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SECURITIES AND EXCHANGE COMMISSION
 WASHINGTON, D.C. 20549

FORM 8-K
CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934

Date of Report: May 2, 2005
(Date of earliest event reported)

Umpqua Holdings Corporation
 (Exact Name of Registrant as Specified in Its Charter)

OREGON    000-25597    93-1261319 
(State or Other Jurisdiction of    (Commission File    (I.R.S. Employer 
Incorporation or Organization)    Number)    Identification Number) 
 

One SW Columbia, Suite 1200 Portland, Oregon 97258
 (address of Principal Executive Offices)(Zip Code)

(503) 546-2491
 (Registrant's Telephone Number, Including Area Code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ]    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 
    230.425) 
 
[ ]    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 
    240.14a-12) 
 
[ ]    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange 
    Act (17 CFR 240.14d-2(b)) 
 
[ ]    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange 
    Act (17 CFR 240.13e-4(c)) 

Item 7.01        Regulation FD Disclosure.

         On Tuesday, May 3, 2005, beginning at approximately 9:00 a.m., Pacific Time, Umpqua Holdings Corporation Chief Executive Officer Raymond P. Davis will give a presentation of Umpqua's business strategies and financial performance at D.A. Davidson's 2005 Seventh Annual Financial Services Conference in at the Bell Harbor Conference Center, Seattle, Washington.

         The presentation is available via live audio web cast at www.umpquaholdingscorp.com and at http://wsw.com/webcast/dadco3/umpq/ with advance registration at no charge. The slides presented by Mr. Davis are attached as Exhibit 99.1.

Item 9.01          Financial Statements and Exhibits. 

    (a)    Not applicable. 
    (b)    Not applicable. 
    (c)    Exhibits. 
        99.1    Earnings Press Release 


SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this reported to be signed on its behalf of the undersigned hereunto duly authorized.

    UMPQUA HOLDINGS CORPORATION 
    (Registrant) 
 
Dated: May 2, 2005    By: /s/ Kenneth E. Roberts 
   

     Kenneth E. Roberts 

   

     Assistant Secretary 


EXHIBIT 99.1