UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C.  20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report: April 13, 2005

SUMMIT BANCSHARES, INC.


(Exact name of registrant as specified in its charter)


Texas

 

0-11986

 

75-1694807


 


 


(State of Incorporation)

 

(Commission File Number)

 

(I.R.S. Employer ID No.)


3880 Hulen Street, Fort Worth, Texas 76107


(Address of principal executive offices)

 

(817) 336-6817


(Registrant’s telephone number, including area code)

 

N/A


(Former name or former address, if changed since last report.)

          Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below):

 

o

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

 

 

 

o

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

 

 

 

o

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

 

 

 

o

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))




ITEM 2.02.

Results of Operations and Financial Conditions.

          On April 13, 2005, Summit Bancshares, Inc. (“Summit Bancshares”) issued a press release announcing its earnings for the first quarter of 2005.  A copy of Summit Bancshares’ press release is attached hereto as Exhibit 99.1.  The press release is incorporated by reference into this Item 2.02 and the foregoing description of the press release is qualified in its entirety by reference to this exhibit.

ITEM 7.01.

REGULATION F D DISCLOSURE

          See Item 2.02

ITEM 9.01.

Financial Statements and Exhibits


             (c)

Exhibits

 

 

 

The following exhibits are furnished with this Form 8-K.

 

 

 

99.1     Press Release dated April 13, 2005


SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

SUMMIT BANCSHARES, INC.

 

 

 

DATE:  April 13, 2005

By:

/s/ BOB G. SCOTT

 

 


 

 

Bob G. Scott, Chief Operating Officer


EXHIBIT INDEX

 

Exhibit
Number

 

Description of Exhibit

 


 


 

99.1

 

Press Release dated April 13, 2005