SH             OTHER        1        25,978    500
MERRILL LYNCH & CO INC          COMMON  590188108     992     11,870   SH             DEFINED      1        11,350          520
MERRILL LYNCH & CO INC          COMMON  590188108     416      4,975   SH             OTHER        1         4,975
MICROSOFT CORP                  COMMON  594918104   1,200     40,730   SH             DEFINED      1        38,500        2,230
MICROSOFT CORP                  COMMON  594918104     217      7,375   SH             OTHER        1         7,375
MORGAN STANLEY                  COMMON  617446448       8        100   SH             DEFINED      1                        100
MORGAN STANLEY                  COMMON  617446448     393      4,680   SH             OTHER        1         4,680
NATIONAL CITY CORP              COMMON  635405103     480     14,414   SH             DEFINED      1        14,303          111
NATIONAL CITY CORP              COMMON  635405103       5        150   SH             OTHER        1           150
NEW MEXICO BANQUEST             COMMON  647991926   1,686      7,207   SH             DEFINED      1         7,207
NEW MEXICO BANQUEST             COMMON  647991926     168        717   SH             OTHER        1           717
OMEGA FINANCIAL CORP            COMMON  682092101   4,447    165,377   SH             DEFINED              165,377      0     0
ORACLE CORP                     COMMON  68389X105     861     43,697   SH             DEFINED      1        43,697
ORACLE CORP                     COMMON  68389X105      74      3,766   SH             OTHER        1         3,766
PARKVALE FINANCIAL CORP         COMMON  701492100   6,672    224,544   SH             DEFINED              224,544      0     0
PENNSYLVANIA RL ESTATE INVT     COMMON  709102107     329      7,414   SH             DEFINED      1         7,414
PEPSICO INC                     COMMON  713448108   1,401     21,607   SH             DEFINED      1        21,607
PEPSICO INC                     COMMON  713448108   1,530     23,600   SH             OTHER        1        23,600
PETSMART INC                    COMMON  716768106     791     24,371   SH             DEFINED      1        23,261        1,110
PETSMART INC                    COMMON  716768106      11        350   SH             OTHER        1           350
PFIZER INC                      COMMON  717081103     425     16,634   SH             DEFINED      1        13,194        3,440
PFIZER INC                      COMMON  717081103     669     26,169   SH             OTHER        1        26,169
PNC FINL SVCS GROUP INC         COMMON  693475105     374      5,222   SH             DEFINED      1         5,057          165
PNC FINL SVCS GROUP INC         COMMON  693475105     358      5,000   SH             OTHER        1         4,200    800
PPG INDS INC                    COMMON  693506107     180      2,362   SH             DEFINED      1         2,362
PPG INDS INC                    COMMON  693506107   1,667     21,904   SH             OTHER        1        16,654  5,250
PPL CORP                        COMMON  69351T106     348      7,442   SH             DEFINED      1         7,442
PPL CORP                        COMMON  69351T106     159      3,400   SH             OTHER        1         3,400
PRICE T ROWE GROUP INC          COMMON  74144T108     921     17,756   SH             DEFINED      1        17,756
PRICE T ROWE GROUP INC          COMMON  74144T108      70      1,350   SH             OTHER        1         1,350
PROCTER & GAMBLE CO             COMMON  742718109   1,448     23,660   SH             DEFINED      1        22,890          770
PROCTER & GAMBLE CO             COMMON  742718109   2,564     41,896   SH             OTHER        1        41,896
PROVIDENCE SVC CORP             COMMON  743815102   2,091     78,247   SH             DEFINED      1        78,247
PUBLIC SVC ENTERPRISE GROUP     COMMON  744573106     242      2,759   SH             DEFINED      1         1,539        1,220
PUBLIC SVC ENTERPRISE GROUP     COMMON  744573106     371      4,230   SH             OTHER        1         4,230
ROCKWELL AUTOMATION INC         COMMON  773903109     205      2,949   SH             DEFINED      1         2,949
ROCKWELL AUTOMATION INC         COMMON  773903109     139      2,000   SH             OTHER        1         2,000






COLUMN 1                        COL 2     COL 3    COL 4           COLUMN 5            COL 6     COL 7        COLUMN 8
--------                       -------- --------- -------- ------------------------- ---------- -------- -------------------
                                                   MARKET                                                 VOTING AUTHORITY
                               TITLE OF            VALUE    SHS OR                   INVESTMENT  OTHER   -------------------
ISSUER                          CLASS     CUSIP   (X$1000)  PRN AMT  SH/PRN PUT/CALL DISCRETION MANAGERS  SOLE  SHARED NONE
------                         -------- --------- -------- --------- ------ -------- ---------- -------- ------ ------ -----
                                                                                      
ROCKWELL COLLINS INC            COMMON  774341101     186      2,637   SH             DEFINED      1      2,637
ROCKWELL COLLINS INC            COMMON  774341101     141      2,000   SH             OTHER        1      2,000
ROYAL BANCSHARES OF PENN-A      COMMON  780081105     397     20,156   SH             DEFINED            20,156     0      0
ROYAL DUTCH SHELL PLC           COMMON  780259206      70        864   SH             DEFINED      1        776           88
ROYAL DUTCH SHELL PLC           COMMON  780259206     365      4,500   SH             OTHER        1      4,500
S & T BANCORP INC               COMMON  783859101   2,703     82,160   SH             DEFINED      1     82,160
S & T BANCORP INC               COMMON  783859101     252      7,656   SH             OTHER        1      7,656
SCHLUMBERGER LTD                COMMON  806857108     972     11,440   SH             DEFINED      1     10,850          590
SCHLUMBERGER LTD                COMMON  806857108     295      3,468   SH             OTHER        1      3,468
SOUTHERN CO                     COMMON  842587107     668     19,474   SH             DEFINED      1     19,159          315
SOUTHERN CO                     COMMON  842587107      15        450   SH             OTHER        1        450
SUSQUEHANNA BANCSHARES INC      COMMON  869099101   1,554     69,487   SH             DEFINED            59,487     0      0
SUSQUEHANNA BANCSHARES INC P    COMMON  869099101   1,169     52,242   SH             DEFINED      1     52,242
TARGET CORP                     COMMON  87612E106   1,237     19,450   SH             DEFINED      1     19,450
TARGET CORP                     COMMON  87612E106     402      6,313   SH             OTHER        1      6,313
TEXAS INSTRS INC                COMMON  882508104     840     22,333   SH             DEFINED      1     20,383        1,950
TEXAS INSTRS INC                COMMON  882508104     124      3,300   SH             OTHER        1      3,300
TRISTATE CAPITAL BANK           COMMON  99R733108     500     50,000   SH             DEFINED            50,000     0      0
UNITED TECHNOLOGIES CORP        COMMON  913017109   1,158     16,333   SH             DEFINED      1     15,628          705
UNITED TECHNOLOGIES CORP        COMMON  913017109      43        600   SH             OTHER        1        600
VALERO ENERGY CORP NEW          COMMON  91913Y100   1,062     14,375   SH             DEFINED      1     14,375
VALERO ENERGY CORP NEW          COMMON  91913Y100      37        500   SH             OTHER        1        500
VERIZON COMMUNICATIONS          COMMON  92343V104   2,047     49,720   SH             DEFINED      1     49,656           64
VERIZON COMMUNICATIONS          COMMON  92343V104   1,151     27,956   SH             OTHER        1     22,698 5,258
VODAFONE GROUP PLC NEW          COMMON  92857W209      85      2,528   SH             DEFINED      1      2,528
VODAFONE GROUP PLC NEW          COMMON  92857W209     188      5,589   SH             OTHER        1      5,589
WACHOVIA CORP NEW               COMMON  929903102   1,291     25,187   SH             DEFINED      1     25,117           70
WELLPOINT INC                   COMMON  94973V107     671      8,404   SH             DEFINED      1      8,404
WELLPOINT INC                   COMMON  94973V107       8        100   SH             OTHER        1        100
WELLS FARGO & CO NEW            COMMON  949746101     985     28,003   SH             DEFINED      1     26,648        1,355
WELLS FARGO & CO NEW            COMMON  949746101     223      6,332   SH             OTHER        1      6,332
WILLOW GROVE BANCORP            COMMON  97111W101     927     71,303   SH             DEFINED            52,184     0      0
WINDSTREAM CORP                 COMMON  97381W104      56      3,825   SH             DEFINED      1      3,547          278
WINDSTREAM CORP                 COMMON  97381W104      96      6,527   SH             OTHER        1        100        6,427
WYETH                           COMMON  983024100     770     13,434   SH             DEFINED      1     13,104          330
WYETH                           COMMON  983024100      26        450   SH             OTHER        1        450

GRAND TOTALS                                      151,520  4,743,940