COLUMBUS, OH – October 17, 2025 – Huntington Bancshares Incorporated (NASDAQ: HBAN) today announced the declaration of its quarterly cash dividends on multiple series of its preferred stock, a move that underscores the regional banking giant's robust financial health and unwavering commitment to its shareholders. This declaration provides a predictable income stream for preferred stock investors and signals continued stability within the broader financial sector.

The consistent issuance of these dividends is a critical indicator for investors, particularly those focused on income generation. For Huntington Bancshares, it reflects a strong capital position and prudent financial management, essential attributes in today's dynamic economic landscape. The declaration comes at a time when financial institutions are closely scrutinized for their stability and ability to return value to investors, making this announcement a significant positive signal.

Detailed Coverage of Huntington's Dividend Action

Huntington Bancshares (NASDAQ: HBAN) officially declared its quarterly cash dividends on six distinct series of its preferred stock on October 17, 2025. These dividends are slated for payment on January 15, 2026, to shareholders who are on record as of January 1, 2026. This immediate declaration, effective today, sets a clear timeline for the distribution of these payments, offering transparency and certainty to preferred shareholders.

The specific preferred stock series benefiting from this declaration, along with their respective dividend amounts per share, are as follows:

• Floating Rate Series B Non-Cumulative Perpetual Preferred Stock (CUSIP#: 446150500): $17.16537324 per share (equivalent to $0.429134300 per depositary receipt share).
• 5.625% Series F Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock (CUSIP#: 446150AT1): $1,406.25 per share (equivalent to $14.0625 per depositary share).
• 4.450% Series G Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock (CUSIP#: 446150AV6): $1,112.50 per share (equivalent to $11.1250 per depositary share).
• 4.5% Series H Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock (NASDAQ: HBANP): $11.25 per share (equivalent to $0.28125 per depositary share).
• 6.875% Series J Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock (NASDAQ: HBANL): $17.19 per share (equivalent to $0.42975 per depositary share).
• 6.25% Series K Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock (CUSIP#: 446150BG8): $2,152.78 per share (equivalent to $21.528 per depositary share).

This consistent dividend policy reflects the sound financial management practices of Huntington Bancshares' leadership and reinforces the bank's commitment to delivering shareholder value. The declaration, disseminated through official press releases, provides clear communication to the market and its stakeholders, ensuring all key players, from the bank's executive management to individual preferred shareholders, are well-informed. The initial market reaction is expected to be positive, solidifying confidence in HBAN's financial footing.

Market Implications: Winners and Losers

The immediate beneficiaries of Huntington Bancshares' (NASDAQ: HBAN) dividend declaration are undoubtedly its preferred shareholders. These investors, often seeking stable income and lower volatility compared to common stock, are assured of their expected quarterly payouts. This consistent income stream is a primary reason for investing in preferred shares, and HBAN's declaration reaffirms the reliability of this investment class. For these shareholders, it represents a tangible return on their investment and a validation of their confidence in the bank's financial stability.

Huntington Bancshares itself also emerges as a winner. By consistently paying its preferred stock dividends, the bank enhances its reputation for financial prudence and reliability. This can lead to increased investor confidence, potentially attracting new capital and supporting its stock valuation. A stable dividend policy on preferred shares often signals to the broader market that a company has strong cash flows and a healthy balance sheet, capable of meeting its financial obligations even in varying economic conditions.

While there are no direct "losers" from such a declaration, investors solely focused on high-growth, high-risk common stock opportunities might view preferred stocks as less exciting. However, for a diversified portfolio, preferred shares offer a crucial element of stability and income. Indirectly, the consistent performance of a regional bank like HBAN in its dividend commitments can set a benchmark, potentially putting pressure on competitors to demonstrate similar financial health to maintain investor appeal, though this effect is generally subtle for routine preferred dividends.

Wider Significance in the Financial Landscape

Huntington Bancshares' (NASDAQ: HBAN) declaration of preferred stock dividends fits seamlessly into broader industry trends emphasizing financial stability and consistent shareholder returns within the banking sector. In an environment where regulatory scrutiny remains high, a bank's ability to maintain its dividend payouts, especially on preferred shares which often carry fixed or floating rates, is a strong indicator of its capital adequacy and operational resilience. This action aligns with the industry's general move towards fortifying balance sheets post-financial crises and demonstrating enduring strength.

The ripple effects of such a declaration extend beyond HBAN. It can serve as a positive signal for the regional banking sector as a whole, suggesting that well-managed institutions are navigating economic challenges effectively and are capable of sustaining their commitments. Competitors might feel an implicit pressure to demonstrate similar financial health and shareholder-friendly policies to remain competitive in attracting investment. Furthermore, this stability can reassure partners and customers about the bank's long-term viability.

From a regulatory standpoint, the consistent payment of preferred dividends indicates that Huntington Bancshares is operating within its capital requirements and is not facing undue financial stress that would necessitate a reduction or suspension of such payments. This compliance is critical for maintaining regulatory approvals and avoiding potential penalties. Historically, banks with strong dividend records, particularly on preferred shares, have often been perceived as more stable and less prone to systemic risks, drawing comparisons to periods of sustained economic growth where financial institutions could reliably return capital to investors.

What Comes Next: Navigating the Future

In the short term, Huntington Bancshares' (NASDAQ: HBAN) preferred shareholders can anticipate the receipt of their declared dividends on January 15, 2026, reinforcing the predictable income stream associated with these securities. For HBAN itself, this consistent declaration is likely to bolster investor confidence, contributing to a stable outlook for its preferred stock prices and potentially supporting its overall market valuation as a reliable financial institution. The market will continue to observe HBAN's earnings reports and future capital allocation decisions, but this dividend declaration sets a positive tone.

Looking further ahead, the long-term possibilities for Huntington Bancshares involve continued strategic focus on maintaining a strong capital position and optimizing its balance sheet. The bank may explore opportunities for growth through strategic acquisitions or organic expansion, all while balancing the need to return capital to shareholders. Future dividend policies, both for preferred and common stock, will be influenced by economic conditions, regulatory changes, and the bank's profitability.

Market opportunities may emerge for income-focused investors, as preferred stocks from stable institutions like HBAN continue to offer attractive yields in a potentially fluctuating interest rate environment. Challenges could include unexpected economic downturns or significant regulatory shifts that might impact the banking sector's profitability or capital requirements. Potential scenarios include HBAN continuing its steady course, maintaining its dividend commitments, and potentially redeeming preferred shares if market conditions and interest rates make it financially advantageous to do so, or even issuing new series if capital needs arise.

Comprehensive Wrap-Up

Huntington Bancshares Incorporated's (NASDAQ: HBAN) latest declaration of quarterly cash dividends on its preferred stocks is a clear and compelling affirmation of its financial stability and ongoing commitment to its shareholders. This event, far from being a mere routine announcement, serves as a significant indicator for both individual and institutional investors, highlighting the predictable income stream offered by preferred shares and the robust health of a key regional bank.

Moving forward, the market will likely view this consistent dividend payout as a testament to HBAN's sound management and strong capital base. It reinforces the bank's position as a reliable investment within the often-volatile financial sector. Investors should continue to monitor Huntington Bancshares' future financial performance, its responses to evolving economic conditions, and any broader trends within the banking industry, particularly concerning interest rate movements and regulatory developments. The stability offered by preferred stock dividends makes them a crucial component for income-oriented portfolios, and HBAN's recent action underscores their enduring significance in the investment landscape.

This content is intended for informational purposes only and is not financial advice