INVESTMENT
                                                                      SHARES OF DISCRETION
                                              CUSIP     FAIR MARKET   PRINCIPAL (A) (B) (C) MANAGERS    VOTING AUTHORITY (SHARES)
NAME OF ISSUER                 TITLE OF CLASS NUMBER       VALUE      AMOUNT    SOL SHR OTH INSTR. V   (A) SOLE (B)SHARED  (C) NONE
---------------------------    -------------- --------- -----------   --------- --- --- --- --------  --------- --------- ---------

GLOBALSANTAFE CORP             SHS            G3930E101     258,129       9,051  X          1              8154       897         0
                                                            127,057       4,455      X   X  1              4455         0         0
                                                              7,586         266  X          2               266         0         0
                                                        -----------   ---------
                                                            392,772      13,772

XL CAP LTD                     CL A           G98255105   6,912,389      75,661  X          1             75511         0       150
                                                            867,920       9,500      X   X  1              1050      8450         0
                                                             27,408         300  X          2                 0       200       100
                                                        -----------   ---------
                                                          7,807,717      85,461

FLEXTRONICS INTL LTD           ORD            Y2573F102     686,187      28,603  X          1             26203      2400         0
                                                            180,526       7,525      X   X  1              7525         0         0
                                                             13,195         550  X          2               550         0         0
                                                        -----------   ---------
                                                            879,908      36,678

AFLAC INC                      COM            001055102   2,328,411      94,805  X          1             94505         0       300
                                                            135,080       5,500      X   X  1              4800       700         0
                                                        -----------   ---------
                                                          2,463,491     100,305

AGCO CORP                      COM            001084102     209,874      13,300  X          1             13300         0         0
                                                        -----------   ---------
                                                            209,874      13,300

AOL TIME WARNER INC            COM            00184A105     725,301      22,595  X          1             21055      1000       540
                                                             69,818       2,175      X   X  1              1025      1150         0
                                                        -----------   ---------
                                                            795,119      24,770

AT&T CORP                      COM            001957109   1,586,783      87,474  X          1             85645      1579       250
                                                            699,117      38,540      X   X  1             19319     18366       855
                                                        -----------   ---------
                                                          2,285,900     126,014

AT&T WIRELESS SVCS INC         COM            00209A106     384,690      26,770  X          1             26184       506        80
                                                            198,540      13,816      X   X  1              6247      7295       274
                                                        -----------   ---------
                                                            583,230      40,586

ABBOTT LABS                    COM            002824100   6,044,261     108,417  X          1            106067      2350         0
                                                          2,103,337      37,728      X   X  1             16828     20900         0
                                                             16,725         300  X          2               300         0         0
                                                        -----------   ---------
                                                          8,164,323     146,445

ADAMS EXPRESS CO               COM            006212104       2,133         150  X          1               150         0         0
                                                            403,180      28,353      X   X  1             15507     12846         0
                                                        -----------   ---------
                                                            405,313      28,503

ADVANCED MICRO DEVICES INC     COM            007903107     254,172      16,026  X          1             16026         0         0
                                                        -----------   ---------
                                                            254,172      16,026

AEGON N V                      ORD AMER REG   007924103     526,512      19,668  X          1             19668         0         0
                                                             46,178       1,725      X   X  1                 0         0      1725
                                                        -----------   ---------
                                                            572,690      21,393

AIR PRODS & CHEMS INC          COM            009158106   1,094,179      23,325  X          1             23125       200         0
                                                            281,460       6,000      X   X  1               800      5200         0
                                                        -----------   ---------
                                                          1,375,639      29,325

ALBERTA ENERGY LTD             COM            012873105     242,240       6,400  X          1              6400         0         0
                                                        -----------   ---------
                                                            242,240       6,400

ALBERTO CULVER CO              CL A           013068200     768,119      19,650  X          1             19250       400         0
                                                            244,313       6,250      X   X  1              2550      3700         0
                                                        -----------   ---------
                                                          1,012,432      25,900

ALCOA INC                      COM            013817101   2,240,220      63,016  X          1             62016         0      1000
                                                          1,123,381      31,600      X   X  1             27200      4400         0
                                                        -----------   ---------
                                                          3,363,601      94,616

ALLEN TELECOM INC              COM            018091108     106,250      12,500  X          1             12500         0         0
                                                        -----------   ---------
                                                            106,250      12,500

ALLSTATE CORP                  COM            020002101     283,518       8,413  X          1              7213         0      1200
                                                            168,770       5,008      X   X  1              3018      1990         0
                                                        -----------   ---------
                                                            452,288      13,421

ALLTEL CORP                    COM            020039103     932,992      15,114  X          1             14239       875         0
                                                            410,751       6,654      X   X  1              5175      1479         0
                                                              9,260         150  X          2               150         0         0
                                                        -----------   ---------
                                                          1,353,003      21,918

AMERICAN ELEC PWR INC          COM            025537101     474,913      10,910  X          1             10210       700         0
                                                            105,343       2,420      X   X  1              2120       300         0
                                                        -----------   ---------
                                                            580,256      13,330

AMERICAN EXPRESS CO            COM            025816109     462,151      12,949  X          1             12949         0         0
                                                            680,251      19,060      X   X  1              8100     10960         0
                                                        -----------   ---------
                                                          1,142,402      32,009

AMERICAN HOME PRODS CORP       COM            026609107   7,335,834     119,554  X          1            116754      2500       300
                                                            622,620      10,147      X   X  1              7172      2975         0
                                                             12,272         200  X          2                 0         0       200
                                                        -----------   ---------
                                                          7,970,726     129,901

AMERICAN INTL GROUP INC        COM            026874107   9,038,263     113,832  X          1            108736      1630      3466
                                                          2,008,344      25,294      X   X  1             11803     13491         0
                                                             47,640         600  X          2                 0       300       300
                                                        -----------   ---------
                                                         11,094,247     139,726

AMERICAN PWR CONVERSION CORP   COM            029066107     561,774      38,850  X          1             34500      4350         0
                                                            165,206      11,425      X   X  1             11425         0         0
                                                              9,761         675  X          2               675         0         0
                                                        -----------   ---------
                                                            736,741      50,950

AMGEN INC                      COM            031162100     593,862      10,522  X          1              9822       400       300
                                                            109,212       1,935      X   X  1              1340       595         0
                                                        -----------   ---------
                                                            703,074      12,457

AMSOUTH BANCORPORATION         COM            032165102   3,814,571     201,829  X          1            193548      8281         0
                                                          2,212,737     117,076      X   X  1             86776     29300      1000
                                                        -----------   ---------
                                                          6,027,308     318,905

ANADARKO PETE CORP             COM            032511107     323,703       5,694  X          1              5694         0         0
                                                             68,505       1,205      X   X  1               717       488         0
                                                        -----------   ---------
                                                            392,208       6,899

ANHEUSER BUSCH COS INC         COM            035229103   1,385,777      30,652  X          1             30252       400         0
                                                            897,057      19,842      X   X  1             17842      2000         0
                                                              9,042         200  X          2                 0       200         0
                                                        -----------   ---------
                                                          2,291,876      50,694

APPLERA CORP                   COM AP BIO GRP 038020103      15,708         400  X          1               400         0         0
                                                            188,496       4,800      X   X  1              4000         0       800
                                                        -----------   ---------
                                                            204,204       5,200

APPLIED MATLS INC              COM            038222105     904,259      22,550  X          1             20550      2000         0
                                                            229,574       5,725      X   X  1              5325       400         0
                                                             14,035         350  X          2               350         0         0
                                                        -----------   ---------
                                                          1,147,868      28,625

ARCHER DANIELS MIDLAND CO      COM            039483102     494,156      34,436  X          1             33995       441         0
                                                            166,590      11,609      X   X  1              4065      7544         0
                                                        -----------   ---------
                                                            660,746      46,045

ATLANTIS PLASTICS INC          COM            049156102      51,834      16,300  X          1             16300         0         0
                                                        -----------   ---------
                                                             51,834      16,300

AUTOMATIC DATA PROCESSING INC  COM            053015103     941,281      15,981  X          1             14981         0      1000
                                                          1,212,987      20,594      X   X  1             20594         0         0
                                                        -----------   ---------
                                                          2,154,268      36,575

AVON PRODS INC                 COM            054303102     984,779      21,178  X          1             21178         0         0
                                                             44,175         950      X   X  1               950         0         0
                                                             13,950         300  X          2                 0         0       300
                                                        -----------   ---------
                                                          1,042,904      22,428

BB&T CORP                      COM            054937107     249,700       6,915  X          1              6915         0         0
                                                              4,911         136      X   X  1                 0       136         0
                                                        -----------   ---------
                                                            254,611       7,051

BP PLC                         SPONSORED ADR  055622104   6,982,690     150,133  X          1            147807      1734       592
                                                          3,227,563      69,395      X   X  1             49526     19469       400
                                                        -----------   ---------
                                                         10,210,253     219,528

BANCORPSOUTH INC               COM            059692103     298,601      17,988  X          1             17988         0         0
                                                        -----------   ---------
                                                            298,601      17,988

BANK OF AMERICA CORPORATION    COM            060505104   3,492,410      55,479  X          1             52263      1553      1663
                                                          1,378,420      21,897      X   X  1             15705      6192         0
                                                             14,227         226  X          2               226         0         0
                                                        -----------   ---------
                                                          4,885,057      77,602

BANK NEW YORK INC              COM            064057102     249,696       6,120  X          1              6120         0         0
                                                             26,520         650      X   X  1               350       300         0
                                                        -----------   ---------
                                                            276,216       6,770

BANK ONE CORP                  COM            06423A103   1,930,174      49,428  X          1             46072      2921       435
                                                            705,244      18,060      X   X  1             16760      1300         0
                                                             11,715         300  X          2               300         0         0
                                                        -----------   ---------
                                                          2,647,133      67,788

BANKUNITED FINL CORP           CL A           06652B103     237,586      15,999  X          1             15999         0         0
                                                        -----------   ---------
                                                            237,586      15,999

BARD C R INC                   COM            067383109     454,725       7,050  X          1              7050         0         0
                                                            264,450       4,100      X   X  1               800      3300         0
                                                        -----------   ---------
                                                            719,175      11,150

BAXTER INTL INC                COM            071813109   1,015,002      18,926  X          1             18926         0         0
                                                          1,404,464      26,188      X   X  1             26188         0         0
                                                        -----------   ---------
                                                          2,419,466      45,114

BELDEN INC                     COM            077459105     399,173      16,950  X          1             16650       300         0
                                                            117,750       5,000      X   X  1              1200      3800         0
                                                        -----------   ---------
                                                            516,923      21,950

BELLSOUTH CORP                 COM            079860102   9,719,708     254,776  X          1            249376      1600      3800
                                                          4,954,044     129,857      X   X  1             61351     66706      1800
                                                        -----------   ---------
                                                         14,673,752     384,633

BERKSHIRE HATHAWAY INC DEL     CL B           084670207     421,675         167  X          1               140        10        17
                                                        -----------   ---------
                                                            421,675         167

BIOGEN INC                     COM            090597105     116,022       2,023  X          1              2023         0         0
                                                            114,700       2,000      X   X  1              2000         0         0
                                                        -----------   ---------
                                                            230,722       4,023

BOEING CO                      COM            097023105   1,399,185      36,080  X          1             35880       200         0
                                                            770,171      19,860      X   X  1             13560      6300         0
                                                        -----------   ---------
                                                          2,169,356      55,940

BRISTOL MYERS SQUIBB CO        COM            110122108  31,533,453     618,303  X          1            612503      4450      1350
                                                          8,799,030     172,530      X   X  1             88120     84410         0
                                                             48,450         950  X          2               250       500       200
                                                        -----------   ---------
                                                         40,380,933     791,783

CBL & ASSOC PPTYS INC          COM            124830100     471,556      14,970  X          1             14970         0         0
                                                             94,500       3,000      X   X  1              1000      2000         0
                                                        -----------   ---------
                                                            566,056      17,970

CBRL GROUP INC                 COM            12489V106     112,961       3,837  X          1              3837         0         0
                                                            133,952       4,550      X   X  1              2050      2500         0
                                                        -----------   ---------
                                                            246,913       8,387

CIGNA CORP                     COM            125509109     508,649       5,490  X          1              5490         0         0
                                                             34,744         375      X   X  1                 0       375         0
                                                        -----------   ---------
                                                            543,393       5,865

CSX CORP                       COM            126408103     408,474      11,654  X          1             11654         0         0
                                                            167,259       4,772      X   X  1              3572      1200         0
                                                        -----------   ---------
                                                            575,733      16,426

CAPITAL ONE FINL CORP          COM            14040H105   4,939,664      91,560  X          1             91560         0         0
                                                            295,376       5,475      X   X  1              5175       300         0
                                                             24,278         450  X          2                 0       250       200
                                                        -----------   ---------
                                                          5,259,318      97,485

CARAUSTAR INDS INC             COM            140909102      88,704      12,800  X          1             12800         0         0
                                                        -----------   ---------
                                                             88,704      12,800

CARDINAL HEALTH INC            COM            14149Y108     126,346       1,954  X          1              1954         0         0
                                                            296,984       4,593      X   X  1              4393       200         0
                                                        -----------   ---------
                                                            423,330       6,547

CASCADE CORP                   COM            147195101     156,130      13,000  X          1             13000         0         0
                                                        -----------   ---------
                                                            156,130      13,000

CATERPILLAR INC DEL            COM            149123101     126,132       2,414  X          1              2214       200         0
                                                            152,048       2,910      X   X  1              2910         0         0
                                                        -----------   ---------
                                                            278,180       5,324

CERTEGY INC                    COM            156880106     199,743       5,837  X          1              5837         0         0
                                                             20,532         600      X   X  1                50       550         0
                                                        -----------   ---------
                                                            220,275       6,437

CHEVRONTEXACO CORP             COM            166764100   6,482,131      72,337  X          1             70535       154      1648
                                                          2,383,898      26,603      X   X  1             12589     13714       300
                                                              6,900          77  X          2                 0         0        77
                                                        -----------   ---------
                                                          8,872,929      99,017

CHUBB CORP                     COM            171232101     605,475       8,775  X          1              7975       650       150
                                                            172,500       2,500      X   X  1              2500         0         0
                                                              6,900         100  X          2               100         0         0
                                                        -----------   ---------
                                                            784,875      11,375

CISCO SYS INC                  COM            17275R102   5,756,834     317,881  X          1            311381      2275      4225
                                                          1,336,342      73,790      X   X  1             39890     33900         0
                                                             34,862       1,925  X          2               525       400      1000
                                                        -----------   ---------
                                                          7,128,038     393,596

CITIGROUP INC                  COM            172967101   4,753,966      94,175  X          1             90635      1674      1866
                                                          1,288,556      25,526      X   X  1             21895       965      2666
                                                             25,593         507  X          2               307         0       200
                                                        -----------   ---------
                                                          6,068,115     120,208

CITIZENS COMMUNICATIONS CO     COM            17453B101     131,885      12,372  X          1             12372         0         0
                                                        -----------   ---------
                                                            131,885      12,372

CLAYTON HOMES INC              COM            184190106     240,050      14,038  X          1             14038         0         0
                                                             23,428       1,370      X   X  1              1370         0         0
                                                        -----------   ---------
                                                            263,478      15,408

COCA COLA CO                   COM            191216100   8,047,666     170,682  X          1            168107      1575      1000
                                                          7,552,490     160,180      X   X  1             99725     60455         0
                                                              9,430         200  X          2               200         0         0
                                                        -----------   ---------
                                                         15,609,586     331,062

COLGATE PALMOLIVE CO           COM            194162103   1,031,647      17,864  X          1             17864         0         0
                                                            199,816       3,460      X   X  1              2100      1360         0
                                                        -----------   ---------
                                                          1,231,463      21,324

COMCAST CORP                   CL A SPL       200300200   5,036,796     139,911  X          1            137736      1975       200
                                                          1,107,000      30,750      X   X  1             16450     14300         0
                                                             34,200         950  X          2               350       200       400
                                                        -----------   ---------
                                                          6,177,996     171,611

COMERICA INC                   COM            200340107     180,496       3,150  X          1              3150         0         0
                                                             34,380         600      X   X  1               600         0         0
                                                        -----------   ---------
                                                            214,876       3,750

COMPAQ COMPUTER CORP           COM            204493100     314,897      32,264  X          1             32164       100         0
                                                             40,016       4,100      X   X  1              1000      3100         0
                                                        -----------   ---------
                                                            354,913      36,364

COMPUTER ASSOC INTL INC        COM            204912109     753,750      21,854  X          1             20507      1347         0
                                                            249,605       7,237      X   X  1              6937       300         0
                                                              5,691         165  X          2               165         0         0
                                                        -----------   ---------
                                                          1,009,046      29,256

COMPUTER SCIENCES CORP         COM            205363104     484,169       9,885  X          1              9885         0         0
                                                             78,368       1,600      X   X  1               200      1400         0
                                                        -----------   ---------
                                                            562,537      11,485

CONAGRA FOODS INC              COM            205887102     591,876      24,900  X          1             23275      1625         0
                                                            168,769       7,100      X   X  1              7100         0         0
                                                              4,754         200  X          2               200         0         0
                                                        -----------   ---------
                                                            765,399      32,200

CONCORD EFS INC                COM            206197105     668,876      20,405  X          1             20405         0         0
                                                        -----------   ---------
                                                            668,876      20,405

CONOCO INC                     COM            208251504     340,844      12,044  X          1             11556       488         0
                                                            152,482       5,388      X   X  1              2175      3213         0
                                                        -----------   ---------
                                                            493,326      17,432

COOPER INDS INC                COM            216669101     230,472       6,600  X          1              6500       100         0
                                                             13,968         400      X   X  1               400         0         0
                                                        -----------   ---------
                                                            244,440       7,000

CORNING INC                    COM            219350105     534,950      59,972  X          1             56672      3300         0
                                                            338,068      37,900      X   X  1             27700     10200         0
                                                              4,683         525  X          2               525         0         0
                                                        -----------   ---------
                                                            877,701      98,397

COSTCO WHSL CORP NEW           COM            22160K105   6,961,403     156,859  X          1            154459       500      1900
                                                          1,075,905      24,243      X   X  1              6443     17800         0
                                                             35,504         800  X          2                 0       800         0
                                                        -----------   ---------
                                                          8,072,812     181,902

COX COMMUNICATIONS INC NEW     CL A           224044107     857,944      20,471  X          1             18846      1625         0
                                                            267,178       6,375      X   X  1              4975      1400         0
                                                             12,573         300  X          2               300         0         0
                                                        -----------   ---------
                                                          1,137,695      27,146

DANAHER CORP DEL               COM            235851102     114,589       1,900  X          1              1900         0         0
                                                            180,930       3,000      X   X  1              3000         0         0
                                                        -----------   ---------
                                                            295,519       4,900

DEERE & CO                     COM            244199105     335,091       7,675  X          1              7675         0         0
                                                            231,398       5,300      X   X  1              3500      1800         0
                                                        -----------   ---------
                                                            566,489      12,975

DELL COMPUTER CORP             COM            247025109     860,799      31,670  X          1             29670      1800       200
                                                            371,688      13,675      X   X  1              6850      6825         0
                                                              7,475         275  X          2               275         0         0
                                                        -----------   ---------
                                                          1,239,962      45,620

DIAMONDS TR                    UNIT SER 1     252787106   2,646,397      26,517  X          1             26417       100         0
                                                            965,565       9,675      X   X  1              4525      5150         0
                                                        -----------   ---------
                                                          3,611,962      36,192

DISNEY WALT CO                 COM DISNEY     254687106   1,319,988      63,706  X          1             61306      1900       500
                                                            502,460      24,250      X   X  1             16400      7850         0
                                                             24,864       1,200  X          2               400       300       500
                                                        -----------   ---------
                                                          1,847,312      89,156

DIXIE GROUP INC                CL A           255519100     480,114     104,600  X          1            104600         0         0
                                                        -----------   ---------
                                                            480,114     104,600

DOLLAR GEN CORP                COM            256669102     189,766      12,736  X          1             12736         0         0
                                                             96,031       6,445      X   X  1              6445         0         0
                                                        -----------   ---------
                                                            285,797      19,181

DOMINION RES INC VA NEW        COM            25746U109     281,808       4,689  X          1              4689         0         0
                                                            420,280       6,993      X   X  1              4743      2250         0
                                                        -----------   ---------
                                                            702,088      11,682

DOVER CORP                     COM            260003108   1,050,712      28,344  X          1             28344         0         0
                                                            296,560       8,000      X   X  1                 0      8000         0
                                                        -----------   ---------
                                                          1,347,272      36,344

DOW CHEM CO                    COM            260543103   2,038,625      60,350  X          1             60050       300         0
                                                            796,060      23,566      X   X  1             15766      7800         0
                                                        -----------   ---------
                                                          2,834,685      83,916

DOW JONES & CO INC             COM            260561105     361,218       6,600      X   X  1              6600         0         0
                                                        -----------   ---------
                                                            361,218       6,600

DREYFUS HIGH YIELD STRATEGIES  SH BEN INT     26200S101     136,998      25,703  X          1             25703         0         0
                                                        -----------   ---------
                                                            136,998      25,703

DU PONT E I DE NEMOURS & CO    COM            263534109   2,212,062      52,036  X          1             50002       734      1300
                                                          1,577,293      37,104      X   X  1             29674      7430         0
                                                              4,251         100  X          2               100         0         0
                                                        -----------   ---------
                                                          3,793,606      89,240

DUKE ENERGY CORP               COM            264399106   1,402,878      35,733  X          1             34533         0      1200
                                                            353,340       9,000      X   X  1              7900      1100         0
                                                        -----------   ---------
                                                          1,756,218      44,733

E M C CORP MASS                COM            268648102   4,346,013     323,364  X          1            314764       700      7900
                                                          1,067,862      79,454      X   X  1             16154     63300         0
                                                             13,440       1,000  X          2                 0         0      1000
                                                        -----------   ---------
                                                          5,427,315     403,818

EASTMAN KODAK CO               COM            277461109     300,749      10,219  X          1             10019       200         0
                                                             45,852       1,558      X   X  1               458      1100         0
                                                        -----------   ---------
                                                            346,601      11,777

EL PASO CORP                   COM            28336L109   6,463,049     144,879  X          1            142231       246      2402
                                                          2,225,639      49,891      X   X  1             35187     14704         0
                                                             37,562         842  X          2                 0       492       350
                                                        -----------   ---------
                                                          8,726,250     195,612

ELAN PLC                       ADR            284131208   8,256,436     183,232  X          1            180932         0      2300
                                                          1,830,564      40,625      X   X  1             11525     29100         0
                                                             28,163         625  X          2                 0       325       300
                                                        -----------   ---------
                                                         10,115,163     224,482

ELECTRONIC DATA SYS NEW        COM            285661104  11,646,243     169,894  X          1            167294         0      2600
                                                          2,992,006      43,647      X   X  1             20097     23550         0
                                                             34,275         500  X          2                 0       500         0
                                                        -----------   ---------
                                                         14,672,524     214,041

EMERSON ELEC CO                COM            291011104   1,077,195      18,865  X          1             18665       200         0
                                                            994,682      17,420      X   X  1             10170      7250         0
                                                        -----------   ---------
                                                          2,071,877      36,285

ENTERGY CORP NEW               COM            29364G103     391,100      10,000  X          1             10000         0         0
                                                             11,733         300      X   X  1               300         0         0
                                                        -----------   ---------
                                                            402,833      10,300

EQUIFAX INC                    COM            294429105     629,085      26,049  X          1             26049         0         0
                                                             28,980       1,200      X   X  1               100      1100         0
                                                        -----------   ---------
                                                            658,065      27,249

ERICSSON L M TEL CO            ADR CL B SEK10 294821400      63,287      12,124  X          1             12124         0         0
                                                            765,482     146,644      X   X  1             87044     59600         0
                                                              3,210         615  X          2                 0       615         0
                                                        -----------   ---------
                                                            831,979     159,383

EXXON MOBIL CORP               COM            30231G102  22,498,820     572,489  X          1            565165      2424      4900
                                                         14,054,898     357,631      X   X  1            264593     93038         0
                                                             18,235         464  X          2               264         0       200
                                                        -----------   ---------
                                                         36,571,953     930,584

FPL GROUP INC                  COM            302571104     375,285       6,654  X          1              6654         0         0
                                                            286,850       5,086      X   X  1              2586      2500         0
                                                        -----------   ---------
                                                            662,135      11,740

FEDERAL HOME LN MTG CORP       COM            313400301   5,679,924      86,849  X          1             86349         0       500
                                                          1,428,990      21,850      X   X  1             14400      7450         0
                                                             26,160         400  X          2                 0       400         0
                                                        -----------   ---------
                                                          7,135,074     109,099

FEDERAL NATL MTG ASSN          COM            313586109   5,516,907      69,395  X          1             67525      1100       770
                                                          1,942,107      24,429      X   X  1              7179     17250         0
                                                             19,081         240  X          2               175        65         0
                                                        -----------   ---------
                                                          7,478,095      94,064

FEDERATED DEPT STORES INC DEL  COM            31410H101   3,625,992      88,655  X          1             87855       400       400
                                                            137,015       3,350      X   X  1              1450      1900         0
                                                             17,955         439  X          2                 0       439         0
                                                        -----------   ---------
                                                          3,780,962      92,444

FEDEX CORP                     COM            31428X106     430,604       8,300  X          1              8300         0         0
                                                             57,068       1,100      X   X  1              1100         0         0
                                                        -----------   ---------
                                                            487,672       9,400

FIFTH THIRD BANCORP            COM            316773100   1,187,534      19,363  X          1             19363         0         0
                                                            346,394       5,648      X   X  1              5473       175         0
                                                        -----------   ---------
                                                          1,533,928      25,011

FINOVA GROUP INC               COM            317928109         160         263  X          1               263         0         0
                                                              6,100      10,000      X   X  1             10000         0         0
                                                        -----------   ---------
                                                              6,260      10,263

FIRST DATA CORP                COM            319963104     156,273       1,992  X          1              1992         0         0
                                                             47,070         600      X   X  1               600         0         0
                                                        -----------   ---------
                                                            203,343       2,592

FIRST TENN NATL CORP           COM            337162101  78,850,383   2,174,583  X          1           2141483     33000       100
                                                          8,181,814     225,643      X   X  1             89473     94158     42012
                                                        -----------   ---------
                                                         87,032,197   2,400,226

FIRST VA BANKS INC             COM            337477103     353,036       6,955  X          1              6955         0         0
                                                        -----------   ---------
                                                            353,036       6,955

FLEETBOSTON FINL CORP          COM            339030108   8,007,895     219,394  X          1            214916      1600      2878
                                                            727,449      19,930      X   X  1              8055     11875         0
                                                             16,425         450  X          2               250         0       200
                                                        -----------   ---------
                                                          8,751,769     239,774

FLUOR CORP NEW                 COM            343412102     399,432      10,680  X          1              9755       925         0
                                                            129,965       3,475      X   X  1              3475         0         0
                                                              5,610         150  X          2               150         0         0
                                                        -----------   ---------
                                                            535,007      14,305

FORD MTR CO DEL                COM PAR $0.01  345370860     308,002      19,593  X          1             19593         0         0
                                                            127,268       8,096      X   X  1              6876      1220         0
                                                        -----------   ---------
                                                            435,270      27,689

FORTUNE BRANDS INC             COM            349631101     144,266       3,644  X          1              3644         0         0
                                                            106,893       2,700      X   X  1              2700         0         0
                                                        -----------   ---------
                                                            251,159       6,344

FRANKLIN RES INC               COM            354613101     402,080      11,400  X          1             11400         0         0
                                                             35,270       1,000      X   X  1               500       500         0
                                                        -----------   ---------
                                                            437,350      12,400

GAINSCO INC                    COM            363127101      62,240      38,900  X          1             38900         0         0
                                                        -----------   ---------
                                                             62,240      38,900

GANNETT INC                    COM            364730101   1,048,789      15,600  X          1             15600         0         0
                                                            796,676      11,850      X   X  1              6750      5100         0
                                                        -----------   ---------
                                                          1,845,465      27,450

GENERAL AMERN INVS INC         COM            368802104     277,366       8,287      X   X  1              8287         0         0
                                                        -----------   ---------
                                                            277,366       8,287

GENERAL ELEC CO                COM            369604103  37,363,303     932,218  X          1            916068     11675      4475
                                                         20,125,289     502,128      X   X  1            291802    210326         0
                                                             38,677         965  X          2               350       315       300
                                                        -----------   ---------
                                                         57,527,269   1,435,311

GENERAL MLS INC                COM            370334104     461,850       8,880  X          1              8480       400         0
                                                            412,752       7,936      X   X  1              7536       400         0
                                                        -----------   ---------
                                                            874,602      16,816

GENERAL MTRS CORP              COM            370442105     952,318      19,595  X          1             19595         0         0
                                                            315,560       6,493      X   X  1              4238      1655       600
                                                        -----------   ---------
                                                          1,267,878      26,088

GENUINE PARTS CO               COM            372460105     258,331       7,039  X          1              7039         0         0
                                                        -----------   ---------
                                                            258,331       7,039

GENUITY INC                    CL A           37248E103      22,120      14,000  X          1             14000         0         0
                                                        -----------   ---------
                                                             22,120      14,000

GILLETTE CO                    COM            375766102   1,100,563      32,951  X          1             31426      1075       450
                                                            538,575      16,125      X   X  1             15400       725         0
                                                              5,010         150  X          2               150         0         0
                                                        -----------   ---------
                                                          1,644,148      49,226

GLAXOSMITHKLINE PLC            SPONSORED ADR  37733W105     768,772      15,431  X          1             15431         0         0
                                                          1,511,091      30,331      X   X  1              2329     26580      1422
                                                        -----------   ---------
                                                          2,279,863      45,762

GRAINGER W W INC               COM            384802104     835,200      17,400  X          1             17200       200         0
                                                            393,600       8,200      X   X  1              6200      2000         0
                                                        -----------   ---------
                                                          1,228,800      25,600

GUIDANT CORP                   COM            401698105     486,546       9,770  X          1              9770         0         0
                                                              4,980         100      X   X  1                 0       100         0
                                                        -----------   ---------
                                                            491,526       9,870

HARTFORD FINL SVCS GROUP INC   COM            416515104      50,264         800  X          1               800         0         0
                                                            219,905       3,500      X   X  1              3500         0         0
                                                        -----------   ---------
                                                            270,169       4,300

HEALTHSOUTH CORP               COM            421924101     376,430      25,400  X          1             22675      2725         0
                                                            145,609       9,825      X   X  1              9825         0         0
                                                              7,410         500  X          2               500         0         0
                                                        -----------   ---------
                                                            529,449      35,725

HEINZ H J CO                   COM            423074103     417,368      10,150  X          1             10150         0         0
                                                             59,624       1,450      X   X  1              1150       300         0
                                                        -----------   ---------
                                                            476,992      11,600

HEWLETT PACKARD CO             COM            428236103   1,153,158      56,142  X          1             54692      1450         0
                                                            422,714      20,580      X   X  1             11580      9000         0
                                                              8,216         400  X          2               400         0         0
                                                        -----------   ---------
                                                          1,584,088      77,122

HOME DEPOT INC                 COM            437076102   5,631,933     110,408  X          1            105646      2562      2200
                                                          1,862,683      36,516      X   X  1             22380     14136         0
                                                             34,432         675  X          2               375         0       300
                                                        -----------   ---------
                                                          7,529,048     147,599

HOUSEHOLD INTL INC             COM            441815107   1,009,320      17,420  X          1             14645      2175       600
                                                            301,290       5,200      X   X  1              5200         0         0
                                                             11,588         200  X          2               200         0         0
                                                        -----------   ---------
                                                          1,322,198      22,820

HUNTINGTON BANCSHARES INC      COM            446150104     204,647      11,905      X   X  1             11905         0         0
                                                        -----------   ---------
                                                            204,647      11,905

ILLINOIS TOOL WKS INC          COM            452308109     280,496       4,142  X          1              3942       200         0
                                                            118,510       1,750      X   X  1              1650       100         0
                                                        -----------   ---------
                                                            399,006       5,892

INGERSOLL-RAND CO              COM            456866102   1,393,995      33,341  X          1             33341         0         0
                                                            729,587      17,450      X   X  1             12775      4675         0
                                                        -----------   ---------
                                                          2,123,582      50,791

INTEL CORP                     COM            458140100  17,251,756     548,545  X          1            534365      6050      8130
                                                          5,225,074     166,139      X   X  1             87199     78140       800
                                                             50,635       1,610  X          2               400       810       400
                                                        -----------   ---------
                                                         22,527,465     716,294

INTERNATIONAL BUSINESS MACHS   COM            459200101  11,991,975      99,140  X          1             95994      2196       950
                                                          6,820,933      56,390      X   X  1             41414     14976         0
                                                             32,659         270  X          2                 0       270         0
                                                        -----------   ---------
                                                         18,845,567     155,800

INTL PAPER CO                  COM            460146103     259,895       6,441  X          1              5641       800         0
                                                            546,863      13,553      X   X  1             12753       400       400
                                                        -----------   ---------
                                                            806,758      19,994

INTERPUBLIC GROUP COS INC      COM            460690100   6,192,623     209,635  X          1            206985         0      2650
                                                          1,914,932      64,825      X   X  1             20900     43925         0
                                                             20,678         700  X          2                 0       700         0
                                                        -----------   ---------
                                                          8,128,233     275,160

J P MORGAN CHASE & CO          COM            46625H100  10,011,218     275,411  X          1            270862      1512      3037
                                                          2,397,440      65,954      X   X  1             32239     33715         0
                                                             32,715         900  X          2               300       600         0
                                                        -----------   ---------
                                                         12,441,373     342,265

JEFFERSON PILOT CORP           COM            475070108       7,866         170  X          1               170         0         0
                                                            263,369       5,692      X   X  1              5692         0         0
                                                        -----------   ---------
                                                            271,235       5,862

JOHNSON & JOHNSON              COM            478160104  13,695,543     231,735  X          1            226785      2800      2150
                                                          5,528,214      93,540      X   X  1             62740     30800         0
                                                             23,640         400  X          2               300       100         0
                                                        -----------   ---------
                                                         19,247,397     325,675

KELLOGG CO                     COM            487836108     216,721       7,200  X          1              7200         0         0
                                                            198,660       6,600      X   X  1              4800      1800         0
                                                        -----------   ---------
                                                            415,381      13,800

KEYCORP NEW                    COM            493267108     113,351       4,657  X          1              4657         0         0
                                                            250,702      10,300      X   X  1                 0     10300         0
                                                        -----------   ---------
                                                            364,053      14,957

KIMBERLY CLARK CORP            COM            494368103   4,929,434      82,432  X          1             81457       625       350
                                                          1,084,652      18,138      X   X  1             15934      2204         0
                                                              5,980         100  X          2               100         0         0
                                                        -----------   ---------
                                                          6,020,066     100,670

KING PHARMACEUTICALS INC       COM            495582108     278,227       6,604  X          1              6604         0         0
                                                              8,384         199      X   X  1               199         0         0
                                                        -----------   ---------
                                                            286,611       6,803

KOHLS CORP                     COM            500255104     252,598       3,586  X          1              3586         0         0
                                                            207,798       2,950      X   X  1              2950         0         0
                                                        -----------   ---------
                                                            460,396       6,536

KONINKLIJKE PHILIPS ELECTRS NV NY REG SH NEW  500472303     230,318       7,912  X          1              7912         0         0
                                                             39,532       1,358      X   X  1               388       970         0
                                                        -----------   ---------
                                                            269,850       9,270

KROGER CO                      COM            501044101      35,375       1,695  X          1              1695         0         0
                                                            317,224      15,200      X   X  1             15200         0         0
                                                        -----------   ---------
                                                            352,599      16,895

LA Z BOY INC                   COM            505336107     251,083      11,507  X          1             11507         0         0
                                                            316,739      14,516      X   X  1             14516         0         0
                                                        -----------   ---------
                                                            567,822      26,023

LILLY ELI & CO                 COM            532457108     760,267       9,680  X          1              9480         0       200
                                                            420,189       5,350      X   X  1              1350      4000         0
                                                        -----------   ---------
                                                          1,180,456      15,030

LINCOLN NATL CORP IND          COM            534187109     369,132       7,600      X   X  1              7600         0         0
                                                        -----------   ---------
                                                            369,132       7,600

LOCKHEED MARTIN CORP           COM            539830109   1,023,660      21,934  X          1             21934         0         0
                                                            462,033       9,900      X   X  1              2700      7200         0
                                                        -----------   ---------
                                                          1,485,693      31,834

LUCENT TECHNOLOGIES INC        COM            549463107     765,248     121,467  X          1            114168      6401       898
                                                            323,789      51,395      X   X  1             27459     23204       732
                                                             12,978       2,060  X          2              1050       410       600
                                                        -----------   ---------
                                                          1,102,015     174,922

MBIA INC                       COM            55262C100     531,531       9,911  X          1              9911         0         0
                                                             76,423       1,425      X   X  1                 0      1425         0
                                                        -----------   ---------
                                                            607,954      11,336

MBNA CORP                      COM            55262L100     359,040      10,200  X          1              9150      1050         0
                                                            256,080       7,275      X   X  1              7275         0         0
                                                              6,160         175  X          2               175         0         0
                                                        -----------   ---------
                                                            621,280      17,650

MGIC INVT CORP WIS             COM            552848103     427,411       6,925  X          1              6325       600         0
                                                            123,440       2,000      X   X  1              2000         0         0
                                                              9,258         150  X          2               150         0         0
                                                        -----------   ---------
                                                            560,109       9,075

MANITOWOC INC                  COM            563571108     330,438      10,625  X          1             10625         0         0
                                                        -----------   ---------
                                                            330,438      10,625

MANULIFE FINL CORP             COM            56501R106   1,869,701      71,746  X          1             71746         0         0
                                                            215,464       8,268      X   X  1              1007      5797      1464
                                                        -----------   ---------
                                                          2,085,165      80,014

MARSH & MCLENNAN COS INC       COM            571748102     125,610       1,169  X          1              1044         0       125
                                                            136,999       1,275      X   X  1              1200        75         0
                                                        -----------   ---------
                                                            262,609       2,444

MASCO CORP                     COM            574599106     561,663      22,925  X          1             22525       400         0
                                                          1,193,150      48,700      X   X  1             23900     24800         0
                                                        -----------   ---------
                                                          1,754,813      71,625

MAY DEPT STORES CO             COM            577778103     421,091      11,387      X   X  1              4987      6400         0
                                                        -----------   ---------
                                                            421,091      11,387

MAYTAG CORP                    COM            578592107     916,069      29,522  X          1             14502     15020         0
                                                          3,343,453     107,749      X   X  1             84535     23214         0
                                                        -----------   ---------
                                                          4,259,522     137,271

MCCORMICK & CO INC             COM NON VTG    579780206     390,321       9,300  X          1              9000       300         0
                                                            125,910       3,000      X   X  1               600      2400         0
                                                        -----------   ---------
                                                            516,231      12,300

MCDONALDS CORP                 COM            580135101   1,441,774      54,468  X          1             52493      1975         0
                                                            672,340      25,400      X   X  1             20900      4500         0
                                                              5,294         200  X          2               200         0         0
                                                        -----------   ---------
                                                          2,119,408      80,068

MEDTRONIC INC                  COM            585055106   8,214,089     160,400  X          1            158050         0      2350
                                                          4,388,496      85,696      X   X  1             51646     34050         0
                                                             43,529         850  X          2                 0       550       300
                                                        -----------   ---------
                                                         12,646,114     246,946

MELLON FINL CORP               COM            58551A108   1,480,347      39,350  X          1             39350         0         0
                                                            150,480       4,000      X   X  1                 0      4000         0
                                                        -----------   ---------
                                                          1,630,827      43,350

MERCK & CO INC                 COM            589331107  12,833,101     218,250  X          1            214900      1850      1500
                                                          9,119,292     155,090      X   X  1            102540     52550         0
                                                             17,640         300  X          2               200         0       100
                                                        -----------   ---------
                                                         21,970,033     373,640

MICROSOFT CORP                 COM            594918104  13,425,047     202,642  X          1            198912      1755      1975
                                                          3,169,337      47,839      X   X  1             18839     29000         0
                                                             64,594         975  X          2               175       500       300
                                                        -----------   ---------
                                                         16,658,978     251,456

MID-AMER APT CMNTYS INC        COM            59522J103      42,948       1,633  X          1              1633         0         0
                                                            223,550       8,500      X   X  1                 0      8500         0
                                                        -----------   ---------
                                                            266,498      10,133

MIDWAY GAMES INC               COM            598148104     180,120      12,000  X          1             12000         0         0
                                                        -----------   ---------
                                                            180,120      12,000

MILACRON INC                   COM            598709103     531,219      33,600  X          1             30050      3550         0
                                                            185,768      11,750      X   X  1             11750         0         0
                                                             12,648         800  X          2               800         0         0
                                                        -----------   ---------
                                                            729,635      46,150

MINNESOTA MNG & MFG CO         COM            604059105   1,735,559      14,682  X          1             14682         0         0
                                                          4,762,090      40,285      X   X  1              9600     30685         0
                                                        -----------   ---------
                                                          6,497,649      54,967

MIRANT CORP                    COM            604675108     310,198      19,363  X          1             17655      1708         0
                                                            134,040       8,367      X   X  1              5941      1631       795
                                                              1,906         119  X          2               119         0         0
                                                        -----------   ---------
                                                            446,144      27,849

MORGAN STANLEY DEAN WITTER&CO  COM NEW        617446448   1,422,164      25,423  X          1             24873       550         0
                                                            213,803       3,822      X   X  1              3822         0         0
                                                              5,594         100  X          2               100         0         0
                                                        -----------   ---------
                                                          1,641,561      29,345

MOTOROLA INC                   COM            620076109   2,429,256     161,734  X          1            155174      3050      3510
                                                          1,139,584      75,871      X   X  1             31771     43200       900
                                                              7,510         500  X          2               500         0         0
                                                        -----------   ---------
                                                          3,576,350     238,105

MYLAN LABS INC                 COM            628530107     538,128      14,350  X          1             12975      1375         0
                                                            208,126       5,550      X   X  1              5550         0         0
                                                             10,313         275  X          2               275         0         0
                                                        -----------   ---------
                                                            756,567      20,175

NASDAQ 100 TR                  UNIT SER 1     631100104   1,003,762      25,797  X          1             25797         0         0
                                                            267,818       6,883      X   X  1                 0      6883         0
                                                        -----------   ---------
                                                          1,271,580      32,680

NATIONAL COMMERCE FINL CORP    COM            63545P104   2,539,668     100,382  X          1             97382         0      3000
                                                          2,017,928      79,760      X   X  1             73300      6460         0
                                                        -----------   ---------
                                                          4,557,596     180,142

NISOURCE INC                   COM            65473P105     160,682       6,968  X          1              6968         0         0
                                                             96,299       4,176      X   X  1               176      4000         0
                                                        -----------   ---------
                                                            256,981      11,144

NOKIA CORP                     SPONSORED ADR  654902204     353,330      14,404  X          1             12404         0      2000
                                                            142,274       5,800      X   X  1              4600      1200         0
                                                        -----------   ---------
                                                            495,604      20,204

NOBLE DRILLING CORP            COM            655042109     286,787       8,425  X          1              7225      1200         0
                                                            191,475       5,625      X   X  1              5625         0         0
                                                              8,510         250  X          2               250         0         0
                                                        -----------   ---------
                                                            486,772      14,300

NORFOLK SOUTHERN CORP          COM            655844108     901,012      49,155  X          1             49155         0         0
                                                            412,114      22,483      X   X  1             21341      1142         0
                                                        -----------   ---------
                                                          1,313,126      71,638

NORTEL NETWORKS CORP NEW       COM            656568102     475,578      63,750  X          1             56000      6750      1000
                                                            210,560      28,225      X   X  1             21425      6000       800
                                                              8,952       1,200  X          2              1200         0         0
                                                        -----------   ---------
                                                            695,090      93,175

ORACLE CORP                    COM            68389X105     630,212      45,634  X          1             42884      2750         0
                                                            340,391      24,648      X   X  1             13000     11648         0
                                                              4,834         350  X          2               350         0         0
                                                        -----------   ---------
                                                            975,437      70,632

PNC FINL SVCS GROUP INC        COM            693475105     583,862      10,389  X          1             10389         0         0
                                                             91,494       1,628      X   X  1                 0      1628         0
                                                        -----------   ---------
                                                            675,356      12,017

PPG INDS INC                   COM            693506107     508,666       9,835  X          1              9835         0         0
                                                            103,440       2,000      X   X  1              2000         0         0
                                                        -----------   ---------
                                                            612,106      11,835

PALL CORP                      COM            696429307     199,698       8,300  X          1              8300         0         0
                                                             89,022       3,700      X   X  1              3400       300         0
                                                        -----------   ---------
                                                            288,720      12,000

PARKER HANNIFIN CORP           COM            701094104     421,453       9,180  X          1              7662      1518         0
                                                        -----------   ---------
                                                            421,453       9,180

PENNEY J C INC                 COM            708160106     278,819      10,365  X          1             10365         0         0
                                                            103,296       3,840      X   X  1              3840         0         0
                                                        -----------   ---------
                                                            382,115      14,205

PEPSICO INC                    COM            713448108  11,231,086     230,665  X          1            227790      1975       900
                                                          3,295,100      67,675      X   X  1             44925     22750         0
                                                             31,649         650  X          2               200       250       200
                                                        -----------   ---------
                                                         14,557,835     298,990

PERFORMANCE FOOD GROUP CO      COM            713755106     388,629      11,050  X          1             11050         0         0
                                                        -----------   ---------
                                                            388,629      11,050

PFIZER INC                     COM            717081103   8,961,124     224,871  X          1            222546       825      1500
                                                          7,332,682     184,007      X   X  1            135082     48925         0
                                                             47,621       1,195  X          2                 0       795       400
                                                        -----------   ---------
                                                         16,341,427     410,073

PHARMACIA CORP                 COM            71713U102   6,167,195     144,600  X          1            142300         0      2300
                                                          1,005,477      23,575      X   X  1             20050      3525         0
                                                        -----------   ---------
                                                          7,172,672     168,175

PHILIP MORRIS COS INC          COM            718154107   5,201,914     113,455  X          1            113455         0         0
                                                          4,734,930     103,270      X   X  1             40100     63170         0
                                                        -----------   ---------
                                                          9,936,844     216,725

PIER 1 IMPORTS INC             COM            720279108     243,194      14,025  X          1             14025         0         0
                                                        -----------   ---------
                                                            243,194      14,025

PITNEY BOWES INC               COM            724479100     315,924       8,400  X          1              8400         0         0
                                                             75,220       2,000      X   X  1              2000         0         0
                                                        -----------   ---------
                                                            391,144      10,400

PLUM CREEK TIMBER CO INC       COM            729251108     677,083      23,883  X          1             23883         0         0
                                                             48,110       1,697      X   X  1              1697         0         0
                                                        -----------   ---------
                                                            725,193      25,580

PROCTER & GAMBLE CO            COM            742718109   7,200,362      90,994  X          1             86419      4575         0
                                                          3,107,753      39,274      X   X  1             28784     10490         0
                                                              5,935          75  X          2                75         0         0
                                                        -----------   ---------
                                                         10,314,050     130,343

PROGRESS ENERGY INC            COM            743263105     484,387      10,757  X          1             10757         0         0
                                                            348,171       7,732      X   X  1              4132      3600         0
                                                        -----------   ---------
                                                            832,558      18,489

PROVIDIAN FINL CORP            COM            74406A102      77,035      21,700  X          1             21700         0         0
                                                             23,799       6,704      X   X  1              5104         0      1600
                                                        -----------   ---------
                                                            100,834      28,404

PUBLIC STORAGE INC             COM            74460D109     217,100       6,500  X          1              6500         0         0
                                                              4,676         140      X   X  1                 0       140         0
                                                        -----------   ---------
                                                            221,776       6,640

QWEST COMMUNICATIONS INTL INC  COM            749121109     784,318      55,507  X          1             49982      3959      1566
                                                            399,327      28,261      X   X  1             20012      8249         0
                                                              7,800         552  X          2               552         0         0
                                                        -----------   ---------
                                                          1,191,445      84,320

RADIOSHACK CORP                COM            750438103     296,184       9,840  X          1              9840         0         0
                                                        -----------   ---------
                                                            296,184       9,840

RAYTHEON CO                    COM NEW        755111507     388,148      11,954  X          1             11854       100         0
                                                            417,662      12,863      X   X  1              4838      8025         0
                                                        -----------   ---------
                                                            805,810      24,817

REGIONS FINL CORP              COM            758940100     133,473       4,458  X          1              4458         0         0
                                                          4,432,168     148,035      X   X  1                 0    148035         0
                                                        -----------   ---------
                                                          4,565,641     152,493

RELIANT ENERGY INC             COM            75952J108     396,287      14,943  X          1             14943         0         0
                                                            262,548       9,900      X   X  1              6500      3400         0
                                                        -----------   ---------
                                                            658,835      24,843

REPSOL YPF S A                 SPONSORED ADR  76026T205     380,686      26,200  X          1             26200         0         0
                                                            149,659      10,300      X   X  1              6400      3900         0
                                                        -----------   ---------
                                                            530,345      36,500

ROYAL DUTCH PETE CO            NY REG GLD1.25 780257804   2,263,012      46,165  X          1             45315       850         0
                                                            917,900      18,725      X   X  1              6225     12500         0
                                                              7,353         150  X          2               150         0         0
                                                        -----------   ---------
                                                          3,188,265      65,040

RUBY TUESDAY INC               COM            781182100     572,441      27,748      X   X  1                 0     27748         0
                                                        -----------   ---------
                                                            572,441      27,748

SBC COMMUNICATIONS INC         COM            78387G103   4,981,530     127,177  X          1            123950      2227      1000
                                                          3,322,756      84,829      X   X  1             53445     31384         0
                                                              7,834         200  X          2               200         0         0
                                                        -----------   ---------
                                                          8,312,120     212,206

SPDR TR                        UNIT SER 1     78462F103   4,555,430      39,855  X          1             39755       100         0
                                                            920,115       8,050      X   X  1              3950      4100         0
                                                        -----------   ---------
                                                          5,475,545      47,905

SAFECO CORP                    COM            786429100     572,849      18,390  X          1             18390         0         0
                                                        -----------   ---------
                                                            572,849      18,390

SARA LEE CORP                  COM            803111103     727,323      32,718  X          1             31093      1625         0
                                                            385,691      17,350      X   X  1             14950      2400         0
                                                              7,225         325  X          2               325         0         0
                                                        -----------   ---------
                                                          1,120,239      50,393

SCANA CORP NEW                 COM            80589M102     115,606       4,154  X          1              4154         0         0
                                                            114,270       4,106      X   X  1              2706      1400         0
                                                        -----------   ---------
                                                            229,876       8,260

SCHERING PLOUGH CORP           COM            806605101  12,749,946     356,044  X          1            352319      1250      2475
                                                          1,751,397      48,908      X   X  1             38008     10900         0
                                                             34,915         975  X          2               275       700         0
                                                        -----------   ---------
                                                         14,536,258     405,927

SCHLUMBERGER LTD               COM            806857108   1,564,484      28,471  X          1             27146       825       500
                                                            541,261       9,850      X   X  1              6925      2925         0
                                                              8,243         150  X          2               150         0         0
                                                        -----------   ---------
                                                          2,113,988      38,471

SEARS ROEBUCK & CO             COM            812387108     929,456      19,510  X          1             18010         0      1500
                                                            161,785       3,396      X   X  1              1096      2300         0
                                                        -----------   ---------
                                                          1,091,241      22,906

SERVICE CORP INTL              COM            817565104     109,281      21,900  X          1             21900         0         0
                                                        -----------   ---------
                                                            109,281      21,900

SHELL TRANS & TRADING PLC      NEW YRK SH NEW 822703609     845,580      20,400  X          1             20400         0         0
                                                        -----------   ---------
                                                            845,580      20,400

SOLECTRON CORP                 COM            834182107     406,362      36,025  X          1             32100      3925         0
                                                            141,000      12,500      X   X  1             12500         0         0
                                                              8,460         750  X          2               750         0         0
                                                        -----------   ---------
                                                            555,822      49,275

SOUTHERN CO                    COM            842587107   1,288,596      50,832  X          1             46532      4300         0
                                                            554,024      21,855      X   X  1             14180      5675      2000
                                                              7,605         300  X          2               300         0         0
                                                        -----------   ---------
                                                          1,850,225      72,987

SPRINT CORP                    COM FON GROUP  852061100     544,168      27,100  X          1             26100         0      1000
                                                            231,422      11,525      X   X  1              1800      9725         0
                                                        -----------   ---------
                                                            775,590      38,625

SPRINT CORP                    PCS COM SER 1  852061506     381,457      15,627  X          1             15427         0       200
                                                            172,091       7,050      X   X  1              1200      5850         0
                                                        -----------   ---------
                                                            553,548      22,677

STORAGE USA INC                COM            861907103     353,640       8,400  X          1              8400         0         0
                                                        -----------   ---------
                                                            353,640       8,400

STREETTRACKS SER TR            FORTUNE 500    86330E885     204,825       2,500  X          1              2500         0         0
                                                             79,062         965      X   X  1                 0       965         0
                                                        -----------   ---------
                                                            283,887       3,465

SUN LIFE FINL SVCS CDA INC     COM            866796105     256,436      11,872  X          1             11872         0         0
                                                        -----------   ---------
                                                            256,436      11,872

SUN MICROSYSTEMS INC           COM            866810104     490,660      39,891  X          1             39891         0         0
                                                            184,993      15,040      X   X  1              9765      5275         0
                                                             10,086         820  X          2                 0       820         0
                                                        -----------   ---------
                                                            685,739      55,751

SUNTRUST BKS INC               COM            867914103   3,580,233      57,101  X          1             57101         0         0
                                                          3,481,668      55,529      X   X  1             43168     11661       700
                                                        -----------   ---------
                                                          7,061,901     112,630

SYNOVUS FINL CORP              COM            87161C105     201,202       8,032  X          1              8032         0         0
                                                             18,788         750      X   X  1               750         0         0
                                                        -----------   ---------
                                                            219,990       8,782

SYSCO CORP                     COM            871829107   4,816,512     183,696  X          1            181496       600      1600
                                                          1,168,101      44,550      X   X  1              2350     42200         0
                                                             15,732         600  X          2                 0       600         0
                                                        -----------   ---------
                                                          6,000,345     228,846

TECO ENERGY INC                COM            872375100     256,076       9,759  X          1              9759         0         0
                                                             35,424       1,350      X   X  1               700       650         0
                                                        -----------   ---------
                                                            291,500      11,109

TXU CORP                       COM            873168108     124,100       2,632  X          1              2587        45         0
                                                            155,595       3,300      X   X  1              1800      1500         0
                                                        -----------   ---------
                                                            279,695       5,932

TARGET CORP                    COM            87612E106   1,034,055      25,190  X          1             22565      2625         0
                                                            592,273      14,428      X   X  1             13978       450         0
                                                             16,420         400  X          2               400         0         0
                                                        -----------   ---------
                                                          1,642,748      40,018

TELEFONOS DE MEXICO S A        SPON ADR ORD L 879403780     236,596       6,756  X          1              6756         0         0
                                                             63,036       1,800      X   X  1              1800         0         0
                                                        -----------   ---------
                                                            299,632       8,556

TELLABS INC                    COM            879664100     347,551      23,232  X          1             20807      2425         0
                                                            120,054       8,025      X   X  1              8025         0         0
                                                              6,732         450  X          2               450         0         0
                                                        -----------   ---------
                                                            474,337      31,707

TEXAS INSTRS INC               COM            882508104     492,968      17,606  X          1             15681      1325       600
                                                            786,240      28,080      X   X  1             28080         0         0
                                                              5,600         200  X          2               200         0         0
                                                        -----------   ---------
                                                          1,284,808      45,886

TRI CONTL CORP                 COM            895436103     137,850       7,352  X          1              7352         0         0
                                                            101,981       5,439      X   X  1              5439         0         0
                                                        -----------   ---------
                                                            239,831      12,791

TYCO INTL LTD NEW              COM            902124106   1,303,632      22,133  X          1             19783      1650       700
                                                            269,468       4,575      X   X  1              4175       400         0
                                                        -----------   ---------
                                                          1,573,100      26,708

UST INC                        COM            902911106     462,700      13,220  X          1             13220         0         0
                                                             91,000       2,600      X   X  1              2600         0         0
                                                        -----------   ---------
                                                            553,700      15,820

U S CONCRETE INC               COM            90333L102      76,243      11,552  X          1             11552         0         0
                                                        -----------   ---------
                                                             76,243      11,552

UNILEVER N V                   N Y SHS NEW    904784709     416,234       7,225  X          1              7225         0         0
                                                            224,565       3,898      X   X  1              1100      2798         0
                                                        -----------   ---------
                                                            640,799      11,123

UNION PAC CORP                 COM            907818108     841,092      14,756  X          1             13156      1600         0
                                                            200,298       3,514      X   X  1              2514      1000         0
                                                        -----------   ---------
                                                          1,041,390      18,270

UNION PLANTERS CORP            COM            908068109   2,474,432      54,829  X          1             53689      1088        52
                                                            302,913       6,712      X   X  1              3874      2838         0
                                                        -----------   ---------
                                                          2,777,345      61,541

UNITED TECHNOLOGIES CORP       COM            913017109     984,899      15,239  X          1             13839      1400         0
                                                            268,215       4,150      X   X  1              2350      1800         0
                                                        -----------   ---------
                                                          1,253,114      19,389

UNITEDHEALTH GROUP INC         COM            91324P102     503,811       7,119  X          1              7119         0         0
                                                             70,770       1,000      X   X  1              1000         0         0
                                                        -----------   ---------
                                                            574,581       8,119

UNOCAL CORP                    COM            915289102     425,628      11,800  X          1             11800         0         0
                                                            199,756       5,538      X   X  1               338      5200         0
                                                        -----------   ---------
                                                            625,384      17,338

UNUMPROVIDENT CORP             COM            91529Y106   1,153,982      43,530  X          1             43530         0         0
                                                          1,069,255      40,334      X   X  1               400     39934         0
                                                        -----------   ---------
                                                          2,223,237      83,864

UTILICORP UTD INC              COM            918005109     384,799      15,288  X          1             15288         0         0
                                                             17,594         699      X   X  1               699         0         0
                                                        -----------   ---------
                                                            402,393      15,987

VERIZON COMMUNICATIONS         COM            92343V104  12,673,319     267,032  X          1            263260       566      3206
                                                          4,708,548      99,211      X   X  1             49144     50067         0
                                                             36,354         766  X          2                 0       366       400
                                                        -----------   ---------
                                                         17,418,221     367,009

VIACOM INC                     CL A           925524100     105,449       2,383  X          1              2383         0         0
                                                            132,750       3,000      X   X  1              2000      1000         0
                                                        -----------   ---------
                                                            238,199       5,383

VIACOM INC                     CL B           925524308   5,961,234     135,022  X          1            133097         0      1925
                                                            530,772      12,022      X   X  1              9722      2300         0
                                                             26,490         600  X          2                 0       600         0
                                                        -----------   ---------
                                                          6,518,496     147,644

VODAFONE GROUP PLC NEW         SPONSORED ADR  92857W100   9,773,784     380,599  X          1            375749      1200      3650
                                                          3,150,422     122,680      X   X  1             44155     78525         0
                                                             20,544         800  X          2                 0       800         0
                                                        -----------   ---------
                                                         12,944,750     504,079

VULCAN MATLS CO                COM            929160109     667,181      13,917  X          1             12117       300      1500
                                                         12,375,855     258,153      X   X  1             68658    189495         0
                                                        -----------   ---------
                                                         13,043,036     272,070

WACHOVIA CORP 2ND NEW          COM            929903102   1,003,928      32,013  X          1             32013         0         0
                                                            604,621      19,280      X   X  1              6597     12683         0
                                                        -----------   ---------
                                                          1,608,549      51,293

WAL MART STORES INC            COM            931142103   8,318,175     144,538  X          1            140588      1450      2500
                                                          2,954,216      51,333      X   X  1             31758     18775       800
                                                             37,408         650  X          2               150         0       500
                                                        -----------   ---------
                                                         11,309,799     196,521

WALGREEN CO                    COM            931422109   5,824,930     173,052  X          1            173052         0         0
                                                          7,137,334     212,042      X   X  1             87200    124842         0
                                                        -----------   ---------
                                                         12,962,264     385,094

WASTE MGMT INC DEL             COM            94106L109   1,240,534      38,876  X          1             38631       245         0
                                                            650,168      20,375      X   X  1             15925      4450         0
                                                        -----------   ---------
                                                          1,890,702      59,251

WATSON PHARMACEUTICALS INC     COM            942683103     251,911       8,025  X          1              7175       850         0
                                                            178,924       5,700      X   X  1              5700         0         0
                                                              4,709         150  X          2               150         0         0
                                                        -----------   ---------
                                                            435,544      13,875

WAUSAU-MOSINEE PAPER CORP      COM            943315101     370,105      30,587  X          1             30262       325         0
                                                             63,526       5,250      X   X  1              1450      3800         0
                                                        -----------   ---------
                                                            433,631      35,837

WELLS FARGO & CO NEW           COM            949746101  12,310,365     283,192  X          1            277992       600      4600
                                                          3,391,314      78,015      X   X  1             43670     34345         0
                                                             34,776         800  X          2                 0       500       300
                                                        -----------   ---------
                                                         15,736,455     362,007

WESTVACO CORP                  COM            961548104     154,341       5,425  X          1              5425         0         0
                                                             64,013       2,250      X   X  1              2250         0         0
                                                        -----------   ---------
                                                            218,354       7,675

WEYERHAEUSER CO                COM            962166104     635,602      11,753  X          1             11278       475         0
                                                            320,586       5,928      X   X  1              5803       125         0
                                                              5,408         100  X          2               100         0         0
                                                        -----------   ---------
                                                            961,596      17,781

WHIRLPOOL CORP                 COM            963320106     676,475       9,225  X          1              8475       750         0
                                                            208,992       2,850      X   X  1              2850         0         0
                                                             14,666         200  X          2               200         0         0
                                                        -----------   ---------
                                                            900,133      12,275

WILLIAMS COS INC DEL           COM            969457100     321,552      12,600  X          1             12600         0         0
                                                             63,800       2,500      X   X  1              1300      1200         0
                                                        -----------   ---------
                                                            385,352      15,100

WISCONSIN ENERGY CORP          COM            976657106     189,955       8,420  X          1              7820         0       600
                                                             73,320       3,250      X   X  1                 0      3250         0
                                                        -----------   ---------
                                                            263,275      11,670

WORLDCOM INC GA NEW            WRLDCOM GP COM 98157D106   3,533,842     250,983  X          1            247074       709      3200
                                                            704,241      50,017      X   X  1             29050     20167       800
                                                              9,715         690  X          2                 0       690         0
                                                        -----------   ---------
                                                          4,247,798     301,690

WORTHINGTON INDS INC           COM            981811102     299,620      21,100  X          1             21100         0         0
                                                             95,140       6,700      X   X  1              1600      5100         0
                                                        -----------   ---------
                                                            394,760      27,800

WRIGLEY WM JR CO               COM            982526105     386,302       7,520  X          1              7520         0         0
                                                            164,384       3,200      X   X  1              3200         0         0
                                                        -----------   ---------
                                                            550,686      10,720

ZIMMER HLDGS INC               COM            98956P102   1,717,539      56,239  X          1             55804       300       135
                                                            454,982      14,898      X   X  1              6667      8231         0
                                                        -----------   ---------
                                                          2,172,521      71,137

                GRAND TOTAL                             953,716,259