OMB APPROVAL
       
 OMB Number:     3235-0060
   
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
  
 Expires:  April 30, 2009
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FORM 8-K
    
         
   
CURRENT REPORT
    
   
Pursuant to Section 13 OR 15(d) of
    
   
The Securities Exchange Act of 1934
    

Date of Report (Date of earliest event reported):  November 13, 2009
 
 
MBT FINANCIAL CORP.
(Exact name of registrant as specified in its charter)
 
 
Michigan
000-30973
38-3516922
(State or other jurisdiction
(Commission
(IRS Employer
of incorporation)
File Number)
Identification No.)

 
102 East Front Street, Monroe, Michigan
48161
(Address of principal executive offices)
(Zip Code)

Registrant’s telephone number, including area code: (734) 241-3431

 
(Former name or former address, if changed since last report.)
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
 
¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 
 
 

Item 7.01.       Regulation FD Disclosure.

On November 13, 2009, Registrant mailed a letter to its shareholders summarizing the unaudited results of operations and financial condition that were reported previously on Form 10-Q.  The letter is furnished herewith as Exhibit No. 99.

Item 9.01.       Financial Statements and Exhibits.

(c)
Exhibits

The following exhibits are furnished herewith:

Exhibit
    
Number
  
Exhibit Description
     
99
  
Letter to Shareholders dated November 13, 2009, summarizing Registrant’s results of operations and financial condition for and as of the quarter and nine months ended September 30, 2009.

 
SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized

 
MBT FINANCIAL CORP.
     
  Date: November 17, 2009
By: 
/s/ H. Douglas Chaffin
   
H. Douglas Chaffin
   
President and Chief Executive Officer

 
 
 

EXHIBIT INDEX

Exhibit
    
Number
  
Exhibit Description
     
99
  
Letter to Shareholders dated November 13, 2009, summarizing Registrant’s results of operations and financial condition for and as of the quarter and nine months ended September 30, 2009.