Large-cap stocks are known for their staying power and ability to weather market storms better than smaller competitors. However, their sheer size makes it more challenging to maintain high growth rates as they’ve already captured significant portions of their markets.

This dynamic can trouble even the most skilled investors, but luckily for you, we started StockStory to help you navigate these trade-offs and uncover exceptional companies that break the mold. Keeping that in mind, here is one large-cap stock whose competitive advantages creates flywheel effects and two whose momentum may slow.

Two Large-Cap Stocks to Sell:

Cummins (CMI)

Market Cap: $80.6 billion

With more than half of the heavy-duty truck market using its engines at one point, Cummins (NYSE: CMI) offers engines and power systems.

Why Is CMI Not Exciting?

1. Flat sales over the last two years suggest it must find different ways to grow during this cycle
2. Estimated sales for the next 12 months are flat and imply a softer demand environment
3. Shrinking returns on capital suggest that increasing competition is eating into the company’s profitability

Cummins is trading at $583.22 per share, or 24.1x forward P/E. If you’re considering CMI for your portfolio, see our FREE research report to learn more.

Allstate (ALL)

Market Cap: $51.92 billion

Born from a Sears, Roebuck & Co. initiative during the Great Depression with its famous "You're in good hands" slogan, Allstate (NYSE: ALL) is one of America's largest personal property and casualty insurers, offering protection for autos, homes, and personal property.

Why Are We Hesitant About ALL?

1. Estimated sales growth of 1.4% for the next 12 months implies demand will slow from its two-year trend
2. Static combined ratio over the last five years shows it couldn’t improve its operations
3. Annual book value per share growth of 3.2% over the last five years lagged behind its insurance peers as its large balance sheet made it difficult to generate incremental capital growth

Allstate’s stock price of $198.28 implies a valuation ratio of 1.8x forward P/B. To fully understand why you should be careful with ALL, check out our full research report (it’s free).

One Large-Cap Stock to Buy:

Chipotle (CMG)

Market Cap: $51.7 billion

Born from a desire to offer quick meals with fresh, flavorful ingredients, Chipotle (NYSE: CMG) is a fast-food chain known for its healthy, Mexican-inspired cuisine and customizable dishes.

Why Should You Buy CMG?

1. Rapid rollout of new restaurants to capitalize on market opportunities makes sense given its strong same-store sales performance
2. Average same-store sales growth of 4.2% over the past two years indicates its restaurants are resonating with diners
3. Massive revenue base of $11.79 billion makes it a household name that influences purchasing decisions

At $38.95 per share, Chipotle trades at 33.6x forward P/E. Is now a good time to buy? See for yourself in our full research report, it’s free.

Stocks We Like Even More

The market’s up big this year - but there’s a catch. Just 4 stocks account for half the S&P 500’s entire gain. That kind of concentration makes investors nervous, and for good reason. While everyone piles into the same crowded names, smart investors are hunting quality where no one’s looking - and paying a fraction of the price. Check out the high-quality names we’ve flagged in our Top 5 Growth Stocks for this month. This is a curated list of our High Quality stocks that have generated a market-beating return of 244% over the last five years (as of June 30, 2025).

Stocks that made our list in 2020 include now familiar names such as Nvidia (+1,326% between June 2020 and June 2025) as well as under-the-radar businesses like the once-micro-cap company Tecnoglass (+1,754% five-year return). Find your next big winner with StockStory today.