Property casualty insurer Cincinnati Financial (NASDAQ: CINF) will be announcing earnings results this Monday after the bell. Here’s what to look for.

Cincinnati Financial beat analysts’ revenue expectations by 12.8% last quarter, reporting revenues of $3.25 billion, up 34.9% year on year. It was an exceptional quarter for the company, with a beat of analysts’ EPS estimates and a solid beat of analysts’ revenue estimates.

Is Cincinnati Financial a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.

This quarter, analysts are expecting Cincinnati Financial’s revenue to decline 9.7% year on year to $3.00 billion, a reversal from the 83.3% increase it recorded in the same quarter last year. Adjusted earnings are expected to come in at $2.06 per share.

Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. Cincinnati Financial has missed Wall Street’s revenue estimates six times over the last two years.

Looking at Cincinnati Financial’s peers in the property & casualty insurance segment, some have already reported their Q3 results, giving us a hint as to what we can expect. Stewart Information Services delivered year-on-year revenue growth of 19.1%, beating analysts’ expectations by 30.8%, and First American Financial reported revenues up 40.7%, topping estimates by 6.2%. Stewart Information Services traded down 4.1% following the results while First American Financial was up 3.6%.

Read our full analysis of Stewart Information Services’s results here and First American Financial’s results here.

Debates around the economy’s health and the impact of potential tariffs and corporate tax cuts have caused much uncertainty in 2025. While some of the property & casualty insurance stocks have shown solid performance in this choppy environment, the group has generally underperformed, with share prices down 3.4% on average over the last month. Cincinnati Financial’s stock price was unchanged during the same time and is heading into earnings with an average analyst price target of $167.83 (compared to the current share price of $156.67).

When a company has more cash than it knows what to do with, buying back its own shares can make a lot of sense–as long as the price is right. Luckily, we’ve found one, a low-priced stock that is gushing free cash flow AND buying back shares. Click here to claim your Special Free Report on a fallen angel growth story that is already recovering from a setback.

StockStory is growing and hiring equity analyst and marketing roles. Are you a 0 to 1 builder passionate about the markets and AI? See the open roles here.