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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549



FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 17, 2003

PRUDENTIAL FINANCIAL, INC.
(Exact name of registrant as specified in its charter)

New Jersey
(State or other jurisdiction
of incorporation)
  001-16707
(Commission
File Number)
  22-3703799
(I.R.S. Employer
Identification No.)

751 Broad Street
Newark, New Jersey 07102
(Address of principal executive offices and zip code)

(973) 802-6000
(Registrant's telephone number, including area code)





Item 7.    Financial Statements and Exhibits.

99(a)   Deferred Compensation Plan for Non-Employee Directors.
99(b)   Omnibus Incentive Plan.

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SIGNATURES

        Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: April 17, 2003

    PRUDENTIAL FINANCIAL, INC.

 

 

By:

/s/  
KATHLEEN M. GIBSON      
Name:  Kathleen M. Gibson
Title:    Vice President & Secretary

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Exhibit Index

Exhibit No.

  Description
99(a)   Deferred Compensation Plan for Non-Employee Directors.
99(b)   Omnibus Incentive Plan.



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SIGNATURES
Exhibit Index