Independent Lending, led by seasoned mortgage professional David Milo, is proud to announce its latest offering: equity-based owner-occupied hard money second mortgages. This innovative loan program is now available in California and Arizona, with a primary focus on serving the diverse needs of homeowners with abundant equity.

With over 20 years of experience in the mortgage industry, Independent Lending specializes in self-employed hard money, private money, and investor cash flow lending. The new equity-based second mortgage solution reinforces the company’s commitment to offering fast, flexible, and accessible funding options for individuals with unique financial needs.

“Since 2001, I have had the opportunity to help over 1,000+ clients buy and refinance their properties,” said David Milo, founder of Independent Lending. “I understand the stresses of buying a home and know how to help people anticipate what comes next. Likewise, I understand the value and freedom that can be created with the right refinance strategy.”

Fast and Flexible Lending Solutions

Independent Lending stands apart by offering tailored financing options that prioritize equity over credit scores or traditional income documentation. Borrowers seeking hard money loans benefit from:

• Expedited Funding: Quick access to capital for time-sensitive opportunities.

• Simplified Approval Process: No need for income documents like paystubs, tax returns, or bank statements.

• Flexible Terms: First, second, and third mortgages with no prepayment penalties options.

• Owner-Occupied and Investment Properties: Solutions for both primary and investment purposes.

As a direct lender and broker, Independent Lending also eliminates upfront fees and covers appraisal costs when required, ensuring a seamless process for borrowers.

In addition to borrower-focused services, Independent Lending caters to Trust Deed investors by combining conservative underwriting practices with opportunities for high-yield, consistent monthly returns. This dual expertise ensures a balanced approach that meets the needs of both borrowers and investors.

Independent Lending’s reputation is backed by an A+ rating with the Better Business Bureau, over 100 five-star Zillow lender testimonials, and 40 years of combined industry experience. With a focus on education and personalized service, the company remains dedicated to empowering clients through tailored lending solutions.

For more information about Independent Lending’s hard money second mortgage program, visit https://ihlend.com/hard-money-second-mortgage.

About Independent Lending

Founded in 2013, Independent Lending has become a trusted partner for real estate investors and homeowners seeking hard money solutions. Whether for property acquisition, refinancing, or investment opportunities, the company’s innovative lending strategies help clients achieve their financial goals in a competitive market.

Media Contact
Company Name: Independent Lending
Contact Person: David Milo
Email: Send Email
Phone: +1 949-830-3151
Country: United States
Website: https://ihlend.com