(BPT) - The most wonderful time of the year is right around the corner! As we enter the holiday season, many people are prepping their Christmas plans and travel arrangements.

While it's fun to go see family and friends, there are already plenty of costs that add up during this time of the year. The best gift of all is paying less for your travel. And thanks to credit card rewards, this is a possibility.

Vacation costs can pile up with airfare, hotels, car rentals, and more, but you can alleviate some of these costs with your credit card rewards. These programs allow you to make the most out of your travels. Rather than worrying about the price tag, you can focus on spending time with your loved ones during the holidays.

There are so many types of credit cards out there, so it's important to look at the variety of rewards that different cards offer before you decide on which one to get. For instance, several credit cards offer signup bonuses, different earning rates, and redemption options by simply choosing the card. Signing up for a rewards credit card is an investment in yourself. Once you've signed up for the card, you can start utilizing all the great benefits!

Many different credit cards cater toward travel expenses and offer a long list of deals that you wouldn't have access to otherwise. Not only can you use rewards points toward your flight, but there are also other travel perks with credit card rewards that you may not have even known about, such as airport lounge access, travel insurance, or baggage protection, to name a few.

Additionally, there is usually a list of hotels, car rentals, restaurants, and more that partner with these different rewards programs to give you access to low-rate stays and premium options for less. Depending on what you value as a traveler, there is a reward card to meet every consumer's needs. If you haven't already, take advantage of your credit card benefits, maximize the value of your travel rewards, and start packing for your holiday vacation!

Currently, proposed legislation could reduce credit card rewards programs, meaning consumers will no longer have access to travel benefits. Many people rely on these benefits and it's important for these programs to continue so consumers and businesses can benefit for many holidays to come.