In trading on Friday, shares of First Citizens Banc Corp.'s 6.50% Noncumulative Redeemable Convertible Perpetual Preferred Share, Series B (FCZAP) were yielding above the 4.5% mark based on its quarterly dividend (annualized to $1.625), with shares changing hands as low as $35.60 on the day. This compares to an average yield of 5.71% in the "Financial" preferred stock category, according to Preferred Stock Channel..