Filed Pursuant to Rule 424(b)(3)
Registration No. 333-18061
[Redwood Trust, Inc. Letterhead]
SCHEDULE A
Optional Cash Payments:
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THRESHOLD PRICE &
OPTIONAL CASH OPTIONAL CASH PRICING PERIOD
DISCOUNT DATE WAIVER DUE DATE PAYMENT DUE DATE COMMENCEMENT DATE INVESTMENT DATE
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November 29, 2001 December 4, 2001 December 6, 2001 December 7, 2001 December 21, 2001
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December 27, 2001 January 2, 2002 January 4, 2002 January 7, 2002 January 22, 2002
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January 29, 2002 February 1, 2002 February 5, 2002 February 6, 2002 February 21, 2002
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February 27, 2002 March 4, 2002 March 6, 2002 March 7, 2002 March 21, 2002
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March 29, 2002 April 3, 2002 April 5, 2002 April 8, 2002 April 22, 2002
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April 29, 2002 May 2, 2002 May 6, 2002 May 7, 2002 May 21, 2002
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May 30, 2002 June 4, 2002 June 6, 2002 June 7, 2002 June 21, 2002
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June 27, 2002 July 2, 2002 July 5, 2002 July 8, 2002 July 22, 2002
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July 30, 2002 August 2, 2002 August 6, 2002 August 7, 2002 August 21, 2002
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August 29, 2002 September 4, 2002 September 6, 2002 September 9, 2002 September 23, 2002
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September 26, 2002 October 1, 2002 October 3, 2002 October 4, 2002 October 21, 2002
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October 29, 2002 November 1, 2002 November 5, 2002 November 6, 2002 November 21, 2002
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November 29, 2002 December 4, 2002 December 6, 2002 December 9, 2002 December 23, 2002
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December 26, 2002 December 31, 2002 January 3, 2003 January 6, 2003 January 21, 2003
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DIVIDENDS REINVESTED:
COMMON AND PREFERRED DIVIDENDS
Record Date Investment Date
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March 29, 2002 April 22, 2002
June 28, 2002 July 22, 2002
September 30, 2002 October 21, 2002
December 31, 2002 January 21, 2003
(1) The dates indicated are those expected to be applicable under the Plan with
respect to future dividends, if and when declared by the Board of Directors. The
actual record and payment dates will be determined by the Board of Directors and
are subject to change.
FOR FUTURE REFERENCE:
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THRESHOLD PRICE & OPTIONAL OPTIONAL CASH PRICING PERIOD
CASH DISCOUNT SET DATE WAIVER DUE DATE PAYMENT DUE DATE COMMENCEMENT DATE INVESTMENT DATE
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5 business days prior 2 business days
to Optional Cash prior to 1 business day 10 trading days The 21st (or first
Payment Date Optional prior to prior to Investment business day thereafter)
Cash Payment Pricing Period Date
Date
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