Applied Data Finance (ADF), a fintech innovator advancing responsible credit access for underestimated U.S. consumers, today announced the renewal and expansion of its warehouse financing facility to $300 million. The transaction extends the facility for three years, includes full recommitment from ADF’s existing lender group, and adds a new $100 million commitment from a leading Wall Street institutional investor, positioning the company to further scale its data-driven lending platform.

Joseph Toms, Chief Executive Officer of Applied Data Finance, commented: “Renewing and expanding this warehouse facility — alongside the participation of a leading institutional investor — reinforces confidence in ADF’s disciplined growth strategy and our focus on delivering high-quality consumer credit. This increased capacity strengthens our funding platform and positions us to further scale our lending programs while expanding access to responsible credit for more consumers.”

With the expanded facility in place, ADF is well positioned to support continued growth, enhance the stability of its funding platform, and broaden its ability to serve consumers through its data-driven lending solutions.

About Applied Data Finance, LLC

Applied Data Finance, through its Personify Financial brand, is a trusted financial partner for tens of thousands of underserved and underbanked Americans. Leveraging its AI-powered lending solutions alongside advanced data science and machine learning, ADF is redefining how credit and fraud risk are assessed for near-prime and non-prime borrowers. Learn more at www.applieddatafinance.com and www.personify.com.

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