UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: September 30, 2002
Check here if Amendment [ ]: Amendment Number:
This Amendment (Check only one): [] is a restatement
[ ] adds new holdings entries
Institutional Investment Manager Filing this Report:
Name: First Commonwealth Financial Corporation
Address: 22 North Sixth Street
Indiana, PA, 15701
Form 13F File Number:28-05151
The institutional investment manager filing this report and the person
by whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein is true,
correct and complete, and it is understood that all required items,
statements, schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: John J. Dolan
Title: Executive Vice President and Chief Financial Officer
Phone: (724) 349-7220
Signature,Place, and Date of Signing:
/s/ John. J. Dolan
John J. Dolan, Indiana, PA, November 1, 2002
Report Type(check only one) :
[x] 13F HOLDINGS REPORT (Check here if all holdings of this reporting
manager are reported in this report
[ ] 13F NOTICE (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s))
[ ] 13F COMBINATION REPORT (Check here if a portion of the holdings
for this reporting manager are reported in this report and a
portion are reported by other reporting manager(s).)
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total: 201
Form 13F Information Table Value Total: $121,510 (thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is
filed, other than the manager filing this report.
Number: 1
Form 13F File Number:28-05153
Name: First Commonwealth Trust Company
FORM 13F INFORMATION TABLE
COLUMN 1 COL 2 COL 3 COL 4 COLUMN 5 COL 6 COL 7 COLUMN 8
TITLE MARKET
OF VALUE SHS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORI
ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
3M CO Common 88579Y101 535 4865 SH DEFINED 1 4,865 0 0
3M CO Common 88579Y101 592 5380 SH OTHER 1 5,380 0 0
ABBOTT LABORATORIES Common 002824100 242 5983 SH DEFINED 1 5,983 0 0
ABBOTT LABORATORIES Common 002824100 8 200 SH OTHER 1 200 0 0
ALCOA INC. Common 013817101 354 18350 SH DEFINED 1 18,350 0 0
ALCOA INC. Common 013817101 69 3550 SH OTHER 1 3,550 0 0
ALLSTATE CORP Common 020002101 714 20078 SH DEFINED 1 20,078 0 0
ALLSTATE CORP Common 020002101 242 6818 SH OTHER 1 6,818 0 0
ALLTEL CORP Common 020039103 310 7727 SH DEFINED 1 5,681 2,046 0
ALLTEL CORP Common 020039103 296 7366 SH OTHER 1 500 6,866 0
AMERICAN EAGLE OUTFITTERS INC Common 02553E106 140 11625 SH DEFINED 1 11,625 0 0
AMERICAN EAGLE OUTFITTERS INC Common 02553E106 2 175 SH OTHER 1 175 0 0
AMERICAN EXPRESS CO Common 025816109 210 6742 SH DEFINED 1 6,742 0 0
AMERICAN INTERNATIONAL GROUP IN Common 026874107 884 16152 SH DEFINED 1 16,152 0 0
AMERICAN INTERNATIONAL GROUP IN Common 026874107 97 1781 SH OTHER 1 1,781 0 0
AMGEN INC Common 031162100 624 14964 SH DEFINED 1 14,964 0 0
AMGEN INC Common 031162100 16 375 SH OTHER 1 375 0 0
ANHEUSER BUSCH COS INC Common 035229103 1,173 23175 SH DEFINED 1 23,175 0 0
ANHEUSER BUSCH COS INC Common 035229103 83 1650 SH OTHER 1 1,650 0 0
AOL TIME WARNER INC Common 00184A105 386 33008 SH DEFINED 1 33,008 0 0
AOL TIME WARNER INC Common 00184A105 25 2150 SH OTHER 1 2,150 0 0
APACHE CORP Common 037411105 510 8582 SH DEFINED 1 8,582 0 0
APACHE CORP Common 037411105 15 250 SH OTHER 1 250 0
APPLIED MATLS INC Common 038222105 129 11200 SH DEFINED 1 11,200 0 0
APPLIED MATLS INC Common 038222105 28 2400 SH OTHER 1 2,400 0 0
AT&T CORP COMMON Common 001957109 233 19440 SH DEFINED 1 19,352 88 0
AT&T CORP COMMON Common 001957109 124 10361 SH OTHER 1 9,846 515 0
AUTOMATIC DATA PROCESSING INC Common 053015103 527 15152 SH DEFINED 1 15,152 0 0
AUTOMATIC DATA PROCESSING INC Common 053015103 83 2400 SH OTHER 1 2,400 0 0
BANK OF AMERICA CORP COM Common 060505104 638 9998 SH DEFINED 1 9,998 0 0
BANK OF AMERICA CORP COM Common 060505104 57 900 SH OTHER 1 900 0 0
BELLSOUTH CORP Common 079860102 488 26583 SH DEFINED 1 26,183 400 0
BELLSOUTH CORP Common 079860102 78 4263 SH OTHER 1 4,063 200 0
BERKSHIRE SECURITIES Common 084991868 972 5400 SH DEFINED 1 5,400 0 0
BICO INC COM Common 088766100 0 101100 SH DEFINED 1 101,100 0 0
BOEING CO Common 097023105 497 14564 SH DEFINED 1 14,564 0 0
BOEING CO Common 097023105 67 1969 SH OTHER 1 1,969 0 0
BP AMOCO PLC SPONSORED ADR Common 055622104 613 15352 SH DEFINED 1 15,352 0 0
BP AMOCO PLC SPONSORED ADR Common 055622104 283 7101 SH OTHER 1 6,099 1,002 0
BRISTOL MYERS SQUIB Common 110122108 304 12759 SH DEFINED 1 12,759 0 0
BRISTOL MYERS SQUIB Common 110122108 36 1500 SH OTHER 1 1,500 0 0
CARDINAL HEALTH INC Common 14149Y108 591 9496 SH DEFINED 1 9,496 0 0
CARDINAL HEALTH INC Common 14149Y108 57 922 SH OTHER 1 922 0 0
CATERPILLAR INC Common 149123101 345 9282 SH DEFINED 1 9,282 0 0
CATERPILLAR INC Common 149123101 21 575 SH OTHER 1 575 0 0
CHEVRON TEXACO CORP Common 166764100 364 5250 SH DEFINED 1 4,480 0 770
CHEVRON TEXACO CORP Common 166764100 166 2395 SH OTHER 1 1,995 0 400
CISCO SYSTEMS Common 17275R102 516 49236 SH DEFINED 1 49,236 0 0
CISCO SYSTEMS Common 17275R102 86 8200 SH OTHER 1 8,200 0 0
CITIGROUP INC COM Common 172967101 763 25737 SH DEFINED 1 25,737 0 0
CITIGROUP INC COM Common 172967101 59 1992 SH OTHER 1 1,490 502 0
CNB FINANCIAL CORP. Common 126128107 234 9360 SH DEFINED 1 9,360 0 0
CNB FINANCIAL CORP/PA Common 126128107 1,167 46,678 SH DEFINED 46,678 0 0
COCA COLA CO Common 191216100 211 4392 SH DEFINED 1 4,192 200 0
CORNING INC COM Common 219350105 40 25225 SH DEFINED 1 25,225 0 0
CORNING INC COM Common 219350105 1 600 SH OTHER 1 600 0 0
CROWN AMERICAN REALTY TRUST Common 228186102 190 20660 SH DEFINED 1 20,660 0 0
CTC COMMUNICATIONS GROUP INC Common 126419100 1 10000 SH DEFINED 1 10,000 0 0
DUPONT DE NEMOUR Common 263534109 441 12227 SH DEFINED 1 12,227 0 0
DUPONT DE NEMOUR Common 263534109 101 2800 SH OTHER 1 1,000 1,800 0
EL PASO CORPORATION COM Common 28336L109 83 10061 SH DEFINED 1 10,061 0 0
EL PASO CORPORATION COM Common 28336L109 1 100 SH OTHER 1 100 0 0
EMBRYO DEVELOPMENT CORP COM Common 290818103 0 15000 SH DEFINED 1 15,000 0 0
EMC CORP Common 268648102 93 20300 SH DEFINED 1 20,300 0 0
EMC CORP Common 268648102 10 2250 SH OTHER 1 2,250 0 0
EMERSON ELECTRIC CO Common 291011104 13 300 SH DEFINED 1 300 0 0
EMERSON ELECTRIC CO Common 291011104 428 9730 SH OTHER 1 9,730 0 0
ESB FINANCIAL CORP Common 26884F102 204 17,000 SH DEFINED 17,000 0 0
EXXON MOBIL CORP Common 30231G102 2,357 73888 SH DEFINED 1 73,888 0 0
EXXON MOBIL CORP Common 30231G102 1,866 58508 SH OTHER 1 30,788 27,720 0
F N B CORP PA Common 302520101 56 1995 SH DEFINED 1 1,995 0 0
F N B CORP PA Common 302520101 318 11362 SH OTHER 1 11,362 0 0
FEDERAL NATIONAL MORTGAGE ASSOC Common 313586109 628 10545 SH DEFINED 1 10,545 0 0
FEDERAL NATIONAL MORTGAGE ASSOC Common 313586109 95 1600 SH OTHER 1 1,600 0 0
FIRST BELL BANCORP INC Common 319301107 186 11,200 SH DEFINED 11,200 0 0
FIRST COLONIAL GROUP INC Common 319734109 1,229 49,532 SH DEFINED 49,532 0 0
FIRST COMMONWEALTH FINANCIAL CO Common 319829107 18,670 1506840 SH DEFINED 1 1498494 8,346 0
FIRST COMMONWEALTH FINANCIAL CO Common 319829107 2,528 204071 SH OTHER 1 151,261 52,810 0
FULTON FINANCIAL CORP Common 360271100 905 48,150 SH DEFINED 48,150 0 0
GA FINANCIAL INC Common 361437106 2,054 107,000 SH DEFINED 107,000 0 0
GENERAL ELECTRIC Common 369604103 2,449 99352 SH DEFINED 1 99,352 0 0
GENERAL ELECTRIC Common 369604103 3,362 136390 SH OTHER 1 133,010 3,380 0
GENERAL MILLS INC Common 370334104 136 3060 SH DEFINED 1 3,060 0 0
GENERAL MILLS INC Common 370334104 166 3740 SH OTHER 1 3,740 0 0
GILLETTE CO Common 375766102 207 6999 SH DEFINED 1 6,999 0 0
GILLETTE CO Common 375766102 6 200 SH OTHER 1 200 0 0
HARLEY DAVIDSON INC Common 412822108 555 11950 SH DEFINED 1 11,950 0 0
HARLEY DAVIDSON INC Common 412822108 43 925 SH OTHER 1 625 300 0
H. J. HEINZ COMPANY Common 423074103 112 3355 SH DEFINED 1 3,355 0 0
H. J. HEINZ COMPANY Common 423074103 311 9324 SH OTHER 1 9,324 0 0
IBT BANCORP INC IRWIN PA Common 44923F108 202 5,853 SH SOLE 5,853 0 0
INGERSOLL-RAND COMPANY LTD Common G4776G101 207 6000 SH OTHER 1 6,000 0 0
INTEL CORP Common 458140100 759 54624 SH DEFINED 1 54,624 0 0
INTEL CORP Common 458140100 104 7500 SH OTHER 1 7,500 0 0
INT'L BUSINESS MACHINES CORP Common 459200101 1,230 21091 SH DEFINED 1 21,091 0 0
INT'L BUSINESS MACHINES CORP Common 459200101 974 16698 SH OTHER 1 16,598 100 0
JACOBS ENGR GROUP INC Common 469814107 404 13075 SH DEFINED 1 13,075 0 0
JACOBS ENGR GROUP INC Common 469814107 6 200 SH OTHER 1 200 0 0
JOHNSON & JOHNSON Common 478160104 1,378 25476 SH DEFINED 1 25,476 0 0
JOHNSON & JOHNSON Common 478160104 646 11940 SH OTHER 1 11,540 400 0
JUNIATA VALLEY FINANCIAL CORP. Common 482016102 697 24119 SH DEFINED 1 24,119 0 0
KRAFT FOODS INC Common 50075N104 456 12500 SH DEFINED 1 12,500 0 0
KRAFT FOODS INC Common 50075N104 11 300 SH OTHER 1 300 0 0
LENNAR CORP COM Common 526057104 484 8675 SH DEFINED 1 8,675 0 0
LENNAR CORP COM Common 526057104 6 100 SH OTHER 1 100 0 0
LOWES COS INC Common 548661107 959 23171 SH DEFINED 1 23,171 0 0
LOWES COS INC Common 548661107 124 3000 SH OTHER 1 2,700 300 0
LUCENT TECHNOLOGIES INC Common 549463107 12 16194 SH DEFINED 1 16,118 76 0
LUCENT TECHNOLOGIES INC Common 549463107 4 5405 SH OTHER 1 5,125 280 0
MAGNITUDE INFORMATION SYS IN Common 559534102 12 100000 SH DEFINED 1 100,000 0 0
MBNA CORP Common 55262L100 421 22907 SH DEFINED 1 22,907 0 0
MBNA CORP Common 55262L100 114 6224 SH OTHER 1 6,224 0 0
MELLON FINANCIAL CORP COM Common 58551A108 490 18908 SH DEFINED 1 18,908 0 0
MELLON FINANCIAL CORP COM Common 58551A108 206 7945 SH OTHER 1 4,300 3,645 0
MERCK & COMPANY INC Common 589331107 1,356 29656 SH DEFINED 1 29,656 0 0
MERCK & COMPANY INC Common 589331107 1,560 34130 SH OTHER 1 33,330 800 0
MERRILL LYNCH & CO Common 590188108 839 25450 SH DEFINED 1 25,450 0 0
MERRILL LYNCH & CO Common 590188108 119 3600 SH OTHER 1 3,600 0 0
MICROSOFT CORP Common 594918104 857 19604 SH DEFINED 1 19,604 0 0
MICROSOFT CORP Common 594918104 98 2250 SH OTHER 1 2,250 0 0
NATL PENN BCSHS INC Common 637138108 978 34,982 SH DEFINED 34,982 0 0
NEW MEXICO BANQUEST Common 647991926 817 7207 SH DEFINED 1 7,207 0 0
NEW MEXICO BANQUEST Common 647991926 85 754 SH OTHER 1 754 0 0
NEWELL RUBBERMAID INC Common 651229106 237 7668 SH DEFINED 1 7,668 0 0
NEWELL RUBBERMAID INC Common 651229106 196 6356 SH OTHER 1 6,356 0 0
NITTANY FINANCIAL CORP Common 65480R102 200 12,100 SH SOLE 12,100 0 0
NOBLE CORPORATION Common G65422100 321 10350 SH DEFINED 1 10,350 0 0
NORTH PITTSBURGH SYS INC COM Common 661562108 1,110 83270 SH OTHER 1 65,600 17,670 0
NOVELLUS SYSTEMS INC Common 670008101 352 16925 SH DEFINED 1 16,925 0 0
OMEGA FINANCIAL CORP Common 682092101 1,062 31,479 SH DEFINED 31,479 0 0
ORACLE CORP Common 68389X105 444 56518 SH DEFINED 1 56,518 0 0
ORACLE CORP Common 68389X105 19 2400 SH OTHER 1 2,400 0 0
P P G INDUSTRIES INC Common 693506107 363 8117 SH DEFINED 1 8,117 0 0
P P G INDUSTRIES INC Common 693506107 1,394 31190 SH OTHER 1 25,340 5,850 0
PARKVALE FINANCIAL CORP Common 701492100 2,734 116,100 SH DEFINED 116,100 0 0
PENNROCK FINAN SERVICES CORP Common 708352109 268 9,240 SH DEFINED 9,240 0 0
PENNZOIL-QUAKER ST CO Common 709323109 541 24612 SH OTHER 1 24,612 0 0
PEPSICO INCORPORATED Common 713448108 1,268 34329 SH DEFINED 1 34,329 0 0
PEPSICO INCORPORATED Common 713448108 781 21150 SH OTHER 1 20,750 400 0
PFIZER INC Common 717081103 2,336 80508 SH DEFINED 1 80,508 0 0
PFIZER INC Common 717081103 810 27899 SH OTHER 1 27,899 0 0
PHILIP MORRIS CO Common 718154107 549 14150 SH DEFINED 1 14,150 0 0
PHILIP MORRIS CO Common 718154107 1,329 34240 SH OTHER 1 34,240 0 0
PNC BANK CORP Common 693475105 376 8905 SH DEFINED 1 8,355 0 550
PNC BANK CORP Common 693475105 127 3000 SH OTHER 1 3,000 0 0
PNC FINANCIAL SERVICES GROUP Common 693475105 4,639 110,000 SH DEFINED 110,000 0 0
PPL CORP COM Common 69351T106 376 11565 SH DEFINED 1 11,565 0 0
PPL CORP COM Common 69351T106 215 6600 SH OTHER 1 6,600 0 0
PRICE T ROWE GROUP INC Common 74144T108 369 14765 SH DEFINED 1 14,765 0 0
PRICE T ROWE GROUP INC Common 74144T108 4 150 SH OTHER 1 150 0 0
PROCTER & GAMBLE CO Common 742718109 1,987 22226 SH DEFINED 1 22,226 0 0
PROCTER & GAMBLE CO Common 742718109 1,989 22250 SH OTHER 1 22,050 200 0
PUBLIC SERV ELEC GAS Common 744573106 26 854 SH DEFINED 1 854 0 0
PUBLIC SERV ELEC GAS Common 744573106 204 6680 SH OTHER 1 6,680 0 0
QUALCOMM INC Common 747525103 255 9225 SH DEFINED 1 9,225 0 0
QUALCOMM INC Common 747525103 17 600 SH OTHER 1 600 0 0
ROCKWELL COLLINS INC Common 774341101 150 6844 SH DEFINED 1 6,844 0 0
ROCKWELL COLLINS INC Common 774341101 59 2688 SH OTHER 1 2,688 0 0
ROYAL BANCSHARES OF PENN-A Common 780081105 730 39,876 SH DEFINED 39,876 0 0
ROYAL DUTCH PETROLEUM NY SHS Common 780257804 241 6000 SH DEFINED 1 6,000 0 0
ROYAL DUTCH PETROLEUM NY SHS Common 780257804 41 1009 SH OTHER 1 1,009 0 0
S & T BANCORP INC Common 783859101 2,561 101,701 SH DEFINED 101,701 0 0
S & T BANCORP INC Common 783859101 1,747 69373 SH DEFINED 1 69,373 0 0
S & T BANCORP INC Common 783859101 634 25176 SH OTHER 1 25,176 0 0
SBC COMMUNICATIONS INC Common 78387G103 326 16242 SH DEFINED 1 16,242 0 0
SBC COMMUNICATIONS INC Common 78387G103 197 9808 SH OTHER 1 9,808 0 0
SCHERING-PLOUGH CORP Common 806605101 211 9877 SH DEFINED 1 9,877 0 0
SCHLUMBERGER LTD Common 806857108 421 10942 SH DEFINED 1 10,942 0 0
SCHLUMBERGER LTD Common 806857108 56 1450 SH OTHER 1 1,350 100 0
SEARS,ROEBUCK & CO Common 812387108 371 9525 SH DEFINED 1 9,525 0 0
SEARS,ROEBUCK & CO Common 812387108 137 3500 SH OTHER 1 3,500 0 0
SOUTHWEST AIRLINES Common 844741108 250 19126 SH DEFINED 1 19,126 0 0
SOUTHWEST AIRLINES Common 844741108 11 862 SH OTHER 1 662 200 0
ST JUDE MED INC COM Common 790849103 413 11575 SH DEFINED 1 11,575 0 0
SUN BANCORP INC Common 866634108 610 27,150 SH DEFINED 27,150 0 0
SUNMICRO SYSTEMS Common 866810104 47 17975 SH DEFINED 1 17,975 0 0
SUNMICRO SYSTEMS Common 866810104 13 4900 SH OTHER 1 4,900 0 0
SUNOCO INC COM Common 86764P109 287 9500 SH DEFINED 1 9,500 0 0
SUSQUEHANNA BANC SHS Common 869099101 1,131 52242 SH DEFINED 1 52,242 0 0
SUSQUEHANNA BANCSHARES INC Common 869099101 2,349 108,500 SH DEFINED 108,500 0 0
TARGET CORP Common 87612E106 920 31150 SH DEFINED 1 31,150 0 0
TARGET CORP Common 87612E106 137 4625 SH OTHER 1 4,625 0 0
TENET HEALTHCARE CORP Common 88033G100 366 7385 SH DEFINED 1 7,385 0 0
TEXAS INSTRUMENTS INC Common 882508104 142 9586 SH DEFINED 1 9,586 0 0
TEXAS INSTRUMENTS INC Common 882508104 22 1500 SH OTHER 1 1,500 0 0
TYCO INTERNATIONAL LTD Common 902124106 214 15175 SH DEFINED 1 15,175 0 0
TYCO INTERNATIONAL LTD Common 902124106 4 250 SH OTHER 1 175 75 0
UNION PACIFIC CORP Common 907818108 274 4740 SH DEFINED 1 4,740 0 0
UNION PACIFIC CORP Common 907818108 3 50 SH OTHER 1 50 0
UPSIDE DEVELOPMENT INC COM Common 91673P109 0 60000 SH DEFINED 1 60,000 0 0
VERIZON COMMUNICATIONS Common 92343V104 1,366 49777 SH DEFINED 1 49,777 0 0
VERIZON COMMUNICATIONS Common 92343V104 971 35398 SH OTHER 1 30,726 4,672 0
VIACOM INC. NEW Common 925524308 313 7720 SH DEFINED 1 7,720 0 0
VIRAGEN INC Common 927638106 2 10000 SH DEFINED 1 10,000 0 0
WACHOVIA CORP Common 929903102 598 18306 SH DEFINED 1 18,306 0 0
WAL-MART STORES INC Common 931142103 1,172 23801 SH DEFINED 1 23,801 0 0
WAL-MART STORES INC Common 931142103 101 2050 SH OTHER 1 2,050 0 0
WELLS FARGO & CO COM Common 949746101 811 16845 SH DEFINED 1 16,845 0 0
WELLS FARGO & CO COM Common 949746101 53 1100 SH OTHER 1 1,100 0 0
WYETH COM Common 983024100 302 9509 SH DEFINED 1 8,309 0 1,200
WYETH COM Common 983024100 124 3900 SH OTHER 1 3,900 0 0
GRAND TOTALS 121,510