On 2/12/15, First Citizens Banc Corp.'s 6.50% Noncumulative Redeemable Convertible Perpetual Preferred Share, Series B (FCZAP) will trade ex-dividend, for its quarterly dividend of $0.4062, payable on 3/15/15. As a percentage of FCZAP's recent share price of $32.60, this dividend works out to approximately 1.25%, so look for shares of FCZAP to trade 1.25% lower all else being equal when FCZAP shares open for trading on 2/12/15..