UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 29, 2008

INVESTORS BANCORP, INC.
(Exact name of registrant as specified in its charter)

 
0-51557
  
22-3493930
(State or other jurisdiction of incorporation)
  
(Commission File No.)
  
(IRS Employer
 
      
 Identification No.)
         
     
07078
(Address of principal executive offices)
      
(Zip Code)
 
Registrant’s telephone number, including area code: (973) 924-5100
 
Not Applicable
(Former name or former address, if changed since last report)
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 

Item 2.02
Results of Operation and Financial Condition.
 
On January 29, 2008, Investors Bancorp, Inc. (the “Company”) issued a press release reporting its financial results for the quarter ended December 31, 2007. A copy of the press release is attached as Exhibit 99.1 to this report and is being furnished to the SEC and shall not be deemed “filed” for any purpose.
 
Item 9.01.
Financial Statements and Exhibits.

(a)
Not Applicable.

(b)
Not Applicable.

(c)
Not Applicable

(d)
Exhibits.

 
Exhibit No.
  
Description
       
 
       99.1
  
Press release dated January 29, 2008, by Investors Bancorp, Inc., announcing financial results for the quarter ended December 31, 2007.
 
2
 
SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

 
INVESTORS BANCORP, INC.
     
     
DATE: January 29, 2008
By:
/s/ Kevin Cummings
  
   
Kevin Cummings
  
   
President and Chief Executive Officer

3

EXHIBIT INDEX

Exhibit
  
Description
     
99.1
  
Press release dated January 29, 2008, by Investors Bancorp, Inc., reporting its financial results for the quarter ended December 31, 2007.