SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                    FORM 8-K
                                 CURRENT REPORT
                         PURSUANT TO SECTION 13 OR 15(d)
                     OF THE SECURITIES EXCHANGE ACT OF 1934

                DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED):
                         AUGUST 6, 2004 (AUGUST 5, 2004)

                        MEADOWBROOK INSURANCE GROUP, INC.
               (EXACT NAME OF REGISTRANT AS SPECIFIED IN CHARTER)



MICHIGAN                                               38-2626206
(STATE OR OTHER JURISDICTION OF          (I.R.S. EMPLOYER IDENTIFICATION NUMBER)
INCORPORATION)
                                     1-14094
                            (COMMISSION FILE NUMBER)



26600 TELEGRAPH ROAD, STE. 300
SOUTHFIELD, MICHIGAN                                     48034
(ADDRESS OF PRINCIPAL                                   (ZIP CODE)
 EXECUTIVE OFFICES)


                                  (248)358-1100
              (REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE)











ITEM 7.  FINANCIAL STATEMENTS AND EXHIBITS

                  a.       None.

                  b.       None.

                  c.       The following document is furnished as an Exhibit to
                           this Current Report on Form 8-K pursuant to Item 601
                           of Regulation S-K:

                           99.1     Earnings Press Release for the second
                                    quarter and six-months ended June 30, 2004,
                                    issued August 5, 2004.

ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On August 5, 2004, the Registrant issued a press release setting forth its
financial results for the second quarter and six months ended June 30, 2004.

The information in the Registrant's press release dated August 5, 2004, attached
as Exhibit 99.1, is being furnished, and should not be deemed "filed" for
purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or
otherwise subject to the liabilities imposed by that Section. The information
contained in this Current Report shall not be incorporated by reference into any
registration statement or other document or filing under the Securities Act of
1933, as amended, except as may be expressly set forth in a specific filing.






                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


Dated: August 6, 2004                         MEADOWBROOK INSURANCE GROUP, INC.
                                              (REGISTRANT)


                                              By: /s/ Karen M. Spaun
                                                  ------------------------------
                                                  Karen M. Spaun,
                                                  Chief Financial Officer





                                  EXHIBIT INDEX
                                  -------------

EXHIBIT NO.       DOCUMENT DESCRIPTION
-----------       --------------------
      99.1        Earnings Press Release for the quarter and six months ended
                  June 30, 2004, issued August 5, 2004.