UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    Form 13F

                               Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: September 30, 2009

Check here if Amendment [_]: Amendment Number:

This Amendment (Check only one): [_] is a restatement

                 [_] adds new holdings entries

Institutional Investment Manager Filing this Report:

Name:      First Commonwealth Financial Corporation
Address:   22 North Sixth Street
           Indiana, PA, 15701

Form 13F File Number:28-05151

The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and it is understood that all required items, statements, schedules,
lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:   Teresa M. Ciambotti
Title:  Senior Vice President and Controller, Principal Financial Officer
Phone:  (724) 463-4725

Signature, Place, and Date of Signing:

/s/ Teresa M. Ciambotti
Teresa M. Ciambotti,      Indiana, PA,      November 4, 2009

Report Type (check only one):

     [X]  13F HOLDINGS REPORT (Check here if all holdings of this reporting
          manager are reported in this report

     [_]  13F NOTICE (Check here if no holdings reported are in this report, and
          all holdings are reported by other reporting manager(s))

     [_]  13F COMBINATION REPORT (Check here if a portion of the holdings for
          this reporting manager are reported in this report and a portion are
          reported by other reporting manager(s).)




                              Form 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers: 1

Form 13F Information Table Entry Total: 194

Form 13F Information Table Value Total: $86,020 (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.

Number: 1

Form 13F File Number: 28-11893

Name:




                           FORM 13F INFORMATION TABLE



COLUMN  1                         COL 2  COL 3     COL 4    COLUMN 5           COL 6      COL 7    COLUMN 8
                                  TITLE            MARKET                                          VOTING
                                  OF               VALUE    SHS OR    SH/ PUT/ INVESTMENT OTHER    AUTHORITY
ISSUER                            CLASS  CUSIP     (X$1000) PRN AMT   PRN CALL DISCRETION MANAGERS SOLE      SHARED NONE
                                                                                      
1NEW MEXICO BANQUEST              COMMON 647991926      49        189 SH       OTHER         1           189
1VIST FINANCIAL CORP              COMMON 918255100      62     10,655 SH       DEFINED       1        10,655
3M CO                             COMMON 88579Y101     219      2,973 SH       DEFINED       1         2,070          903
3M CO                             COMMON 88579Y101     637      8,635 SH       OTHER         1         8,635
ABBOTT LABS                       COMMON 002824100     881     17,808 SH       DEFINED       1        16,860          948
ABBOTT LABS                       COMMON 002824100      58      1,167 SH       OTHER         1         1,167
ADOBE SYS INC                     COMMON 00724F101     654     19,788 SH       DEFINED       1        19,788
ADOBE SYS INC                     COMMON 00724F101      16        492 SH       OTHER         1           492
AIR PRODS & CHEMS INC             COMMON 009158106     637      8,207 SH       DEFINED       1         8,207
AIR PRODS & CHEMS INC             COMMON 009158106      31        396 SH       OTHER         1           396
ALLSTATE CORP                     COMMON 020002101      82      2,684 SH       DEFINED       1         2,684
ALLSTATE CORP                     COMMON 020002101     200      6,529 SH       OTHER         1         6,529
ALTRIA GROUP INC                  COMMON 02209S103      22      1,242 SH       DEFINED       1         1,138          104
ALTRIA GROUP INC                  COMMON 02209S103     564     31,640 SH       OTHER         1        31,640
APACHE CORP                       COMMON 037411105     718      7,818 SH       DEFINED       1         7,818
APACHE CORP                       COMMON 037411105      91        987 SH       OTHER         1           413    574
APPLE INC                         COMMON 037833100   1,030      5,557 SH       DEFINED       1         5,557
APPLE INC                         COMMON 037833100      34        185 SH       OTHER         1           185
AQUA AMERICA INC                  COMMON 03836W103     315     17,862 SH       DEFINED       1        17,862
AQUA AMERICA INC                  COMMON 03836W103      10        540 SH       OTHER         1           540
AT&T INC                          COMMON 00206R102   1,729     64,018 SH       DEFINED       1        60,668        3,350
AT&T INC                          COMMON 00206R102     287     10,636 SH       OTHER         1        10,331    300     5
AUTODESK INC                      COMMON 052769106     429     18,020 SH       DEFINED       1        18,020
AUTODESK INC                      COMMON 052769106      21        895 SH       OTHER         1           895
BANK OF AMERICA CORPORATION       COMMON 060505104     119      7,020 SH       DEFINED       1         1,174        5,846
BANK OF AMERICA CORPORATION       COMMON 060505104     163      9,611 SH       OTHER         1         9,611
BANK OF NEW YORK MELLON CORP      COMMON 064058100     304     10,489 SH       DEFINED       1         9,419        1,070
BANK OF NEW YORK MELLON CORP      COMMON 064058100     105      3,612 SH       OTHER         1         1,372    490 1,750
BECTON DICKINSON & CO             COMMON 075887109     812     11,645 SH       DEFINED       1        11,134          511
BECTON DICKINSON & CO             COMMON 075887109      69        993 SH       OTHER         1           993
BERKSHIRE SECURITIES              COMMON 084991868     828      3,600 SH       DEFINED       1         3,600
BERKSHIRE SECURITIES              COMMON 084991868     414      1,800 SH       OTHER         1         1,800
BOEING CO                         COMMON 097023105      32        597 SH       DEFINED       1           597
BOEING CO                         COMMON 097023105     197      3,636 SH       OTHER         1         3,636
BP PLC                            COMMON 055622104     640     12,031 SH       DEFINED       1        11,965           66
BP PLC                            COMMON 055622104     386      7,244 SH       OTHER         1         6,242  1,002
BUNGE LIMITED                     COMMON G16962105     189      3,015 SH       DEFINED       1         3,015
BUNGE LIMITED                     COMMON G16962105      14        225 SH       OTHER         1           225
CATERPILLAR INC DEL               COMMON 149123101     532     10,358 SH       DEFINED       1        10,358
CATERPILLAR INC DEL               COMMON 149123101     139      2,700 SH       OTHER         1         2,700
CHEVRON CORP NEW                  COMMON 166764100   1,113     15,802 SH       DEFINED       1        13,675        2,127
CHEVRON CORP NEW                  COMMON 166764100     536      7,608 SH       OTHER         1         7,258          350
CISCO SYS INC                     COMMON 17275R102     910     38,663 SH       DEFINED       1        34,603        4,060
CISCO SYS INC                     COMMON 17275R102     214      9,108 SH       OTHER         1         9,008    100
CITIGROUP INC                     COMMON 172967101      11      2,312 SH       DEFINED       1         2,312
CITIGROUP INC                     COMMON 172967101     296     61,078 SH       OTHER         1        60,964    114
CNB FINL CORP PA                  COMMON 126128107     694     40,400 SH       DEFINED       1        40,400
CONOCOPHILLIPS                    COMMON 20825C104     548     12,138 SH       DEFINED       1        10,296        1,842
CONOCOPHILLIPS                    COMMON 20825C104     107      2,380 SH       OTHER         1         2,300     80
CVS CAREMARK CORPORATION          COMMON 126650100     691     19,336 SH       DEFINED       1        19,336
CVS CAREMARK CORPORATION          COMMON 126650100      41      1,136 SH       OTHER         1         1,136
DISNEY WALT CO                    COMMON 254687106     438     15,966 SH       DEFINED       1        13,406        2,560
DISNEY WALT CO                    COMMON 254687106      27        970 SH       OTHER         1           970
DOMINION RES INC VA NEW           COMMON 25746U109     638     18,488 SH       DEFINED       1        17,365        1,123
DOMINION RES INC VA NEW           COMMON 25746U109     117      3,404 SH       OTHER         1         3,404
DU PONT E I DE NEMOURS & CO       COMMON 263534109     215      6,704 SH       DEFINED       1         6,704
DU PONT E I DE NEMOURS & CO       COMMON 263534109      46      1,442 SH       OTHER         1         1,142    300
EMBRYO DEV CORP                   COMMON 290818103      --     15,000 SH       DEFINED       1        15,000
EMERSON ELEC CO                   COMMON 291011104      36        890 SH       DEFINED       1            40          850
EMERSON ELEC CO                   COMMON 291011104     666     16,610 SH       OTHER         1        16,610
EOG RES INC                       COMMON 26875P101     360      4,311 SH       DEFINED       1         4,311
EOG RES INC                       COMMON 26875P101       3         40 SH       OTHER         1            40
ESB FINANCIAL CORP                COMMON 26884F102     168     12,510 SH       DEFINED                12,510     --    --
EXXON MOBIL CORP                  COMMON 30231G102   2,965     43,212 SH       DEFINED       1        43,212
EXXON MOBIL CORP                  COMMON 30231G102   2,047     29,840 SH       OTHER         1        12,703 17,137
FEDEX CORP                        COMMON 31428X106     420      5,590 SH       DEFINED       1         5,170          420
FEDEX CORP                        COMMON 31428X106      19        250 SH       OTHER         1           250
FIRST COMWLTH FINL CORP PA        COMMON 319829107   5,814  1,023,664 SH       DEFINED       1     1,020,198  3,466
FIRST COMWLTH FINL CORP PA        COMMON 319829107     263     46,343 SH       OTHER         1        36,514  9,829
FIRSTMERIT CORP                   COMMON 337915102     193     10,145 SH       DEFINED                10,145     --    --
FNB CORP PA                       COMMON 302520101      73     10,224 SH       DEFINED       1        10,224
FNB CORP PA                       COMMON 302520101      --         43 SH       OTHER         1            43
GATEWAY BANK OF PENNSYLVANIA      COMMON 869099101      46      5,000 SH       DEFINED                 5,000     --    --
GENERAL ELECTRIC CO               COMMON 369604103   1,050     63,972 SH       DEFINED       1        60,202        3,770
GENERAL ELECTRIC CO               COMMON 369604103   2,069    125,986 SH       OTHER         1       123,916  1,730   340
GENERAL MLS INC                   COMMON 370334104     721     11,192 SH       DEFINED       1        11,192
GENERAL MLS INC                   COMMON 370334104      36        565 SH       OTHER         1           565
GENUINE PARTS CO                  COMMON 372460105     635     16,682 SH       DEFINED       1        16,682
GENUINE PARTS CO                  COMMON 372460105      14        360 SH       OTHER         1           360
GENZYME CORP                      COMMON 372917104     421      7,416 SH       DEFINED       1         7,416
GENZYME CORP                      COMMON 372917104      47        835 SH       OTHER         1           835
GOLDMAN SACHS GROUP INC           COMMON 38141G104     443      2,405 SH       DEFINED       1         2,391           14







COLUMN  1                         COL 2  COL 3     COL 4    COLUMN 5           COL 6      COL 7    COLUMN 8
                                  TITLE            MARKET                                          VOTING
                                  OF               VALUE    SHS OR    SH/ PUT/ INVESTMENT OTHER    AUTHORITY
ISSUER                            CLASS  CUSIP     (X$1000) PRN AMT   PRN CALL DISCRETION MANAGERS SOLE      SHARED NONE
                                                                                      
GOODRICH CORP                     COMMON 382388106     287      5,290 SH       DEFINED       1         5,272           18
GOODRICH CORP                     COMMON 382388106      10        180 SH       OTHER         1           180
GOOGLE INC                         CL A  38259P508     783      1,580 SH       DEFINED       1         1,411          169
GOOGLE INC                         CL A  38259P508      15         30 SH       OTHER         1            30
HARLEYSVILLE NATIONAL CORP        COMMON 412850109     252     47,349 SH       DEFINED                47,349     --    --
HEINZ H J CO                      COMMON 423074103     383      9,625 SH       DEFINED       1         9,529           96
HEINZ H J CO                      COMMON 423074103      27        675 SH       OTHER         1           675
INTEL CORP                        COMMON 458140100     398     20,361 SH       DEFINED       1        15,521        4,840
INTEL CORP                        COMMON 458140100     126      6,420 SH       OTHER         1         6,150          270
INTERNATIONAL BUSINESS MACHS      COMMON 459200101   1,480     12,372 SH       DEFINED       1        11,995          377
INTERNATIONAL BUSINESS MACHS      COMMON 459200101   1,758     14,695 SH       OTHER         1        14,595    100
JACOBS ENGR GROUP INC DEL         COMMON 469814107     757     16,472 SH       DEFINED       1        16,441           31
JACOBS ENGR GROUP INC DEL         COMMON 469814107      44        950 SH       OTHER         1           950
JOHNSON & JOHNSON                 COMMON 478160104   1,163     19,101 SH       DEFINED       1        18,221          880
JOHNSON & JOHNSON                 COMMON 478160104     555      9,112 SH       OTHER         1         9,072    40
JPMORGAN CHASE & CO               COMMON 46625H100     984     22,446 SH       DEFINED       1        20,711        1,735
JPMORGAN CHASE & CO               COMMON 46625H100     205      4,670 SH       OTHER         1         4,670
KRAFT FOODS INC                   COMMON 50075N104       7        273 SH       DEFINED       1           139          134
KRAFT FOODS INC                   COMMON 50075N104     580     22,091 SH       OTHER         1        22,091
L-3 COMMUNICATIONS HLDGS INC      COMMON 502424104     553      6,888 SH       DEFINED       1         6,531          357
L-3 COMMUNICATIONS HLDGS INC      COMMON 502424104      34        420 SH       OTHER         1           420
LOWES COS INC                     COMMON 548661107     176      8,397 SH       DEFINED       1         8,397
LOWES COS INC                     COMMON 548661107      77      3,683 SH       OTHER         1         2,933    750
MCDONALDS CORP                    COMMON 580135101     924     16,187 SH       DEFINED       1        15,343          844
MCDONALDS CORP                    COMMON 580135101      63      1,100 SH       OTHER         1         1,100
MERCK & CO INC                    COMMON 589331107      74      2,326 SH       DEFINED       1         2,273           53
MERCK & CO INC                    COMMON 589331107     750     23,710 SH       OTHER         1        23,210    500
METLIFE INC                       COMMON 59156R108     484     12,707 SH       DEFINED       1        12,707
METLIFE INC                       COMMON 59156R108       6        165 SH       OTHER         1           165
MICROSOFT CORP                    COMMON 594918104     989     38,438 SH       DEFINED       1        33,736        4,702
MICROSOFT CORP                    COMMON 594918104     197      7,678 SH       OTHER         1         7,408          270
MOLSON COORS BREWING CO           COMMON 60871R209     175      3,600 SH       DEFINED       1         3,600
MOLSON COORS BREWING CO           COMMON 60871R209      41        850 SH       OTHER         1           600    250
MONSANTO CO NEW                   COMMON 61166W101     501      6,467 SH       DEFINED       1         6,441           26
MONSANTO CO NEW                   COMMON 61166W101      21        266 SH       OTHER         1           266
NEW MEXICO BANQUEST               COMMON 647991926   1,859      7,207 SH       DEFINED       1         7,207
ORACLE CORP                       COMMON 68389X105     808     38,791 SH       DEFINED       1        38,791
ORACLE CORP                       COMMON 68389X105      70      3,358 SH       OTHER         1         3,278     80
PARKER HANNIFIN CORP              COMMON 701094104     522     10,071 SH       DEFINED       1        10,071
PARKER HANNIFIN CORP              COMMON 701094104      35        670 SH       OTHER         1           670
PARKVALE FINANCIAL CORP           COMMON 701492100   1,460    158,744 SH       DEFINED               158,744     --    --
PEPSICO INC                       COMMON 713448108   1,098     18,723 SH       DEFINED       1        17,970          753
PEPSICO INC                       COMMON 713448108   1,124     19,167 SH       OTHER         1        19,167
PETSMART INC                      COMMON 716768106     642     29,495 SH       DEFINED       1        27,605        1,890
PETSMART INC                      COMMON 716768106      19        890 SH       OTHER         1           890
PFIZER INC                        COMMON 717081103     117      7,095 SH       DEFINED       1         7,095
PFIZER INC                        COMMON 717081103     384     23,191 SH       OTHER         1        22,991          200
PHILIP MORRIS INTL INC            COMMON 718172109     906     18,596 SH       DEFINED       1        17,057        1,539
PHILIP MORRIS INTL INC            COMMON 718172109   1,417     29,065 SH       OTHER         1        29,065
PNC FINL SVCS GROUP INC           COMMON 693475105     224      4,607 SH       DEFINED       1         4,607
PNC FINL SVCS GROUP INC           COMMON 693475105     209      4,300 SH       OTHER         1         4,300
PPG INDS INC                      COMMON 693506107     181      3,104 SH       DEFINED       1         3,104
PPG INDS INC                      COMMON 693506107   1,028     17,654 SH       OTHER         1        15,154  2,500
PPL CORP                          COMMON 69351T106     179      5,900 SH       DEFINED       1         5,900
PPL CORP                          COMMON 69351T106      76      2,500 SH       OTHER         1         2,500
PRECISION CASTPARTS CORP          COMMON 740189105     681      6,681 SH       DEFINED       1         6,681
PRECISION CASTPARTS CORP          COMMON 740189105      28        270 SH       OTHER         1           270
PRICE T ROWE GROUP INC            COMMON 74144T108     746     16,314 SH       DEFINED       1        15,191        1,123
PRICE T ROWE GROUP INC            COMMON 74144T108      65      1,430 SH       OTHER         1         1,430
PROCTER & GAMBLE CO               COMMON 742718109   1,090     18,818 SH       DEFINED       1        17,869          949
PROCTER & GAMBLE CO               COMMON 742718109   2,261     39,031 SH       OTHER         1        39,031
PUBLIC SVC ENTERPRISE GROUP       COMMON 744573106     122      3,887 SH       DEFINED       1         1,387        2,500
PUBLIC SVC ENTERPRISE GROUP       COMMON 744573106     266      8,460 SH       OTHER         1         8,460
QUALCOMM INC                      COMMON 747525103     384      8,531 SH       DEFINED       1         8,531
QUALCOMM INC                      COMMON 747525103      12        262 SH       OTHER         1           262
ROCKWELL AUTOMATION INC           COMMON 773903109     185      4,351 SH       DEFINED       1         4,351
ROCKWELL AUTOMATION INC           COMMON 773903109      72      1,680 SH       OTHER         1         1,680
ROCKWELL COLLINS INC              COMMON 774341101     197      3,869 SH       DEFINED       1         3,869
ROCKWELL COLLINS INC              COMMON 774341101     102      2,000 SH       OTHER         1         2,000
ROYAL BANCSHARES OF PENN-A        COMMON 780081105      15      9,574 SH       DEFINED                 9,574     --    --
ROYAL DUTCH SHELL PLC             COMMON 780259206      46        803 SH       DEFINED       1           714           89
ROYAL DUTCH SHELL PLC             COMMON 780259206     263      4,590 SH       OTHER         1         4,500     90
S & T BANCORP INC                 COMMON 783859101     586     45,218 SH       DEFINED       1        45,218
S & T BANCORP INC                 COMMON 783859101     104      8,026 SH       OTHER         1         8,026
SCHLUMBERGER LTD                  COMMON 806857108     130      2,175 SH       DEFINED       1         2,175
SCHLUMBERGER LTD                  COMMON 806857108     189      3,168 SH       OTHER         1         3,168
ST JUDE MED INC                   COMMON 790849103     366      9,384 SH       DEFINED       1         9,384
ST JUDE MED INC                   COMMON 790849103       6        150 SH       OTHER         1           150
STATE STR CORP                    COMMON 857477103     574     10,908 SH       DEFINED       1        10,908
STATE STR CORP                    COMMON 857477103      15        294 SH       OTHER         1           244     50
SUSQUEHANNA BANCSHARES INC        COMMON 869099101     409     69,487 SH       DEFINED                69,487     --    --
SUSQUEHANNA BANCSHARES INC P      COMMON 869099101     308     52,242 SH       DEFINED       1        52,242
TARGET CORP                       COMMON 87612E106     609     13,043 SH       DEFINED       1        13,043
TARGET CORP                       COMMON 87612E106     210      4,500 SH       OTHER         1         4,500
TEVA PHARMACEUTICAL INDS LTD      COMMON 881624209     581     11,489 SH       DEFINED       1        11,408           81
TEVA PHARMACEUTICAL INDS LTD      COMMON 881624209      30        588 SH       OTHER         1           388    200
TEXAS INSTRS INC                  COMMON 882508104     361     15,224 SH       DEFINED       1        13,374        1,850
TEXAS INSTRS INC                  COMMON 882508104      58      2,467 SH       OTHER         1         2,467
THERMO FISHER SCIENTIFIC INC      COMMON 883556102     666     15,249 SH       DEFINED       1        15,249
THERMO FISHER SCIENTIFIC INC      COMMON 883556102      28        645 SH       OTHER         1           645
TIME WARNER CABLE INC             COMMON 88732J207     719     16,690 SH       DEFINED       1        16,690
TIME WARNER CABLE INC             COMMON 88732J207      14        325 SH       OTHER         1           325







COLUMN  1                         COL 2  COL 3     COL 4    COLUMN 5           COL 6      COL 7    COLUMN 8
                                  TITLE            MARKET                                          VOTING
                                  OF               VALUE    SHS OR    SH/ PUT/ INVESTMENT OTHER    AUTHORITY
ISSUER                            CLASS  CUSIP     (X$1000) PRN AMT   PRN CALL DISCRETION MANAGERS SOLE      SHARED NONE
                                                                                      
TRANSOCEAN LTD                    COMMON H8817H100     514      6,015 SH       DEFINED       1         5,054          961
TRANSOCEAN LTD                    COMMON H8817H100      17        195 SH       OTHER         1           195
TRISTATE CAPITAL BANK             COMMON 99R733108     600     50,000 SH       DEFINED                50,000     --    --
UNITED TECHNOLOGIES CORP          COMMON 913017109     177      2,908 SH       DEFINED       1         2,161          747
UNITED TECHNOLOGIES CORP          COMMON 913017109      26        433 SH       OTHER         1           433
US BANCORP DEL                    COMMON 902973304     363     16,602 SH       DEFINED       1        16,602
US BANCORP DEL                    COMMON 902973304      18        812 SH       OTHER         1           812
VERIZON COMMUNICATIONS INC        COMMON 92343V104   1,290     42,605 SH       DEFINED       1        42,507           98
VERIZON COMMUNICATIONS INC        COMMON 92343V104     755     24,948 SH       OTHER         1        21,104  3,844
VISA INC                          COMMON 92826C839     439      6,352 SH       DEFINED       1         6,352
VISA INC                          COMMON 92826C839      13        195 SH       OTHER         1           195
VIST FINANCIAL CORP               COMMON 524477106     556     95,005 SH       DEFINED                95,005     --    --
WAL MART STORES INC               COMMON 931142103     596     12,149 SH       DEFINED       1        11,444          705
WAL MART STORES INC               COMMON 931142103      47        960 SH       OTHER         1           890           70
WELLS FARGO & CO NEW              COMMON 949746101     766     27,193 SH       DEFINED       1        27,053          140
WELLS FARGO & CO NEW              COMMON 949746101     229      8,131 SH       OTHER         1         8,131
XCEL ENERGY INC                   COMMON 98389B100     529     27,489 SH       DEFINED       1        27,489
XCEL ENERGY INC                   COMMON 98389B100      36      1,850 SH       OTHER         1         1,850
ZIMMER HLDGS INC                  COMMON 98956P102     421      7,874 SH       DEFINED       1         7,443          431
ZIMMER HLDGS INC                  COMMON 98956P102      23        435 SH       OTHER         1           305          130

GRAND TOTALS                                        86,020  3,531,195