FCFC 8K 4/17/03

UNITED STATES
  SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934



Date of Report (Date of earliest event reported): April 17, 2003  


          First Commonwealth Financial Corporation            
(Exact name of registrant as specified in its charter)



   Pennsylvania   

    0-11242    

     25-1428528      

(State or other jurisdiction
of incorporation)

(Commission
File Number)

(IRS Employer
Identification Number)

        22 N. Sixth Street, Indiana, PA         

     15701     

(Address of Principal Executive Offices)

(Zip Code)



Registrant's telephone number, including area code:     (724) 349-7220     


Item 7.  FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS

(c)

Exhibits

Exhibit 99.1 First Commonwealth Financial Corporation Press Release
dated April 17, 2003


Item 9.      REGULATION FD DISCLOSURE

On April 17, 2003, First Commonwealth Financial Corporation issued a press release announcing its earnings for the three month period ended March 31, 2003.  A copy of this press release and related earnings tables are furnished herein as exhibit 99.1.  This information is being furnished under Item 9 as provided in the Commission's final rule; interim guidance regarding Form 8-K Item 11 and 12 filing requirements (Release No. 34-47583).





Dated:  April 17, 2003

                              FIRST COMMONWEALTH FINANCIAL CORPORATION



                              By:  /S/JOHN J. DOLAN              
                                   John J. Dolan
                                   Executive Vice President and
                                   Chief Financial Officer