INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
DAIMLERCHRYSLER AG ORD ADR D1668R123 1 41 SH SOLE 41 0 0
COOPER INDUSTRIES LTD CLASS A G24182100 1 25 SH DEFINED 25 0 0
INGERSOLL-RAND CO COM G4776G101 68 1010 SH SOLE 1010 0 0
INGERSOLL-RAND CO COM G4776G101 27 400 SH DEFINED 400 0 0
RENAISSANCERE HOLDINGS LTD G7496G103 1 25 SH DEFINED 25 0 0
SEAGATE TECHNOLOGY G7945J104 31 2200 SH DEFINED 0 0 2200
ALCON INC. H01301102 1 20 SH DEFINED 20 0 0
ASM INTERNATIONAL NV N07045102 4 200 SH SOLE 200 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 1 125 SH DEFINED 125 0 0
AFLAC INC COM 001055102 657 16100 SH SOLE 13700 0 2400
AES CORP COM 00130H105 128 12900 SH DEFINED 0 0 12900
AT & T CORP NEW 001957505 39 2669 SH SOLE 2199 0 470
AT&T WIRELESS SVCS INC COM 00209A106 1694 118304 SH SOLE 118304 0 0
ABBOTT LABS COM 002824100 3747 91958 SH SOLE 87033 0 4925
ABBOTT LABS COM 002824100 83 2050 SH DEFINED 1050 0 1000
ADOBE SYS INC COM 00724F101 72 1550 SH SOLE 1550 0 0
AGERE SYS INC CL A 00845V100 0 10 SH SOLE 10 0 0
AGERE SYS INC CL A 00845V100 5 2319 SH DEFINED 0 0 2319
AGERE SYSTEM INC CLASS B 00845V209 0 274 SH SOLE 274 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 8 305 SH SOLE 305 0 0
AIR PRODS & CHEMS INC COM 009158106 103 1980 SH SOLE 1955 0 25
ALBERTO CULVER CO CL B CONV 013068101 105 2100 SH SOLE 0 0 2100
ALBERTSONS INC COM 013104104 45 1700 SH SOLE 1700 0 0
ALBERTSONS INC COM 013104104 111 4200 SH DEFINED 0 0 4200
ALCOA INC COM 013817101 1423 43125 SH SOLE 39650 0 3475
ALCOA INC COM 013817101 76 2310 SH DEFINED 2310 0 0
ALLERGAN INC COM 018490102 35 400 SH SOLE 400 0 0
ALLETE INC 018522102 4 150 SH SOLE 150 0 0
ALLIANCE FINL CORP 019205103 1573 56191 SH SOLE 56191 0 0
ALLIANCE FINL CORP 019205103 140 5000 SH DEFINED 5000 0 0
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
ALLSTATE CORP COM 020002101 1461 31403 SH SOLE 29128 0 2275
ALLSTATE CORP COM 020002101 13 284 SH DEFINED 284 0 0
ALLTEL CORP COM 020039103 139 2750 SH SOLE 2750 0 0
ALLTEL CORP COM 020039103 70 1400 SH DEFINED 0 0 1400
ALTERA CORP COM 021441100 1 63 SH SOLE 63 0 0
ALTRIA GROUP INC COM 02209S103 458 9154 SH SOLE 8454 0 700
ALTRIA GROUP INC COM 02209S103 45 900 SH DEFINED 900 0 0
AMAZON COM INC COM 023135106 94 1740 SH SOLE 1740 0 0
AMAZON COM INC COM 023135106 228 4200 SH DEFINED 0 0 4200
AMBAC FINL GROUP INC COM 023139108 66 905 SH SOLE 905 0 0
AMERADA HESS CORP COM 023551104 95 1200 SH DEFINED 0 0 1200
AMEREN CORP COM 023608102 21 500 SH SOLE 500 0 0
AMERICAN ELEC PWR INC COM 025537101 48 1500 SH SOLE 1500 0 0
AMERICAN EXPRESS CO COM 025816109 2405 46814 SH SOLE 41889 0 4925
AMERICAN EXPRESS CO COM 025816109 103 2008 SH DEFINED 2008 0 0
AMERICAN INTL GROUP INC COM 026874107 4795 67281 SH SOLE 63746 0 3535
AMERICAN INTL GROUP INC COM 026874107 899 12622 SH DEFINED 11580 0 1042
AMERITRADE CORP 03074K100 8 786 SH SOLE 786 0 0
AMGEN INC COM 031162100 1742 31929 SH SOLE 29629 0 2300
AMGEN INC COM 031162100 16 295 SH DEFINED 295 0 0
AMSOUTH BANCORPORATION COM 032165102 3 125 SH SOLE 125 0 0
AMYLIN PHARMACEUTICALS INC 032346108 5 250 SH SOLE 250 0 0
ANADARKO PETE CORP COM 032511107 27 466 SH SOLE 466 0 0
ANADARKO PETE CORP COM 032511107 46 800 SH DEFINED 0 0 800
ANALOG DEVICES INC COM 032654105 23 500 SH SOLE 300 0 200
ANHEUSER BUSCH COS INC COM 035229103 1944 36007 SH SOLE 29807 0 6200
ANHEUSER BUSCH COS INC COM 035229103 465 8613 SH DEFINED 8613 0 0
AON CORP COM 037389103 34 1200 SH DEFINED 0 0 1200
APACHE CORP 037411105 43 1002 SH SOLE 1002 0 0
APPLE COMPUTER INC COM 037833100 6 200 SH SOLE 200 0 0
APPLIED MATLS INC COM 038222105 10 518 SH SOLE 518 0 0
AQUA AMER INC 03836W103 7 375 SH SOLE 375 0 0
AQUILA INC COM 03840P102 0 183 SH SOLE 183 0 0
2
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
ARCHER DANIELS MIDLAND CO COM 039483102 32 1925 SH SOLE 1925 0 0
ARIBA INC 04033V104 0 200 SH SOLE 200 0 0
ARROW ELECTRS INC COM 042735100 2 75 SH SOLE 75 0 0
ASTRAZENECA PLC 046353108 4 100 SH SOLE 100 0 0
AUTODESK INC COM 052769106 24 570 SH SOLE 570 0 0
AUTOMATIC DATA PROCESSING 053015103 317 7580 SH SOLE 7580 0 0
AUTOMATIC DATA PROCESSING 053015103 83 2000 SH DEFINED 2000 0 0
AUTONATION INC 05329W102 9 560 SH SOLE 560 0 0
AUTOZONE INC 053332102 320 4006 SH SOLE 4006 0 0
AVAYA INC COM 053499109 4 310 SH SOLE 310 0 0
AVAYA INC COM 053499109 167 10583 SH DEFINED 10583 0 0
AVERY DENNISON CORP COM 053611109 44 700 SH SOLE 700 0 0
AVERY DENNISON CORP COM 053611109 25 400 SH DEFINED 400 0 0
AVON PRODS INC COM 054303102 228 4950 SH SOLE 4850 0 100
AVON PRODS INC COM 054303102 172 3745 SH DEFINED 3745 0 0
AXCELIS TECHNOLOGIES INC COM 054540109 5 471 SH SOLE 471 0 0
BB&T CORP COM 054937107 7 200 SH SOLE 200 0 0
BISYS GROUP INC COM 055472104 14 1000 SH SOLE 1000 0 0
BP AMOCO P L C SPONSORED ADR 055622104 505 9434 SH SOLE 9434 0 0
BP AMOCO P L C SPONSORED ADR 055622104 252 4709 SH DEFINED 3397 0 1312
BAKER HUGHES INC COM 057224107 26 700 SH DEFINED 0 0 700
BALL CORP COM 058498106 30 420 SH SOLE 420 0 0
BANCROFT CONV FD INC COM 059695106 21 1150 SH DEFINED 1150 0 0
BANK OF AMERICA CORPORATION COM 060505104 5160 60981 SH SOLE 58256 0 2725
BANK OF AMERICA CORPORATION COM 060505104 144 1705 SH DEFINED 550 0 1155
BANK NEW YORK INC COM 064057102 47 1600 SH SOLE 600 0 1000
BANK NEW YORK INC COM 064057102 11 400 SH DEFINED 400 0 0
BANK ONE CORP COM 06423A103 81 1589 SH SOLE 1589 0 0
BANK ONE CORP COM 06423A103 189 3712 SH DEFINED 0 0 3712
BANKNORTH GROUP INC NEW 06646R107 9 300 SH SOLE 300 0 0
BARD C R INC COM 067383109 48 850 SH SOLE 850 0 0
BAXTER INTL INC COM 071813109 13 400 SH SOLE 400 0 0
BAXTER INTL INC COM 071813109 75 2200 SH DEFINED 400 0 1800
3
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
BECTON DICKINSON & CO COM 075887109 105 2030 SH SOLE 2030 0 0
BED BATH & BEYOND INC COM 075896100 0 24 SH SOLE 24 0 0
BED BATH & BEYOND INC COM 075896100 38 1000 SH DEFINED 1000 0 0
BELLSOUTH CORP COM 079860102 2342 89364 SH SOLE 78015 0 11349
BELLSOUTH CORP COM 079860102 122 4664 SH DEFINED 2864 0 1800
BERKSHIRE HATHAWAY INC DEL CL A 084670108 88 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B 084670207 76 26 SH SOLE 26 0 0
BERKSHIRE HATHAWAY INC DEL CL B 084670207 8 3 SH DEFINED 3 0 0
BEST BUY INC COM 086516101 90 1793 SH SOLE 1793 0 0
BEST BUY INC COM 086516101 15 300 SH DEFINED 300 0 0
BIOMET INC COM 090613100 4 100 SH SOLE 100 0 0
BIOGEN IDEC INC 09062X103 130 2065 SH SOLE 215 0 1850
BLACK & DECKER CORP COM 091797100 28 455 SH SOLE 455 0 0
BLACK & DECKER CORP COM 091797100 43 700 SH DEFINED 0 0 700
H & R BLOCK INC COM 093671105 80 1695 SH SOLE 1695 0 0
BOEING CO COM 097023105 659 12900 SH SOLE 12900 0 0
BORG WARNER INC 099724106 2 50 SH DEFINED 50 0 0
BOSTON SCIENTIFIC CORP COM 101137107 1 35 SH DEFINED 35 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 413 16873 SH SOLE 14573 0 2300
BRISTOL MYERS SQUIBB CO COM 110122108 88 3600 SH DEFINED 1600 0 2000
BROADCOM CORP CL A 111320107 0 35 SH DEFINED 35 0 0
BROWN FORMAN CORP CL B 115637209 22 465 SH SOLE 465 0 0
BROWN FORMAN CORP CL B 115637209 96 2000 SH DEFINED 0 0 2000
BURLINGTON NORTHN SANTA FE C COM 12189T104 42 1225 SH SOLE 1225 0 0
BURLINGTON RES INC COM 122014103 115 3204 SH SOLE 3204 0 0
CSX CORP COM 126408103 39 1200 SH SOLE 1200 0 0
CSX CORP COM 126408103 1 50 SH DEFINED 50 0 0
CVS CORP COM 126650100 59 1425 SH SOLE 1425 0 0
CADBURY SCHWEPPES PLC 127209302 7 200 SH SOLE 200 0 0
CAMPBELL SOUP CO COM 134429109 34 1300 SH DEFINED 0 0 1300
CAPITAL ONE FINANCIAL CORP 14040H105 84 1232 SH SOLE 1232 0 0
CAPITAL ONE FINANCIAL CORP 14040H105 75 1100 SH DEFINED 0 0 1100
CARDINAL HEALTH INC COM 14149Y108 248 3541 SH SOLE 3541 0 0
CARDINAL HEALTH INC COM 14149Y108 305 4357 SH DEFINED 4357 0 0
4
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
CARNIVAL CORP 143658300 178 3800 SH SOLE 3800 0 0
CATERPILLAR INC DEL COM 149123101 137 1735 SH SOLE 1735 0 0
CENDANT CORP COM 151313103 148 6065 SH SOLE 6065 0 0
CENTEX CORP COM 152312104 20 450 SH SOLE 450 0 0
CENTRAL SECS CORP COM 155123102 16 694 SH DEFINED 0 0 694
CHARTER ONE FINL INC COM 160903100 36 815 SH SOLE 815 0 0
CHEVRONTEXACO CORP COM 166764100 2033 21611 SH SOLE 19841 0 1770
CHEVRONTEXACO CORP COM 166764100 330 3508 SH DEFINED 2375 0 1133
CHOICEPOINT INC COM 170388102 296 6485 SH SOLE 6485 0 0
CHUBB CORP COM 171232101 24 365 SH SOLE 365 0 0
CHUBB CORP COM 171232101 22 325 SH DEFINED 25 0 300
CINERGY CORP COM 172474108 13 350 SH SOLE 350 0 0
CISCO SYS INC COM 17275R102 3524 148707 SH SOLE 138407 0 10300
CISCO SYS INC COM 17275R102 533 22500 SH DEFINED 21600 0 900
CITIGROUP INC 172967101 6695 143980 SH SOLE 136306 0 7674
CITIGROUP INC 172967101 318 6860 SH DEFINED 4960 0 1900
CITRIX SYSTEMS INC 177376100 39 1955 SH SOLE 1955 0 0
CLEAR CHANNEL COMMUNICATIONS COM 184502102 1 30 SH SOLE 30 0 0
CLOROX CO DEL COM 189054109 383 7125 SH SOLE 6525 0 600
CLOROX CO DEL COM 189054109 64 1200 SH DEFINED 0 0 1200
COCA COLA CO COM 191216100 2096 41546 SH SOLE 39371 0 2175
COCA COLA CO COM 191216100 178 3535 SH DEFINED 3535 0 0
COLGATE PALMOLIVE CO COM 194162103 632 10820 SH SOLE 10820 0 0
COLGATE PALMOLIVE CO COM 194162103 116 2000 SH DEFINED 0 0 2000
COMCAST CORP NEW CL A 20030N101 3177 113127 SH SOLE 112367 0 760
COMCAST CORP NEW CL A 20030N101 87 3104 SH DEFINED 0 0 3104
COMCAST CORP NEW 20030N200 1 40 SH SOLE 0 0 40
COMCAST CORP NEW 20030N200 30 1100 SH DEFINED 100 0 1000
COMMERCIAL METALS CO COM 201723103 47 1460 SH SOLE 1460 0 0
COMPUTER SCIENCES CORP COM 205363104 32 690 SH SOLE 690 0 0
CONAGRA FOODS INC COM 205887102 89 3312 SH SOLE 3312 0 0
CONAGRA FOODS INC COM 205887102 40 1500 SH DEFINED 0 0 1500
CONEXANT SYSTEMS INC COM 207142100 2 600 SH SOLE 600 0 0
5
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
CONOCOPHILLIPS 20825C104 347 4558 SH SOLE 4216 0 342
CONSOLIDATED EDISON INC 209115104 43 1082 SH SOLE 1082 0 0
CONSTELLATION ENERGY CORP COM 210371100 45 1200 SH DEFINED 50 0 1150
COOPER TIRE & RUBR CO COM 216831107 1 60 SH SOLE 60 0 0
COOPER TIRE & RUBR CO COM 216831107 184 8000 SH DEFINED 8000 0 0
ADOLPH COORS CO 217016104 44 610 SH SOLE 610 0 0
CORN PRODS INTL INC COM 219023108 3 75 SH SOLE 75 0 0
CORNING INC COM 219350105 124 9535 SH SOLE 9435 0 100
CORNING INC COM 219350105 6 509 SH DEFINED 509 0 0
COSTCO WHSL CORP NEW COM 22160K105 1477 35877 SH SOLE 33462 0 2415
COSTCO WHSL CORP NEW COM 22160K105 109 2650 SH DEFINED 2650 0 0
COUNTRYWIDE FINANCIAL CORP 222372104 47 670 SH SOLE 670 0 0
COUNTRYWIDE FINANCIAL CORP 222372104 14 200 SH DEFINED 0 0 200
CREE INC COM 225447101 4 190 SH SOLE 190 0 0
DPL INC 233293109 6 350 SH SOLE 350 0 0
DANAHER CORP DEL COM 235851102 701 13530 SH SOLE 13530 0 0
DEL MONTE FOODS 24522P103 0 89 SH SOLE 89 0 0
DELL INC 24702R101 2032 56767 SH SOLE 53317 0 3450
DELL INC 24702R101 63 1775 SH DEFINED 1775 0 0
DELPHI CORPORATION COM 247126105 8 772 SH SOLE 772 0 0
DENTSPLY INTL INC NEW COM 249030107 5 100 SH SOLE 100 0 0
DISNEY WALT CO COM DISNEY 254687106 33 1300 SH SOLE 1300 0 0
DISNEY WALT CO COM DISNEY 254687106 50 2000 SH DEFINED 0 0 2000
DOMINION RES INC VA NEW COM 25746U109 35 566 SH SOLE 566 0 0
DOVER CORP COM 260003108 155 3700 SH SOLE 3700 0 0
DOW CHEM CO COM 260543103 114 2808 SH SOLE 558 0 2250
DOW CHEM CO COM 260543103 418 10278 SH DEFINED 10278 0 0
DOW JONES & CO INC COM 260561105 58 1300 SH DEFINED 0 0 1300
DU PONT E I DE NEMOURS & CO COM 263534109 4482 100925 SH SOLE 96000 0 4925
DU PONT E I DE NEMOURS & CO COM 263534109 414 9327 SH DEFINED 7927 0 1400
DUKE ENERGY CORP COM 264399106 64 3200 SH SOLE 3200 0 0
DUKE ENERGY CORP COM 264399106 50 2500 SH DEFINED 0 0 2500
E M C CORP MASS COM 268648102 53 4675 SH SOLE 4275 0 400
E M C CORP MASS COM 268648102 4 400 SH DEFINED 400 0 0
6
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
EASTMAN CHEM CO COM 277432100 25 555 SH SOLE 555 0 0
EASTMAN CHEM CO COM 277432100 2 56 SH DEFINED 56 0 0
EASTMAN KODAK CO COM 277461109 55 2041 SH SOLE 2041 0 0
EASTMAN KODAK CO COM 277461109 151 5625 SH DEFINED 225 0 5400
EATON VANCE CORP COM 278058102 51 800 SH SOLE 800 0 0
EATON VANCE CORP COM 278058102 84 1300 SH DEFINED 0 0 1300
EBAY INC COM 278642103 87 950 SH SOLE 950 0 0
EBAY INC COM 278642103 141 1535 SH DEFINED 35 0 1500
ECOLAB INC COM 278865100 57 1800 SH SOLE 1800 0 0
ECOLAB INC COM 278865100 25 800 SH DEFINED 800 0 0
EDISON INTL COM 281020107 21 845 SH SOLE 845 0 0
EDWARDS AG INC COM 281760108 159 4700 SH SOLE 4700 0 0
ELECTRONIC ARTS INC COM 285512109 111 2045 SH DEFINED 45 0 2000
ELECTRONIC DATA SYS NEW COM 285661104 12 650 SH SOLE 650 0 0
EMERSON ELEC CO COM 291011104 1650 25979 SH SOLE 23504 0 2475
EMERSON ELEC CO COM 291011104 117 1850 SH DEFINED 1850 0 0
EMULEX CORP 292475209 6 420 SH SOLE 420 0 0
ENERGY EAST CORP COM 29266M109 78 3254 SH SOLE 3254 0 0
ENERGIZER HLDGS INC COM 29266R108 6 140 SH DEFINED 0 0 140
ENTERPRISE PRODUCTS PARTNERS LP 293792107 6 300 SH DEFINED 300 0 0
EQUITABLE RES INC COM 294549100 78 1514 SH SOLE 1514 0 0
EQUITY FUND 294700703 48 600 SH SOLE 600 0 0
EQUITY OFFICE PROPERTIES TRUST 294741103 6 225 SH SOLE 225 0 0
EXELON CORP COM 30161N101 3091 92854 SH SOLE 86154 0 6700
EXELON CORP COM 30161N101 48 1450 SH DEFINED 1450 0 0
EXPEDITORS INTL WASH INC COM 302130109 9 200 SH SOLE 200 0 0
EXXON MOBIL CORP COM 30231G102 11115 250345 SH SOLE 227433 0 22912
EXXON MOBIL CORP COM 30231G102 2558 57620 SH DEFINED 54524 0 3096
FPL GROUP INC COM 302571104 12 200 SH SOLE 0 0 200
FPL GROUP INC COM 302571104 6 100 SH DEFINED 0 0 100
FEDERAL NATL MTG ASSN COM 313586109 466 6539 SH SOLE 6539 0 0
FEDERAL NATL MTG ASSN COM 313586109 121 1700 SH DEFINED 400 0 1300
FEDERAL SIGNAL CORP COM 313855108 37 2000 SH SOLE 2000 0 0
FEDERAL SIGNAL CORP COM 313855108 151 8165 SH DEFINED 8165 0 0
7
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
FEDERATED DEPT STORES INC DE COM 31410H101 13 280 SH SOLE 280 0 0
FEDERATED DEPT STORES INC DE COM 31410H101 1 25 SH DEFINED 25 0 0
FEDEX CORP 31428X106 78 960 SH SOLE 885 0 75
FIFTH THIRD BANCORP COM 316773100 230 4287 SH SOLE 4087 0 200
FIFTH THIRD BANCORP COM 316773100 25 475 SH DEFINED 475 0 0
FINANCIAL INSTITUTIONS INC 317585404 36 1520 SH SOLE 1520 0 0
FIRST DATA CORP COM 319963104 689 15486 SH SOLE 15486 0 0
FIRST DATA CORP COM 319963104 13 300 SH DEFINED 300 0 0
FIRST NIAGARA FINL INC 33582V108 23 1980 SH DEFINED 1980 0 0
FIRSTENERGY CORP COM 337932107 132 3545 SH SOLE 3520 0 25
FORD MOTOR CO 345370860 49 3140 SH SOLE 3140 0 0
FORD MOTOR CO 345370860 18 1200 SH DEFINED 0 0 1200
FOREST LABS INC COM 345838106 30 545 SH SOLE 545 0 0
FOX ENTMT GROUP INC CL A 35138T107 240 8997 SH SOLE 8997 0 0
GANNETT INC COM 364730101 4965 58525 SH SOLE 56000 0 2525
GANNETT INC COM 364730101 224 2648 SH DEFINED 1248 0 1400
GAP INC DEL COM 364760108 14 600 SH SOLE 600 0 0
GENENTECH INC COM NEW 368710406 12 230 SH SOLE 230 0 0
GENERAL DYNAMICS CORP COM 369550108 9 100 SH SOLE 100 0 0
GENERAL ELEC CO COM 369604103 12011 370844 SH SOLE 344129 0 26715
GENERAL ELEC CO COM 369604103 1610 49730 SH DEFINED 48530 0 1200
GENERAL MLS INC COM 370334104 180 3800 SH SOLE 300 0 3500
GENERAL MLS INC COM 370334104 449 9468 SH DEFINED 7968 0 1500
GENERAL MTRS CORP COM 370442105 31 670 SH SOLE 670 0 0
GENERAL MOTORS CORP CL H NEW 370442832 0 30 SH SOLE 30 0 0
GENUINE PARTS CO COM 372460105 39 1000 SH SOLE 1000 0 0
GENUINE PARTS CO COM 372460105 59 1500 SH DEFINED 0 0 1500
GEORGIA PACIFIC CORP 373298108 87 2360 SH SOLE 2360 0 0
GILLETTE CO COM 375766102 72 1700 SH SOLE 1500 0 200
GILLETTE CO COM 375766102 76 1806 SH DEFINED 506 0 1300
GLAXO HOLDINGS PLC SPONSORED ADR 37733W105 135 3263 SH SOLE 3150 0 113
GLAXO HOLDINGS PLC SPONSORED ADR 37733W105 2 50 SH DEFINED 50 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 2 23 SH SOLE 23 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1 15 SH DEFINED 15 0 0
8
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
GRAINGER W W INC COM 384802104 126 2200 SH SOLE 2200 0 0
GREAT PLAINS ENERGY INC COM 391164100 17 600 SH SOLE 600 0 0
GUIDANT CORP COM 401698105 326 5842 SH SOLE 5842 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 24 327 SH DEFINED 327 0 0
JOHN HANCOCK PREFERRED INCOME FUND II 41013X106 23 1000 SH SOLE 0 0 1000
HARDINGE INC COM 412324303 10 900 SH SOLE 900 0 0
HARLEY DAVIDSON INC COM 412822108 12 200 SH SOLE 0 0 200
HASBRO INC COM 418056107 47 2500 SH DEFINED 0 0 2500
HAWAIIAN ELEC INDUSTRIES COM 419870100 21 822 SH SOLE 822 0 0
HEALTH CARE PPTY INVS 421915109 9 400 SH SOLE 400 0 0
HEALTH MANAGEMENT CLASS A 421933102 38 1730 SH SOLE 1730 0 0
HEALTH NET INC A 42222G108 63 2400 SH DEFINED 0 0 2400
HEINZ H J CO COM 423074103 129 3300 SH SOLE 1650 0 1650
HERCULES INC COM 427056106 6 500 SH DEFINED 0 0 500
HERSHEY FOODS CORP COM 427866108 240 5200 SH SOLE 5200 0 0
HEWLETT PACKARD CO COM 428236103 1604 76098 SH SOLE 71623 0 4475
HEWLETT PACKARD CO COM 428236103 48 2304 SH DEFINED 350 0 1954
HILTON HOTELS CORP COM 432848109 2 135 SH SOLE 135 0 0
HOME DEPOT INC COM 437076102 4213 119700 SH SOLE 113650 0 6050
HOME DEPOT INC COM 437076102 317 9033 SH DEFINED 6633 0 2400
HONEYWELL INTL INC COM 438516106 31 849 SH SOLE 849 0 0
HOSPITALITY PROPERTIES TRUST 44106M102 7 175 SH SOLE 175 0 0
HOST MARRIOTT CORP NEW COM 44107P104 3 252 SH SOLE 252 0 0
HUMANA INC COM 444859102 21 1300 SH SOLE 1300 0 0
I-FLOW CORP 449520303 8 741 SH SOLE 741 0 0
IMS HEALTH INC 449934108 29 1265 SH SOLE 1265 0 0
ILLINOIS TOOL WKS INC COM 452308109 1516 15815 SH SOLE 14590 0 1225
ILLINOIS TOOL WKS INC COM 452308109 144 1510 SH DEFINED 1510 0 0
IMAGISTICS INTERNATIONAL INC COM 45247T104 2 64 SH SOLE 64 0 0
INGRAM MICRO INC CL A 457153104 1 100 SH SOLE 100 0 0
INTEL CORP COM 458140100 6398 231916 SH SOLE 213441 0 18475
INTEL CORP COM 458140100 600 21755 SH DEFINED 21155 0 600
INTERACTIVE INC 45840Q101 132 4400 SH DEFINED 0 0 4400
9
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
INTERNATIONAL BUSINESS MACHS COM 459200101 6683 75820 SH SOLE 73138 0 2682
INTERNATIONAL BUSINESS MACHS COM 459200101 430 4880 SH DEFINED 4080 0 800
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 37 1000 SH DEFINED 0 0 1000
INTL PAPER CO COM 460146103 94 2110 SH DEFINED 0 0 2110
INTERNATIONAL RECTIFIER CORP COM 460254105 2 50 SH SOLE 50 0 0
INTUIT COM 461202103 1 28 SH SOLE 28 0 0
INTUIT COM 461202103 46 1200 SH DEFINED 0 0 1200
IVAX CORP COM 465823102 125 5250 SH SOLE 5250 0 0
JDS UNIPHASE CORP COM 46612J101 1 475 SH SOLE 475 0 0
JP MORGAN CHASE & CO COM 46625H100 2631 67879 SH SOLE 64729 0 3150
JP MORGAN CHASE & CO COM 46625H100 177 4575 SH DEFINED 675 0 3900
JABIL CIRCUIT INC COM 466313103 276 10982 SH SOLE 10982 0 0
JACOBS ENGR GROUP INC DEL COM 469814107 375 9548 SH SOLE 9548 0 0
JOHNSON & JOHNSON COM 478160104 7725 138690 SH SOLE 130060 0 8630
JOHNSON & JOHNSON COM 478160104 1238 22230 SH DEFINED 19980 0 2250
JOHNSON CTLS INC COM 478366107 90 1695 SH SOLE 1695 0 0
JONES APPAREL GROUP INC COM 480074103 18 465 SH SOLE 465 0 0
JUNIPER NETWORKS INC COM 48203R104 1 65 SH DEFINED 65 0 0
KELLOGG CO COM 487836108 654 15648 SH SOLE 15648 0 0
KERR MCGEE CORP COM 492386107 8 150 SH SOLE 0 0 150
KEYCORP NEW COM 493267108 5 200 SH SOLE 200 0 0
KEYSPAN CORP COM 49337W100 58 1600 SH SOLE 1600 0 0
KEYSPAN CORP COM 49337W100 36 1000 SH DEFINED 1000 0 0
KIMBERLY CLARK CORP COM 494368103 480 7300 SH SOLE 7300 0 0
KIMBERLY CLARK CORP COM 494368103 72 1100 SH DEFINED 100 0 1000
KING PHARMACEUTICALS INC 495582108 24 2125 SH SOLE 2125 0 0
KOHLS CORP COM 500255104 6 155 SH SOLE 155 0 0
KONINKLIJKE AHOLD NV SPNSRD ADR NEW 500467303 1 150 SH SOLE 150 0 0
KONINKLIJKE PHILIPS ELECTRS NV SP ADR 500472303 29 1101 SH SOLE 1101 0 0
KRAFT FOODS INC CL A 50075N104 6 200 SH SOLE 200 0 0
KRAFT FOODS INC CL A 50075N104 6 200 SH DEFINED 200 0 0
KROGER CO COM 501044101 70 3850 SH DEFINED 50 0 3800
L-3 COMMUNICATIONS HLDGS INC COM 502424104 394 5906 SH SOLE 5906 0 0
10
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
LABORATORY CORP AMER HLDGS COM NEW 50540R409 291 7350 SH SOLE 7350 0 0
LANCASTER COLONY CORP COM 513847103 43 1050 SH SOLE 1050 0 0
LEAR CORP COM 521865105 1 25 SH DEFINED 25 0 0
LEGGETT & PLATT INC COM 524660107 42 1600 SH SOLE 1600 0 0
LEGG MASON INC COM 524901105 9 100 SH SOLE 100 0 0
LEHMAN BROTHERS HOLDING INC 524908100 40 540 SH SOLE 540 0 0
LEHMAN BROTHERS HOLDING INC 524908100 19 259 SH DEFINED 259 0 0
LENNAR CORP COM 526057104 4 100 SH SOLE 100 0 0
LEXMARK INTL NEW CL A 529771107 83 860 SH SOLE 710 0 150
LEXMARK INTL NEW CL A 529771107 38 400 SH DEFINED 400 0 0
LILLY ELI & CO COM 532457108 507 7263 SH SOLE 7163 0 100
LILLY ELI & CO COM 532457108 125 1794 SH DEFINED 1794 0 0
LIMITED BRANDS INC COM 532716107 46 2500 SH SOLE 2500 0 0
LINEAR TECHNOLOGY CORP COM 535678106 0 20 SH SOLE 20 0 0
LOCKHEED MARTIN CORP COM 539830109 187 3605 SH SOLE 3605 0 0
LOUISIANA PAC CORP COM 546347105 17 740 SH SOLE 740 0 0
LOWES COS INC COM 548661107 645 12278 SH SOLE 11903 0 375
LOWES COS INC COM 548661107 52 1005 SH DEFINED 1005 0 0
LUCENT TECHNOLOGIES INC COM 549463107 561 148995 SH SOLE 148995 0 0
MBIA INC COM 55262C100 79 1390 SH SOLE 1190 0 200
MBIA INC COM 55262C100 22 400 SH DEFINED 400 0 0
MBNA CORP COM 55262L100 204 7925 SH SOLE 7925 0 0
MBNA CORP COM 55262L100 1 65 SH DEFINED 65 0 0
MGIC INVT CORP WIS COM 552848103 77 1025 SH SOLE 1025 0 0
MGIC INVT CORP WIS COM 552848103 144 1900 SH DEFINED 0 0 1900
MAGNA INTL INC CL A ADR 559222401 2 25 SH DEFINED 25 0 0
MANULIFE FINL CORP COM 56501R106 71 1777 SH DEFINED 0 0 1777
USX MARATHON GROUP COM NEW 565849106 64 1700 SH DEFINED 0 0 1700
MARSH & MCLENNAN COS INC COM 571748102 1 25 SH SOLE 25 0 0
MARSH & MCLENNAN COS INC COM 571748102 45 1000 SH DEFINED 0 0 1000
MARSHALL & ILSLEY CORP COM 571834100 140 3600 SH SOLE 3600 0 0
MARRIOTT INTL INC NEW CLA 571903202 69 1400 SH SOLE 1400 0 0
MARRIOTT INTL INC NEW CLA 571903202 29 600 SH DEFINED 0 0 600
11
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
MAXIM INTEGRATED PRODS INC COM 57772K101 0 10 SH DEFINED 10 0 0
MAY DEPT STORES CO COM 577778103 17 650 SH SOLE 650 0 0
MAY DEPT STORES CO COM 577778103 35 1300 SH DEFINED 0 0 1300
MCCORMICK & CO INC COM NON VTG 579780206 107 3150 SH SOLE 3150 0 0
MCCORMICK & CO INC COM NON VTG 579780206 170 5000 SH DEFINED 2000 0 3000
MCDONALDS CORP COM 580135101 139 5365 SH SOLE 5365 0 0
MCDONALDS CORP COM 580135101 36 1400 SH DEFINED 300 0 1100
MCGRAW HILL COS INC COM 580645109 289 3776 SH SOLE 3776 0 0
MCKESSON CORPORATION COM 58155Q103 109 3200 SH DEFINED 0 0 3200
MEADWESTVACO CORP 583334107 49 1684 SH SOLE 1684 0 0
MEADWESTVACO CORP 583334107 1 50 SH DEFINED 50 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 2 72 SH SOLE 72 0 0
MEDTRONIC INC COM 585055106 3938 80832 SH SOLE 77477 0 3355
MEDTRONIC INC COM 585055106 235 4830 SH DEFINED 4830 0 0
MELLON FINL CORP COM 58551A108 38 1300 SH DEFINED 0 0 1300
MERCK & CO INC COM 589331107 3302 69531 SH SOLE 62176 0 7355
MERCK & CO INC COM 589331107 91 1920 SH DEFINED 420 0 1500
MERRILL LYNCH & CO INC COM 590188108 38 710 SH SOLE 710 0 0
MERRILL LYNCH & CO INC COM 590188108 0 15 SH DEFINED 15 0 0
METLIFE INC COM 59156R108 25 716 SH SOLE 716 0 0
METLIFE INC COM 59156R108 2 75 SH DEFINED 75 0 0
MICROSOFT CORP COM 594918104 5059 177224 SH SOLE 163274 0 13950
MICROSOFT CORP COM 594918104 659 23100 SH DEFINED 21900 0 1200
MILLIPORE CORP 601073109 11 200 SH SOLE 200 0 0
MINDSPEED TECHNOLOGIES INC 602682106 0 200 SH SOLE 200 0 0
MONSANTO CO (NEW) 61166W101 101 2648 SH SOLE 2648 0 0
MORGAN STANLEY ASIA PACIFIC FUND INC 61744U106 56 5000 SH SOLE 5000 0 0
MORGAN STANLEY DISCOVER & CO 617446448 2927 55487 SH SOLE 52712 0 2775
MORGAN STANLEY DISCOVER & CO 617446448 103 1956 SH DEFINED 756 0 1200
MOTOROLA INC COM 620076109 109 6000 SH SOLE 6000 0 0
MUNI ASSETS FUND INC 62618Q106 9 850 SOLE 850 0 0
MUNIYIELD NY INSD FD INC 626301105 9 735 SOLE 735 0 0
MYLAN LABS INC COM 628530107 9 450 SH SOLE 450 0 0
12
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
NBT BANCORP INC COM 628778102 364 16309 SH SOLE 16309 0 0
NCR CORP NEW COM 62886E108 431 8699 SH DEFINED 8699 0 0
NATIONAL CITY CORP COM 635405103 3 100 SH SOLE 100 0 0
NATIONAL CITY CORP COM 635405103 100 2875 SH DEFINED 75 0 2800
NATIONAL SEMICONDUCTOR CORP COM 637640103 47 2140 SH SOLE 2140 0 0
NEIMAN MARCUS GROUP INC CL A 640204202 55 1000 SH DEFINED 0 0 1000
NEW YORK TIMES CO CL A 650111107 5051 113000 SH SOLE 113000 0 0
NEW YORK TIMES CO CL A 650111107 25550 571600 SH DEFINED 570000 0 1600
NEWELL RUBBERMAID INC COM 651229106 89 3800 SH DEFINED 0 0 3800
NEWPARK RESOURCES INC 651718504 1 200 SH SOLE 200 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 88 3335 SH SOLE 3335 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 293 11000 SH DEFINED 0 0 11000
NIKE INC CL B 654106103 348 4606 SH SOLE 4606 0 0
NISOURCE INC COM 65473P105 16 800 SH SOLE 800 0 0
NOKIA CORP PFD SPONS ADR 654902204 7 500 SH SOLE 250 0 250
NOKIA CORP PFD SPONS ADR 654902204 36 2500 SH DEFINED 0 0 2500
NORFOLK SOUTHERN CORP COM 655844108 66 2525 SH SOLE 2525 0 0
NORTEL NETWORKS CORP NEW COM ADR 656568102 5 1102 SH SOLE 1102 0 0
NORTEL NETWORKS CORP NEW COM ADR 656568102 2 450 SH DEFINED 450 0 0
NORTHROP GRUMMAN CORP COM 666807102 49 916 SH SOLE 916 0 0
NOVELLUS SYS INC COM 670008101 1 40 SH SOLE 40 0 0
NSTAR 67019E107 3 72 SH SOLE 72 0 0
NUCOR CORP COM 670346105 53 700 SH SOLE 700 0 0
NUVEEN NY MUNI VALUE INC 67062M105 13 1500 SOLE 0 0 1500
OGE ENERGY CORP COM 670837103 25 1000 SH SOLE 1000 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 57 1190 SH SOLE 1190 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 2 50 SH DEFINED 50 0 0
OMNICOM GROUP INC COM 681919106 40 535 SH SOLE 535 0 0
ORACLE CORP COM 68389X105 2331 195443 SH SOLE 186143 0 9300
ORACLE CORP COM 68389X105 158 13285 SH DEFINED 13285 0 0
PG&E CORP COM 69331C108 36 1310 SH SOLE 1310 0 0
PNC FINL SVCS GROUP INC COM 693475105 5 100 SH SOLE 100 0 0
PNC FINL SVCS GROUP INC COM 693475105 76 1450 SH DEFINED 0 0 1450
13
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
PPG INDS INC COM 693506107 81 1300 SH SOLE 1300 0 0
PPL CORP 69351T106 45 1000 SH SOLE 1000 0 0
PPL CORP 69351T106 2 50 SH DEFINED 50 0 0
PACCAR INC COM 693718108 133 2299 SH SOLE 2299 0 0
PALL CORP COM 696429307 26 1000 SH DEFINED 0 0 1000
PAYCHEX INC COM 704326107 7 222 SH SOLE 222 0 0
PEPSICO INC COM 713448108 5117 94978 SH SOLE 91178 0 3800
PEPSICO INC COM 713448108 344 6400 SH DEFINED 6400 0 0
PERFORMANCE TECHNOLOGIES INC COM 71376K102 0 50 SH SOLE 50 0 0
PFIZER INC COM 717081103 6912 201708 SH SOLE 177223 0 24485
PFIZER INC COM 717081103 1185 34584 SH DEFINED 34584 0 0
PHELPS DODGE CORP COM 717265102 23 300 SH SOLE 300 0 0
PHOENIX COS INC NEW COM 71902E109 28 2293 SH SOLE 2293 0 0
PIPER JAFFRAY COS COM NEW 724078100 0 12 SH SOLE 12 0 0
PITNEY BOWES INC COM 724479100 345 7800 SH SOLE 7800 0 0
PLUM CREEK TIMBER CO INC COM 729251108 17 548 SH SOLE 548 0 0
PRAXAIR INC COM 74005P104 13 350 SH SOLE 0 0 350
PRINCIPAL FINANCIAL GROUP INC 74251V102 17 500 SH SOLE 500 0 0
PROCTER & GAMBLE CO COM 742718109 6142 112861 SH SOLE 107437 0 5424
PROCTER & GAMBLE CO COM 742718109 121 2240 SH DEFINED 2240 0 0
PROGRESS ENERGY INC COM 743263105 3 75 SH SOLE 75 0 0
PROGRESSIVE CORP 743315103 147 1730 SH SOLE 1730 0 0
PROGRESSIVE CORP 743315103 0 5 SH DEFINED 5 0 0
PRUDENTIAL FINL INC COM 744320102 27 587 SH SOLE 587 0 0
PUGET SOUND ENERGY INC COM 745310102 72 3311 SH SOLE 3311 0 0
QUALCOMM INC COM 747525103 1878 25737 SH SOLE 23177 0 2560
QUALCOMM INC COM 747525103 3 50 SH DEFINED 50 0 0
QUEST DIAGNOSTICS INC COM 74834L100 45 535 SH SOLE 535 0 0
QUESTAR CORP COM 748356102 92 2400 SH SOLE 2400 0 0
QWEST COMMUNICATIONS INTL IN COM 749121109 7 2116 SH SOLE 2116 0 0
QWEST COMMUNICATIONS INTL IN COM 749121109 120 33675 SH DEFINED 175 0 33500
RAYTECH CORP 755103108 0 100 SH SOLE 100 0 0
RAYTHEON CO CLASS B COM 755111507 86 2421 SH SOLE 2421 0 0
14
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
READERS DIGEST ASSN INC COM 755267101 13 854 SH DEFINED 0 0 854
RED HAT INC COM 756577102 3 172 SH SOLE 172 0 0
RITE AID CORP COM 767754104 26 5000 SH SOLE 5000 0 0
ROBERT HALF INTL INC COM 770323103 2 92 SH SOLE 92 0 0
ROCKWELL INTL CORP NEW COM 773903109 22 600 SH SOLE 600 0 0
ROCKWELL INTL CORP NEW COM 773903109 18 500 SH DEFINED 0 0 500
ROCKWELL COLLINS INC COM 774341101 19 600 SH SOLE 600 0 0
ROHM & HAAS CO COM 775371107 74 1800 SH SOLE 1800 0 0
ROYAL DUTCH PETE CO NY REG GLD1.25 ADR 780257804 319 6178 SH SOLE 6178 0 0
SBC COMMUNICATIONS INC 78387G103 4817 198643 SH SOLE 177776 0 20867
SBC COMMUNICATIONS INC 78387G103 378 15620 SH DEFINED 15620 0 0
SEI INVESTMENTS CO COM 784117103 5 200 SH DEFINED 200 0 0
SAFEWAY INC (FORMERLY SAFEWAY STORES INC) 786514208 2 100 SH DEFINED 100 0 0
ST JUDE MED INC 790849103 558 7389 SH SOLE 7389 0 0
THE ST PAULS TRAVELERS COMPANIES INC-COM 792860108 52 1298 SH DEFINED 0 0 1298
SARA LEE CORP COM 803111103 18 800 SH SOLE 800 0 0
SARA LEE CORP COM 803111103 2 100 SH DEFINED 100 0 0
SCHERING PLOUGH CORP COM 806605101 140 7600 SH SOLE 6800 0 800
SCHLUMBERGER LTD COM 806857108 3222 50735 SH SOLE 47535 0 3200
SCHLUMBERGER LTD COM 806857108 251 3961 SH DEFINED 3961 0 0
SCIENTIFIC ATLANTA INC COM 808655104 110 3210 SH SOLE 3210 0 0
SCOTTISH PWR PLC SPON ADR FI NAL 81013T705 68 2311 SH SOLE 2311 0 0
SEARS ROEBUCK & CO COM 812387108 3 100 SH DEFINED 100 0 0
SECTOR SPDR TRUST 81369Y886 31 1330 SH SOLE 1330 0 0
SELECTIVE INS GRP INC 816300107 57 1439 SH SOLE 1439 0 0
SEMPRA ENERGY COM 816851109 33 965 SH SOLE 965 0 0
SENECA FOODS CORP NEW CL B 817070105 25 1400 SH SOLE 1400 0 0
SENECA FOODS CORP NEW CL A 817070501 25 1400 SH SOLE 1400 0 0
THE SERVICEMASTER COMPANY 81760N109 7 600 SH SOLE 600 0 0
SIMON PPTY GROUP INC NEW 828806109 17 350 SH SOLE 350 0 0
SIMON PPTY GROUP INC NEW 828806109 57 1122 SH DEFINED 0 0 1122
SIRIUS SATELLITE RADIO INC 82966U103 3 1000 SH SOLE 1000 0 0
SKY FINL GROUP INC COM 83080P103 196 7937 SH SOLE 7937 0 0
15
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
SKYWORKS SOLUTIONS INC 83088M102 1 210 SH SOLE 210 0 0
SMUCKER JM CO COM NEW 832696405 0 16 SH SOLE 16 0 0
SMURFIT-STONE CONTAINER CORP COM 832727101 1 100 SH SOLE 100 0 0
SNAP-ON INC (FORMERLY SNAP-ON TOOLS CORP) 833034101 4 125 SH SOLE 125 0 0
SOLECTRON CORP COM 834182107 1 287 SH DEFINED 287 0 0
SOUTHERN CO COM 842587107 52 1810 SH SOLE 1785 0 25
SOUTHWEST AIRLS CO COM 844741108 3 200 SH DEFINED 200 0 0
SPRINT CORP COM FON GROUP 852061100 69 3945 SH SOLE 3945 0 0
SPRINT CORP COM FON GROUP 852061100 22 1300 SH DEFINED 100 0 1200
STAPLES INC COM 855030102 1594 54222 SH SOLE 50697 0 3525
STAPLES INC COM 855030102 4 150 SH DEFINED 150 0 0
STARBUCKS CORP COM 855244109 11 257 SH SOLE 57 0 200
STATE STR CORP COM 857477103 141 2894 SH DEFINED 2894 0 0
SUFFOLK BANCORP COM 864739107 105 3244 SH SOLE 3244 0 0
SUN MICROSYSTEMS INC COM 866810104 71 16550 SH SOLE 12400 0 4150
SUN MICROSYSTEMS INC COM 866810104 1 250 SH DEFINED 0 0 250
SUNGARD DATA SYS INC COM 867363103 271 10460 SH SOLE 10460 0 0
SUNTRUST BKS INC COM 867914103 264 4066 SH SOLE 3066 0 1000
SUNTRUST BKS INC COM 867914103 73 1125 SH DEFINED 25 0 1100
SUPERVALU INC COM 868536103 72 2355 SH SOLE 2355 0 0
SYMANTEC CORP COM 871503108 68 1560 SH SOLE 1560 0 0
SYNOVUS FINL CORP COM 87161C105 17 675 SH SOLE 0 0 675
SYSCO CORP COM 871829107 29 820 SH SOLE 820 0 0
TECO ENERGY INC 872375100 8 700 SH SOLE 0 0 700
TEPPCO PARTNERS LP 872384102 9 250 SH DEFINED 250 0 0
TARGET CORP COM 87612E106 1994 46973 SH SOLE 44433 0 2540
TARGET CORP COM 87612E106 12 300 SH DEFINED 300 0 0
TELLABS INC COM 879664100 2 250 SH DEFINED 250 0 0
TENET HEALTHCARE CORP COM 88033G100 40 3000 SH DEFINED 0 0 3000
TERAYON COMMUNICATION SYS COM 880775101 0 40 SH SOLE 0 0 40
TEXAS INDS INC COM 882491103 12 300 SH SOLE 300 0 0
TEXAS INSTRS INC COM 882508104 996 41198 SH SOLE 38048 0 3150
TEXAS INSTRS INC COM 882508104 32 1350 SH DEFINED 150 0 1200
16
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
THERMO ELECTRON CORP COM 883556102 31 1020 SH SOLE 1020 0 0
3M CO COM COM 88579Y101 4773 53035 SH SOLE 49635 0 3400
3M CO COM COM 88579Y101 690 7669 SH DEFINED 6669 0 1000
TIME WARNER INC COM 887317105 45 2584 SH SOLE 2584 0 0
TIME WARNER INC COM 887317105 140 7975 SH DEFINED 75 0 7900
TOMPKINS TRUSTCO INC 890110109 39352 828472 SH SOLE 812386 0 16086
TOMPKINS TRUSTCO INC 890110109 2207 46477 SH DEFINED 46477 0 0
TOYS R US INC COM 892335100 12 800 SH DEFINED 0 0 800
TYCO INTL LTD NEW COM 902124106 204 6175 SH SOLE 6175 0 0
TYCO INTL LTD NEW COM 902124106 274 8300 SH DEFINED 0 0 8300
UST INC COM 902911106 4 125 SH SOLE 125 0 0
US BANCORP DEL COM NEW 902973304 36 1308 SH SOLE 1308 0 0
UNILEVER N V N Y SHS NEW 904784709 1 25 SH DEFINED 25 0 0
UNION PAC CORP COM 907818108 35 600 SH SOLE 600 0 0
UNION PAC CORP COM 907818108 59 1000 SH DEFINED 0 0 1000
UNITED PARCEL SERVICE INC CL B 911312106 1427 18994 SH SOLE 17369 0 1625
UNITED PARCEL SERVICE INC CL B 911312106 3 50 SH DEFINED 50 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1768 19328 SH SOLE 18248 0 1080
UNITED TECHNOLOGIES CORP COM 913017109 16 175 SH DEFINED 175 0 0
UNITEDHEALTH GROUP INC 91324P102 1562 25103 SH SOLE 23403 0 1700
UNITEDHEALTH GROUP INC 91324P102 197 3180 SH DEFINED 80 0 3100
UNIVISION COMMUNICATIONS INC CL A 914906102 1 40 SH SOLE 40 0 0
UNOCAL CORP COM 915289102 127 3344 SH DEFINED 3344 0 0
UNUMPROVIDENT CORP COM 91529Y106 7 500 SH DEFINED 0 0 500
V.I. TECHNOLOGIES INC 917920100 0 200 SH SOLE 0 0 200
UTSTARCOM INC 918076100 1 65 SH SOLE 65 0 0
V F CORP COM 918204108 41 850 SH SOLE 850 0 0
VALERO ENERGY CORP NEW COM 91913Y100 1 25 SH DEFINED 25 0 0
VAN KAMPEN AMERICAN CAPITAL MUNICIPAL TRUST 920919107 19 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE MUN COM 920929106 20 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE N J COM 920933108 38 2400 SOLE 2400 0 0
VAN KAMPEN ADVAN MUN 921124103 19 1415 SOLE 1415 0 0
VAXGEN INC 922390208 0 25 SH SOLE 25 0 0
17
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
VECTREN CORP COM 92240G101 29 1170 SH SOLE 1170 0 0
VERIZON COMMUNICATIONS COM 92343V104 929 25687 SH SOLE 22827 0 2860
VERIZON COMMUNICATIONS COM 92343V104 31 866 SH DEFINED 866 0 0
VERITAS SOFTWARE CO COM 923436109 1 57 SH SOLE 57 0 0
VERITAS SOFTWARE CO COM 923436109 1 50 SH DEFINED 50 0 0
VIACOM INC CLASS B 925524308 1394 39044 SH SOLE 37014 0 2030
VIACOM INC CLASS B 925524308 70 1960 SH DEFINED 460 0 1500
VISTEON CORP COM 92839U107 2 235 SH SOLE 235 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 19 875 SH SOLE 875 0 0
WPP GROUP PLC SPON ADR NEW 929309300 87 1700 SH DEFINED 0 0 1700
WPS RESOURCES CORP COM 92931B106 13 300 SH SOLE 300 0 0
WACHOVIA CORP 2ND NEW COM 929903102 21 474 SH SOLE 474 0 0
WACHOVIA CORP 2ND NEW COM 929903102 50 1125 SH DEFINED 25 0 1100
WAL MART STORES INC COM 931142103 4887 92653 SH SOLE 84243 0 8410
WAL MART STORES INC COM 931142103 841 15953 SH DEFINED 15953 0 0
WALGREEN CO COM 931422109 259 7175 SH SOLE 7175 0 0
WALGREEN CO COM 931422109 41 1134 SH DEFINED 1134 0 0
WASHINGTON MUT INC COM 939322103 194 5035 SH SOLE 4910 0 125
WASHINGTON MUT INC COM 939322103 123 3200 SH DEFINED 500 0 2700
WASTE MGMT INC DEL COM 94106L109 153 5025 SH DEFINED 0 0 5025
WATERS CORP COM 941848103 46 980 SH SOLE 980 0 0
WEIGHT WATCHERS INTERNATIONAL INC 948626106 3 100 SH SOLE 100 0 0
WELLPOINT HEALTH NETWORK NEW COM 94973H108 157 1405 SH SOLE 1405 0 0
WELLS FARGO & CO NEW COM 949746101 2230 38981 SH SOLE 37081 0 1900
WELLS FARGO & CO NEW COM 949746101 48 850 SH DEFINED 850 0 0
WESTAR ENERGY INC COM 95709T100 21 1100 SH SOLE 1100 0 0
WIRELESS TELECOM GP INC 976524108 6 2350 SH SOLE 2350 0 0
WISCONSIN ENERGY CORP COM 976657106 11 360 SH SOLE 360 0 0
WRIGLEY WM JR CO COM 982526105 31 500 SH DEFINED 500 0 0
WYETH COM 983024100 473 13098 SH SOLE 13098 0 0
WYETH COM 983024100 263 7300 SH DEFINED 5300 0 2000
XM SATELLITE RADIO HLDGS INC CL A 983759101 5 200 SH SOLE 200 0 0
XCEL ENERGY INC 98389B100 8 510 SH SOLE 0 0 510
18
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
XEROX CORP COM 984121103 0 30 SH SOLE 30 0 0
XEROX CORP COM 984121103 1 120 SH DEFINED 120 0 0
YAHOO INC COM 984332106 56 1560 SH SOLE 1560 0 0
YAHOO INC COM 984332106 3 85 SH DEFINED 85 0 0
ZIMMER HLDGS INC COM 98956P102 2 25 SH SOLE 25 0 0
ZIONS BANCORPORATION COM 989701107 270 4407 SH SOLE 4407 0 0
ZOLL MEDIACL 989922109 300 8570 SH SOLE 8570 0 0
GRAND TOTALS 314184 7739159 7126402 0 612757
19