FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X1000)  PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

ABBOTT LABS                    COMMON STOCK     002824100     2718    55795 SH       DEFINED               55366        0      429
ABBOTT LABS                    COMMON STOCK     002824100     1288    26447 SH       OTHER                 26447        0        0
ABERCROMBIE & FITCH CO         COMMON STOCK     002896207      465     6680 SH       DEFINED                6215        0      465
ABERCROMBIE & FITCH CO         COMMON STOCK     002896207       10      150 SH       OTHER                   150        0        0
ACCO BRANDS CORP               COMMON STOCK     00081T108       17      643 SH       DEFINED                 643        0        0
ACCO BRANDS CORP               COMMON STOCK     00081T108        5      181 SH       OTHER                   181        0        0
ACTIVE POWER INC               COMMON STOCK     00504W100       18     7058 SH       DEFINED                7058        0        0
ACTUANT CORP CL A NEW          COMMON STOCK     00508X203      118     2476 SH       DEFINED                2476        0        0
ADAPTEC INC                    COMMON STOCK     00651F108       23     5000 SH       OTHER                  5000        0        0
ADOBE SYS INC                  COMMON STOCK     00724F101        2       38 SH       DEFINED                  38        0        0
ADOBE SYS INC                  COMMON STOCK     00724F101       33      800 SH       OTHER                   800        0        0
ADVANCED MICRO DEVICES INC     COMMON STOCK     007903107       61     3000 SH       OTHER                  3000        0        0
AES CORP                       COMMON STOCK     00130H105        7      300 SH       DEFINED                 300        0        0
AETNA INC                      COMMON STOCK     00817Y108      125     2885 SH       DEFINED                1060        0     1825
AETNA INC                      COMMON STOCK     00817Y108      121     2800 SH       OTHER                  2800        0        0
AFFILIATED COMPUTER SVCS INC C COMMON STOCK     008190100       22      449 SH       DEFINED                   0        0      449
AFFILIATED MANAGERS GROUP INC  COMMON STOCK     008252108       11      104 SH       DEFINED                 104        0        0
AFLAC INC                      COMMON STOCK     001055102     3719    80856 SH       DEFINED               66319        0    14537
AFLAC INC                      COMMON STOCK     001055102      811    17623 SH       OTHER                 17623        0        0
AGCO CORP                      COMMON STOCK     001084102      412    13300 SH       OTHER                 13300        0        0
AGERE SYSTEMS INC              COMMON STOCK     00845V308        1       64 SH       DEFINED                  64        0        0
AGERE SYSTEMS INC              COMMON STOCK     00845V308       22     1122 SH       OTHER                  1122        0        0
AGILENT TECHNOLOGIES INC       COMMON STOCK     00846U101       51     1463 SH       DEFINED                1463        0        0
AGILENT TECHNOLOGIES INC       COMMON STOCK     00846U101        8      228 SH       OTHER                   228        0        0
AGL RES INC                    COMMON STOCK     001204106       21      536 SH       DEFINED                 536        0        0
AGL RES INC                    COMMON STOCK     001204106       75     1933 SH       OTHER                  1933        0        0
AIR PRODUCTS & CHEMICALS INC   COMMON STOCK     009158106     1170    16650 SH       DEFINED               16650        0        0
AIR PRODUCTS & CHEMICALS INC   COMMON STOCK     009158106      242     3450 SH       OTHER                  3450        0        0
ALASKA AIR GROUP INC           COMMON STOCK     011659109        4      100 SH       DEFINED                 100        0        0
ALBERTO-CULVER CO-WI           COMMON STOCK     013078100      147     6850 SH       DEFINED                6850        0        0
ALBERTO-CULVER CO-WI           COMMON STOCK     013078100       59     2750 SH       OTHER                  2750        0        0
ALCOA INC COM                  COMMON STOCK     013817101      986    32860 SH       DEFINED               32860        0        0
ALCOA INC COM                  COMMON STOCK     013817101      430    14319 SH       OTHER                 14319        0        0
ALEXANDER & BALDWIN INC        COMMON STOCK     014482103       35      800 SH       DEFINED                 800        0        0
ALLERGAN INC                   COMMON STOCK     018490102      103      859 SH       DEFINED                 270        0      589
ALLERGAN INC                   COMMON STOCK     018490102        6       50 SH       OTHER                    50        0        0
ALLIANCEBERNSTEIN HOLDING LP   COMMON STOCK     01881G106       80     1000 SH       OTHER                  1000        0        0
ALLIANT CORP                   COMMON STOCK     018802108       20      525 SH       OTHER                   525        0        0
ALLIED CAP CORP NEW            COMMON STOCK     01903Q108       33     1000 SH       DEFINED                1000        0        0
ALLIED CAP CORP NEW            COMMON STOCK     01903Q108       33     1000 SH       OTHER                  1000        0        0
ALLSTATE CORP                  COMMON STOCK     020002101      229     3516 SH       DEFINED                3134        0      382
ALLSTATE CORP                  COMMON STOCK     020002101      325     4986 SH       OTHER                  4986        0        0
ALLTEL CORP                    COMMON STOCK     020039103      552     9129 SH       DEFINED                9129        0        0
ALLTEL CORP                    COMMON STOCK     020039103      241     3979 SH       OTHER                  3979        0        0
ALTRIA GROUP INC               COMMON STOCK     02209S103     6856    79886 SH       DEFINED               74345        0     5541
ALTRIA GROUP INC               COMMON STOCK     02209S103     4476    52154 SH       OTHER                 52154        0        0
AMEREN CORP                    COMMON STOCK     023608102      151     2806 SH       DEFINED                2806        0        0
AMERICAN CAP STRATEGIES LTD    COMMON STOCK     024937104       34      729 SH       OTHER                   729        0        0
AMERICAN ELEC PWR INC          COMMON STOCK     025537101      155     3642 SH       DEFINED                3642        0        0
AMERICAN ELEC PWR INC          COMMON STOCK     025537101      127     2974 SH       OTHER                  2974        0        0
AMERICAN EXPRESS CO            COMMON STOCK     025816109      714    11773 SH       DEFINED                9499        0     2274
AMERICAN EXPRESS CO            COMMON STOCK     025816109      758    12496 SH       OTHER                 12496        0        0
AMERICAN HOME MORTGAGE INVESTM COMMON STOCK     02660R107       10      288 SH       DEFINED                 288        0        0
AMERICAN HOME MORTGAGE INVESTM COMMON STOCK     02660R107       18      500 SH       OTHER                   500        0        0
AMERICAN INTERNATIONAL GROUP I COMMON STOCK     026874107     6156    85902 SH       DEFINED               78883        0     7019
AMERICAN INTERNATIONAL GROUP I COMMON STOCK     026874107     2113    29480 SH       OTHER                 29480        0        0
AMERICAN MORTGAGE ACCEPTANCE C COMMON STOCK     027568104        1       58 SH       DEFINED                  58        0        0
AMERICAN MORTGAGE ACCEPTANCE C COMMON STOCK     027568104        5      290 SH       OTHER                   290        0        0
AMERICAN PWR CONVERSION CORP   COMMON STOCK     029066107      364    11900 SH       DEFINED               11900        0        0
AMERICAN PWR CONVERSION CORP   COMMON STOCK     029066107       11      375 SH       OTHER                   375        0        0
AMERICAN TOWER CORP            COMMON STOCK     029912201       24      650 SH       DEFINED                 650        0        0
AMERIPRISE FINANCIAL INC.      COMMON STOCK     03076C106      133     2434 SH       DEFINED                 640        0     1794
AMERIPRISE FINANCIAL INC.      COMMON STOCK     03076C106       15      274 SH       OTHER                   274        0        0
AMERISOURCEBERGEN CORP         COMMON STOCK     03073E105       18      400 SH       DEFINED                 400        0        0
AMGEN INC                      COMMON STOCK     031162100      811    11873 SH       DEFINED               10308        0     1565
AMGEN INC                      COMMON STOCK     031162100      137     2005 SH       OTHER                  2005        0        0
AMR CORP DEL                   COMMON STOCK     001765106       91     3000 SH       DEFINED                3000        0        0
ANADARKO PETE CORP             COMMON STOCK     032511107      166     3812 SH       DEFINED                2422        0     1390
ANADARKO PETE CORP             COMMON STOCK     032511107        9      200 SH       OTHER                   200        0        0
ANALOG DEVICES INC             COMMON STOCK     032654105     1281    38970 SH       DEFINED               33750        0     5220
ANALOG DEVICES INC             COMMON STOCK     032654105      364    11070 SH       OTHER                 11070        0        0
ANDREW CORP                    COMMON STOCK     034425108      135    13187 SH       OTHER                 13187        0        0
ANHEUSER BUSCH COS INC         COMMON STOCK     035229103      631    12820 SH       DEFINED               12820        0        0
ANHEUSER BUSCH COS INC         COMMON STOCK     035229103       86     1750 SH       OTHER                  1750        0        0
APACHE CORP                    COMMON STOCK     037411105      181     2719 SH       DEFINED                1101        0     1618
APOLLO GROUP INC CLASS A       COMMON STOCK     037604105       42     1073 SH       DEFINED                 450        0      623
APPLE COMPUTER INC             COMMON STOCK     037833100      284     3346 SH       DEFINED                 700        0     2646
APPLE COMPUTER INC             COMMON STOCK     037833100       34      400 SH       OTHER                   400        0        0
APPLIED MATERIALS INC          COMMON STOCK     038222105      480    26007 SH       DEFINED               24341        0     1666
APPLIED MATERIALS INC          COMMON STOCK     038222105      188    10200 SH       OTHER                 10200        0        0
ARCH COAL INC                  COMMON STOCK     039380100        5      174 SH       DEFINED                 174        0        0
ARCH COAL INC                  COMMON STOCK     039380100       15      500 SH       OTHER                   500        0        0
ARCHER DANIELS MIDLAND CO      COMMON STOCK     039483102     1236    38682 SH       DEFINED               37991        0      691
ARCHER DANIELS MIDLAND CO      COMMON STOCK     039483102      100     3126 SH       OTHER                  3126        0        0
ARMOR HLDGS INC                COMMON STOCK     042260109       39      715 SH       DEFINED                 715        0        0
ARROW ELECTRS INC              COMMON STOCK     042735100       76     2413 SH       DEFINED                2413        0        0
ARTHROCARE CORP                COMMON STOCK     043136100        8      200 SH       OTHER                   200        0        0
ASTA FUNDING INC               COMMON STOCK     046220109       12      400 SH       OTHER                   400        0        0
ASTEC INDS INC COM             COMMON STOCK     046224101       31      875 SH       DEFINED                 875        0        0
AT & T INC                     COMMON STOCK     00206R102     1310    36651 SH       DEFINED               34651        0     2000
AT & T INC                     COMMON STOCK     00206R102      900    25182 SH       OTHER                 25182        0        0
ATLANTIS PLASTICS INC          COMMON STOCK     049156102       43    13300 SH       OTHER                 13300        0        0
ATMOS ENERGY CORP              COMMON STOCK     049560105       90     2810 SH       DEFINED                2810        0        0
ATMOS ENERGY CORP              COMMON STOCK     049560105       24      750 SH       OTHER                   750        0        0
ATRION CORP                    COMMON STOCK     049904105        8      100 SH       DEFINED                 100        0        0
AUTOBYTEL INC                  COMMON STOCK     05275N106       11     3183 SH       DEFINED                3183        0        0
AUTODESK INC                   COMMON STOCK     052769106        8      200 SH       DEFINED                 200        0        0
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103      955    19397 SH       DEFINED               16187        0     3210
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103      430     8735 SH       OTHER                  8735        0        0
AUTOZONE INC                   COMMON STOCK     053332102       98      850 SH       DEFINED                   0        0      850
AVAYA INC                      COMMON STOCK     053499109        2      162 SH       DEFINED                 162        0        0
AVAYA INC                      COMMON STOCK     053499109        1       96 SH       OTHER                    96        0        0
AVERY DENNISON CORP            COMMON STOCK     053611109       14      200 SH       DEFINED                 200        0        0
AVIS BUDGET GROU               COMMON STOCK     053774105        2       70 SH       DEFINED                  70        0        0
AVISTA CORP                    COMMON STOCK     05379B107        7      260 SH       DEFINED                 260        0        0
AVON PRODUCTS INC              COMMON STOCK     054303102      160     4852 SH       DEFINED                4142        0      710
AVON PRODUCTS INC              COMMON STOCK     054303102       66     1983 SH       OTHER                  1983        0        0
AXCELIS TECHNOLOGIES INC       COMMON STOCK     054540109       10     1768 SH       OTHER                  1768        0        0
B&G FOODS-EIS                  COMMON STOCK     05508R205        8      400 SH       DEFINED                 400        0        0
BAKER HUGHES INC               COMMON STOCK     057224107        7      100 SH       DEFINED                 100        0        0
BAKER HUGHES INC               COMMON STOCK     057224107       75     1000 SH       OTHER                  1000        0        0
BANDAG INC                     COMMON STOCK     059815100       10      200 SH       DEFINED                 200        0        0
BANK AMERICA CORP              COMMON STOCK     060505104     3777    70744 SH       DEFINED               67994        0     2750
BANK AMERICA CORP              COMMON STOCK     060505104     1456    27271 SH       OTHER                 27271        0        0
BANK NEW YORK INC              COMMON STOCK     064057102       87     2200 SH       DEFINED                2200        0        0
BANKUNITED FINL CORP CL A      COMMON STOCK     06652B103      117     4200 SH       OTHER                  4200        0        0
BARD CR INC                    COMMON STOCK     067383109      357     4300 SH       DEFINED                4300        0        0
BARD CR INC                    COMMON STOCK     067383109      305     3680 SH       OTHER                  3680        0        0
BAXTER INTL INC                COMMON STOCK     071813109      880    18963 SH       DEFINED               18963        0        0
BAXTER INTL INC                COMMON STOCK     071813109      737    15883 SH       OTHER                 15883        0        0
BB&T CORPORATION               COMMON STOCK     054937107      270     6138 SH       DEFINED                6138        0        0
BB&T CORPORATION               COMMON STOCK     054937107      385     8760 SH       OTHER                  8760        0        0
BEAR STEARNS COS INC           COMMON STOCK     073902108       78      480 SH       DEFINED                 100        0      380
BECTON DICKINSON               COMMON STOCK     075887109      333     4750 SH       DEFINED                4750        0        0
BECTON DICKINSON               COMMON STOCK     075887109      123     1750 SH       OTHER                  1750        0        0
BED BATH & BEYOND INC          COMMON STOCK     075896100        8      200 SH       DEFINED                 200        0        0
BELDEN CDT INC                 COMMON STOCK     077454106       35      900 SH       OTHER                   900        0        0
BELLSOUTH CORP                 COMMON STOCK     079860102     5378   114159 SH       DEFINED              110559        0     3600
BELLSOUTH CORP                 COMMON STOCK     079860102     2767    58733 SH       OTHER                 58733        0        0
BELO CORPORATION               COMMON STOCK     080555105       35     1925 SH       DEFINED                1925        0        0
BELO CORPORATION               COMMON STOCK     080555105       15      800 SH       OTHER                   800        0        0
BERKSHIRE HATHAWAY INC CLASS A COMMON STOCK     084670108      110        1 SH       DEFINED                   1        0        0
BERKSHIRE HATHAWAY INC--CL B   COMMON STOCK     084670207     1081      295 SH       DEFINED                 295        0        0
BERKSHIRE HATHAWAY INC--CL B   COMMON STOCK     084670207      106       29 SH       OTHER                    29        0        0
BEST BUY COMPANY INC           COMMON STOCK     086516101      461     9366 SH       DEFINED                8456        0      910
BEST BUY COMPANY INC           COMMON STOCK     086516101       11      225 SH       OTHER                   225        0        0
BIO RAD LABS INC CL A          COMMON STOCK     090572207       74      900 SH       DEFINED                 900        0        0
BIO-REFERENCE LABS INC         COMMON STOCK     09057G602       38     1700 SH       OTHER                  1700        0        0
BIOGEN IDEC INC                COMMON STOCK     09062X103       37      759 SH       DEFINED                   0        0      759
BLACK HILLS CORP               COMMON STOCK     092113109       17      450 SH       DEFINED                 450        0        0
BLACKBOARD INC                 COMMON STOCK     091935502       37     1236 SH       DEFINED                1236        0        0
BLOCK H & R INC                COMMON STOCK     093671105      432    18735 SH       DEFINED               14215        0     4520
BLOCK H & R INC                COMMON STOCK     093671105       95     4125 SH       OTHER                  4125        0        0
BLOCKBUSTER-B-WI               COMMON STOCK     093679207        0       36 SH       OTHER                    36        0        0
BOEING CO                      COMMON STOCK     097023105     1234    13895 SH       DEFINED               13322        0      573
BOEING CO                      COMMON STOCK     097023105      927    10440 SH       OTHER                 10440        0        0
BORLAND SOFTWARE CORP          COMMON STOCK     099849101       16     3000 SH       OTHER                  3000        0        0
BOSTON SCIENTIFIC CORP         COMMON STOCK     101137107        3      167 SH       DEFINED                 167        0        0
BOSTON SCIENTIFIC CORP         COMMON STOCK     101137107       86     5000 SH       OTHER                  5000        0        0
BOYD GAMING CORP               COMMON STOCK     103304101       23      500 SH       OTHER                   500        0        0
BRINKER INTL INC               COMMON STOCK     109641100       36     1200 SH       DEFINED                1200        0        0
BRISTOL MYERS SQUIBB CO        COMMON STOCK     110122108     2249    85467 SH       DEFINED               85467        0        0
BRISTOL MYERS SQUIBB CO        COMMON STOCK     110122108     2193    83306 SH       OTHER                 83306        0        0
BROADCOM CORP COM              COMMON STOCK     111320107       32      980 SH       DEFINED                 150        0      830
BRUNSWICK CORP                 COMMON STOCK     117043109       21      670 SH       DEFINED                  75        0      595
BRUSH ENGINEERED MATS INC-HOLD COMMON STOCK     117421107       41     1200 SH       OTHER                  1200        0        0
BUCKEYE PARTNERS LP            COMMON STOCK     118230101       22      475 SH       OTHER                   475        0        0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK     12189T104       80     1081 SH       DEFINED                1081        0        0
CABOT CORP                     COMMON STOCK     127055101       28      650 SH       DEFINED                 650        0        0
CACI INTL INC CL A             COMMON STOCK     127190304        6      114 SH       DEFINED                 114        0        0
CALIFORNIA WTR SVC GROUP       COMMON STOCK     130788102       12      300 SH       OTHER                   300        0        0
CALUMET SPECIALTY PRODUCTS     COMMON STOCK     131476103       40     1000 SH       DEFINED                1000        0        0
CAMPBELL SOUP CO               COMMON STOCK     134429109       19      478 SH       DEFINED                   0        0      478
CAPITAL LEASE FUNDING INC      COMMON STOCK     140288101       23     2000 SH       DEFINED                2000        0        0
CAPITAL ONE FINL CORP          COMMON STOCK     14040H105     4054    52769 SH       DEFINED               44110        0     8659
CAPITAL ONE FINL CORP          COMMON STOCK     14040H105      760     9889 SH       OTHER                  9889        0        0
CAPITOL FED FINANCIAL          COMMON STOCK     14057C106       12      300 SH       OTHER                   300        0        0
CARDINAL HEALTH INC            COMMON STOCK     14149Y108      623     9675 SH       DEFINED                9675        0        0
CARDINAL HEALTH INC            COMMON STOCK     14149Y108      208     3230 SH       OTHER                  3230        0        0
CAREMARK RX INC                COMMON STOCK     141705103       90     1572 SH       DEFINED                1156        0      416
CAREMARK RX INC                COMMON STOCK     141705103       34      590 SH       OTHER                   590        0        0
CASCADE CORP                   COMMON STOCK     147195101      529    10000 SH       OTHER                 10000        0        0
CATALINA MARKETING CORP        COMMON STOCK     148867104      191     6953 SH       DEFINED                6953        0        0
CATERPILLAR INC                COMMON STOCK     149123101      732    11938 SH       DEFINED               10198        0     1740
CATERPILLAR INC                COMMON STOCK     149123101       40      650 SH       OTHER                   650        0        0
CBRL GROUP INC COM             COMMON STOCK     12489V106      127     2837 SH       DEFINED                2837        0        0
CBS CORPORATION CLASS B W/I    COMMON STOCK     124857202      239     7659 SH       DEFINED                6584        0     1075
CBS CORPORATION CLASS B W/I    COMMON STOCK     124857202        8      268 SH       OTHER                   268        0        0
CEDAR FAIR LP                  COMMON STOCK     150185106        3      100 SH       DEFINED                 100        0        0
CELGENE CORP                   COMMON STOCK     151020104       43      751 SH       DEFINED                   0        0      751
CENTERPLATE INC-IDS            COMMON STOCK     15200E204        4      200 SH       DEFINED                 200        0        0
CENTEX CORP                    COMMON STOCK     152312104       64     1133 SH       DEFINED                   0        0     1133
CERADYNE INC                   COMMON STOCK     156710105       28      500 SH       OTHER                   500        0        0
CHAMPION ENTERPRISES INC       COMMON STOCK     158496109       17     1800 SH       OTHER                  1800        0        0
CHARLES SCHWAB CORP            COMMON STOCK     808513105       22     1154 SH       DEFINED                   0        0     1154
CHESAPEAKE ENERGY CORP         COMMON STOCK     165167107        6      200 SH       OTHER                   200        0        0
CHEVRON CORPORATION            COMMON STOCK     166764100     5203    70762 SH       DEFINED               68291        0     2471
CHEVRON CORPORATION            COMMON STOCK     166764100     3352    45584 SH       OTHER                 45584        0        0
CHICAGO MERCANTILE EXCHANGE    COMMON STOCK     167760107      179      351 SH       DEFINED                   0        0      351
CHUBB CORP                     COMMON STOCK     171232101      541    10225 SH       DEFINED                9600        0      625
CHUBB CORP                     COMMON STOCK     171232101      204     3850 SH       OTHER                  3850        0        0
CHURCH & DWIGHT INC            COMMON STOCK     171340102      621    14550 SH       OTHER                 14550        0        0
CHURCHILL DOWNS INC            COMMON STOCK     171484108        4      100 SH       DEFINED                 100        0        0
CIGNA CORP                     COMMON STOCK     125509109      184     1400 SH       DEFINED                1400        0        0
CIGNA CORP                     COMMON STOCK     125509109       49      375 SH       OTHER                   375        0        0
CIRCUIT CITY STORES INC        COMMON STOCK     172737108        8      400 SH       OTHER                   400        0        0
CISCO SYSTEMS INC              COMMON STOCK     17275R102     4326   158273 SH       DEFINED              145810        0    12463
CISCO SYSTEMS INC              COMMON STOCK     17275R102     1842    67407 SH       OTHER                 67407        0        0
CITIGROUP INC                  COMMON STOCK     172967101     3722    66823 SH       DEFINED               61103        0     5720
CITIGROUP INC                  COMMON STOCK     172967101     1216    21834 SH       OTHER                 21834        0        0
CITIZENS COMMUNICATIONS CO     COMMON STOCK     17453B101        4      300 SH       DEFINED                 300        0        0
CITIZENS COMMUNICATIONS CO     COMMON STOCK     17453B101       14     1000 SH       OTHER                  1000        0        0
CITRIX SYS INC                 COMMON STOCK     177376100       14      525 SH       DEFINED                   0        0      525
CITRIX SYS INC                 COMMON STOCK     177376100       27     1000 SH       OTHER                  1000        0        0
CLAIRES STORES INC             COMMON STOCK     179584107        8      250 SH       DEFINED                 250        0        0
CLAIRES STORES INC             COMMON STOCK     179584107      336    10150 SH       OTHER                 10150        0        0
CLEVELAND CLIFFS INC           COMMON STOCK     185896107       24      500 SH       OTHER                   500        0        0
CLOROX CO                      COMMON STOCK     189054109       32      502 SH       DEFINED                 502        0        0
CLOROX CO                      COMMON STOCK     189054109       50      776 SH       OTHER                   776        0        0
COACH INC                      COMMON STOCK     189754104       37      856 SH       DEFINED                 250        0      606
COACH INC                      COMMON STOCK     189754104       43     1000 SH       OTHER                  1000        0        0
COCA COLA CO                   COMMON STOCK     191216100     5160   106944 SH       DEFINED              106075        0      869
COCA COLA CO                   COMMON STOCK     191216100     6257   129682 SH       OTHER                129682        0        0
COEUR D ALENE MINES CORP IDAHO COMMON STOCK     192108108        5     1000 SH       OTHER                  1000        0        0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK     192446102      118     1535 SH       DEFINED                 585        0      950
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK     192446102       77     1000 SH       OTHER                  1000        0        0
COINMACH SERVICES              COMMON STOCK     19259W107        4      200 SH       DEFINED                 200        0        0
COLGATE PALMOLIVE CO           COMMON STOCK     194162103     3813    58441 SH       DEFINED               53202        0     5239
COLGATE PALMOLIVE CO           COMMON STOCK     194162103     1439    22055 SH       OTHER                 22055        0        0
COMCAST CORP-CL A              COMMON STOCK     20030N101      554    13077 SH       DEFINED               12000        0     1077
COMCAST CORP-CL A              COMMON STOCK     20030N101      326     7710 SH       OTHER                  7710        0        0
COMCAST CORP-SPECIAL CL A      COMMON STOCK     20030N200     1699    40565 SH       DEFINED               34455        0     6110
COMCAST CORP-SPECIAL CL A      COMMON STOCK     20030N200      788    18820 SH       OTHER                 18820        0        0
COMERICA INC                   COMMON STOCK     200340107       41      700 SH       DEFINED                 700        0        0
COMMERCIAL METALS CO           COMMON STOCK     201723103       14      532 SH       DEFINED                 532        0        0
COMMERCIAL METALS CO           COMMON STOCK     201723103      466    18064 SH       OTHER                 18064        0        0
COMPASS BANCSHARES INC         COMMON STOCK     20449H109      134     2250 SH       DEFINED                2250        0        0
COMPUTER SCIENCES CORP         COMMON STOCK     205363104       66     1245 SH       DEFINED                1245        0        0
CONAGRA FOODS INC              COMMON STOCK     205887102       11      400 SH       DEFINED                 400        0        0
CONAGRA FOODS INC              COMMON STOCK     205887102       66     2450 SH       OTHER                  2450        0        0
CONOCOPHILLIPS                 COMMON STOCK     20825C104     1387    19284 SH       DEFINED               14187        0     5097
CONOCOPHILLIPS                 COMMON STOCK     20825C104      497     6910 SH       OTHER                  6910        0        0
CONSOLIDATED EDISON INC        COMMON STOCK     209115104       50     1050 SH       DEFINED                1050        0        0
CONSOLIDATED EDISON INC        COMMON STOCK     209115104       87     1800 SH       OTHER                  1800        0        0
CONSTELLATION BRANDS INC       COMMON STOCK     21036P108       22      773 SH       DEFINED                   0        0      773
CONSTELLATION ENERGY GROUP INC COMMON STOCK     210371100        7      100 SH       DEFINED                 100        0        0
CONSTELLATION ENERGY GROUP INC COMMON STOCK     210371100      442     6415 SH       OTHER                  6415        0        0
CONSUMER DISCRETIONARY/SELECT  COMMON STOCK     81369Y407      359     9353 SH       DEFINED                9353        0        0
CONSUMER DISCRETIONARY/SELECT  COMMON STOCK     81369Y407       53     1378 SH       OTHER                  1378        0        0
CONSUMER STAPLES SELECT SECTOR COMMON STOCK     81369Y308      257     9825 SH       DEFINED                9825        0        0
CONSUMER STAPLES SELECT SECTOR COMMON STOCK     81369Y308       47     1788 SH       OTHER                  1788        0        0
CONVERGYS CORP COM             COMMON STOCK     212485106       17      700 SH       DEFINED                 700        0        0
CORNING INC                    COMMON STOCK     219350105       14      731 SH       DEFINED                   0        0      731
CORNING INC                    COMMON STOCK     219350105      254    13550 SH       OTHER                 13550        0        0
CORTEX PHARMACEUTICALS INC     COMMON STOCK     220524300        0      250 SH       DEFINED                 250        0        0
COSTCO WHOLESALE CORP NEW      COMMON STOCK     22160K105     3431    64890 SH       DEFINED               57405        0     7485
COSTCO WHOLESALE CORP NEW      COMMON STOCK     22160K105     1260    23830 SH       OTHER                 23830        0        0
COUNTRYWIDE FINANCIAL CORP     COMMON STOCK     222372104      138     3255 SH       DEFINED                2396        0      859
COVENTRY HEALTH CARE INC       COMMON STOCK     222862104       25      507 SH       DEFINED                   0        0      507
COVENTRY HEALTH CARE INC       COMMON STOCK     222862104       26      525 SH       OTHER                   525        0        0
CROWN HOLDINGS INC             COMMON STOCK     228368106       21     1000 SH       DEFINED                1000        0        0
CROWN HOLDINGS INC             COMMON STOCK     228368106       21     1000 SH       OTHER                  1000        0        0
CSX CORP                       COMMON STOCK     126408103      317     9210 SH       DEFINED                8208        0     1002
CSX CORP                       COMMON STOCK     126408103      151     4400 SH       OTHER                  4400        0        0
CVS CORP                       COMMON STOCK     126650100       22      700 SH       DEFINED                 700        0        0
CYTEC INDS INC                 COMMON STOCK     232820100       24      427 SH       DEFINED                 427        0        0
D R HORTON INC                 COMMON STOCK     23331A109        4      133 SH       DEFINED                 133        0        0
DANAHER CORP                   COMMON STOCK     235851102       80     1101 SH       DEFINED                 786        0      315
DANAHER CORP                   COMMON STOCK     235851102      348     4800 SH       OTHER                  4800        0        0
DARDEN RESTAURANTS INC         COMMON STOCK     237194105       68     1701 SH       DEFINED                1701        0        0
DECKERS OUTDOOR CORP           COMMON STOCK     243537107       12      193 SH       DEFINED                 193        0        0
DEERE & CO                     COMMON STOCK     244199105      304     3200 SH       DEFINED                3200        0        0
DEERE & CO                     COMMON STOCK     244199105      306     3216 SH       OTHER                  3216        0        0
DEL MONTE FOODS CO             COMMON STOCK     24522P103        2      220 SH       DEFINED                 220        0        0
DELL INC                       COMMON STOCK     24702R101      505    20115 SH       DEFINED               20115        0        0
DELL INC                       COMMON STOCK     24702R101      379    15100 SH       OTHER                 15100        0        0
DELTA NAT GAS INC              COMMON STOCK     247748106       25     1000 SH       DEFINED                1000        0        0
DENTSPLY INTL INC              COMMON STOCK     249030107       18      600 SH       DEFINED                 600        0        0
DEVON ENERGY CORPORATION NEW   COMMON STOCK     25179M103      115     1710 SH       DEFINED                 200        0     1510
DIAMONDS TRUST SERIES I        COMMON STOCK     252787106     2435    19570 SH       DEFINED               19570        0        0
DIAMONDS TRUST SERIES I        COMMON STOCK     252787106     1406    11305 SH       OTHER                 11305        0        0
DIRECT GENERAL CORP            COMMON STOCK     25456W204      117     5688 SH       DEFINED                5688        0        0
DIRECT GENERAL CORP            COMMON STOCK     25456W204      196     9480 SH       OTHER                  9480        0        0
DIRECTV GROUP INC              COMMON STOCK     25459L106       51     2048 SH       DEFINED                 426        0     1622
DISNEY WALT CO NEW             COMMON STOCK     254687106     3110    90756 SH       DEFINED               81175        0     9581
DISNEY WALT CO NEW             COMMON STOCK     254687106     1348    39340 SH       OTHER                 39340        0        0
DIXIE GROUP INC                COMMON STOCK     255519100       20     1576 SH       DEFINED                1576        0        0
DOMINION RESOURCES INC VA      COMMON STOCK     25746U109     1123    13391 SH       DEFINED               13391        0        0
DOMINION RESOURCES INC VA      COMMON STOCK     25746U109      251     2998 SH       OTHER                  2998        0        0
DORAL FINL CORP COM            COMMON STOCK     25811P100        1      475 SH       DEFINED                 475        0        0
DOVER CORP                     COMMON STOCK     260003108       56     1150 SH       DEFINED                1150        0        0
DOW CHEMICAL COMPANY           COMMON STOCK     260543103     1660    41593 SH       DEFINED               41593        0        0
DOW CHEMICAL COMPANY           COMMON STOCK     260543103      830    20796 SH       OTHER                 20796        0        0
DOW JONES & CO INC             COMMON STOCK     260561105       90     2368 SH       DEFINED                2368        0        0
DOW JONES & CO INC             COMMON STOCK     260561105      125     3300 SH       OTHER                  3300        0        0
DU PONT E I DE NEMOURS & CO    COMMON STOCK     263534109     2623    53848 SH       DEFINED               51328        0     2520
DU PONT E I DE NEMOURS & CO    COMMON STOCK     263534109     1487    30537 SH       OTHER                 30537        0        0
DUKE ENERGY HOLDING CORP       COMMON STOCK     26441C105      558    16800 SH       DEFINED               16800        0        0
DUKE ENERGY HOLDING CORP       COMMON STOCK     26441C105      357    10736 SH       OTHER                 10736        0        0
DUN & BRADSTREET CORP DEL NEW  COMMON STOCK     26483E100       58      700 SH       DEFINED                 700        0        0
E*TRADE FINANCIAL CORPORATION  COMMON STOCK     269246104       32     1426 SH       DEFINED                 300        0     1126
EATON CORP                     COMMON STOCK     278058102      502     6676 SH       DEFINED                5988        0      688
EATON CORP                     COMMON STOCK     278058102      150     2000 SH       OTHER                  2000        0        0
EBAY INC COM                   COMMON STOCK     278642103        2       80 SH       DEFINED                  80        0        0
ECHOSTAR COMMUNICATIONS CORP   COMMON STOCK     278762109       18      483 SH       DEFINED                   0        0      483
ECOLAB INC                     COMMON STOCK     278865100       56     1246 SH       DEFINED                   0        0     1246
EDISON INTERNATIONAL           COMMON STOCK     281020107       96     2100 SH       DEFINED                2100        0        0
EDWARDS LIFESCIENCES CORP      COMMON STOCK     28176E108       25      522 SH       DEFINED                 522        0        0
EDWARDS LIFESCIENCES CORP      COMMON STOCK     28176E108       48     1020 SH       OTHER                  1020        0        0
EL PASO CORPORATION            COMMON STOCK     28336L109       10      650 SH       DEFINED                 650        0        0
EL PASO CORPORATION            COMMON STOCK     28336L109      153    10000 SH       OTHER                 10000        0        0
ELECTRONIC ARTS INC            COMMON STOCK     285512109       18      350 SH       DEFINED                 350        0        0
ELECTRONIC DATA SYS CORP NEW   COMMON STOCK     285661104      112     4056 SH       DEFINED                2121        0     1935
ELECTRONIC DATA SYS CORP NEW   COMMON STOCK     285661104       92     3330 SH       OTHER                  3330        0        0
EMBARQ CORP-W/I                COMMON STOCK     29078E105       13      251 SH       DEFINED                 251        0        0
EMBARQ CORP-W/I                COMMON STOCK     29078E105       15      289 SH       OTHER                   289        0        0
EMC CORP/MASS                  COMMON STOCK     268648102     2044   154872 SH       DEFINED              141575        0    13297
EMC CORP/MASS                  COMMON STOCK     268648102      353    26728 SH       OTHER                 26728        0        0
EMERSON ELEC CO                COMMON STOCK     291011104     1625    36856 SH       DEFINED               36856        0        0
EMERSON ELEC CO                COMMON STOCK     291011104      157     3550 SH       OTHER                  3550        0        0
EMPIRE DIST ELEC CO            COMMON STOCK     291641108        7      300 SH       OTHER                   300        0        0
ENDO PHARMACEUTICALS HLDGS INC COMMON STOCK     29264F205      138     5000 SH       OTHER                  5000        0        0
ENERGEN CORP                   COMMON STOCK     29265N108      282     6000 SH       DEFINED                6000        0        0
ENERGIZER HLDGS INC            COMMON STOCK     29266R108        5       75 SH       DEFINED                  75        0        0
ENERGY SELECT SECTOR SPDR      COMMON STOCK     81369Y506      567     9666 SH       DEFINED                9666        0        0
ENERGY SELECT SECTOR SPDR      COMMON STOCK     81369Y506       84     1433 SH       OTHER                  1433        0        0
ENERGY TRANSFER PARTNERS LP    COMMON STOCK     29273R109       11      200 SH       DEFINED                 200        0        0
ENERGY TRANSFER PARTNERS LP    COMMON STOCK     29273R109        5      100 SH       OTHER                   100        0        0
ENTERGY CORP                   COMMON STOCK     29364G103       42      450 SH       DEFINED                 450        0        0
ENTERPRISE PRODS PARTNERS LP   COMMON STOCK     293792107       87     3000 SH       DEFINED                3000        0        0
ENTERPRISE PRODS PARTNERS LP   COMMON STOCK     293792107        6      200 SH       OTHER                   200        0        0
EPIQ SYS INC                   COMMON STOCK     26882D109       17     1000 SH       OTHER                  1000        0        0
EQUITABLE RES INC              COMMON STOCK     294549100      163     3900 SH       DEFINED                3900        0        0
EQUITY RESIDENTIAL PPTYS TR    COMMON STOCK     29476L107        5      100 SH       OTHER                   100        0        0
EXELON CORP                    COMMON STOCK     30161N101       70     1138 SH       DEFINED                1138        0        0
EXELON CORP                    COMMON STOCK     30161N101       12      200 SH       OTHER                   200        0        0
EXPEDIA INC                    COMMON STOCK     30212P105        4      200 SH       DEFINED                 200        0        0
EXPEDITORS INTL WASH INC       COMMON STOCK     302130109      114     2808 SH       DEFINED                 122        0     2686
EXXON MOBIL CORPORATION        COMMON STOCK     30231G102    28339   369811 SH       DEFINED              358805        0    11006
EXXON MOBIL CORPORATION        COMMON STOCK     30231G102    15399   200958 SH       OTHER                200958        0        0
FACTSET RESEARCH SYSTEM INC    COMMON STOCK     303075105      389     6883 SH       DEFINED                6883        0        0
FAIRCHILD SEMICONDUCTOR INTL I COMMON STOCK     303726103       84     5000 SH       DEFINED                5000        0        0
FAMILY DLR STORES INC          COMMON STOCK     307000109       66     2250 SH       DEFINED                2250        0        0
FARMERS CAP BK CORP COM        COMMON STOCK     309562106       92     2700 SH       DEFINED                2700        0        0
FEDERAL HOME LOAN MORTGAGE COM COMMON STOCK     313400301     2279    33563 SH       DEFINED               30373        0     3190
FEDERAL HOME LOAN MORTGAGE COM COMMON STOCK     313400301      424     6247 SH       OTHER                  6247        0        0
FEDERATED DEPT STORES INC      COMMON STOCK     31410H101      489    12834 SH       DEFINED               11774        0     1060
FEDERATED DEPT STORES INC      COMMON STOCK     31410H101      510    13372 SH       OTHER                 13372        0        0
FEDEX CORPORATION              COMMON STOCK     31428X106     1641    15112 SH       DEFINED               14081        0     1031
FEDEX CORPORATION              COMMON STOCK     31428X106       19      175 SH       OTHER                   175        0        0
FIDELITY NATIONAL FINANCIAL IN COMMON STOCK     31620R105      951    39827 SH       DEFINED               34514        0     5313
FIDELITY NATIONAL FINANCIAL IN COMMON STOCK     31620R105      363    15185 SH       OTHER                 15185        0        0
FIDELITY NATL INFORMATION SVCS COMMON STOCK     31620M106      545    13603 SH       DEFINED               11594        0     2009
FIDELITY NATL INFORMATION SVCS COMMON STOCK     31620M106      217     5406 SH       OTHER                  5406        0        0
FIFTH THIRD BANCORP            COMMON STOCK     316773100     7876   192438 SH       DEFINED              192438        0        0
FIFTH THIRD BANCORP            COMMON STOCK     316773100      140     3419 SH       OTHER                  3419        0        0
FINANCIAL SELECT SECTOR SPDR   COMMON STOCK     81369Y605      404    11001 SH       DEFINED               11001        0        0
FINANCIAL SELECT SECTOR SPDR   COMMON STOCK     81369Y605        4      100 SH       OTHER                   100        0        0
FIRST AMERICAN CORP            COMMON STOCK     318522307       51     1259 SH       DEFINED                1259        0        0
FIRST DATA CORP                COMMON STOCK     319963104      850    33294 SH       DEFINED               33294        0        0
FIRST DATA CORP                COMMON STOCK     319963104       31     1200 SH       OTHER                  1200        0        0
FIRST FEDERAL BANCSHARES OF AR COMMON STOCK     32020F105       49     2000 SH       DEFINED                2000        0        0
FIRST HORIZON NATIONAL CORP    COMMON STOCK     320517105    59620  1427009 SH       DEFINED             1427009        0        0
FIRST HORIZON NATIONAL CORP    COMMON STOCK     320517105     4281   102474 SH       OTHER                102474        0        0
FIRSTENERGY CORP               COMMON STOCK     337932107       68     1120 SH       DEFINED                 593        0      527
FIRSTFED FINL CORP DEL         COMMON STOCK     337907109        7      100 SH       DEFINED                 100        0        0
FLORIDA ROCK INDS INC          COMMON STOCK     341140101       17      400 SH       OTHER                   400        0        0
FLUOR CORP NEW                 COMMON STOCK     343412102        8      100 SH       DEFINED                 100        0        0
FNMA                           COMMON STOCK     313586109     2176    36632 SH       DEFINED               31686        0     4946
FNMA                           COMMON STOCK     313586109      599    10081 SH       OTHER                 10081        0        0
FORD MOTOR CO DEL 'NEW'        COMMON STOCK     345370860       24     3146 SH       OTHER                  3146        0        0
FORTUNE BRANDS INC             COMMON STOCK     349631101      286     3345 SH       DEFINED                3042        0      303
FORTUNE BRANDS INC             COMMON STOCK     349631101       62      725 SH       OTHER                   725        0        0
FPL GROUP INC                  COMMON STOCK     302571104      484     8902 SH       DEFINED                8902        0        0
FPL GROUP INC                  COMMON STOCK     302571104      327     6000 SH       OTHER                  6000        0        0
FRANKLIN RESOURCES INC         COMMON STOCK     354613101     1387    12592 SH       DEFINED               12592        0        0
FRANKLIN RESOURCES INC         COMMON STOCK     354613101      436     3957 SH       OTHER                  3957        0        0
FRANKLIN STREET                COMMON STOCK     35471R106       13      600 SH       DEFINED                 600        0        0
FRANKLIN STREET                COMMON STOCK     35471R106        6      300 SH       OTHER                   300        0        0
FUELCELL ENERGY INC            COMMON STOCK     35952H106       13     2000 SH       DEFINED                2000        0        0
GANNETT INC                    COMMON STOCK     364730101      112     1850 SH       DEFINED                1850        0        0
GANNETT INC                    COMMON STOCK     364730101       73     1200 SH       OTHER                  1200        0        0
GARMIN LTD ORD                 COMMON STOCK     G37260109       36      644 SH       DEFINED                   0        0      644
GATEWAY INC                    COMMON STOCK     367626108       20    10000 SH       OTHER                 10000        0        0
GENCORP INC                    COMMON STOCK     368682100        8      552 SH       OTHER                   552        0        0
GENENTECH INC                  COMMON STOCK     368710406      118     1453 SH       DEFINED                 340        0     1113
GENENTECH INC                  COMMON STOCK     368710406       41      500 SH       OTHER                   500        0        0
GENERAL DYNAMICS CORP          COMMON STOCK     369550108     1014    13637 SH       DEFINED               13100        0      537
GENERAL DYNAMICS CORP          COMMON STOCK     369550108        7      100 SH       OTHER                   100        0        0
GENERAL ELECTRIC CORP          COMMON STOCK     369604103    21514   578171 SH       DEFINED              551871        0    26300
GENERAL ELECTRIC CORP          COMMON STOCK     369604103    11339   304739 SH       OTHER                304739        0        0
GENERAL MLS INC                COMMON STOCK     370334104      763    13254 SH       DEFINED               13254        0        0
GENERAL MLS INC                COMMON STOCK     370334104      246     4275 SH       OTHER                  4275        0        0
GENERAL MOTORS CORP            COMMON STOCK     370442105       74     2393 SH       DEFINED                2393        0        0
GENERAL MOTORS CORP            COMMON STOCK     370442105       11      363 SH       OTHER                   363        0        0
GENESCO INC                    COMMON STOCK     371532102       43     1150 SH       DEFINED                1150        0        0
GENESEE & WYO INC CL A         COMMON STOCK     371559105       11      425 SH       DEFINED                 425        0        0
GENITOPE CORP                  COMMON STOCK     37229P507        7     2002 SH       DEFINED                2002        0        0
GENUINE PARTS CO               COMMON STOCK     372460105       21      452 SH       DEFINED                 452        0        0
GENUINE PARTS CO               COMMON STOCK     372460105       30      625 SH       OTHER                   625        0        0
GENWORTH FINANCIAL             COMMON STOCK     37247D106        3      100 SH       DEFINED                 100        0        0
GENZYME CORP-GENERAL           COMMON STOCK     372917104       48      781 SH       DEFINED                 250        0      531
GETTY IMAGES INC               COMMON STOCK     374276103       28      654 SH       DEFINED                 654        0        0
GILEAD SCIENCES INC            COMMON STOCK     375558103       43      661 SH       DEFINED                   0        0      661
GILEAD SCIENCES INC            COMMON STOCK     375558103       71     1100 SH       OTHER                  1100        0        0
GOLDMAN SACHS GROUP INC        COMMON STOCK     38141G104       77      388 SH       DEFINED                 250        0      138
GOLDMAN SACHS GROUP INC        COMMON STOCK     38141G104       65      325 SH       OTHER                   325        0        0
GOODYEAR TIRE & RUBBER CO      COMMON STOCK     382550101        6      300 SH       DEFINED                 300        0        0
GOOGLE INC-CL A                COMMON STOCK     38259P508      190      412 SH       DEFINED                 100        0      312
GRAINGER W W INC               COMMON STOCK     384802104      619     8850 SH       DEFINED                8850        0        0
GRAINGER W W INC               COMMON STOCK     384802104      411     5876 SH       OTHER                  5876        0        0
GREENHILL & CO                 COMMON STOCK     395259104       37      500 SH       DEFINED                 500        0        0
HALLIBURTON CO                 COMMON STOCK     406216101       47     1520 SH       DEFINED                1520        0        0
HALLIBURTON CO                 COMMON STOCK     406216101      373    12000 SH       OTHER                 12000        0        0
HANCOCK HLDG CO                COMMON STOCK     410120109      105     1980 SH       DEFINED                1980        0        0
HANESBRANDS INC                COMMON STOCK     410345102        6      250 SH       OTHER                   250        0        0
HARLEY DAVIDSON INC            COMMON STOCK     412822108     2591    36769 SH       DEFINED               31558        0     5211
HARLEY DAVIDSON INC            COMMON STOCK     412822108      581     8240 SH       OTHER                  8240        0        0
HARMAN INTERNATIONAL INDS      COMMON STOCK     413086109       30      300 SH       OTHER                   300        0        0
HARRAHS ENTERTAINMENT INC      COMMON STOCK     413619107      182     2201 SH       DEFINED                1942        0      259
HARRIS & HARRIS GROUP INC      COMMON STOCK     413833104        2      150 SH       DEFINED                 150        0        0
HARTFORD FINL SVCS GROUP INC   COMMON STOCK     416515104      114     1220 SH       DEFINED                 350        0      870
HARTFORD FINL SVCS GROUP INC   COMMON STOCK     416515104       60      640 SH       OTHER                   640        0        0
HASBRO INC                     COMMON STOCK     418056107       12      425 SH       DEFINED                 425        0        0
HEALTH CARE SELECT SECTOR SPDR COMMON STOCK     81369Y209     1092    32616 SH       DEFINED               28296        0     4320
HEALTH CARE SELECT SECTOR SPDR COMMON STOCK     81369Y209      115     3419 SH       OTHER                  3419        0        0
HEARTLAND EXPRESS INC          COMMON STOCK     422347104       30     2000 SH       DEFINED                2000        0        0
HEINZ H J CO                   COMMON STOCK     423074103       82     1813 SH       DEFINED                1813        0        0
HEINZ H J CO                   COMMON STOCK     423074103       18      400 SH       OTHER                   400        0        0
HESS CORPORATION               COMMON STOCK     42809H107      144     2904 SH       OTHER                  2904        0        0
HEWLETT PACKARD CO             COMMON STOCK     428236103     1515    36787 SH       DEFINED               36787        0        0
HEWLETT PACKARD CO             COMMON STOCK     428236103      771    18723 SH       OTHER                 18723        0        0
HI / FN INC                    COMMON STOCK     428358105        1      260 SH       DEFINED                 260        0        0
HILB ROGAL & HOBBS COMPANY     COMMON STOCK     431294107       13      297 SH       DEFINED                 297        0        0
HILLENBRAND INDUSTRIES INC     COMMON STOCK     431573104       47      820 SH       DEFINED                 820        0        0
HILTON HOTELS CORP             COMMON STOCK     432848109      156     4460 SH       DEFINED                4460        0        0
HOLLY CORP                     COMMON STOCK     435758305        9      176 SH       DEFINED                 176        0        0
HOME DEPOT INC                 COMMON STOCK     437076102     5431   135225 SH       DEFINED              122985        0    12240
HOME DEPOT INC                 COMMON STOCK     437076102     1984    49400 SH       OTHER                 49400        0        0
HONEYWELL INTERNATIONAL INC    COMMON STOCK     438516106      183     4050 SH       DEFINED                4050        0        0
HONEYWELL INTERNATIONAL INC    COMMON STOCK     438516106       53     1175 SH       OTHER                  1175        0        0
HOSPIRA INC                    COMMON STOCK     441060100       30      900 SH       DEFINED                 900        0        0
HOSPIRA INC                    COMMON STOCK     441060100       46     1360 SH       OTHER                  1360        0        0
HOVNANIAN ENTERPRISES INC CL A COMMON STOCK     442487203        4      118 SH       DEFINED                 118        0        0
HUGOTON ROYALTY TRUST          COMMON STOCK     444717102        1       35 SH       OTHER                    35        0        0
HUMANA INC                     COMMON STOCK     444859102      141     2550 SH       DEFINED                2400        0      150
HYPERCOM CORP                  COMMON STOCK     44913M105       25     4000 SH       OTHER                  4000        0        0
HYPERION SOLUTIONS CORP COM    COMMON STOCK     44914M104        4      118 SH       DEFINED                 118        0        0
IDEARC INC                     COMMON STOCK     451663108       66     2290 SH       DEFINED                2178        0      112
IDEARC INC                     COMMON STOCK     451663108       44     1551 SH       OTHER                  1551        0        0
IHOP CORP                      COMMON STOCK     449623107       11      200 SH       DEFINED                 200        0        0
ILLINOIS TOOL WKS INC          COMMON STOCK     452308109     2053    44438 SH       DEFINED               39071        0     5367
ILLINOIS TOOL WKS INC          COMMON STOCK     452308109      526    11387 SH       OTHER                 11387        0        0
IMATION CORP                   COMMON STOCK     45245A107       34      732 SH       DEFINED                 732        0        0
IMATION CORP                   COMMON STOCK     45245A107       73     1580 SH       OTHER                  1580        0        0
IMS HEALTH INC                 COMMON STOCK     449934108       11      400 SH       DEFINED                 400        0        0
INDUSTRIAL SELECT SECTOR SPDR  COMMON STOCK     81369Y704      191     5453 SH       DEFINED                5453        0        0
INDUSTRIAL SELECT SECTOR SPDR  COMMON STOCK     81369Y704       18      500 SH       OTHER                   500        0        0
INDYMAC BANCORP INC            COMMON STOCK     456607100       18      400 SH       DEFINED                 400        0        0
INTEL CORP                     COMMON STOCK     458140100     6006   296583 SH       DEFINED              281563        0    15020
INTEL CORP                     COMMON STOCK     458140100     2643   130542 SH       OTHER                130542        0        0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK     459200101     5078    52266 SH       DEFINED               52266        0        0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK     459200101     2642    27199 SH       OTHER                 27199        0        0
INTERNATIONAL GAME TECHNOLOGY  COMMON STOCK     459902102       81     1759 SH       DEFINED                 565        0     1194
INTERNATIONAL PAPER CO         COMMON STOCK     460146103      359    10534 SH       DEFINED               10534        0        0
INTERNATIONAL PAPER CO         COMMON STOCK     460146103      263     7725 SH       OTHER                  7725        0        0
INTERNATIONAL SECS EXCHANGE HL COMMON STOCK     46031W204       28      600 SH       OTHER                   600        0        0
INTERPHASE CORP                COMMON STOCK     460593106       46     5500 SH       OTHER                  5500        0        0
INTERPUBLIC GROUP COS INC      COMMON STOCK     460690100       34     2816 SH       DEFINED                2816        0        0
INTUIT                         COMMON STOCK     461202103      114     3742 SH       DEFINED                   0        0     3742
IOWA TELECOMMUNICATION         COMMON STOCK     462594201        2      100 SH       DEFINED                 100        0        0
IRIS INTERNATIONAL             COMMON STOCK     46270W105        6      500 SH       DEFINED                 500        0        0
IRON MOUNTAIN INC              COMMON STOCK     462846106       11      261 SH       DEFINED                   0        0      261
ISHARES COHEN & STEERS RLTY    COMMON STOCK     464287564     1097    10936 SH       DEFINED               10936        0        0
ISHARES COHEN & STEERS RLTY    COMMON STOCK     464287564       47      472 SH       OTHER                   472        0        0
ISHARES DJ JONES U.S. TECHNOLO COMMON STOCK     464287721       54     1000 SH       DEFINED                1000        0        0
ISHARES DJ US BASIC MATERIAL   COMMON STOCK     464287838        2       35 SH       DEFINED                  35        0        0
ISHARES DJ US ENERGY SECTOR    COMMON STOCK     464287796       36      350 SH       DEFINED                 350        0        0
ISHARES DJ US TELCOM SECTOR IN COMMON STOCK     464287713      544    18349 SH       DEFINED               18349        0        0
ISHARES DJ US TELCOM SECTOR IN COMMON STOCK     464287713      147     4948 SH       OTHER                  4948        0        0
ISHARES DOW JONES U.S. REAL ES COMMON STOCK     464287739       25      300 SH       OTHER                   300        0        0
ISHARES FTSE/XINHUA CHINA 25   COMMON STOCK     464287184       45      400 SH       DEFINED                 400        0        0
ISHARES GOLDMAN SACHS          COMMON STOCK     464287374        2       20 SH       DEFINED                  20        0        0
ISHARES IBOXX $ INV GRD CORP B COMMON STOCK     464287242       59      550 SH       OTHER                   550        0        0
ISHARES MSCI BRAZIL INDEX FUND COMMON STOCK     464286400        5      100 SH       DEFINED                 100        0        0
ISHARES MSCI EAFE INDEX FUND   COMMON STOCK     464287465     1306    17843 SH       DEFINED               17543        0      300
ISHARES MSCI EAFE INDEX FUND   COMMON STOCK     464287465      175     2395 SH       OTHER                  2395        0        0
ISHARES MSCI EAFE VALUE INX    COMMON STOCK     464288877      618     8565 SH       DEFINED                8565        0        0
ISHARES MSCI EMERGING MKT IN   COMMON STOCK     464287234      231     2021 SH       DEFINED                2021        0        0
ISHARES MSCI EMERGING MKT IN   COMMON STOCK     464287234       33      290 SH       OTHER                   290        0        0
ISHARES RUSSELL MIDCAP GRWTH   COMMON STOCK     464287481      313     3037 SH       DEFINED                3037        0        0
ISHARES RUSSELL MIDCAP INDEX F COMMON STOCK     464287499      129     1295 SH       DEFINED                1295        0        0
ISHARES RUSSELL MIDCAP VALUE   COMMON STOCK     464287473       93      638 SH       DEFINED                 638        0        0
ISHARES RUSSELL 1000 INDEX FUN COMMON STOCK     464287622       77     1000 SH       DEFINED                1000        0        0
ISHARES RUSSELL 1000 VALUE     COMMON STOCK     464287598      385     4660 SH       DEFINED                4660        0        0
ISHARES RUSSELL 1000 VALUE     COMMON STOCK     464287598       83     1000 SH       OTHER                  1000        0        0
ISHARES RUSSELL 2000 GROWTH IN COMMON STOCK     464287648       16      200 SH       DEFINED                 200        0        0
ISHARES RUSSELL 2000 INDEX FUN COMMON STOCK     464287655     1305    16721 SH       DEFINED               16721        0        0
ISHARES RUSSELL 2000 INDEX FUN COMMON STOCK     464287655      341     4370 SH       OTHER                  4370        0        0
ISHARES S&P GLBL ENERGY SECT   COMMON STOCK     464287341       37      335 SH       DEFINED                 335        0        0
ISHARES S&P GLOBAL HEALTHCARE  COMMON STOCK     464287325        2       35 SH       DEFINED                  35        0        0
ISHARES S&P SMALLCAP 600 INDEX COMMON STOCK     464287804       80     1215 SH       DEFINED                1215        0        0
ISHARES S&P SMALLCAP 600 INDEX COMMON STOCK     464287804      148     2250 SH       OTHER                  2250        0        0
ISHARES TR MSCI EAFE GROWTH IN COMMON STOCK     464288885      450     6600 SH       DEFINED                6600        0        0
ISHARES TR RUSSEL 2000 VALUE I COMMON STOCK     464287630      485     6060 SH       DEFINED                6060        0        0
ISHARES TR RUSSELL 1000 GROWTH COMMON STOCK     464287614      173     3150 SH       DEFINED                3150        0        0
ISHARES TR RUSSELL 1000 GROWTH COMMON STOCK     464287614       94     1700 SH       OTHER                  1700        0        0
ISHARES TR S&P 500 INDEX FUND  COMMON STOCK     464287200      346     2440 SH       DEFINED                2440        0        0
ISHARES TRUST-S&P 400 MIDCAP   COMMON STOCK     464287507      184     2300 SH       OTHER                  2300        0        0
ITT INDUSTRIES INC             COMMON STOCK     450911102       17      300 SH       DEFINED                 300        0        0
ITT INDUSTRIES INC             COMMON STOCK     450911102       34      600 SH       OTHER                   600        0        0
JABIL CIRCUIT INC              COMMON STOCK     466313103      210     8550 SH       DEFINED                8550        0        0
JABIL CIRCUIT INC              COMMON STOCK     466313103      267    10875 SH       OTHER                 10875        0        0
JACOBS ENGR GROUP INC          COMMON STOCK     469814107      200     2450 SH       DEFINED                1200        0     1250
JANUS CAPITAL GROUP INC        COMMON STOCK     47102X105       13      600 SH       DEFINED                 600        0        0
JM SMUCKER CO/THE-NEW          COMMON STOCK     832696405        1       12 SH       DEFINED                  12        0        0
JM SMUCKER CO/THE-NEW          COMMON STOCK     832696405       16      320 SH       OTHER                   320        0        0
JOHNSON & JOHNSON              COMMON STOCK     478160104     8808   133421 SH       DEFINED              131280        0     2141
JOHNSON & JOHNSON              COMMON STOCK     478160104     2391    36223 SH       OTHER                 36223        0        0
JOHNSON CTLS INC               COMMON STOCK     478366107      107     1250 SH       DEFINED                1250        0        0
JOY GLOBAL INC                 COMMON STOCK     481165108       15      306 SH       DEFINED                 306        0        0
JP MORGAN CHASE & CO           COMMON STOCK     46625H100     2691    55721 SH       DEFINED               53934        0     1787
JP MORGAN CHASE & CO           COMMON STOCK     46625H100     1382    28618 SH       OTHER                 28618        0        0
JUNIPER NETWORKS INC           COMMON STOCK     48203R104       25     1328 SH       DEFINED                   0        0     1328
KANSAS CITY SOUTHERN           COMMON STOCK     485170302        4      150 SH       DEFINED                 150        0        0
KELLOGG CO                     COMMON STOCK     487836108     1389    27746 SH       DEFINED               25566        0     2180
KELLOGG CO                     COMMON STOCK     487836108      353     7060 SH       OTHER                  7060        0        0
KEYCORP NEW                    COMMON STOCK     493267108      116     3044 SH       DEFINED                2229        0      815
KEYCORP NEW                    COMMON STOCK     493267108      148     3901 SH       OTHER                  3901        0        0
KIMBERLY CLARK CORP            COMMON STOCK     494368103     1158    17035 SH       DEFINED               17035        0        0
KIMBERLY CLARK CORP            COMMON STOCK     494368103      661     9727 SH       OTHER                  9727        0        0
KINDER MORGAN ENERGY PARTNERS  COMMON STOCK     494550106      314     6559 SH       DEFINED                6559        0        0
KINDER MORGAN ENERGY PARTNERS  COMMON STOCK     494550106      153     3200 SH       OTHER                  3200        0        0
KLA-TENCOR CORP                COMMON STOCK     482480100       18      352 SH       DEFINED                   0        0      352
KOHLS CORP                     COMMON STOCK     500255104     1587    23188 SH       DEFINED               19448        0     3740
KOHLS CORP                     COMMON STOCK     500255104      767    11205 SH       OTHER                 11205        0        0
KRISPY KREME DOUGHNUTS INC     COMMON STOCK     501014104        3      250 SH       DEFINED                 250        0        0
KROGER CO                      COMMON STOCK     501044101      120     5200 SH       OTHER                  5200        0        0
LABORATORY CORP AMERICA HOLDIN COMMON STOCK     50540R409      100     1361 SH       DEFINED                 765        0      596
LABORATORY CORP AMERICA HOLDIN COMMON STOCK     50540R409       40      550 SH       OTHER                   550        0        0
LAIDLAW INTL INC               COMMON STOCK     50730R102        5      175 SH       DEFINED                 175        0        0
LAM RESEARCH CORP              COMMON STOCK     512807108       15      300 SH       DEFINED                 300        0        0
LAMAR ADVERTISING CO           COMMON STOCK     512815101       20      300 SH       DEFINED                 300        0        0
LANCE INC                      COMMON STOCK     514606102       23     1164 SH       DEFINED                1164        0        0
LAS VEGAS SANDS                COMMON STOCK     517834107       64      713 SH       DEFINED                   0        0      713
LAUDER ESTEE COS CL-A          COMMON STOCK     518439104       41     1000 SH       DEFINED                1000        0        0
LEAR CORP                      COMMON STOCK     521865105       47     1585 SH       DEFINED                1215        0      370
LEAR CORP                      COMMON STOCK     521865105       10      330 SH       OTHER                   330        0        0
LEGG MASON INC                 COMMON STOCK     524901105      195     2055 SH       DEFINED                1310        0      745
LEGGETT & PLATT INC            COMMON STOCK     524660107       33     1400 SH       DEFINED                1400        0        0
LEHMAN BROS HLDGS INC          COMMON STOCK     524908100      143     1831 SH       DEFINED                 632        0     1199
LIBERTY-CAP A                  COMMON STOCK     53071M302       65      662 SH       DEFINED                  62        0      600
LIBERTY-W/I A                  COMMON STOCK     53071M104        7      312 SH       DEFINED                 312        0        0
LIFEPOINT HOSPS INC            COMMON STOCK     53219L109        1       16 SH       DEFINED                  16        0        0
LIGAND PHARMACEUTICALS-CL B    COMMON STOCK     53220K207        9      800 SH       OTHER                   800        0        0
LILLY ELI & CO                 COMMON STOCK     532457108      875    16787 SH       DEFINED               16787        0        0
LILLY ELI & CO                 COMMON STOCK     532457108      253     4850 SH       OTHER                  4850        0        0
LIMITED BRANDS INC             COMMON STOCK     532716107       68     2349 SH       DEFINED                1200        0     1149
LINCOLN NATL CORP              COMMON STOCK     534187109        7      112 SH       DEFINED                 112        0        0
LINCOLN NATL CORP              COMMON STOCK     534187109      173     2600 SH       OTHER                  2600        0        0
LINEAR TECHNOLOGY CORP         COMMON STOCK     535678106       92     3041 SH       DEFINED                2821        0      220
LINEAR TECHNOLOGY CORP         COMMON STOCK     535678106        2       60 SH       OTHER                    60        0        0
LOCKHEED MARTIN CORP           COMMON STOCK     539830109      135     1470 SH       DEFINED                 900        0      570
LOCKHEED MARTIN CORP           COMMON STOCK     539830109      571     6200 SH       OTHER                  6200        0        0
LOWES COS INC                  COMMON STOCK     548661107      450    14455 SH       DEFINED               13340        0     1115
LOWES COS INC                  COMMON STOCK     548661107      220     7074 SH       OTHER                  7074        0        0
L3 COMMUNICATIONS HLDGS INCCOM COMMON STOCK     502424104       33      401 SH       DEFINED                   0        0      401
L3 COMMUNICATIONS HLDGS INCCOM COMMON STOCK     502424104       25      300 SH       OTHER                   300        0        0
MACQUARIE INFRASTRUCTURE CO    COMMON STOCK     55607X108       21      600 SH       DEFINED                 600        0        0
MANITOWOC INC                  COMMON STOCK     563571108       80     1350 SH       DEFINED                1350        0        0
MANOR CARE INC                 COMMON STOCK     564055101       12      250 SH       DEFINED                 250        0        0
MARATHON OIL CORP              COMMON STOCK     565849106       19      200 SH       OTHER                   200        0        0
MARKEL CORPORATION             COMMON STOCK     570535104      144      300 SH       DEFINED                 300        0        0
MARRIOTT INTERNATIONAL INC     COMMON STOCK     571903202      172     3598 SH       DEFINED                 400        0     3198
MARRIOTT INTERNATIONAL INC     COMMON STOCK     571903202       29      600 SH       OTHER                   600        0        0
MARSH & MCLENNAN COS INC       COMMON STOCK     571748102       25      800 SH       DEFINED                 800        0        0
MASCO CORP                     COMMON STOCK     574599106      188     6300 SH       DEFINED                6300        0        0
MASCO CORP                     COMMON STOCK     574599106      960    32133 SH       OTHER                 32133        0        0
MASSEY ENERGY COMPANY          COMMON STOCK     576206106        2      100 SH       DEFINED                 100        0        0
MATERIALS SELECT SPDR FUND     COMMON STOCK     81369Y100      411    11816 SH       DEFINED               11816        0        0
MATERIALS SELECT SPDR FUND     COMMON STOCK     81369Y100      185     5313 SH       OTHER                  5313        0        0
MBIA INC                       COMMON STOCK     55262C100        7      100 SH       DEFINED                 100        0        0
MCCORMICK & CO INC             COMMON STOCK     579780206      147     3800 SH       DEFINED                3800        0        0
MCCORMICK & CO INC             COMMON STOCK     579780206      185     4800 SH       OTHER                  4800        0        0
MCDONALDS CORP                 COMMON STOCK     580135101     1024    23099 SH       DEFINED               22497        0      602
MCDONALDS CORP                 COMMON STOCK     580135101      741    16725 SH       OTHER                 16725        0        0
MCGRAW HILL COMPANIES INC      COMMON STOCK     580645109     2501    36774 SH       DEFINED               31845        0     4929
MCGRAW HILL COMPANIES INC      COMMON STOCK     580645109      934    13731 SH       OTHER                 13731        0        0
MEADWESTVACO CORP              COMMON STOCK     583334107       96     3182 SH       OTHER                  3182        0        0
MEDCO HEALTH SOLUTIONS INC     COMMON STOCK     58405U102      487     9105 SH       DEFINED                8650        0      455
MEDCO HEALTH SOLUTIONS INC     COMMON STOCK     58405U102      309     5781 SH       OTHER                  5781        0        0
MEDICAL PROPERTIES             COMMON STOCK     58463J304        8      500 SH       OTHER                   500        0        0
MEDIFAST INC                   COMMON STOCK     58470H101       25     2000 SH       OTHER                  2000        0        0
MEDTRONIC INC                  COMMON STOCK     585055106     4897    91519 SH       DEFINED               84929        0     6590
MEDTRONIC INC                  COMMON STOCK     585055106     1441    26934 SH       OTHER                 26934        0        0
MELLON FINANCIAL CORP          COMMON STOCK     58551A108      342     8107 SH       DEFINED                8107        0        0
MELLON FINANCIAL CORP          COMMON STOCK     58551A108      228     5400 SH       OTHER                  5400        0        0
MERCANTILE BANKSHARES CORP     COMMON STOCK     587405101      163     3477 SH       DEFINED                3477        0        0
MERCANTILE BANKSHARES CORP     COMMON STOCK     587405101        5      100 SH       OTHER                   100        0        0
MERCK & CO INC                 COMMON STOCK     589331107     3892    89262 SH       DEFINED               87185        0     2077
MERCK & CO INC                 COMMON STOCK     589331107     1638    37573 SH       OTHER                 37573        0        0
MERIDIAN BIOSCIENCE INC        COMMON STOCK     589584101       19      772 SH       OTHER                   772        0        0
MERRILL LYNCH & CO INC         COMMON STOCK     590188108      512     5497 SH       DEFINED                5497        0        0
METLIFE INC                    COMMON STOCK     59156R108       25      421 SH       DEFINED                 421        0        0
MGIC INVT CORP WIS             COMMON STOCK     552848103      217     3475 SH       DEFINED                3475        0        0
MGIC INVT CORP WIS             COMMON STOCK     552848103      122     1950 SH       OTHER                  1950        0        0
MGM MIRAGE                     COMMON STOCK     552953101      112     1950 SH       DEFINED                   0        0     1950
MICROCHIP TECHNOLOGY INC       COMMON STOCK     595017104       28      856 SH       DEFINED                 300        0      556
MICROSOFT CORP                 COMMON STOCK     594918104     8132   272327 SH       DEFINED              240971        0    31356
MICROSOFT CORP                 COMMON STOCK     594918104     2981    99841 SH       OTHER                 99841        0        0
MIDAS INC                      COMMON STOCK     595626102        2      100 SH       OTHER                   100        0        0
MIDCAP SPDR TR SERIES 1        COMMON STOCK     595635103     1356     9265 SH       DEFINED                9265        0        0
MIDCAP SPDR TR SERIES 1        COMMON STOCK     595635103      113      769 SH       OTHER                   769        0        0
MILLENNIUM PHARMACEUTICALS INC COMMON STOCK     599902103       76     7000 SH       DEFINED                7000        0        0
MILLENNIUM PHARMACEUTICALS INC COMMON STOCK     599902103       11     1000 SH       OTHER                  1000        0        0
MILLER HERMAN INC              COMMON STOCK     600544100       26      703 SH       DEFINED                 703        0        0
MILLIPORE CORP                 COMMON STOCK     601073109       44      665 SH       DEFINED                 400        0      265
MIRANT CORP-W/I                COMMON STOCK     60467R100        1       28 SH       DEFINED                  28        0        0
MIRANT CORP-W/I                COMMON STOCK     60467R100        0        6 SH       OTHER                     6        0        0
MOLSON COORS-B                 COMMON STOCK     60871R209        6       80 SH       DEFINED                  80        0        0
MONSANTO CO NEW                COMMON STOCK     61166W101       55     1040 SH       DEFINED                1040        0        0
MONSANTO CO NEW                COMMON STOCK     61166W101       54     1022 SH       OTHER                  1022        0        0
MOODYS CORP                    COMMON STOCK     615369105      207     3000 SH       DEFINED                3000        0        0
MOOG INC                       COMMON STOCK     615394202       19      500 SH       DEFINED                 500        0        0
MORGAN STANLEY                 COMMON STOCK     617446448     1705    20944 SH       DEFINED               20250        0      694
MORGAN STANLEY                 COMMON STOCK     617446448      385     4726 SH       OTHER                  4726        0        0
MOTOROLA INC                   COMMON STOCK     620076109     1250    60808 SH       DEFINED               59665        0     1143
MOTOROLA INC                   COMMON STOCK     620076109      544    26460 SH       OTHER                 26460        0        0
MOVE INC                       COMMON STOCK     62458M108       13     2291 SH       DEFINED                2291        0        0
MUNICIPAL MORTGAGE & EQUITY LL COMMON STOCK     62624B101       28      881 SH       DEFINED                 881        0        0
MUNICIPAL MORTGAGE & EQUITY LL COMMON STOCK     62624B101        6      200 SH       OTHER                   200        0        0
MURPHY OIL CORP                COMMON STOCK     626717102        1       20 SH       DEFINED                  20        0        0
MYLAN LABS INC                 COMMON STOCK     628530107      255    12762 SH       DEFINED               12762        0        0
MYLAN LABS INC                 COMMON STOCK     628530107      112     5600 SH       OTHER                  5600        0        0
NASDAQ 100 SHARES UNIT SER 1   COMMON STOCK     631100104      292     6775 SH       DEFINED                6775        0        0
NASDAQ 100 SHARES UNIT SER 1   COMMON STOCK     631100104      273     6335 SH       OTHER                  6335        0        0
NATIONAL CITY CORP             COMMON STOCK     635405103      175     4788 SH       DEFINED                4788        0        0
NATIONAL-OILWELL INC           COMMON STOCK     637071101       28      458 SH       DEFINED                   0        0      458
NCR CORP                       COMMON STOCK     62886E108        6      148 SH       DEFINED                 148        0        0
NCR CORP                       COMMON STOCK     62886E108        2       44 SH       OTHER                    44        0        0
NEENAH PAPER INC               COMMON STOCK     640079109        6      160 SH       OTHER                   160        0        0
NEOMAGIC CORP                  COMMON STOCK     640497202       18     3000 SH       OTHER                  3000        0        0
NETWORK APPLIANCE INC          COMMON STOCK     64120L104        4      100 SH       DEFINED                 100        0        0
NETWORK EQUIP TECH             COMMON STOCK     641208103       58    10000 SH       OTHER                 10000        0        0
NEW JERSEY RES CORP            COMMON STOCK     646025106       10      200 SH       DEFINED                 200        0        0
NEW JERSEY RES CORP            COMMON STOCK     646025106       49     1000 SH       OTHER                  1000        0        0
NEW YORK CMNTY BANCORP INC     COMMON STOCK     649445103      135     8389 SH       DEFINED                8389        0        0
NEW YORK CMNTY BANCORP INC     COMMON STOCK     649445103        4      255 SH       OTHER                   255        0        0
NEWELL RUBBERMAID INC          COMMON STOCK     651229106       14      476 SH       DEFINED                 476        0        0
NEWFIELD EXPLORATION CO        COMMON STOCK     651290108      432     9400 SH       OTHER                  9400        0        0
NEWMONT MNG CORP               COMMON STOCK     651639106       80     1777 SH       OTHER                  1777        0        0
NEWS CORP INC-A                COMMON STOCK     65248E104       23     1054 SH       DEFINED                  36        0     1018
NIKE INC-CLASS B               COMMON STOCK     654106103     1035    10456 SH       DEFINED                8751        0     1705
NIKE INC-CLASS B               COMMON STOCK     654106103      177     1785 SH       OTHER                  1785        0        0
NISOURCE INC                   COMMON STOCK     65473P105       24      987 SH       DEFINED                 987        0        0
NORDSTROM INC                  COMMON STOCK     655664100       83     1689 SH       DEFINED                   0        0     1689
NORFOLK SOUTHERN CORP          COMMON STOCK     655844108     1017    20227 SH       DEFINED               19244        0      983
NORFOLK SOUTHERN CORP          COMMON STOCK     655844108      860    17097 SH       OTHER                 17097        0        0
NORTH EUROPEAN OIL RTY TRUST   COMMON STOCK     659310106      101     2700 SH       DEFINED                2700        0        0
NORTHERN TR CORP               COMMON STOCK     665859104       79     1300 SH       DEFINED                1300        0        0
NORTHROP GRUMMAN CORP          COMMON STOCK     666807102        2       35 SH       DEFINED                  35        0        0
NORTHWEST C-CW07               COMMON STOCK     668074115        4      363 SH       DEFINED                 363        0        0
NORTHWESTERN CORP              COMMON STOCK     668074305        7      189 SH       DEFINED                 189        0        0
NORTHWESTERN CORP              COMMON STOCK     668074305       13      355 SH       OTHER                   355        0        0
NUCOR CORP                     COMMON STOCK     670346105       43      790 SH       DEFINED                 400        0      390
NVIDIA CORP                    COMMON STOCK     67066G104       51     1385 SH       DEFINED                   0        0     1385
OCCIDENTAL PETE CORP           COMMON STOCK     674599105       84     1730 SH       DEFINED                 900        0      830
OFFICE DEPOT INC               COMMON STOCK     676220106       43     1129 SH       DEFINED                 200        0      929
OFFICE DEPOT INC               COMMON STOCK     676220106       17      450 SH       OTHER                   450        0        0
OLIN CORP                      COMMON STOCK     680665205       10      600 SH       OTHER                   600        0        0
OMNICOM GROUP                  COMMON STOCK     681919106      180     1719 SH       DEFINED                1405        0      314
OMNICOM GROUP                  COMMON STOCK     681919106      158     1513 SH       OTHER                  1513        0        0
OMNOVA SOLUTIONS INC           COMMON STOCK     682129101        3      552 SH       OTHER                   552        0        0
ONEOK INC                      COMMON STOCK     682680103      189     4380 SH       DEFINED                4380        0        0
OPENWAVE SYSTEMS INC           COMMON STOCK     683718308        8      833 SH       OTHER                   833        0        0
ORACLE CORPORATION             COMMON STOCK     68389X105      355    20718 SH       DEFINED               15702        0     5016
ORACLE CORPORATION             COMMON STOCK     68389X105       33     1925 SH       OTHER                  1925        0        0
PACCAR INC                     COMMON STOCK     693718108       44      674 SH       DEFINED                   0        0      674
PALL CORP                      COMMON STOCK     696429307       28      800 SH       OTHER                   800        0        0
PAPA JOHNS INTL INC            COMMON STOCK     698813102        3      108 SH       DEFINED                 108        0        0
PARKER HANNIFIN CORP           COMMON STOCK     701094104      185     2400 SH       DEFINED                2400        0        0
PARKER HANNIFIN CORP           COMMON STOCK     701094104       52      675 SH       OTHER                   675        0        0
PATTERSON-UTI ENERGY INC       COMMON STOCK     703481101        6      250 SH       OTHER                   250        0        0
PAYCHEX INC                    COMMON STOCK     704326107       97     2450 SH       DEFINED                   0        0     2450
PC-TEL INC                     COMMON STOCK     69325Q105       12     1300 SH       OTHER                  1300        0        0
PEABODY ENERGY CORP            COMMON STOCK     704549104       32      800 SH       OTHER                   800        0        0
PENN VIRGINIA RESOURCE PARTN   COMMON STOCK     707884102       42     1600 SH       DEFINED                1600        0        0
PENN VIRGINIA RESOURCE PARTN   COMMON STOCK     707884102       18      700 SH       OTHER                   700        0        0
PENNEY J C CO                  COMMON STOCK     708160106      485     6266 SH       DEFINED                5972        0      294
PENNEY J C CO                  COMMON STOCK     708160106      328     4240 SH       OTHER                  4240        0        0
PEOPLES ENERGY CORP            COMMON STOCK     711030106        8      181 SH       DEFINED                 181        0        0
PEOPLES ENERGY CORP            COMMON STOCK     711030106       28      625 SH       OTHER                   625        0        0
PEPCO HOLDINGS INC             COMMON STOCK     713291102       62     2388 SH       DEFINED                2388        0        0
PEPCO HOLDINGS INC             COMMON STOCK     713291102       13      500 SH       OTHER                   500        0        0
PEPSI BOTTLING GROUP INC       COMMON STOCK     713409100       15      500 SH       DEFINED                 500        0        0
PEPSIAMERICAS INC              COMMON STOCK     71343P200        6      264 SH       DEFINED                 264        0        0
PEPSIAMERICAS INC              COMMON STOCK     71343P200       50     2400 SH       OTHER                  2400        0        0
PEPSICO INC                    COMMON STOCK     713448108     7011   112089 SH       DEFINED              100269        0    11820
PEPSICO INC                    COMMON STOCK     713448108     1985    31740 SH       OTHER                 31740        0        0
PFIZER INC                     COMMON STOCK     717081103     6999   270234 SH       DEFINED              254659        0    15575
PFIZER INC                     COMMON STOCK     717081103     4798   185252 SH       OTHER                185252        0        0
PG & E CORP                    COMMON STOCK     69331C108      511    10796 SH       DEFINED               10796        0        0
PG & E CORP                    COMMON STOCK     69331C108       49     1025 SH       OTHER                  1025        0        0
PHELPS DODGE CORP              COMMON STOCK     717265102       71      589 SH       DEFINED                 150        0      439
PHELPS DODGE CORP              COMMON STOCK     717265102       24      200 SH       OTHER                   200        0        0
PHH CORP                       COMMON STOCK     693320202        1       35 SH       DEFINED                  35        0        0
PHH CORP                       COMMON STOCK     693320202        1       50 SH       OTHER                    50        0        0
PHOENIX COMPANIES INC          COMMON STOCK     71902E109        0       18 SH       OTHER                    18        0        0
PIEDMONT NATURAL GAS INC       COMMON STOCK     720186105       27     1000 SH       DEFINED                1000        0        0
PIEDMONT NATURAL GAS INC       COMMON STOCK     720186105      107     4000 SH       OTHER                  4000        0        0
PIER 1 IMPORTS INC             COMMON STOCK     720279108       61    10225 SH       OTHER                 10225        0        0
PINNACLE WEST CAP CORP         COMMON STOCK     723484101       51     1000 SH       OTHER                  1000        0        0
PITNEY BOWES INC               COMMON STOCK     724479100       46     1000 SH       OTHER                  1000        0        0
PLUM CREEK TIMBER CO INC       COMMON STOCK     729251108      505    12661 SH       DEFINED               12661        0        0
PLUM CREEK TIMBER CO INC       COMMON STOCK     729251108       18      464 SH       OTHER                   464        0        0
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105      421     5686 SH       DEFINED                5366        0      320
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105       96     1300 SH       OTHER                  1300        0        0
POLYCOM INC                    COMMON STOCK     73172K104       15      488 SH       DEFINED                 488        0        0
PORTLAND GENERAL ELECTRIC CO   COMMON STOCK     736508847       27     1000 SH       OTHER                  1000        0        0
POWERSHARES GLOBAL WATER PT    COMMON STOCK     73935X575       13      700 SH       DEFINED                 700        0        0
PPG INDS INC                   COMMON STOCK     693506107      302     4700 SH       DEFINED                4700        0        0
PRAXAIR INC                    COMMON STOCK     74005P104      420     7080 SH       DEFINED                4660        0     2420
PRECISION CASTPARTS CORP       COMMON STOCK     740189105       19      248 SH       DEFINED                   0        0      248
PRECISION DR-W/I               COMMON STOCK     740215108       19      800 SH       OTHER                   800        0        0
PRINCIPAL FINANCIAL GROUP      COMMON STOCK     74251V102       61     1047 SH       DEFINED                 349        0      698
PRINCIPAL FINANCIAL GROUP      COMMON STOCK     74251V102       26      450 SH       OTHER                   450        0        0
PROASSURANCE CORP              COMMON STOCK     74267C106      121     2428 SH       DEFINED                2428        0        0
PROCTER & GAMBLE CO            COMMON STOCK     742718109     7563   117670 SH       DEFINED              116272        0     1398
PROCTER & GAMBLE CO            COMMON STOCK     742718109     3273    50918 SH       OTHER                 50918        0        0
PROGRESS ENERGY INC            COMMON STOCK     743263105      307     6248 SH       DEFINED                6248        0        0
PROGRESS ENERGY INC            COMMON STOCK     743263105      237     4839 SH       OTHER                  4839        0        0
PRUDENTIAL FINL INC            COMMON STOCK     744320102       51      597 SH       DEFINED                 597        0        0
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK     744573106      216     3258 SH       DEFINED                3258        0        0
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK     744573106       29      433 SH       OTHER                   433        0        0
PULTE HOMES INC                COMMON STOCK     745867101        7      200 SH       DEFINED                 200        0        0
QUALCOMM INC                   COMMON STOCK     747525103     1685    44591 SH       DEFINED               34361        0    10230
QUALCOMM INC                   COMMON STOCK     747525103      281     7441 SH       OTHER                  7441        0        0
QUEST DIAGNOSTICS INC          COMMON STOCK     74834L100       18      335 SH       DEFINED                   0        0      335
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109       42     5032 SH       DEFINED                1431        0     3601
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109       38     4549 SH       OTHER                  4549        0        0
RADIAN GROUP INC               COMMON STOCK     750236101       84     1554 SH       DEFINED                1554        0        0
RAYONIER INC                   COMMON STOCK     754907103        4      100 SH       DEFINED                 100        0        0
RAYONIER INC                   COMMON STOCK     754907103       21      500 SH       OTHER                   500        0        0
RAYTHEON COMPANY               COMMON STOCK     755111507     1153    21832 SH       DEFINED               21297        0      535
RAYTHEON COMPANY               COMMON STOCK     755111507     1173    22210 SH       OTHER                 22210        0        0
REALOGY CORP                   COMMON STOCK     75605E100        5      175 SH       DEFINED                 175        0        0
REGIONS FINANCIAL CORP NEW     COMMON STOCK     7591EP100     5206   139187 SH       DEFINED              134650        0     4537
REGIONS FINANCIAL CORP NEW     COMMON STOCK     7591EP100     7138   190851 SH       OTHER                190851        0        0
RELIANT ENERGY, INC.           COMMON STOCK     75952B105        7      473 SH       DEFINED                 473        0        0
REYNOLDS AMERICA               COMMON STOCK     761713106       50      770 SH       DEFINED                 282        0      488
REYNOLDS AMERICA               COMMON STOCK     761713106       22      330 SH       OTHER                   330        0        0
ROHM & HAAS CO                 COMMON STOCK     775371107       36      702 SH       DEFINED                 702        0        0
ROYAL GOLD INC                 COMMON STOCK     780287108       29      800 SH       OTHER                   800        0        0
RUBY TUESDAY INC               COMMON STOCK     781182100      168     6122 SH       DEFINED                6122        0        0
SAFECO CORP                    COMMON STOCK     786429100      455     7270 SH       DEFINED                7270        0        0
SAFEGUARD SCIENTIFICS INC      COMMON STOCK     786449108        6     2600 SH       DEFINED                2600        0        0
SAKS INC                       COMMON STOCK     79377W108        4      200 SH       DEFINED                 200        0        0
SALLY BEAUTY CO-W/I            COMMON STOCK     79546E104       46     5850 SH       DEFINED                5850        0        0
SALLY BEAUTY CO-W/I            COMMON STOCK     79546E104       21     2750 SH       OTHER                  2750        0        0
SAN JUAN BASIN ROYALTY TRUST   COMMON STOCK     798241105      329    10000 SH       OTHER                 10000        0        0
SANDISK CORP                   COMMON STOCK     80004C101       56     1308 SH       DEFINED                   0        0     1308
SANTARUS INC                   COMMON STOCK     802817304        6      790 SH       DEFINED                   0        0      790
SCANA CORP                     COMMON STOCK     80589M102       37      900 SH       DEFINED                 900        0        0
SCHERING PLOUGH CORP           COMMON STOCK     806605101     1155    48859 SH       DEFINED               48859        0        0
SCHERING PLOUGH CORP           COMMON STOCK     806605101     1282    54228 SH       OTHER                 54228        0        0
SCOTTS CO CL A                 COMMON STOCK     810186106       77     1500 SH       DEFINED                1500        0        0
SCOTTS CO CL A                 COMMON STOCK     810186106       57     1100 SH       OTHER                  1100        0        0
SEALED AIR CORP NEW            COMMON STOCK     81211K100       19      285 SH       DEFINED                 285        0        0
SEI INVESTMENTS COMPANY        COMMON STOCK     784117103       71     1200 SH       DEFINED                1200        0        0
SEMPRA ENERGY                  COMMON STOCK     816851109       13      228 SH       DEFINED                 228        0        0
SERVICEMASTER CO               COMMON STOCK     81760N109       14     1065 SH       DEFINED                1065        0        0
SERVICEMASTER CO               COMMON STOCK     81760N109        5      400 SH       OTHER                   400        0        0
SIGMA ALDRICH CORP             COMMON STOCK     826552101       67      860 SH       DEFINED                 860        0        0
SIGMA ALDRICH CORP             COMMON STOCK     826552101       16      200 SH       OTHER                   200        0        0
SLM CORP                       COMMON STOCK     78442P106       56     1150 SH       DEFINED                1150        0        0
SNAP ON INC                    COMMON STOCK     833034101       57     1200 SH       DEFINED                1200        0        0
SOUTHERN COMPANY               COMMON STOCK     842587107      523    14191 SH       DEFINED               14191        0        0
SOUTHERN COMPANY               COMMON STOCK     842587107      150     4080 SH       OTHER                  4080        0        0
SOUTHERN UN CO NEW             COMMON STOCK     844030106       42     1500 SH       DEFINED                1500        0        0
SOVEREIGN BANCORP INC          COMMON STOCK     845905108       82     3240 SH       DEFINED                   0        0     3240
SPRINT NEXTEL CORP             COMMON STOCK     852061100      259    13724 SH       DEFINED                7915        0     5809
SPRINT NEXTEL CORP             COMMON STOCK     852061100      129     6834 SH       OTHER                  6834        0        0
SPSS INC                       COMMON STOCK     78462K102       37     1242 SH       DEFINED                1242        0        0
ST JUDE MEDICAL INC            COMMON STOCK     790849103       15      400 SH       DEFINED                 400        0        0
STANDARD & POORS DEP RECEIPT   COMMON STOCK     78462F103     5985    42259 SH       DEFINED               42259        0        0
STANDARD & POORS DEP RECEIPT   COMMON STOCK     78462F103     1956    13812 SH       OTHER                 13812        0        0
STAPLES INC                    COMMON STOCK     855030102      185     6934 SH       DEFINED                4250        0     2684
STAPLES INC                    COMMON STOCK     855030102       28     1050 SH       OTHER                  1050        0        0
STARBUCKS CORP                 COMMON STOCK     855244109      162     4578 SH       DEFINED                1770        0     2808
STARWOOD HOTELS & RESORTS WORL COMMON STOCK     85590A401       19      300 SH       DEFINED                 300        0        0
STARWOOD HOTELS & RESORTS WORL COMMON STOCK     85590A401       15      245 SH       OTHER                   245        0        0
STATE AUTO FINL CORP           COMMON STOCK     855707105       26      750 SH       DEFINED                 750        0        0
STATE STREET CORP              COMMON STOCK     857477103       53      785 SH       DEFINED                 290        0      495
STATE STREET CORP              COMMON STOCK     857477103        7      100 SH       OTHER                   100        0        0
STATION CASINOS INC            COMMON STOCK     857689103       45      550 SH       OTHER                   550        0        0
STEAK N SHAKE COMPANY          COMMON STOCK     857873103       35     2000 SH       DEFINED                2000        0        0
STREET TRACKS MORGAN STANLEY T COMMON STOCK     86330E703       28      500 SH       OTHER                   500        0        0
STREETTRACKS DJ WILSHIRE TOT   COMMON STOCK     86330E885      347     3410 SH       DEFINED                3410        0        0
STREETTRACKS DJ WILSHIRE TOT   COMMON STOCK     86330E885      240     2355 SH       OTHER                  2355        0        0
STRYKER CORP                   COMMON STOCK     863667101       31      569 SH       DEFINED                 569        0        0
STRYKER CORP                   COMMON STOCK     863667101       39      700 SH       OTHER                   700        0        0
SUN MICROSYSTEMS INC           COMMON STOCK     866810104        6     1052 SH       DEFINED                1052        0        0
SUN MICROSYSTEMS INC           COMMON STOCK     866810104       27     5000 SH       OTHER                  5000        0        0
SUNTRUST BANKS INC             COMMON STOCK     867914103     8861   104923 SH       DEFINED              104923        0        0
SUNTRUST BANKS INC             COMMON STOCK     867914103     2090    24750 SH       OTHER                 24750        0        0
SUPERVALU INC                  COMMON STOCK     868536103       57     1600 SH       DEFINED                1600        0        0
SYMANTEC CORPORATION           COMMON STOCK     871503108       35     1700 SH       DEFINED                1700        0        0
SYSCO CORP                     COMMON STOCK     871829107      449    12219 SH       DEFINED               12219        0        0
SYSCO CORP                     COMMON STOCK     871829107       80     2180 SH       OTHER                  2180        0        0
S1 CORPORATION                 COMMON STOCK     78463B101        2      330 SH       DEFINED                 330        0        0
TARGET CORP                    COMMON STOCK     87612E106      564     9879 SH       DEFINED                9530        0      349
TARGET CORP                    COMMON STOCK     87612E106      216     3780 SH       OTHER                  3780        0        0
TECHNOLOGY SELECT SECTOR SPDR  COMMON STOCK     81369Y803      420    18064 SH       DEFINED               18064        0        0
TECHNOLOGY SELECT SECTOR SPDR  COMMON STOCK     81369Y803      144     6204 SH       OTHER                  6204        0        0
TECO ENERGY INC                COMMON STOCK     872375100       71     4100 SH       DEFINED                4100        0        0
TELEPHONE & D-WI               COMMON STOCK     879433860        7      150 SH       DEFINED                 150        0        0
TELEPHONE & DATA SYSTEMS INC   COMMON STOCK     879433100        8      150 SH       DEFINED                 150        0        0
TELLABS INC                    COMMON STOCK     879664100      181    17625 SH       DEFINED               17625        0        0
TELLABS INC                    COMMON STOCK     879664100        8      800 SH       OTHER                   800        0        0
TEXAS INSTRUMENTS INC          COMMON STOCK     882508104      955    33149 SH       DEFINED               31236        0     1913
TEXAS INSTRUMENTS INC          COMMON STOCK     882508104      991    34405 SH       OTHER                 34405        0        0
TEXTRON INC                    COMMON STOCK     883203101      244     2600 SH       DEFINED                2600        0        0
TEXTRON INC                    COMMON STOCK     883203101      102     1090 SH       OTHER                  1090        0        0
THE HERSHEY COMPANY            COMMON STOCK     427866108       22      450 SH       DEFINED                 450        0        0
THE HERSHEY COMPANY            COMMON STOCK     427866108      189     3800 SH       OTHER                  3800        0        0
THE ST PAUL TRAVELERS COMPANIE COMMON STOCK     792860108      108     2016 SH       DEFINED                 975        0     1041
THE ST PAUL TRAVELERS COMPANIE COMMON STOCK     792860108        5      100 SH       OTHER                   100        0        0
THERMO FISHER SCIENTIFIC INC   COMMON STOCK     883556102     1186    26180 SH       DEFINED               23610        0     2570
THERMO FISHER SCIENTIFIC INC   COMMON STOCK     883556102      280     6190 SH       OTHER                  6190        0        0
THOR INDUSTRIES INC            COMMON STOCK     885160101        8      173 SH       DEFINED                 173        0        0
THORNBURG MTG ASSET CORP       COMMON STOCK     885218107       19      775 SH       DEFINED                 775        0        0
TIM HORTONS INC                COMMON STOCK     88706M103       29     1014 SH       DEFINED                1014        0        0
TIM HORTONS INC                COMMON STOCK     88706M103       11      371 SH       OTHER                   371        0        0
TIME WARNER INC NEW            COMMON STOCK     887317105       60     2756 SH       DEFINED                2756        0        0
TIME WARNER INC NEW            COMMON STOCK     887317105        4      200 SH       OTHER                   200        0        0
TODCO-A                        COMMON STOCK     88889T107       17      500 SH       OTHER                   500        0        0
TORCHMARK CORP                 COMMON STOCK     891027104      363     5700 SH       DEFINED                5700        0        0
TRACTOR SUPPLY CO              COMMON STOCK     892356106      358     8000 SH       OTHER                  8000        0        0
TRI CONTINENTAL CORPORATION    COMMON STOCK     895436103      237    10606 SH       DEFINED               10606        0        0
TRIAD HOSPS INC                COMMON STOCK     89579K109        1       16 SH       DEFINED                  16        0        0
TRIBUNE CO                     COMMON STOCK     896047107        4      119 SH       DEFINED                 119        0        0
TRINITY INDUSTRIES INC         COMMON STOCK     896522109      253     7200 SH       OTHER                  7200        0        0
TRUSTCO BK CORP NY             COMMON STOCK     898349105       18     1625 SH       DEFINED                1625        0        0
TXU CORP                       COMMON STOCK     873168108      173     3198 SH       DEFINED                2268        0      930
TXU CORP                       COMMON STOCK     873168108      167     3076 SH       OTHER                  3076        0        0
TYCO INTERNATIONAL LTD         COMMON STOCK     902124106      258     8473 SH       DEFINED                6438        0     2035
TYCO INTERNATIONAL LTD         COMMON STOCK     902124106        8      250 SH       OTHER                   250        0        0
TYSON FOODS INC CLASS A        COMMON STOCK     902494103        3      166 SH       DEFINED                 166        0        0
U S XPRESS ENTERPRISES INC     COMMON STOCK     90338N103        5      300 SH       OTHER                   300        0        0
UNION PAC CORP                 COMMON STOCK     907818108      411     4465 SH       DEFINED                4465        0        0
UNION PAC CORP                 COMMON STOCK     907818108       89      966 SH       OTHER                   966        0        0
UNITED PARCEL SERVICE-CLASS B  COMMON STOCK     911312106      295     3930 SH       DEFINED                3515        0      415
UNITED PARCEL SERVICE-CLASS B  COMMON STOCK     911312106       58      775 SH       OTHER                   775        0        0
UNITED STATES STEEL CORP       COMMON STOCK     912909108      108     1480 SH       DEFINED                1000        0      480
UNITED STATES STEEL CORP       COMMON STOCK     912909108       91     1250 SH       OTHER                  1250        0        0
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109     6890   110208 SH       DEFINED              109843        0      365
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109      541     8647 SH       OTHER                  8647        0        0
UNITEDHEALTH GROUP INC         COMMON STOCK     91324P102      301     5593 SH       DEFINED                2620        0     2973
UNITEDHEALTH GROUP INC         COMMON STOCK     91324P102      429     7990 SH       OTHER                  7990        0        0
UNIVERSAL CORP VA              COMMON STOCK     913456109       78     1600 SH       DEFINED                1600        0        0
UNIVERSAL CORP VA              COMMON STOCK     913456109       63     1280 SH       OTHER                  1280        0        0
UNIVERSAL FOREST PRODUCTS INC  COMMON STOCK     913543104      307     6594 SH       DEFINED                6594        0        0
UNUMPROVIDENT CORP             COMMON STOCK     91529Y106        5      250 SH       DEFINED                 250        0        0
UNUMPROVIDENT CORP             COMMON STOCK     91529Y106       61     2950 SH       OTHER                  2950        0        0
URBAN OUTFITTERS INC           COMMON STOCK     917047102       23     1000 SH       OTHER                  1000        0        0
US BANCORP NEW                 COMMON STOCK     902973304       66     1837 SH       DEFINED                 230        0     1607
US BANCORP NEW                 COMMON STOCK     902973304       11      300 SH       OTHER                   300        0        0
US PHYSICAL THERAPY INC        COMMON STOCK     90337L108       98     8000 SH       DEFINED                8000        0        0
UST INC                        COMMON STOCK     902911106      620    10657 SH       DEFINED                7572        0     3085
UTILITIES SELECT SECTOR SPDR   COMMON STOCK     81369Y886     2443    66517 SH       DEFINED               58137        0     8380
UTILITIES SELECT SECTOR SPDR   COMMON STOCK     81369Y886      524    14262 SH       OTHER                 14262        0        0
VALERO ENERGY CORP             COMMON STOCK     91913Y100       38      742 SH       DEFINED                   0        0      742
VALERO ENERGY CORP             COMMON STOCK     91913Y100       27      520 SH       OTHER                   520        0        0
VALERO LP                      COMMON STOCK     91913W104        6      100 SH       DEFINED                 100        0        0
VALERO LP                      COMMON STOCK     91913W104       33      600 SH       OTHER                   600        0        0
VALMONT INDS INC COM           COMMON STOCK     920253101      312     5615 SH       DEFINED                5615        0        0
VANGUARD CONSUMER DISCRETIONAR COMMON STOCK     92204A108       33      536 SH       DEFINED                 536        0        0
VANGUARD EMERGING MKTS ETF     COMMON STOCK     922042858      397     5135 SH       DEFINED                5135        0        0
VANGUARD EMERGING MKTS ETF     COMMON STOCK     922042858      580     7500 SH       OTHER                  7500        0        0
VANGUARD LARGE-CAP ETF         COMMON STOCK     922908637      695    11039 SH       DEFINED               11039        0        0
VANGUARD SMALL CAP GROWTH ETF  COMMON STOCK     922908595      123     1883 SH       DEFINED                1883        0        0
VANGUARD SMALL CAP VALUE ETF   COMMON STOCK     922908611      388     5458 SH       DEFINED                5458        0        0
VANGUARD SMALL CAP VALUE ETF   COMMON STOCK     922908611       93     1311 SH       OTHER                  1311        0        0
VANGUARD TOTAL STCK MK ETF     COMMON STOCK     922908769      266     1898 SH       DEFINED                1898        0        0
VECTREN CORP                   COMMON STOCK     92240G101       39     1391 SH       DEFINED                1391        0        0
VECTREN CORP                   COMMON STOCK     92240G101        8      300 SH       OTHER                   300        0        0
VENTANA MED SYS INC            COMMON STOCK     92276H106       65     1500 SH       OTHER                  1500        0        0
VERISIGN INC                   COMMON STOCK     92343E102       24     1005 SH       DEFINED                   0        0     1005
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104     2854    76643 SH       DEFINED               74401        0     2242
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104     1523    40900 SH       OTHER                 40900        0        0
VERTRUE INC                    COMMON STOCK     92534N101      323     8398 SH       DEFINED                8398        0        0
VIACOM INC-B W/I               COMMON STOCK     92553P201       36      868 SH       DEFINED                 868        0        0
VIACOM INC-B W/I               COMMON STOCK     92553P201        3       68 SH       OTHER                    68        0        0
VILLAGE BANK & TRUST FINACIAL  COMMON STOCK     92705T101       14     1000 SH       DEFINED                1000        0        0
VIRGINIA FINANCIAL             COMMON STOCK     927810101       48     1731 SH       DEFINED                1731        0        0
VIRGINIA FINANCIAL             COMMON STOCK     927810101       13      450 SH       OTHER                   450        0        0
VISTEON CORP                   COMMON STOCK     92839U107        2      235 SH       OTHER                   235        0        0
VULCAN MATLS CO                COMMON STOCK     929160109      788     8766 SH       DEFINED                8766        0        0
VULCAN MATLS CO                COMMON STOCK     929160109    14252   158586 SH       OTHER                158586        0        0
W P S RESOURCES CORP           COMMON STOCK     92931B106       81     1500 SH       OTHER                  1500        0        0
WACHOVIA CORP                  COMMON STOCK     929903102     1982    34808 SH       DEFINED               33498        0     1310
WACHOVIA CORP                  COMMON STOCK     929903102      806    14150 SH       OTHER                 14150        0        0
WADDELL & REED FINL INC        COMMON STOCK     930059100       24      870 SH       DEFINED                 870        0        0
WAL MART STORES INC            COMMON STOCK     931142103     4428    95880 SH       DEFINED               90334        0     5546
WAL MART STORES INC            COMMON STOCK     931142103     1524    32995 SH       OTHER                 32995        0        0
WALGREEN CO                    COMMON STOCK     931422109     1990    43370 SH       DEFINED               40246        0     3124
WALGREEN CO                    COMMON STOCK     931422109     4603   100302 SH       OTHER                100302        0        0
WASHINGTON FEDERAL INC         COMMON STOCK     938824109      189     8052 SH       OTHER                  8052        0        0
WASHINGTON MUTUAL INC          COMMON STOCK     939322103      508    11165 SH       DEFINED                7140        0     4025
WASHINGTON MUTUAL INC          COMMON STOCK     939322103      114     2500 SH       OTHER                  2500        0        0
WASTE MANAGEMENT INTERNATIONAL COMMON STOCK     94106L109      242     6595 SH       DEFINED                6595        0        0
WASTE MANAGEMENT INTERNATIONAL COMMON STOCK     94106L109      238     6475 SH       OTHER                  6475        0        0
WEIGHT WATCHERS INTL INC       COMMON STOCK     948626106        3       60 SH       DEFINED                  60        0        0
WEIS MARKETS INC               COMMON STOCK     948849104       24      600 SH       DEFINED                 600        0        0
WELLCARE HEALTH PLANS, INC.    COMMON STOCK     94946T106       69     1000 SH       OTHER                  1000        0        0
WELLPOINT INC                  COMMON STOCK     94973V107      525     6675 SH       DEFINED                5325        0     1350
WELLPOINT INC                  COMMON STOCK     94973V107       55      700 SH       OTHER                   700        0        0
WELLS FARGO & CO               COMMON STOCK     949746101    11039   310446 SH       DEFINED              288376        0    22070
WELLS FARGO & CO               COMMON STOCK     949746101     1731    48666 SH       OTHER                 48666        0        0
WENDYS INTERNATIONAL INC       COMMON STOCK     950590109       39     1170 SH       DEFINED                1170        0        0
WENDYS INTERNATIONAL INC       COMMON STOCK     950590109       73     2200 SH       OTHER                  2200        0        0
WESCO INTERNATIONAL INC        COMMON STOCK     95082P105        9      151 SH       DEFINED                 151        0        0
WESTAR ENERGY INC              COMMON STOCK     95709T100       17      669 SH       DEFINED                 669        0        0
WESTERN UNION-WI               COMMON STOCK     959802109      740    32994 SH       DEFINED               32994        0        0
WESTERN UNION-WI               COMMON STOCK     959802109       27     1200 SH       OTHER                  1200        0        0
WEYERHAEUSER CO                COMMON STOCK     962166104      487     6888 SH       DEFINED                6888        0        0
WEYERHAEUSER CO                COMMON STOCK     962166104      169     2390 SH       OTHER                  2390        0        0
WGL HLDGS INC                  COMMON STOCK     92924F106        7      200 SH       DEFINED                 200        0        0
WHIRLPOOL CORP                 COMMON STOCK     963320106      695     8377 SH       OTHER                  8377        0        0
WHOLE FOODS MKT INC            COMMON STOCK     966837106       68     1455 SH       DEFINED                 200        0     1255
WILLIAMS COS INC               COMMON STOCK     969457100       20      765 SH       DEFINED                 765        0        0
WINDSTREAM CORP                COMMON STOCK     97381W104       43     3018 SH       DEFINED                3018        0        0
WINDSTREAM CORP                COMMON STOCK     97381W104       30     2138 SH       OTHER                  2138        0        0
WISCONSIN ENERGY CORP          COMMON STOCK     976657106       19      400 SH       DEFINED                 400        0        0
WORLD ACCEPTANCE CORP          COMMON STOCK     981419104        5      103 SH       DEFINED                 103        0        0
WRIGHT MEDICAL GROUP INC       COMMON STOCK     98235T107       23     1000 SH       DEFINED                1000        0        0
WRIGLEY WM JR CO               COMMON STOCK     982526105       71     1373 SH       DEFINED                 700        0      673
WRIGLEY WM JR CO               COMMON STOCK     982526105      184     3550 SH       OTHER                  3550        0        0
WYETH                          COMMON STOCK     983024100     1692    33219 SH       DEFINED               31159        0     2060
WYETH                          COMMON STOCK     983024100      430     8450 SH       OTHER                  8450        0        0
WYNDHAM WORL-W/I               COMMON STOCK     98310W108      141     4410 SH       DEFINED                4410        0        0
WYNDHAM WORL-W/I               COMMON STOCK     98310W108       69     2160 SH       OTHER                  2160        0        0
XCEL ENERGY INC                COMMON STOCK     98389B100       14      600 SH       DEFINED                 600        0        0
XCEL ENERGY INC                COMMON STOCK     98389B100        6      250 SH       OTHER                   250        0        0
XEROX CORP                     COMMON STOCK     984121103        8      450 SH       DEFINED                 450        0        0
XTO ENERGY INC                 COMMON STOCK     98385X106       22      473 SH       DEFINED                   0        0      473
XTO ENERGY INC                 COMMON STOCK     98385X106       28      600 SH       OTHER                   600        0        0
YAHOO INC                      COMMON STOCK     984332106       16      616 SH       DEFINED                   0        0      616
YANKEE CANDLE INC              COMMON STOCK     984757104       11      335 SH       DEFINED                 335        0        0
YUM! BRANDS INC                COMMON STOCK     988498101      147     2500 SH       DEFINED                2500        0        0
YUM! BRANDS INC                COMMON STOCK     988498101       35      600 SH       OTHER                   600        0        0
ZEBRA TECHNOLOGIES CORP        COMMON STOCK     989207105       22      625 SH       DEFINED                 625        0        0
ZIMMER HLDGS INC               COMMON STOCK     98956P102      753     9606 SH       DEFINED                7626        0     1980
ZIMMER HLDGS INC               COMMON STOCK     98956P102      749     9555 SH       OTHER                  9555        0        0
3COM CORP                      COMMON STOCK     885535104        1      300 SH       DEFINED                 300        0        0
3COM CORP                      COMMON STOCK     885535104       21     5000 SH       OTHER                  5000        0        0
3M CO                          COMMON STOCK     88579Y101     3170    40680 SH       DEFINED               37745        0     2935
3M CO                          COMMON STOCK     88579Y101     4691    60200 SH       OTHER                 60200        0        0
ACCENTURE LTD CL A             COMMON STOCK     G1150G111       31      826 SH       DEFINED                   0        0      826
AEGON NV                       COMMON STOCK     007924103      224    11824 SH       DEFINED               11824        0        0
AEGON NV                       COMMON STOCK     007924103       13      678 SH       OTHER                   678        0        0
AGNICO EAGLE MINES LTD         COMMON STOCK     008474108       16      400 SH       DEFINED                 400        0        0
AGNICO EAGLE MINES LTD         COMMON STOCK     008474108       41     1000 SH       OTHER                  1000        0        0
ALCATEL-LUCENT SPONS ADR       COMMON STOCK     013904305        6      391 SH       DEFINED                 391        0        0
ALCATEL-LUCENT SPONS ADR       COMMON STOCK     013904305        1       92 SH       OTHER                    92        0        0
AMERICA MOVIL S.A.B. DE C.V. A COMMON STOCK     02364W105       47     1032 SH       DEFINED                   0        0     1032
AMERICA MOVIL S.A.B. DE C.V. A COMMON STOCK     02364W105       81     1800 SH       OTHER                  1800        0        0
ANGLO AMERN PLC ADR            COMMON STOCK     03485P102       38     1568 SH       DEFINED                   0        0     1568
ASTRAZENECA PLC ADR            COMMON STOCK     046353108        4       75 SH       DEFINED                  75        0        0
BALLARD POWER SYSTEMS INC      COMMON STOCK     05858H104       11     2000 SH       DEFINED                2000        0        0
BANCO SANTANDER CENT HISPANO S COMMON STOCK     05964H105       91     4896 SH       OTHER                  4896        0        0
BANCOLOMBIA ADR                COMMON STOCK     05968L102       62     2000 SH       OTHER                  2000        0        0
BARCLAYS PLC ADR               COMMON STOCK     06738E204       23      390 SH       DEFINED                 390        0        0
BARCLAYS PLC ADR               COMMON STOCK     06738E204       12      200 SH       OTHER                   200        0        0
BARRICK GOLD CORP              COMMON STOCK     067901108      108     3516 SH       DEFINED                3516        0        0
BCE INC                        COMMON STOCK     05534B760       99     3660 SH       DEFINED                3660        0        0
BHP BILLITON LTD ADR           COMMON STOCK     088606108       56     1400 SH       DEFINED                1400        0        0
BP AMOCO PLC ADR               COMMON STOCK     055622104     3630    54102 SH       DEFINED               51098        0     3004
BP AMOCO PLC ADR               COMMON STOCK     055622104     1454    21664 SH       OTHER                 21664        0        0
BRITISH AMERN TOB PLC SPNS ADR COMMON STOCK     110448107       39      692 SH       DEFINED                 242        0      450
CADBURY SCHWEPPES PLC-ADR      COMMON STOCK     127209302        6      150 SH       OTHER                   150        0        0
CANON INC SPONS ADR            COMMON STOCK     138006309       20      360 SH       DEFINED                 360        0        0
CARNIVAL CORP                  COMMON STOCK     143658300       10      200 SH       DEFINED                 200        0        0
CHINA PETE & CHEM CORP ADR     COMMON STOCK     16941R108       19      200 SH       OTHER                   200        0        0
COOPER INDUSTRIES LTD-CL A     COMMON STOCK     G24182100       90     1000 SH       DEFINED                1000        0        0
COOPER INDUSTRIES LTD-CL A     COMMON STOCK     G24182100       81      900 SH       OTHER                   900        0        0
DAIMLERCHRYSLER AG ORD         COMMON STOCK     D1668R123       31      500 SH       OTHER                   500        0        0
DELHAIZE GROUP ADR             COMMON STOCK     29759W101       10      125 SH       DEFINED                 125        0        0
DIAGEO PLC ADR                 COMMON STOCK     25243Q205        6       75 SH       DEFINED                  75        0        0
DRDGOLD LTD-SPONSORED ADR      COMMON STOCK     26152H103        5     5000 SH       OTHER                  5000        0        0
E ON AG SPONS ADR              COMMON STOCK     268780103       17      370 SH       DEFINED                 370        0        0
EDP - ENERGIAS DE PORTUGAL,S.A COMMON STOCK     268353109       19      370 SH       OTHER                   370        0        0
ELAN PLC SPONSORED ADR         COMMON STOCK     284131208        7      500 SH       DEFINED                 500        0        0
ENCANA CORP                    COMMON STOCK     292505104       76     1651 SH       DEFINED                 270        0     1381
ERICSSON (LM) TEL SPONS ADR    COMMON STOCK     294821608       93     2300 SH       OTHER                  2300        0        0
FLEXTRONICS INTL LTD           COMMON STOCK     Y2573F102     1812   157877 SH       DEFINED              138367        0    19510
FLEXTRONICS INTL LTD           COMMON STOCK     Y2573F102      376    32775 SH       OTHER                 32775        0        0
FORDING CANADIAN COAL TRUST    COMMON STOCK     345425102       26     1250 SH       OTHER                  1250        0        0
FRONTLINE LTD                  COMMON STOCK     G3682E127       29      900 SH       OTHER                   900        0        0
GALLAHER GROUP PLC SPONSORED A COMMON STOCK     363595109       71      792 SH       DEFINED                 792        0        0
GALLAHER GROUP PLC SPONSORED A COMMON STOCK     363595109       72      800 SH       OTHER                   800        0        0
GLAXO SMITHKLINE SPONSORED ADR COMMON STOCK     37733W105        3       52 SH       DEFINED                  52        0        0
GLAXO SMITHKLINE SPONSORED ADR COMMON STOCK     37733W105     1389    26330 SH       OTHER                 26330        0        0
GLOBALSANTEFE CORP             COMMON STOCK     G3930E101      971    16511 SH       DEFINED               15461        0     1050
GLOBALSANTEFE CORP             COMMON STOCK     G3930E101      188     3197 SH       OTHER                  3197        0        0
GOLDCORP INC                   COMMON STOCK     380956409        3      100 SH       DEFINED                 100        0        0
HARVEST ENERGY-U               COMMON STOCK     41752X101       11      500 SH       OTHER                   500        0        0
HELEN OF TROY LIMITED NEW      COMMON STOCK     G4388N106        8      339 SH       DEFINED                 339        0        0
HONDA MOTOR LTD ADR            COMMON STOCK     438128308       34      850 SH       DEFINED                 850        0        0
HONDA MOTOR LTD ADR            COMMON STOCK     438128308       26      650 SH       OTHER                   650        0        0
HSBC HOLDINGS PLC SPONS ADR    COMMON STOCK     404280406       90      986 SH       DEFINED                 986        0        0
HSBC HOLDINGS PLC SPONS ADR    COMMON STOCK     404280406      148     1613 SH       OTHER                  1613        0        0
HUANENG PWR INTL INC SPONS ADR COMMON STOCK     443304100       11      300 SH       OTHER                   300        0        0
IMPERIAL TOBACCO GROUP PLC SPS COMMON STOCK     453142101       23      285 SH       DEFINED                   0        0      285
INFOSYS TECHNOLOGIES SPONS ADR COMMON STOCK     456788108       33      600 SH       OTHER                   600        0        0
INGERSOLL-RAND CO CL A         COMMON STOCK     G4776G101     5224   133516 SH       DEFINED              122076        0    11440
INGERSOLL-RAND CO CL A         COMMON STOCK     G4776G101     1369    34980 SH       OTHER                 34980        0        0
ISHARES MSCI CANADA INDEX FUND COMMON STOCK     464286509       10      400 SH       DEFINED                 400        0        0
ISHARES MSCI MALAYSIA          COMMON STOCK     464286830       12     1300 SH       DEFINED                1300        0        0
ISHARES MSCI SOUTH KOREA       COMMON STOCK     464286772        9      180 SH       DEFINED                 180        0        0
KONINKLIJKE PHILIPS ELECTRS NV COMMON STOCK     500472303       38     1000 SH       DEFINED                1000        0        0
LANOPTICS LTD                  COMMON STOCK     M6706C103       28     2000 SH       DEFINED                2000        0        0
MANULIFE FINANCIAL CORP        COMMON STOCK     56501R106       11      336 SH       OTHER                   336        0        0
MITTAL STEEL C-A               COMMON STOCK     60684P101        5      121 SH       DEFINED                 121        0        0
NABORS INDUSTRIES LTD          COMMON STOCK     G6359F103       30     1000 SH       DEFINED                1000        0        0
NATIONAL WESTMINSTER BK PLC AD COMMON STOCK     638539700       12      500 SH       DEFINED                 500        0        0
NOBLE CORPORATION              COMMON STOCK     G65422100      327     4300 SH       DEFINED                4300        0        0
NOBLE CORPORATION              COMMON STOCK     G65422100       15      200 SH       OTHER                   200        0        0
NOKIA CORP SPNSD ADR           COMMON STOCK     654902204       67     3300 SH       DEFINED                3300        0        0
NOKIA CORP SPNSD ADR           COMMON STOCK     654902204        7      350 SH       OTHER                   350        0        0
NORTEL NETWORKS CORP           COMMON STOCK     656568508       17      628 SH       DEFINED                 628        0        0
NORTEL NETWORKS CORP           COMMON STOCK     656568508        2       60 SH       OTHER                    60        0        0
NOVARTIS AG SPONSORED ADR      COMMON STOCK     66987V109       44      766 SH       DEFINED                 400        0      366
NOVARTIS AG SPONSORED ADR      COMMON STOCK     66987V109       17      300 SH       OTHER                   300        0        0
PCCW LTD SPONS ADR             COMMON STOCK     70454G207        0        3 SH       DEFINED                   3        0        0
PENGROWTH ENERGY TRUST         COMMON STOCK     706902509        3      150 SH       OTHER                   150        0        0
PENN WEST ENERGY               COMMON STOCK     707885109       74     2406 SH       OTHER                  2406        0        0
PROVIDENT ENERGY TRUST-UTS     COMMON STOCK     74386K104       22     2000 SH       OTHER                  2000        0        0
REPSOL YPF SA SPONSORED ADR    COMMON STOCK     76026T205       14      400 SH       DEFINED                 400        0        0
REPSOL YPF SA SPONSORED ADR    COMMON STOCK     76026T205        7      200 SH       OTHER                   200        0        0
RESEARCH IN MOTION LIMITED     COMMON STOCK     760975102       84      658 SH       DEFINED                   0        0      658
ROYAL DUTCH-ADR A              COMMON STOCK     780259206      665     9392 SH       DEFINED                9392        0        0
ROYAL DUTCH-ADR A              COMMON STOCK     780259206      280     3952 SH       OTHER                  3952        0        0
SCHLUMBERGER LTD               COMMON STOCK     806857108     1778    28153 SH       DEFINED               25510        0     2643
SCHLUMBERGER LTD               COMMON STOCK     806857108      827    13101 SH       OTHER                 13101        0        0
SCOTTISH POWER PLC ADR         COMMON STOCK     81013T804       26      446 SH       OTHER                   446        0        0
SHIP FINANCE INTERNATIONAL LTD COMMON STOCK     G81075106        1       22 SH       OTHER                    22        0        0
SMITH & NEPHEW PLC-ADR         COMMON STOCK     83175M205       17      326 SH       DEFINED                   0        0      326
SUN LIFE FINANCIAL INC         COMMON STOCK     866796105      117     2771 SH       DEFINED                2771        0        0
SUNCOR ENERGY INC              COMMON STOCK     867229106       92     1170 SH       DEFINED                 120        0     1050
SUNTECH POWE-ADR               COMMON STOCK     86800C104       15      450 SH       OTHER                   450        0        0
TAIWAN SEMICONDUCTOR SPONS ADR COMMON STOCK     874039100       13     1225 SH       DEFINED                1225        0        0
TECK COMINCO LIMITED-CL B      COMMON STOCK     878742204       22      293 SH       DEFINED                   0        0      293
TELEFONOS DE MEXICO S A ADR    COMMON STOCK     879403780       34     1200 SH       OTHER                  1200        0        0
TEVA PHARMACEUTICAL INDS LTD A COMMON STOCK     881624209        9      275 SH       OTHER                   275        0        0
TOTAL S.A. SPON ADR            COMMON STOCK     89151E109       25      350 SH       DEFINED                 350        0        0
TOTAL S.A. SPON ADR            COMMON STOCK     89151E109        7      100 SH       OTHER                   100        0        0
TOYOTA MTR CORP SPONSD ADR     COMMON STOCK     892331307       13      100 SH       DEFINED                 100        0        0
TRANSOCEAN INC                 COMMON STOCK     G90078109       30      370 SH       DEFINED                 370        0        0
TRANSOCEAN INC                 COMMON STOCK     G90078109       28      348 SH       OTHER                   348        0        0
UNILEVER N V NY SHARES         COMMON STOCK     904784709      156     5725 SH       DEFINED                5725        0        0
UNILEVER N V NY SHARES         COMMON STOCK     904784709      209     7675 SH       OTHER                  7675        0        0
UNITED UTILITIES PLC-SP ADR    COMMON STOCK     91311Q105       31     1000 SH       OTHER                  1000        0        0
VERIGY LTD                     COMMON STOCK     Y93691106        3      167 SH       DEFINED                 167        0        0
VERIGY LTD                     COMMON STOCK     Y93691106        0       27 SH       OTHER                    27        0        0
VIMPELCOM-SP ADR               COMMON STOCK     68370R109       79     1000 SH       OTHER                  1000        0        0
VODAFONE GROUP ADR             COMMON STOCK     92857W209     1676    60331 SH       DEFINED               59002        0     1329
VODAFONE GROUP ADR             COMMON STOCK     92857W209      620    22315 SH       OTHER                 22315        0        0
W HOLDING COMPANY INC          COMMON STOCK     929251106       21     3581 SH       DEFINED                3581        0        0
WEATHERFORD INTL LTD           COMMON STOCK     G95089101        4       90 SH       DEFINED                  90        0        0
WILLIS GROUP HOLDINGS LTD      COMMON STOCK     G96655108     2343    59005 SH       DEFINED               51645        0     7360
WILLIS GROUP HOLDINGS LTD      COMMON STOCK     G96655108      357     8997 SH       OTHER                  8997        0        0
XL CAP LTD                     COMMON STOCK     G98255105     1614    22414 SH       DEFINED               20137        0     2277
XL CAP LTD                     COMMON STOCK     G98255105      446     6191 SH       OTHER                  6191        0        0
XYRATEX LTD                    COMMON STOCK     G98268108       22     1000 SH       OTHER                  1000        0        0
YAMANA GOLD INC                COMMON STOCK     98462Y100        3      200 SH       DEFINED                 200        0        0
MIRANT CORP-WARRANTS         1 COMMON STOCK     60467R118        0       20 SH       OTHER                    20        0        0
ARCHSTONE-SMITH TRUST          COMMON STOCK     039583109        6      100 SH       DEFINED             N.A.     N.A.     N.A.
BRE PROPERTIES CL A            COMMON STOCK     05564E106       10      150 SH       DEFINED             N.A.     N.A.     N.A.
CAMDEN PPTY TR                 COMMON STOCK     133131102       30      400 SH       OTHER               N.A.     N.A.     N.A.
CBL & ASSOC PPTYS INC          COMMON STOCK     124830100      308     7100 SH       DEFINED             N.A.     N.A.     N.A.
CBL & ASSOC PPTYS INC          COMMON STOCK     124830100      167     3850 SH       OTHER               N.A.     N.A.     N.A.
COLONIAL PPTYS TR              COMMON STOCK     195872106       30      645 SH       OTHER               N.A.     N.A.     N.A.
DCT INDUSTRIAL TRUST INC       COMMON STOCK     233153105       28     2380 SH       DEFINED             N.A.     N.A.     N.A.
DUKE REALTY CORP               COMMON STOCK     264411505       11      276 SH       DEFINED             N.A.     N.A.     N.A.
DUKE REALTY CORP               COMMON STOCK     264411505       46     1122 SH       OTHER               N.A.     N.A.     N.A.
EQUITY INNS INC                COMMON STOCK     294703103       88     5500 SH       OTHER               N.A.     N.A.     N.A.
FEDERAL REALTY INVESTMENT TRUS COMMON STOCK     313747206       17      200 SH       DEFINED             N.A.     N.A.     N.A.
FIRST INDUST REALTY TR INC     COMMON STOCK     32054K103       42      900 SH       OTHER               N.A.     N.A.     N.A.
HEALTH CARE PPTY INVS INC      COMMON STOCK     421915109       15      400 SH       DEFINED             N.A.     N.A.     N.A.
HEALTH CARE REIT INC           COMMON STOCK     42217K106       13      300 SH       DEFINED             N.A.     N.A.     N.A.
HEALTH CARE REIT INC           COMMON STOCK     42217K106       27      635 SH       OTHER               N.A.     N.A.     N.A.
HEALTHCARE RLTY TR INC         COMMON STOCK     421946104       45     1150 SH       DEFINED             N.A.     N.A.     N.A.
HEALTHCARE RLTY TR INC         COMMON STOCK     421946104       20      500 SH       OTHER               N.A.     N.A.     N.A.
HOST HOTELS & RESORTS, INC     COMMON STOCK     44107P104      108     4383 SH       DEFINED             N.A.     N.A.     N.A.
HOST HOTELS & RESORTS, INC     COMMON STOCK     44107P104        3      112 SH       OTHER               N.A.     N.A.     N.A.
INLAND REAL ESTATE CORP        COMMON STOCK     457461200       26     1407 SH       DEFINED             N.A.     N.A.     N.A.
ISTAR FINANCIAL INC            COMMON STOCK     45031U101       58     1220 SH       OTHER               N.A.     N.A.     N.A.
LEXINGTON CORPORATE PPTYS TR   COMMON STOCK     529043101       29     1300 SH       DEFINED             N.A.     N.A.     N.A.
LEXINGTON CORPORATE PPTYS TR   COMMON STOCK     529043101        7      300 SH       OTHER               N.A.     N.A.     N.A.
MACK CALI RLTY CORP            COMMON STOCK     554489104       20      400 SH       OTHER               N.A.     N.A.     N.A.
MID-AMER APT CMNTYS INC        COMMON STOCK     59522J103      113     1968 SH       DEFINED             N.A.     N.A.     N.A.
MID-AMER APT CMNTYS INC        COMMON STOCK     59522J103      143     2500 SH       OTHER               N.A.     N.A.     N.A.
NEW PLAN EXCEL RLTY TR INC     COMMON STOCK     648053106       55     2000 SH       OTHER               N.A.     N.A.     N.A.
OPTEUM INC                     COMMON STOCK     68384A100        2      250 SH       OTHER               N.A.     N.A.     N.A.
PARKWAY PROPERTIES INC         COMMON STOCK     70159Q104        8      157 SH       DEFINED             N.A.     N.A.     N.A.
PUBLIC STORAGE INC             COMMON STOCK     74460D109       50      512 SH       DEFINED             N.A.     N.A.     N.A.
REALTY INCOME CORP             COMMON STOCK     756109104       73     2621 SH       DEFINED             N.A.     N.A.     N.A.
SENIOR HOUSING PROPERTIES TRUS COMMON STOCK     81721M109       39     1600 SH       DEFINED             N.A.     N.A.     N.A.
UNITED DOMINION REALTY TRUST I COMMON STOCK     910197102       32     1000 SH       DEFINED             N.A.     N.A.     N.A.
VORNADO REALTY TRUST           COMMON STOCK     929042109       24      200 SH       DEFINED             N.A.     N.A.     N.A.
WASHINGTON REAL ESTATE INVT TR COMMON STOCK     939653101       20      500 SH       DEFINED             N.A.     N.A.     N.A.
CAPITAL CROSSING CAP 8.500% PF PREFERRED STOCK  14007R401       68     2600 SH       OTHER               N.A.     N.A.     N.A.
ROYAL BK SCOT GROUP PFD SER G  PREFERRED STOCK  780097887       15      600 SH       DEFINED             N.A.     N.A.     N.A.
ABBEY NATL PLC 7.375% PFD      PREFERRED STOCK  002920809       13      500 SH       DEFINED             N.A.     N.A.     N.A.
ROYAL BANK SCOTLAND 8.100% PFD PREFERRED STOCK  780097705       10      400 SH       DEFINED             N.A.     N.A.     N.A.
ROYAL BK SCOTLAND 7.250% PFD S PREFERRED STOCK  780097879        5      200 SH       DEFINED             N.A.     N.A.     N.A.
AMAZON COM INC       4.750%  2 OTHER            023135AF3        6     6000 PRN      DEFINED             N.A.     N.A.     N.A.
ADVENT CLAYMORE CVT SEC & INC  OTHER            00764C109        1       42 SH       OTHER               N.A.     N.A.     N.A.
BLACKROCK ENHAN EQ YLD & PREM  OTHER            09256E101       10      500 SH       OTHER               N.A.     N.A.     N.A.
COHEN & STEERS ADV INC REAL    OTHER            19247W102       37     1313 SH       DEFINED             N.A.     N.A.     N.A.
COHEN & STEERS SELECT UTIL FUN OTHER            19248A109       29     1175 SH       DEFINED             N.A.     N.A.     N.A.
ENERPLUS RESOURCES FUND        OTHER            29274D604        9      200 SH       DEFINED             N.A.     N.A.     N.A.
ENERPLUS RESOURCES FUND        OTHER            29274D604        4      100 SH       OTHER               N.A.     N.A.     N.A.
GABELLI DIVIDEND & INCOME TR   OTHER            36242H104       43     2000 SH       DEFINED             N.A.     N.A.     N.A.
INDIA FUND INC                 OTHER            454089103       14      300 SH       DEFINED             N.A.     N.A.     N.A.
ING CLARION GL REAL ESTATE INC OTHER            44982G104       12      500 SH       OTHER               N.A.     N.A.     N.A.
ISHARES DJ SELECT DIVIDEND IND OTHER            464287168     1731    24475 SH       DEFINED             N.A.     N.A.     N.A.
ISHARES DJ SELECT DIVIDEND IND OTHER            464287168       18      250 SH       OTHER               N.A.     N.A.     N.A.
ISHARES GSCI CMDTY INDX TRST   OTHER            46428R107        4      100 SH       DEFINED             N.A.     N.A.     N.A.
ISHARES S&P SMALLCAP 600/VAL   OTHER            464287879       15      200 SH       DEFINED             N.A.     N.A.     N.A.
ISHARES TR S&P SMALLCAP/600 GR OTHER            464287887       26      200 SH       DEFINED             N.A.     N.A.     N.A.
LIBERTY ALL STAR EQUITY FD     OTHER            530158104       14     1739 SH       DEFINED             N.A.     N.A.     N.A.
LIBERTY ALL STAR EQUITY FD     OTHER            530158104       12     1400 SH       OTHER               N.A.     N.A.     N.A.
MACQUARIE/FT GL INT/UT DV IN   OTHER            55607W100       30     1175 SH       DEFINED             N.A.     N.A.     N.A.
MORGAN STANLEY DEAN WITTER EME OTHER            61744H105        2      200 SH       DEFINED             N.A.     N.A.     N.A.
MORGAN STANLEY INDIA INVESTMEN OTHER            61745C105       13      250 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN TAX-ADV TOT RET STRAT   OTHER            67090H102       54     2000 SH       DEFINED             N.A.     N.A.     N.A.
OIL SERVICE HOLDRS TRUST       OTHER            678002106       28      200 SH       DEFINED             N.A.     N.A.     N.A.
PETROLEUM & RES CORP           OTHER            716549100       96     2878 SH       DEFINED             N.A.     N.A.     N.A.
PIMCO FLOATING RATE STRATEGY F OTHER            72201J104       53     2818 SH       DEFINED             N.A.     N.A.     N.A.
TEMPLETON DRAGON FD INC        OTHER            88018T101       60     2300 SH       DEFINED             N.A.     N.A.     N.A.
TEMPLETON EMERGING MKTS FD INC OTHER            880191101       22     1200 SH       OTHER               N.A.     N.A.     N.A.
TORTOISE ENERGY CAPITAL CORP   OTHER            89147U100       14      500 SH       OTHER               N.A.     N.A.     N.A.
VANGUARD HEALTH CARE ETF       OTHER            92204A504       43      750 SH       DEFINED             N.A.     N.A.     N.A.
VANGUARD TELECOMMUNICATIONSER  OTHER            92204A884       49      664 SH       DEFINED             N.A.     N.A.     N.A.
WISDOMTREE INTL DVD TOP 100    OTHER            97717W786       16      250 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN VA PREM INCOME MUN FD   OTHER            67064R102        8      504 SH       DEFINED             N.A.     N.A.     N.A.
VAN KAMPEN ADV MUNI INCOME II  OTHER            92112K107      237    17430 SH       DEFINED             N.A.     N.A.     N.A.
WISDOMTREE HIGH YIELD EQUITY F OTHER            97717W208       12      200 SH       DEFINED             N.A.     N.A.     N.A.
WISDOMTREE HIGH YIELD EQUITY F OTHER            97717W208        6      100 SH       OTHER               N.A.     N.A.     N.A.
ABERDEEN ASIA PAC PRIME INC    OTHER            003009107        2      300 SH       OTHER               N.A.     N.A.     N.A.
ACM INCOME FUND, INC           OTHER            000912105       13     1600 SH       DEFINED             N.A.     N.A.     N.A.
ACM INCOME FUND, INC           OTHER            000912105       21     2624 SH       OTHER               N.A.     N.A.     N.A.
BLACKROCK INCOME OPPORTUNITY T OTHER            092475102        5      500 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK INSD MUN INCOME TR   OTHER            092479104       59     3988 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK INSD MUN 2008 TERM T OTHER            09247K109      241    15500 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK INVT QUALITY MUN TR  OTHER            09247D105       62     3231 SH       DEFINED             N.A.     N.A.     N.A.
BLACKROCK PREFERRED AND CORP I OTHER            09255J101       50     2250 SH       OTHER               N.A.     N.A.     N.A.
CEF ISHARES S&P 500 GROWTH IND OTHER            464287309      639     9850 SH       DEFINED             N.A.     N.A.     N.A.
DNP SELECT INCOME FUND INC     OTHER            23325P104       95     8800 SH       OTHER               N.A.     N.A.     N.A.
DREYFUS STRATEGIC MUN BD FD IN OTHER            26202F107       25     2592 SH       OTHER               N.A.     N.A.     N.A.
HANCOCK JOHN INVS TR SH BEN IN OTHER            410142103       57     3000 SH       DEFINED             N.A.     N.A.     N.A.
ING PRIME RATE TRUST           OTHER            44977W106       55     7552 SH       DEFINED             N.A.     N.A.     N.A.
ISHARES LEHMAN AGGREGATE BOND  OTHER            464287226      155     1550 SH       DEFINED             N.A.     N.A.     N.A.
ISHARES LEHMAN 1-3 YR TRS BD   OTHER            464287457      153     1910 SH       DEFINED             N.A.     N.A.     N.A.
ISHARES LEHMAN 1-3 YR TRS BD   OTHER            464287457       40      500 SH       OTHER               N.A.     N.A.     N.A.
JOHN HANCOCK PFD INCOME III    OTHER            41021P103      134     6000 SH       OTHER               N.A.     N.A.     N.A.
MFS MUN INCOME TR              OTHER            552738106       36     4300 SH       DEFINED             N.A.     N.A.     N.A.
MORGAN STANLEY INSURED MUNI IN OTHER            61745P791       25     1700 SH       DEFINED             N.A.     N.A.     N.A.
MORGAN STANLEY INSURED MUNI IN OTHER            61745P791       88     6100 SH       OTHER               N.A.     N.A.     N.A.
MORGAN STANLEY MUNI PREM INCOM OTHER            61745P429      254    26330 SH       DEFINED             N.A.     N.A.     N.A.
MORGAN STANLEY QUALITY MUNI IN OTHER            61745P734        7      500 SH       DEFINED             N.A.     N.A.     N.A.
MORGAN STANLEY QUALITY MUNI IN OTHER            61745P668        8      600 SH       DEFINED             N.A.     N.A.     N.A.
NEUBERGER BERMAN INTER MUNI BD OTHER            64124P101        7      475 SH       DEFINED             N.A.     N.A.     N.A.
NEUBERGER BERMAN RLTY INCOME F OTHER            64126G109       25     1050 SH       DEFINED             N.A.     N.A.     N.A.
NICHOLAS APPLEGATE CONVERTIBLE OTHER            65370F101        9      545 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN EQUITY PREMIUM INCOME F OTHER            6706ER101       58     3000 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN FLOATING RATE INCOME FD OTHER            67072T108       54     3965 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD QUALITY MUN FD INC OTHER            67062N103       17     1185 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD QUALITY MUN FD INC OTHER            67062N103       86     5978 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN INVT QUALITY MUN FD INC OTHER            67062E103      136     8763 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN MUN ADVANTAGE FD INC    OTHER            67062H106       20     1230 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN MUN MKT OPPORTUNITY FD  OTHER            67062W103       16     1040 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN MUN MKT OPPORTUNITY FD  OTHER            67062W103      291    19000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN PREM INCOME MUN FD 4 IN OTHER            6706K4105        9      674 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN QUALITY INCOME MUN FD I OTHER            670977107      130     8696 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN SELECT QUALITY MUNI FD  OTHER            670973106      141     8686 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN SENIOR INCOME FUND      OTHER            67067Y104       55     6451 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN VA DIVID ADVANTAGE MUN  OTHER            67069M108       70     4000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN VA DIVID ADVANTAGE MUN  OTHER            67071C106       68     4000 SH       OTHER               N.A.     N.A.     N.A.
PIMCO MUNICIPAL INCOME FUND    OTHER            72200R107        9      487 SH       DEFINED             N.A.     N.A.     N.A.
PUTNAM HIGH YIELD MUN TR       OTHER            746781103       30     4075 SH       DEFINED             N.A.     N.A.     N.A.
PUTNAM MUNI OPPORTUNITIES TR   OTHER            746922103       29     2400 SH       DEFINED             N.A.     N.A.     N.A.
RMK HIGH INCOME FD INC         OTHER            74963B105      105     6667 SH       DEFINED             N.A.     N.A.     N.A.
RMK STRATEGIC INCOME FD INC    OTHER            74963H102      251    16353 SH       DEFINED             N.A.     N.A.     N.A.
TEMPLETON EMERGING MKTS INCOME OTHER            880192109        8      600 SH       DEFINED             N.A.     N.A.     N.A.
TEMPLETON GLOBAL INCOME FD INC OTHER            880198106       95    10000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN MUN VALUE FD INC        OTHER            670928100       63     6000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN PERFORM PLUS MUN MIT MO OTHER            67062P108        8      536 SH       OTHER               N.A.     N.A.     N.A.
SELIGMAN SELECT MUNICIPAL FUND OTHER            816344105       16     1614 SH       DEFINED             N.A.     N.A.     N.A.
EQUITY INV UIT SER 1 MONTHLY   OTHER            294700703        6       50 SH       OTHER               N.A.     N.A.     N.A.
MAGELLAN MIDSTREAM PARTNERS    OTHER            559080106       54     1400 SH       DEFINED             N.A.     N.A.     N.A.
SUBURBAN PROPANE PARTNERS LP   OTHER            864482104       11      300 SH       DEFINED             N.A.     N.A.     N.A.
SUBURBAN PROPANE PARTNERS LP   OTHER            864482104        4      110 SH       OTHER               N.A.     N.A.     N.A.
TEPPCO PARTNERS LP             OTHER            872384102        1       20 SH       DEFINED             N.A.     N.A.     N.A.
TEPPCO PARTNERS LP             OTHER            872384102       30      750 SH       OTHER               N.A.     N.A.     N.A.