Regional bank OceanFirst Financial (NASDAQ: OCFC) will be reporting earnings tomorrow after market hours. Here’s what to look for.

OceanFirst Financial met analysts’ revenue expectations last quarter, reporting revenues of $103 million, up 9.5% year on year. It was a slower quarter for the company, with EPS in line with analysts’ estimates and a slight miss of analysts’ net interest income estimates.

Is OceanFirst Financial a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.

This quarter, analysts are expecting OceanFirst Financial’s revenue to grow 7.5% year on year to $102.7 million, a reversal from the 2% decrease it recorded in the same quarter last year. Adjusted earnings are expected to come in at $0.37 per share.

Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. OceanFirst Financial has missed Wall Street’s revenue estimates three times over the last two years.

Looking at OceanFirst Financial’s peers in the regional banks segment, some have already reported their Q4 results, giving us a hint as to what we can expect. ServisFirst Bancshares delivered year-on-year revenue growth of 22.9%, beating analysts’ expectations by 6.8%, and Simmons First National reported revenues up 17.2%, topping estimates by 5.3%.

Read our full analysis of ServisFirst Bancshares’s results here and Simmons First National’s results here.

Investors in the regional banks segment have had steady hands going into earnings, with share prices flat over the last month. OceanFirst Financial is down 8.3% during the same time and is heading into earnings with an average analyst price target of $21 (compared to the current share price of $18.08).

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